Active
5 beds2,509 sqft
125 Key Rd, Palatka, FL 32177
Est: $4,693/moGet pre-approved
Single FamilyProperty Type
22.46 acresLot Size
1955Year Built
$329/sq ftPrice per sq ft
4 carsParking Spaces

Description

2.99% assumable loan! Seller will also contribute 1% to the buyer for a rate buy down / down payment and is flexible with closing. Plus...get ANOTHER 1% credit if using seller preferred lender. 2% TOTAL! Seller is also offering 1 year home warranty for added peace of mind. Welcome to your own private country retreat in the small town of Bardin, a close knit community surrounded by natural beauty and open spaces where neighbors know and look out for each other. This beautifully remodeled 5 bedroom,...2.99% assumable loan! Seller will also contribute 1% to the buyer for a rate buy down / down payment and is flexible with closing. Plus...get ANOTHER 1% credit if using seller preferred lender. 2% TOTAL! Seller is also offering 1 year home warranty for added peace of mind. Welcome to your own private country retreat in the small town of Bardin, a close knit community surrounded by natural beauty and open spaces where neighbors know and look out for each other. This beautifully remodeled 5 bedroom, 2 bath split floor plan home combines modern updates with the peaceful lifestyle you've been dreaming of. Retreat to an oversized primary suite designed for ultimate comfort and relaxation. The spa-like bathroom features a luxurious walk-in shower, creating a serene space to unwind at the end of the day. A spacious walk-in closet provides ample room while keeping everything beautifully organized. Every major improvement has been completed, including a new HVAC system, new on-demand hot water
49 days on Market
  • Listed by: CHRISTOPHER T SNOW 904.329.7895 chris@floridacoastalteam.com • LPT REALTY LLC
  • Listed by: GRETCHEN SCHMIDT 386.546.5064 gretchen@floridacoastalteam.com • LPT REALTY LLC
Last updated: 09/17/2026 11:19 AM • Source: NEFMLS, MLS#: 2154727

Location

Listing Courtesy of LPT REALTY LLC
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Payment Calculator

$4,693 per month

30 year fixed, 6.71% Interest

Principal and Interest

$4,263

Property Taxes

$430

HOA Dues

$0

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Property Information for 125 Key Road

Property Details
  • MLS Type: Residential / Single Family Residence
  • Architectural Style: Ranch
  • Senior Community YN: No
  • View: Trees/Woods
  • Waterfront YN: No
  • Subdivision Name: Metes & Bounds
Building Information
  • Stories: 1
  • Year Built: 1955
  • Lot Size: 22.46 AC / 978,357 SF
Summary
Location and General Information
  • Country: US
  • Direction Faces: East
  • Directions: From SR 100, turn north onto Bardin Rd, go about 2.1 miles, then turn left onto Key Rd. Travel to the end of the driveway until you come to a gate with a sign that says 125 Key Road
  • Road Frontage Type: County Road
  • Zoning Description: Agricultural
  • MLS Area Major: 562-Bardin/West Bostwick
  • City: Palatka
  • State: FL
  • Postal Code: 32177
  • County: Putnam
  • Latitude: 29.708975
  • Longitude: -81.729118
  • MLS Area Minor: 562-Bardin/West Bostwick
  • General Property Information: Waterfront YN: No
  • General Property Information: Senior Community YN: No
  • General Property Information: Direction Faces: East
  • Road Frontage Type: County Road: Yes
  • Road Surface Type: Asphalt: Yes
  • View: Trees/Woods: Yes
Taxes and HOA Information
  • Parcel Number: 170926000004000000
  • Association Fee: $.00
  • Association YN: No
  • Tax Annual Amount: $5,159.92
  • General Property Information: Association YN: No
Parking
  • Carport Spaces: 2
  • Carport YN: true
  • Garage Spaces: 2
  • Garage YN: Yes
  • Parking Features: Additional Parking, Carport, Detached Carport, Garage, Guest, Off Street
  • Attached Garage: No
  • General Property Information: Garage YN: Yes
  • General Property Information: Garage Spaces: 2.0
  • General Property Information: Carport YN: Yes
  • General Property Information: Carport Spaces: 2.0
  • Parking Features: Additional Parking: Yes
  • Parking Features: Carport: Yes
  • Parking Features: Detached Carport: Yes
  • Parking Features: Garage: Yes
  • Parking Features: Guest: Yes
  • Parking Features: Off Street: Yes
Property
Lot Information
  • Living Area Source: Public Records
  • Lot Features: Agricultural, Cleared, Cul-De-Sac, Dead End Street, Many Trees, Wooded
  • Lot Size Acres: 22.46
  • Other Structures: Barn(s), Shed(s), Workshop
  • Living Area: 2509.0
  • Lot Size Area: 22.46
  • Lot Size Units: Acres
  • Lot Size Square Feet: 978357.6
Property and Assessments
  • Current Use: Agricultural, Farm, Horses, Livestock, Mixed Use, Ranch, Residential, Single Family
  • New Construction YN: No
  • Property Attached YN: No
  • Year Built: 1955
  • MLS Approval Status: Yes
  • Room Total: 0.0
  • Property Classification: Residential
  • General Property Information: Lot Size Acres: 22.46
  • General Property Information: Bathrooms Half: 0.0
  • General Property Information: Living Area: 2509.0
  • General Property Information: Living Area Source: Public Records
  • General Property Information: New Construction YN: No
  • Green Energy Efficient: Appliances: Yes
  • Green Energy Efficient: Thermostat: Yes
  • Lot Features: Agricultural: Yes
  • Lot Features: Cleared: Yes
  • Lot Features: Cul-De-Sac: Yes
  • Lot Features: Many Trees: Yes
  • Lot Features: Wooded: Yes
Green Features
  • Green Energy Efficient: Appliances, Thermostat
Utilities
  • Sewer: Septic Tank
  • Water Source: Private, Well
  • Sewer: Septic Tank: Yes
  • Utilities: Electricity Connected: Yes
  • Water Source: Private: Yes
  • Water Source: Well: Yes
Interior and Exterior Features
Exterior Features
  • Exterior Features: Fire Pit
  • Fencing: Fenced, Back Yard, Cross Fenced
  • Patio And Porch Features: Covered, Deck, Front Porch, Porch, Rear Porch, Side Porch
  • Road Surface Type: Asphalt
  • Pool: No
  • Exterior Features: Fire Pit: Yes
  • Fencing: Back Yard: Yes
  • Fencing: Cross Fenced: Yes
  • Fencing: Fenced: Yes
  • Other Structures: Barn(s): Yes
  • Other Structures: Shed(s): Yes
  • Other Structures: Workshop: Yes
  • Roof: Metal: Yes
  • Architectural Style: Ranch: Yes
  • Patio And Porch Features: Covered: Yes
  • Patio And Porch Features: Deck: Yes
  • Patio And Porch Features: Front Porch: Yes
  • Patio And Porch Features: Porch: Yes
  • Patio And Porch Features: Rear Porch: Yes
  • Patio And Porch Features: Side Porch: Yes
Interior Features
  • Entry Level: 1.0
  • Stories: 1
  • Bathrooms Half: 0
  • Kitchen Appliances: Dishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Instant Hot Water, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
  • Cooling: Central Air
  • Furnished: Unfurnished
  • Interior Features: Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
  • Laundry Features: Electric Dryer Hookup, In Unit, Lower Level, Washer Hookup
  • Levels: One
  • Heating: Central
  • Flooring: Tile, Wood
  • Total Bathrooms Source: MLS
  • Bedrooms Total: 5
  • Bathrooms Total: 2.0
  • Bathrooms Full: 2
  • Bathrooms Total (Integer): 2
  • Bathrooms Total (Decimal): 2.0
  • Bathrooms Total (Notational): 2.0
  • Cooling: Yes
  • Heating: Yes
  • General Property Information: Furnished: Unfurnished
  • General Property Information: Stories: 1.0
  • Appliances: Dishwasher: Yes
  • Appliances: Dryer: Yes
  • Appliances: Electric Cooktop: Yes
  • Appliances: Electric Oven: Yes
  • Appliances: Electric Water Heater: Yes
  • Appliances: Ice Maker: Yes
  • Appliances: Instant Hot Water: Yes
  • Appliances: Refrigerator: Yes
  • Appliances: Tankless Water Heater: Yes
  • Appliances: Washer: Yes
  • Appliances: Water Softener Owned: Yes
  • Cooling: Central Air: Yes
  • Flooring: Tile: Yes
  • Flooring: Wood: Yes
  • Heating: Central: Yes
  • Laundry Features: Electric Dryer Hookup: Yes
  • Laundry Features: In Unit: Yes
  • Laundry Features: Lower Level: Yes
  • Laundry Features: Washer Hookup: Yes
  • Levels: One: Yes
  • Smart Home Features: Locks: Yes
  • Smart Home Features: Programmable Thermostat: Yes
  • Interior Features: Breakfast Nook: Yes
  • Interior Features: Ceiling Fan(s): Yes
  • Interior Features: Eat-in Kitchen: Yes
  • Interior Features: Entrance Foyer: Yes
  • Interior Features: Guest Suite: Yes
  • Interior Features: His and Hers Closets: Yes
  • Interior Features: In-Law Floorplan: Yes
  • Interior Features: Open Floorplan: Yes
  • Interior Features: Pantry: Yes
  • Interior Features: Primary Bathroom - Shower No Tub: Yes
  • Interior Features: Primary Downstairs: Yes
  • Interior Features: Smart Thermostat: Yes
  • Interior Features: Split Bedrooms: Yes
  • Interior Features: Vaulted Ceiling(s): Yes
  • Interior Features: Walk-In Closet(s): Yes
Agent
Sale and Listings
  • General Property Information: Entry Level: 1.0
Showing and Remarks
  • Public Remarks: 2.99% ASSUMABLE LOAN! Seller will also contribute 1% to the buyer for a rate buy down / down payment and is flexible with closing. Plus...get ANOTHER 1% credit if using seller preferred lender. 2% TOTAL! Seller is also offering 1 year home warranty for added peace of mind. Welcome to your own private country retreat in the small town of Bardin, a close knit community surrounded by natural beauty and open spaces where neighbors know and look out for each other. This beautifully remodeled 5 bedroom, 2 bath split floor plan home combines modern updates with the peaceful lifestyle you've been dreaming of. Retreat to an oversized primary suite designed for ultimate comfort and relaxation. The spa-like bathroom features a luxurious walk-in shower, creating a serene space to unwind at the end of the day. A spacious walk-in closet provides ample room while keeping everything beautifully organized. Every major improvement has been completed, including a new HVAC system, new on-demand hot water
  • General Property Information: Directions: From SR 100, turn north onto Bardin Rd, go about 2.1 miles, then turn left onto Key Rd. Travel to the end of the driveway until you come to a gate with a sign that says 125 Key Road
  • General Property Information: Public Remarks: 2.99% ASSUMABLE LOAN! Seller will also contribute 1% to the buyer for a rate buy down / down payment and is flexible with closing. Plus...get ANOTHER 1% credit if using seller preferred lender. 2% TOTAL! Seller is also offering 1 year home warranty for added peace of mind. Welcome to your own private country retreat in the small town of Bardin, a close knit community surrounded by natural beauty and open spaces where neighbors know and look out for each other. This beautifully remodeled 5 bedroom, 2 bath split floor plan home combines modern updates with the peaceful lifestyle you've been dreaming of. Retreat to an oversized primary suite designed for ultimate comfort and relaxation. The spa-like bathroom features a luxurious walk-in shower, creating a serene space to unwind at the end of the day. A spacious walk-in closet provides ample room while keeping everything beautifully organized. Every major improvement has been completed, including a new HVAC system, new on-demand hot water
Rental
Rental Information
  • Utilities: Electricity Connected
  • Roof: Metal
  • Rental Restrictions: No Minimum: Yes

Property History for 125 Key Road

DateEvent & SourcePriceAppreciation
Aug 20, 2026

Price Change

NEFMLS #2154727

$825,000
Aug 18, 2026

Listed (Active)

NEFMLS #2154727

$850,000
Aug 17, 2026

Withdrawn

NEFMLS #2154727

$850,000
DateEvent & SourcePrice
08/20/2026

Price Change

NEFMLS #2154727

$825,000
08/18/2026

Listed (Active)

NEFMLS #2154727

$850,000
08/17/2026

Withdrawn

NEFMLS #2154727

$850,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 125 Key Road

Taxable ValueLand-Additions-Total-
Tax Record2025$5,160 ($430 / month)
Home Facts
Beds4Baths2Total Finished SqFt2,509 SqFtAbove Grade Finished SqFt2,509 SqFtLot Size1,386,515 SqFtStyleSingle Family ResidenceYear Built1955Year Renovated1994CountyPUTNAMAPN17-09-26-0000-0400-0000

Schools near 125 Key Road

This home is within Putnam.
Rating
School
Type
Grades
Distance
Public - K to 6
Public - 7 to 12
Charter - K to 6
Public - PK to 12
Rating
School
Distance
James A. Long Elementary School
PublicK to 6

Palatka High School
Public7 to 12

The Children's Reading Center
CharterK to 6

Eleanor H. Miller School
PublicPK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

125 Key Road is a single family home for sale in Palatka, FL 32177. This property was listed for sale on July 30, 2026 by LPT REALTY LLC, it's currently listed at $825,000. It has been on the market for a total of 49 days and was last sold on April 3, 2020. This listing's school district is Putnam. Nearby schools include James A. Long Elementary School, Palatka High School and The Children's Reading Center. 125 Key Road is a 5-bed, 2-bath, 2,509 sqft single family home built in 1955.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of LPT REALTY LLC

Based on information from one of the following Multiple Listing Services: Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.