12908 Front Beach Rd, Unit 4

Panama City Beach, FL 32407

$550,000
Price
3
Beds
1,737 Sq. Ft.
$317 / Sq. Ft.
1,737
Sq. Ft.
$317
per Sq. Ft.
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Description

YOU WILL LOVE THE NON-OBSTRUCTED BEAUTIFUL GULF VIEWS from this Condo. Welcome to your stunning Gulf view condo, an exceptional three-bedroom, three-and-a-half-bath retreat that perfectly balances luxury and functionality. This beautifully appointed residence offers breathtaking views of the Gulf of America, making it an ideal investment property, second home, or primary residence. Spacious Living with a thoughtful layout, this condo features an open-concept living and dining area that seamlessly...YOU WILL LOVE THE NON-OBSTRUCTED BEAUTIFUL GULF VIEWS from this Condo. Welcome to your stunning Gulf view condo, an exceptional three-bedroom, three-and-a-half-bath retreat that perfectly balances luxury and functionality. This beautifully appointed residence offers breathtaking views of the Gulf of America, making it an ideal investment property, second home, or primary residence. Spacious Living with a thoughtful layout, this condo features an open-concept living and dining area that seamlessly connects to a spacious kitchen, perfect for entertaining family and friends. Large windows flood the space with natural light while providing panoramic views of the sparkling Gulf waters. The condo boasts three generously sized bedrooms, each with its own full bath for ultimate privacy and convenience. The additional half bath is perfect for guests, ensuring comfort and ease during gatherings. Each bedroom is designed to be a tranquil retreat, with ample closet space and modern finishes. Step outside to your private balcony, where you can relax and soak in the stunning sunsets over the Gulf. This outdoor space is perfect for morning coffee or evening cocktails, providing a serene setting to unwind. The property includes a two-car carport, ensuring ample parking for you and your guests. With low HOA fees, you can enjoy the benefits of community living without the burden of high costs. Investment Potential: whether you are looking for a lucrative investment opportunity or a personal getaway, this condo offers versatility to suit your lifestyle. Its prime location near local attractions, dining, and recreational activities makes it highly desirable for renters or a perfect escape for your family. Don't miss out on the chance to own this exceptional Gulf view condo, where coastal living meets modern convenience. Schedule your private showing today and discover the endless possibilities that await you!
  1. Listed by Victoria Haley • Counts Real Estate Group Inc • victoriahaleysold@gmail.com

Property Details for 12908 Front Beach Road, Unit 4

View
Gulf
Architectural Style
N/A
Subdivision Name
Bahama Beach Villas
Waterfront YN
No
LISTING UPDATED: 03/05/2026 02:17 PM

Property Details for 12908 Front Beach Road, Unit 4

StatusActive
MLS #997059
Days on Market59
Taxes$4,657 / year
HOA Fees$400 / month
Condo/Co-op Fees-
Property TypeCondo
MLS TypeResidential / Condominium / Condominium
Year Built2006
CountyBay County
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Location

Listing Courtesy of Counts Real Estate Group Inc
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Building Information for 12908 Front Beach Road, Unit 4

Building/Complex12908 Front Beach RdFloor-Stories-Residences-Pet Policy-Pet Policy Details-Year Built2006

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$3,558 per month

30 year fixed, 6.46% Interest

Principal and Interest

$2,770

Property Taxes

$388

HOA Dues

$400

The Payment Calculator is for illustrative purposes only.

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Property Information for 12908 Front Beach Road, Unit 4

Summary
Location and General Information
  • Community Features: Short Term Rental - Allowed, Pool
  • Directions: FRONT BEACH ROAD EAST OF THE FORK
  • MLS Area Minor: 0320 - Beach - Middle Central
  • MLS Area Major: 03 - Bay County - Beach
  • Latitude: 30.195616
  • Longitude: -85.839078
  • Location Tax and Legal:Sub Area: 2720 - Beach - Middle Central
  • Location Tax and Legal:Elementary School: Hutchinson Beach
  • Location Tax and Legal:Middle School: Surfside
  • Location Tax and Legal:High School: Arnold
  • Location Tax and Legal:Legal Description: BAHAMA BEACH VILLAS CONDO 38A3 UNIT 4 ORB 4511 P 2305 TYPE A . 3BD/3.5BA . 1737 SQFT H&C
  • Project Facilities: Pool2, Short Term Rental - Allowed
  • Garage: false
Taxes and HOA
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Ground Keeping, Insurance, Trash
  • Association Fee2: $400
  • Tax Legal Description: BAHAMA BEACH VILLAS CONDO 38A3 UNIT 4 ORB 4511 P 2305 TYPE A . 3BD/3.5BA . 1737 SQFT H&C
  • Parcel Number: 34417-200-004
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $4,657
  • Listing Info Tax Legal:Last Taxes: $4,657
  • Listing Info Tax Legal:Last Tax Year: 2025.0
School Information
  • Elementary School: Hutchison Beach
  • Middle Or Junior School: Surfside
  • High School: Arnold
Parking
  • Carport YN: Yes
  • Attached Garage YN: No
  • Parking Features: Carport Attached
  • Garage YN: No
  • Covered Spaces: 2.0
  • Carport Spaces: 2.0
  • General Property Info:Carport Spaces: 2.0
  • Parking Features: Carport Attached
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 0X0
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Building Area Total: 1737.0
  • Living Area Source: Appraiser
  • General Property Info:SqFt Source: County PA Records
  • Waterview: Gulf2
Property and Assessments
  • Tax Year: 2025.0
  • Floor Plans Count: 0.0
  • Property Type: Residential, Condo
  • Year Built: 2006.0
  • Property Sub Type: Condominium
  • New Construction YN: No
  • General Property Info:Sub-Type: Condominium
  • General Property Info:Design: N/A
  • Construction Status: Construction Complete
  • Occupancy Status: Vacation Rental
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water
  • Electric: True
  • Utilities: Electric, Public Sewer, Public Water
  • Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony
  • Pool Features: Pool Type
  • Patio And Porch Features: Balcony
  • General Property Info:Stories In Unit: 3.0
  • General Property Info:Unit Floors Above Ground: 3.0
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Community
  • Exterior: Balcony
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fans, Central Air
  • Flooring: Floor Tile
  • Window Features: Window Treatmnt Some
  • Room Type: Master Bedroom, Bedroom, Living Room, Dining Area, Kitchen
  • Rooms Total: 6.0
  • Bathrooms Total Integer: 4.0
  • Bathrooms Total Decimal: 3.5
  • Bathrooms Total Notational: 3.1
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 3.0
  • Bathrooms Full: 3.0
  • Bathrooms Half: 1.0
  • Interior: Floor Tile, Furnished - All, Window Treatmnt Some
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, StoveOven Electric, Washer
Room Information
Room 1
  • Room Type: Master Bedroom
  • Room Level: Third
  • Room Length: 19.0
  • Room Width: 17.0
  • Room Dimensions: 19 x 17
Room 2
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 15.0
  • Room Width: 13.0
  • Room Dimensions: 15 x 13
Room 3
  • Room Type: Bedroom
  • Room Level: Third
  • Room Length: 13.0
  • Room Width: 12.0
  • Room Dimensions: 13 x 12
Room 4
  • Room Type: Living Room
  • Room Level: Second
  • Room Length: 19.0
  • Room Width: 13.0
  • Room Dimensions: 19 x 13
Room 5
  • Room Type: Dining Area
  • Room Level: Second
  • Room Length: 12.0
  • Room Width: 9.0
  • Room Dimensions: 12 x 9
Room 6
  • Room Type: Kitchen
  • Room Level: Second
  • Room Length: 13.0
  • Room Width: 11.0
  • Room Dimensions: 13 x 11
Multi Family
Multi Family Information
  • Furnished: Furnished - All
Rental
Rent Information
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 12908 Front Beach Road, Unit 4

DateEvent & SourcePriceAppreciation
Mar 5, 2026

Listed (Active)

ECAR #997059

$550,000—
Mar 2, 2026

Listed (Active)

CPAR #786106

$550,000—
Jun 1, 2025

Expired

CPAR #769122

$599,000—
DateEvent & SourcePrice
03/05/2026

Listed (Active)

ECAR #997059

$550,000
03/02/2026

Listed (Active)

CPAR #786106

$550,000
06/01/2025

Expired

CPAR #769122

$599,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 12908 Front Beach Road, Unit 4

Taxable ValueLand-Additions$361,250Total-
Tax Record2025$3,943 ($329 / month)
Home Facts
Beds3Total Finished SqFt1,737 SqFtAbove Grade Finished SqFt1,737 SqFtLot Size1,737 SqFtStyleCondominiumYear Built2006CountyBAYAPN34417-200-004

Schools near 12908 Front Beach Road, Unit 4

This home is within Bay.
Rating
School
Type
Grades
Distance
Surfside Middle School
Public - PK to 12
Hutchison Beach Elementary School
Public - K to 5
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 5
Rating
School
Distance
Surfside Middle School
PublicPK to 12

Hutchison Beach Elementary School
PublicK to 5

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 12908 Front Beach Road, Unit 4, Panama City Beach, FL 32407

12908 Front Beach Road, Unit 4 is a condo for sale in Panama City Beach, FL 32407. This property was listed for sale on March 2, 2026 by Counts Real Estate Group Inc, it's currently listed at $550,000. It has been on the market for a total of 59 days and was last sold on December 27, 2012. This listing's school district is Bay. Nearby schools include Surfside Middle School, Hutchison Beach Elementary School and J.R. Arnold High School. 12908 Front Beach Road, Unit 4 is a 3-bed, 4-bath, 1,737 sqft condo built in 2006.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Counts Real Estate Group Inc

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.