125 Harbor Dr

1,295 Sq. Ft.
$493 / Sq. Ft.
1,295
Sq. Ft.
$493
per Sq. Ft.

Description

Move-in ready and fully renovated, JUST REDUCED! This 3-bedroom, 2-bath home sits high and dry in a desirable X-flood zone in the heart of Key Largo. Situated on an oversized, fully fenced lot, it offers a bright, open layout with updated tile flooring throughout. The spacious family room is perfect for gathering, and the updated galley kitchen features granite countertops and new appliances, flowing seamlessly into a large dining area. The primary suite includes a walk-in closet, a beautifully remodeled...Move-in ready and fully renovated, JUST REDUCED! This 3-bedroom, 2-bath home sits high and dry in a desirable X-flood zone in the heart of Key Largo. Situated on an oversized, fully fenced lot, it offers a bright, open layout with updated tile flooring throughout. The spacious family room is perfect for gathering, and the updated galley kitchen features granite countertops and new appliances, flowing seamlessly into a large dining area. The primary suite includes a walk-in closet, a beautifully remodeled bath, and an indoor washer and dryer. Additional features include impact windows and doors, generously sized bedrooms, and a flexible layout with space for a home office. Outside, enjoy a hot tub, low-maintenance landscaping with irrigation, high-tech lighting, and a concrete slab with double-swing gates for RV or boat trailer parking. There's plenty of room to add a pool, plus a paved driveway and large storage shed for extra convenience. Located on a quiet street with community boat ramp access for kayaks, paddleboards, or boat launching. Just minutes from Key Largo Park, the Pirate Ship Pool, new pickleball courts, Pilot House Marina, and Key Largo Fisheries. This one truly checks all the boxes: location, condition, and lifestyle. Call today before it's gone!
  1. Listed by Shelby Morris • American Caribbean Real Estate, Christie's International Real Estate

Property Details for 125 Harbor Drive

Waterfront
None
Waterfront
No
Zoning
SF - Single Family
Subdivision
Harbor Shores (99.0)
Directions
MM 99 Oceanside, third house in on Harbor Dr
Vehicle Storage
Open Parking, RV Parking Open, Trailer Storage, Guest Parking
Pets
Pets Allowed
LISTING UPDATED: 12/17/2025 10:02 AM

Property Details for 125 Harbor Drive

StatusContingent / Show
MLS #615708
Days on Market162
Taxes$4,493 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family
Year Built1954
Lot Size0.17 AC / 7,380 SF
CountyMonroe County

Location

Listing Courtesy of American Caribbean Real Estate, Christie's International Real Estate
Add your commute

Building Information for 125 Harbor Drive

Stories-Year Built1954Building Size-Lot Size0.17 AC / 7,380 SF

Payment Calculator

$3,489 per month

30 year fixed, 6.15% Interest

Principal and Interest

$3,114

Property Taxes

$374

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 125 Harbor Drive

Summary
Location and General Information
  • Waterview: No Waterview
  • Area: 27 - Key Largo MM 97-107
  • Absolute Longitude: 80.447415
  • Control Depth: 0
  • Listing Board: Florida Keys
  • Side: Ocean
  • Mile Marker: 99.0
  • Marathon Neighborhood: N/A
  • Neighborhood Feature: Community Boat Ramp
  • Key/Island: Key Largo
Taxes and HOA Information
  • Association Info: Mandatory Home Owners Asc: No
  • Association Info: 1st Right of Refusal: No
  • Fee Includes: None
  • Furnished: Unfurnished
  • Tax Year: 2024
  • Tax Exemptions: Homestead
Property
Lot Information
  • Land Size: Less Than 1/4 Acre
Property and Assessments
  • MLS Approved: Y
  • Bank Owned: No
  • SqFt Source: LA Measured
  • Rentals Allowed: With Restrictions
  • Deed Restrictions: No
  • Picture Count: 42
  • Document Count: 0
  • Building Style: Above Flood: Yes
  • Property Condition: Updated/Remodeled
Utilities
  • Utilities: FKAA, Buyer to Verify, Municipal Sewer
  • Pub Sewer HkUp: Yes
  • Pool: No
  • Porch/Balcony: Deck
Interior and Exterior Features
Interior Features
  • Interior Features: Built-in Cabinets, Walk-in Closet(s), Granite Counter Top
  • Appliances: Washer, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dryer
Exterior Features
  • Roof: Shingle Roof
  • Construction: CBS, Concrete
  • Dockage: None
  • Exterior Features: Fencing, Shed, Privacy Wall/Fence
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors

Property History for 125 Harbor Drive

DateEvent & SourcePriceAppreciation
Dec 17, 2025

Pending

MiamiRE #A11870885

Dec 17, 2025

Backup Contract

MiamiRE #A11870885

Dec 17, 2025

Backup Contract

FKMLS #615708

Dec 9, 2025

Listed (Active)

MiamiRE #A11870885

Dec 9, 2025

Listed (Active)

FKMLS #615708

Dec 7, 2025

Pending

MiamiRE #A11870885

Dec 6, 2025

Backup Contract

MiamiRE #A11870885

Dec 3, 2025

Backup Contract

FKMLS #615708

Oct 19, 2025

Price Change

MiamiRE #A11870885

$639,000
Sep 2, 2025

Listed (Active)

MiamiRE #A11870885

$650,000
Jul 8, 2025

Price Change

FKMLS #615708

$675,000
Jul 8, 2025

Price Change

FKMLS #615708

$650,000
Jul 8, 2025

Listed (Active)

FKMLS #615708

$639,000
Jan 19, 2023

Sold

FKMLS #603850

$460,000
Jan 19, 2023

Pending

FKMLS #603850

Dec 20, 2022

Listed (Active)

FKMLS #603850

$460,000
Apr 20, 2022

Sold (Public Record)

Public Record #1489320234

$460,000

+17.1% / yr

Nov 4, 2011

Sold

FKMLS #555805

$88,500
Nov 1, 2011

Sold (Public Record)

Public Record #323792816

$88,500

-72.8% / yr

Oct 7, 2011

Pending

FKMLS #555805

Sep 8, 2011

Listed (Active)

FKMLS #555805

$121,248
Jul 25, 2011

Expired

FKMLS #555134

Jun 1, 2011

Sold (Public Record)

Public Record #318594639

$152,600
May 31, 2011

Temp Off Market

FKMLS #552663

May 31, 2011

Listed (Active)

FKMLS #555134

$165,000
Jul 24, 2010

Listed (Active)

FKMLS #552663

$165,000
DateEvent & SourcePrice
12/17/2025

Pending

MiamiRE #A11870885

12/17/2025

Backup Contract

MiamiRE #A11870885

12/17/2025

Backup Contract

FKMLS #615708

12/09/2025

Listed (Active)

MiamiRE #A11870885

12/09/2025

Listed (Active)

FKMLS #615708

12/07/2025

Pending

MiamiRE #A11870885

12/06/2025

Backup Contract

MiamiRE #A11870885

12/03/2025

Backup Contract

FKMLS #615708

10/19/2025

Price Change

MiamiRE #A11870885

$639,000
09/02/2025

Listed (Active)

MiamiRE #A11870885

$650,000
07/08/2025

Price Change

FKMLS #615708

$675,000
07/08/2025

Price Change

FKMLS #615708

$650,000
07/08/2025

Listed (Active)

FKMLS #615708

$639,000
01/19/2023

Sold

FKMLS #603850

$460,000
01/19/2023

Pending

FKMLS #603850

12/20/2022

Listed (Active)

FKMLS #603850

$460,000
04/20/2022

Sold (Public Record)

Public Record #1489320234

$460,000

+17.1% / yr

11/04/2011

Sold

FKMLS #555805

$88,500
11/01/2011

Sold (Public Record)

Public Record #323792816

$88,500

-72.8% / yr

10/07/2011

Pending

FKMLS #555805

09/08/2011

Listed (Active)

FKMLS #555805

$121,248
07/25/2011

Expired

FKMLS #555134

06/01/2011

Sold (Public Record)

Public Record #318594639

$152,600
05/31/2011

Temp Off Market

FKMLS #552663

05/31/2011

Listed (Active)

FKMLS #555134

$165,000
07/24/2010

Listed (Active)

FKMLS #552663

$165,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 125 Harbor Drive

Taxable ValueLand$302,580Additions$210,516Total$513,096
Tax Record2024$4,681 ($390 / month)
Home Facts
Beds2Baths1.5Total Finished SqFt775 SqFtAbove Grade Finished SqFt775 SqFtStories1Lot Size7,380 SqFtStyleSingle Family ResidenceYear Built1954Year Renovated2010CountyMONROEAPN00521900-000000

Schools near 125 Harbor Drive

This home is within Monroe.
Rating
School
Type
Grades
Distance
Public - PK to 8
Public - 9 to 12
Charter - K to 8
Public - 6 to 12
Rating
School
Distance
Key Largo School
PublicPK to 8

Coral Shores High School
Public9 to 12

Ocean Studies Charter
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of American Caribbean Real Estate, Christie's International Real Estate

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.