129 Cottage Ln

Port St. Joe, FL 32456

$749,900
Price
2
Beds
1,365 Sq. Ft.
$549 / Sq. Ft.
1,365
Sq. Ft.
$549
per Sq. Ft.
Virtual Tour
Virtual Tour

Description

Coastal chic steps to the beach! Discover a truly special coastal retreat just a short stroll from one of the Gulf Coast's most secluded and pristine shorelines. Surrounded by natural beauty, this 2020 custom-built 2-bedroom, 2-bath cottage, designed by an Interior Designer, blends relaxed coastal style with everyday comfort. From arrival, the home offers an easy, flowing layout transitioning from covered parking and generous storage below to inviting outdoor living spaces above. A covered deck provides...Coastal chic steps to the beach! Discover a truly special coastal retreat just a short stroll from one of the Gulf Coast's most secluded and pristine shorelines. Surrounded by natural beauty, this 2020 custom-built 2-bedroom, 2-bath cottage, designed by an Interior Designer, blends relaxed coastal style with everyday comfort. From arrival, the home offers an easy, flowing layout transitioning from covered parking and generous storage below to inviting outdoor living spaces above. A covered deck provides the perfect spot to unwind while overlooking a private lagoon preserve in the backyard, offering peaceful views and a natural buffer for added privacy. Inside, vaulted ceilings enhance the open living and kitchen areas, creating a bright, welcoming space ideal for gathering and entertaining. The serene primary suite features private access to outdoor decking—perfect for morning coffee or winding down at sunset. A second bedroom and a versatile loft designed for sleeping or games make this home comfortable and functional for guests of all ages. Furnishings are thoughtfully curated with a mix of antiques, repurposed pieces, and handmade accents, creating a warm, one-of-a-kind coastal atmosphere. Located just 200 steps from Indian Pass Beach with a dedicated boardwalk, this home enjoys easy access to quiet, uncrowded, and dog-friendly sands ideal for long walks, shelling, and peaceful beach days. Outdoor adventures abound with nearby kayaking, paddleboarding, fishing, and the Indian Pass boat launch just minutes away—opening access to St. Joseph Bay and the Gulf. After a day on the water, enjoy dinner and live entertainment at the iconic Indian Pass Raw Bar, or take a short drive to Port St. Joe for marina access, waterfront dining, boutique shopping, and local music. Whether as a primary residence, beach getaway, or investment, this property delivers true coastal living. Call for your private tour and LIVE THE BEACH LIFE.
  1. Listed by Kaye Haddock • Beach Properties Real Estate

Property Details for 129 Cottage Lane

Architectural Style
Coastal
Waterfront
Yes
Parking Features
Paved
Subdivision Name
Cottages @ Indian Summer
View
Gulf
Zoning Description
County, Resid Single Family
View
Yes
LISTING UPDATED: 01/24/2026 01:32 PM

Property Details for 129 Cottage Lane

StatusActive
MLS #784133
Days on Market9
Taxes$6,234 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence / Single Family Residence
Year Built2018
Lot Size0.72 AC / 31,363 SF
CountyGulf County

Location

Listing Courtesy of Beach Properties Real Estate
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Building Information for 129 Cottage Lane

Stories-Year Built2018Building Size-Lot Size0.72 AC / 31,363 SF

Payment Calculator

$4,174 per month

30 year fixed, 6.15% Interest

Principal and Interest

$3,655

Property Taxes

$520

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 129 Cottage Lane

Summary
Location and General Information
  • City: Port St Joe
  • County Or Parish: Gulf
  • Directions: Hwy 98 East to slight right on CR-30A to the Cottages at Indian Summer, just west of the Indian Pass Raw Bar. Right onto Barefoot Ln. Left onto Cottage Ln. Home is on the left in the cul de sac. Look for sign.
  • State Region: FL
  • Postal Code: 32456
  • Latitude: 29.685002
  • Longitude: -85.268913
  • State Or Province: FL
  • MLS Area Major: 07 - Gulf County
  • MLS Area Minor: 0706 - Gulf County - Indian Pass
Taxes and HOA Information
  • Parcel Number: 03186-305R
  • Association: Yes
  • Tax Annual Amount: $6,234.00
  • Tax Legal Description: S 20 T 9 R 10 THE COTTAGES AT INDIAN SUMMER PHASE II LOT 22 ORB 323/320 FR PARVEY DEVELOPM ENT CORPORATION ORB 513/855
  • Tax Year: 2025
School Information
  • Elementary School: Port St. Joe
  • High School: Port St. Joe
  • Middle Or Junior School: Port St. Joe
Parking
  • Attached Garage: No
  • Covered Spaces: 2.0
  • Garage: No
Property
Lot Information
  • Building Area Total: 1365.0
  • Lot Features: Cul De Sac, Paved
  • Lot Size Acres: 0.72
  • Lot Size Area: 0.72
  • Lot Size Dimensions: IRR
  • Lot Size Units: Acres
  • Lot Size Square Feet: 31363.0
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 2018
  • New Construction: No
  • Human Modified: No
Utilities
  • Utilities: Cable Connected, Electricity Available, High Speed Internet Available
Interior and Exterior Features
Exterior Features
  • Exterior Features: Porch
  • Pool Features: Community
  • Association Amenities: Beach Rights
  • Community Features: Beach, Pool, Waterfront, Community Pool, Short Term Rental Allowed
  • Construction Materials: Hardiplank Type
  • Patio And Porch Features: Covered, Open, Patio, Porch, Screened
  • Security Features: Smoke Detectors
Interior Features
  • Flooring: Luxury Vinyl Plank
  • Bathrooms Full: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 2
  • Rooms Total: 8
  • Cooling: Yes
  • Cooling: Central Air, Ceiling Fans
  • Heating: Yes
  • Heating: Central, Electric
  • Appliances: Electric Range, Electric Water Heater
  • Interior Features: Loft
Room Information
Room 1
  • Room Dimensions: 21 x 17
  • Room Length: 21.0
  • Room Level: Second
  • Room Type: Loft
  • Room Width: 17.0
Room 2
  • Room Dimensions: 13 x 10
  • Room Length: 13.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 10.0
Room 3
  • Room Dimensions: 9 x 9
  • Room Length: 9.0
  • Room Level: First
  • Room Type: Primary Bathroom
  • Room Width: 9.0
Room 4
  • Room Dimensions: 13 x 12
  • Room Length: 13.0
  • Room Level: First
  • Room Type: Primary Bedroom
  • Room Width: 12.0
Room 5
  • Room Dimensions: 9 x 5
  • Room Length: 9.0
  • Room Level: First
  • Room Type: Laundry
  • Room Width: 5.0
Room 6
  • Room Dimensions: 7 x 5
  • Room Length: 7.0
  • Room Level: First
  • Room Type: Full Bath
  • Room Width: 5.0
Room 7
  • Room Dimensions: 21 x 17
  • Room Length: 21.0
  • Room Level: First
  • Room Type: Living Room
  • Room Width: 17.0
Room 8
  • Room Description: incl kitchen
  • Room Dimensions: 17 x 12
  • Room Length: 17.0
  • Room Level: First
  • Room Type: Dining Room
  • Room Width: 12.0
Multi Family
Multi-Family Information
  • Units Furnished: All Units
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Tenant

Property History for 129 Cottage Lane

DateEvent & SourcePriceAppreciation
Jan 24, 2026

Listed (Active)

CPAR #784133

$749,900—
Jul 25, 2016

Sold (Public Record)

Public Record #575215865

$33,000

+4.0% / yr

Dec 1, 2011

Sold (Public Record)

Public Record #320227699

$27,500—
DateEvent & SourcePrice
01/24/2026

Listed (Active)

CPAR #784133

$749,900
07/25/2016

Sold (Public Record)

Public Record #575215865

$33,000

+4.0% / yr

12/01/2011

Sold (Public Record)

Public Record #320227699

$27,500

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 129 Cottage Lane

Taxable ValueLand$150,000Additions$525,992Total$675,992
Tax Record2025$6,234 ($520 / month)
Home Facts
Beds2Total Finished SqFt3,661 SqFtAbove Grade Finished SqFt3,661 SqFtStories2Lot Size31,363 SqFtStyleSingle Family ResidenceYear Built2018ZoningR1CountyGULFAPN03186-305R

Schools near 129 Cottage Lane

This home is within Gulf.
Rating
School
Type
Grades
Distance
Port St. Joe Elementary School
Public - PK to 6
Gulf Apex
Public - 7 to 12
Gulf Virtual Franchise
Public - 9 to 12
Port St. Joe High School
Public - 7 to 12
Rating
School
Distance
Port St. Joe Elementary School
PublicPK to 6

Gulf Apex
Public7 to 12

Gulf Virtual Franchise
Public9 to 12

Port St. Joe High School
Public7 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 129 Cottage Lane, Port St. Joe, FL 32456

129 Cottage Lane is a single family home for sale in Port St. Joe, FL 32456. This property was listed for sale on January 24, 2026 by Beach Properties Real Estate, it's currently listed at $749,900. It has been on the market for a total of 9 days and was last sold on July 25, 2016. This listing's school district is Gulf. Nearby schools include Port St. Joe Elementary School, Gulf Apex and Gulf Virtual Franchise. 129 Cottage Lane is a 2-bed, 2-bath, 1,365 sqft single family home built in 2018.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Beach Properties Real Estate

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.