13000 Highway 20
Description
A rare income-generating opportunity - bayfront estate with unmatched versatility! Whether you're seeking a PROFITABLE EVENT VENUE for Weddings, Corporate Retreats, or Family Reunions - or dreaming of a sprawling FAMILY COMPOUND This is a special delimiter sentence. This is a special delimiter sentence - this 3.5-ACRE WATERFRONT ESTATE offers limitless potential. Perfectly perched on an elevated bluff with PANORAMIC VIEWS OF THE CHOCTAWHATCHEE BAY, this one-of-a-kind property features a 7,589 SF...A rare income-generating opportunity - bayfront estate with unmatched versatility! Whether you're seeking a PROFITABLE EVENT VENUE for Weddings, Corporate Retreats, or Family Reunions - or dreaming of a sprawling FAMILY COMPOUND This is a special delimiter sentence. This is a special delimiter sentence - this 3.5-ACRE WATERFRONT ESTATE offers limitless potential. Perfectly perched on an elevated bluff with PANORAMIC VIEWS OF THE CHOCTAWHATCHEE BAY, this one-of-a-kind property features a 7,589 SF MAIN HOUSE with 7 bedrooms, 6 full and 3 half bathrooms, 2 kitchens, plus a 1,426 SF GUEST HOUSE with 3 bedrooms, 3 bathrooms, a full kitchen, and living/dining area. The EXPANSIVE GROUNDS provide ample space for additional structures to further increase revenue potential. Host guests in style with over 5,000 SF of patio space, a huge SALTWATER POOL facing the bay, and sweeping sun-drenched lawns beneath a canopy of oak trees. A fishing hotspot with local grass beds sits just offshore, and you have the option to build a private dock on your deeded waterfront land across the street or launch from nearby Choctaw Beach. With three gated entrances, multiple storage sheds, and breathtaking sunrise views over the bay, this estate offers both privacy and grandeur. Located just 15 minutes from Destin's white sand beaches and a scenic drive to 30A's world-class shops and dining, but without the high price per square foot or seasonal congestion. The current owner enjoys six-figure part-time rental income from private events and luxury vacation stays, with room to scale year-round income through strategic marketing. Don't miss this once-in-a-lifetime opportunity to own a profitable bayfront retreat! Call today for your private showing!
- Listed by Hillary Driscoll Olds • LokationP: (850)-699-0344 C: (850)-699-0344 Hillary@LiveDestinFL.com
Property Details for 13000 Highway 20
Waterfront Features
Bay
ViewBay
ZoningResid Single Family
Architectural StyleVilla
Subdivision NameChoctaw Beach
Waterfront YNYes
LISTING UPDATED: 09/22/2025 05:42 PM
Property Details for 13000 Highway 20
| Status | Active |
|---|---|
| MLS # | 971137 |
| Days on Market | 290 |
| Taxes | $9,928 / year |
| HOA Fees | - |
| Condo/Co-op Fees | - |
| Compass Type | Single Family |
| MLS Type | Residential / Detached Single Family |
| Year Built | 1983 |
| Lot Size | 3.43 AC / 149,410 SF |
| County | Walton County |
Location
Listing Courtesy of Lokation
Add your commute
Building Information for 13000 Highway 20
Stories2Year Built1983Building Size-Lot Size3.43 AC / 149,410 SF
Payment Calculator
$10,083 per month
30 year fixed, 6.15% Interest
Principal and Interest
$9,255
Property Taxes
$827
HOA Dues
$0
The Payment Calculator is for illustrative purposes only.
Property Information for 13000 Highway 20
Summary
Location and General Information
- Directions: From Niceville - from Midbay bridge that leads into Destin travel approx 4 miles E on HWY 20 -
- Road Frontage Type: State Road
- MLS Area Minor: 2002 - Choctaw Beach
- MLS Area Major: 20 - Freeport
- Latitude: 30.47373
- Longitude: -86.338277
- Location Tax and Legal:Sub Area: 2002 - Choctaw Beach
- Location Tax and Legal:Elementary School: Freeport
- Location Tax and Legal:Middle School: Freeport
- Location Tax and Legal:High School: Freeport
- Location Tax and Legal:Legal Description: LOTS 20 TO 26 BLK 8 CHEROKEE S/D LESS & EXCEPT: COM SW/C LOT 23 BLK 8 CHEROKEE S/D, E 63 FT FOR POB; N PARALLEL TO W LN OF LOT 150FT, E TO W ROW JUNIPER STREET, SLY ALG ROW TO SE/C OF LOT, W 63FT TO POB. OR 2084-352 OR 2142-131 OR 2332-1800 OR 2332-1804 OR 2933-2314 OR 3075-4301 OR 3279-1202 OR 3285-4049
Taxes and HOA
- Tax Legal Description: LOTS 20 TO 26 BLK 8 CHEROKEE S/D LESS & EXCEPT: COM SW/C LOT 23 BLK 8 CHEROKEE S/D, E 63 FT FOR POB; N PARALLEL TO W LN OF LOT 150FT, E TO W ROW JUNIPER STREET, SLY ALG ROW TO SE/C OF LOT, W 63FT TO POB. OR 2084-352 OR 2142-131 OR 2332-1800 OR 2332-1804 OR 2933-2314 OR 3075-4301 OR 3279-1202 OR 3285-4049
- Parcel Number: 28-1S-21-41010-008-0200
- Association Fee: $0
- Tax Annual Amount: $9,928
- Listing Info Tax Legal:Last Taxes: $9,928
- Listing Info Tax Legal:Last Tax Year: 2024.0
School Information
- Elementary School: Freeport
- Middle Or Junior School: Freeport
- High School: Freeport
Parking
- Carport YN: No
Property
Lot Information
- Building Area Source: County PA Records
- Lot Size Dimensions: ~415x340x170x590+/-
- Lot Size Acres: 3.43
- Lot Size Area: 3.43
- Lot Size Units: Acres
- Property Condition: Construction Complete
- Other Structures: Guest Quarters
- Lot Features: Within 1/2 Mile to Water
- Building Area Total: 9015.0
- Lot Size Square Feet: 149410.8
- General Property Info:SqFt Source: County PA Records
- Waterfront: Bay
- Waterview: Bay2
- LotParcel Access: Paved Road, State Highway
- Lot Features: Within 12 Mile to Water
- Lot Features:Coastal Barrier Zone: No
Property and Assessments
- Road Surface Type: Paved
- Tax Year: 2024.0
- Floor Plans Count: 0.0
- Property Type: Residential
- Year Built: 1983.0
- Property Sub Type: Detached Single Family
- New Construction YN: No
- General Property Info:Sub-Type: Detached Single Family
- General Property Info:Design: Villa
- Listing Info Tax Legal:Homestead: No
- Construction Status: Construction Complete
- Construction Siding: Roof TileSlate, Stucco
Utilities
- Sewer: Septic Tank
- Utilities: Electric, Public Water
- Electric: True
- Utilities: Electric, Public Water, Septic Tank
- Energy: AC - 2 or More, AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect, Water Heater - Tnkls
Interior and Exterior Features
Exterior Features
- Exterior Features: Balcony, Lawn Pump, Sprinkler System, Yard Building
- Construction Materials: Stucco
- Stories: 2.0
- Pool Features: Pool - In-Ground, Pool Type
- Patio And Porch Features: Patio Covered, Patio Open
- Fencing: Fenced Chain Link, Fenced Lot-All
- General Property Info:Pool: Yes
- General Property Info:Pool Type: Private
- Exterior: Balcony, Fenced Chain Link, Fenced Lot-All, Guest Quarters, Lawn Pump, Patio Covered, Patio Open, Pool - In-Ground, Sprinkler System, Yard Building
Interior Features
- Heating: Central
- Cooling: Ceiling Fans, Central Air
- Interior Features: Breakfast Bar, Ceiling Beamed, Ceiling Cathedral, Ceiling Crwn Molding, Ceiling Raised, Ceiling Vaulted, Fireplace 2+, Guest Quarters, Kitchen Island, Lighting Recessed, Owner's Closet, Shelving, Split Bedroom, Walls Paneled, Washer/Dryer Hookup
- Flooring: Floor Hardwood, Floor Laminate, Floor Marble, Floor Tile
- Window Features: Plantation Shutters, Window Treatment All
- Room Type: Living Room, Kitchen, Master Bedroom, Bedroom
- Rooms Total: 12.0
- Bathrooms Total Integer: 12.0
- Bathrooms Total Decimal: 10.5
- Bathrooms Total Notational: 9.3
- Cooling YN: Yes
- Heating YN: Yes
- Bedrooms Total: 10.0
- Bathrooms Full: 9.0
- Bathrooms Half: 3.0
- Interior: Breakfast Bar, Ceiling Beamed, Ceiling Cathedral, Ceiling Crwn Molding, Ceiling Raised, Ceiling Vaulted, Fireplace 2, Floor Hardwood, Floor Laminate, Floor Marble, Floor Tile, Furnished - Some, Guest Quarters2, Kitchen Island, Lighting Recessed, Owner's Closet, Plantation Shutters, Shelving, Split Bedroom, Walls Paneled, WasherDryer Hookup, Window Treatment All
- Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator WIceMk, Smoke Detector, StoveOven Electric, Washer, Wine Refrigerator
Room Information
Room 1
- Room Type: Living Room
- Room Level: First
- Room Length: 38.0
- Room Width: 35.0
- Room Dimensions: 38 x 35
Room 2
- Room Type: Kitchen
- Room Level: First
- Room Length: 25.0
- Room Width: 22.0
- Room Dimensions: 25 x 22
Room 3
- Room Type: Master Bedroom
- Room Level: Second
- Room Length: 20.0
- Room Width: 25.0
- Room Dimensions: 20 x 25
Room 4
- Room Type: Bedroom
- Room Level: Second
- Room Length: 18.0
- Room Width: 18.0
- Room Dimensions: 18 x 18
Room 5
- Room Type: Bedroom
- Room Level: Second
- Room Length: 18.0
- Room Width: 18.0
- Room Dimensions: 18 x 18
Room 6
- Room Type: Bedroom
- Room Level: Second
- Room Length: 18.0
- Room Width: 18.0
- Room Dimensions: 18 x 18
Room 7
- Room Type: Bedroom
- Room Level: Second
- Room Length: 18.0
- Room Dimensions: 18 x 18
Room 8
- Room Type: Bedroom
- Room Level: Second
- Room Length: 18.0
- Room Width: 18.0
- Room Dimensions: 18 x 18
Room 9
- Room Type: Bedroom
- Room Level: Second
- Room Length: 18.0
- Room Width: 18.0
- Room Dimensions: 18 x 18
Room 10
- Room Type: Bedroom
- Room Level: First
- Room Length: 14.0
- Room Width: 14.0
- Room Dimensions: 14 x 14
Room 11
- Room Type: Bedroom
- Room Level: First
- Room Length: 14.0
- Room Width: 14.0
- Room Dimensions: 14 x 14
Room 12
- Room Type: Bedroom
- Room Level: First
- Room Length: 14.0
- Room Width: 14.0
- Room Dimensions: 14 x 14
Multi Family
Multi Family Information
- Furnished: Furnished - Some
Rental
Rent Information
- Listing Info Tax Legal:Is Subject Leased: No
Property History for 13000 Highway 20
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Sep 9, 2025 | Price Change ECAR #971137 | $1,899,000 | — |
| Apr 2, 2025 | Listed (Active) ECAR #971137 | $1,949,000 | — |
| Jan 27, 2023 | Sold ECAR #912136 | $1,500,000 | — |
| Nov 17, 2022 | Pending ECAR #912136 | — | |
| Nov 17, 2022 | Listed (Active) ECAR #912136 | $1,600,000 | — |
| Oct 19, 2022 | Expired ECAR #884131 | $1,600,000 | — |
| Sep 19, 2022 | Listed (Active) ECAR #884131 | $2,550,000 | — |
| Apr 23, 2019 | Expired ECAR #797384 | — | |
| Apr 28, 2018 | Listed (Active) ECAR #797384 | $275,000 | — |
| Apr 20, 2018 | Sold ECAR #789370 | $401,000 | — |
| Feb 20, 2018 | Pending ECAR #789370 | — | |
| Feb 9, 2018 | Price Change ECAR #789370 | $399,900 | — |
| Jan 11, 2018 | Listed (Active) ECAR #789370 | $529,900 | — |
| Dec 30, 2013 | Expired ECAR #490477 | — | |
| Apr 7, 2008 | Listed (Active) ECAR #490477 | $2,500,000 | — |
| Date | Event & Source | Price |
|---|---|---|
| 09/09/2025 | Price Change ECAR #971137 | $1,899,000 |
| 04/02/2025 | Listed (Active) ECAR #971137 | $1,949,000 |
| 01/27/2023 | Sold ECAR #912136 | $1,500,000 |
| 11/17/2022 | Pending ECAR #912136 | — |
| 11/17/2022 | Listed (Active) ECAR #912136 | $1,600,000 |
| 10/19/2022 | Expired ECAR #884131 | $1,600,000 |
| 09/19/2022 | Listed (Active) ECAR #884131 | $2,550,000 |
| 04/23/2019 | Expired ECAR #797384 | — |
| 04/28/2018 | Listed (Active) ECAR #797384 | $275,000 |
| 04/20/2018 | Sold ECAR #789370 | $401,000 |
| 02/20/2018 | Pending ECAR #789370 | — |
| 02/09/2018 | Price Change ECAR #789370 | $399,900 |
| 01/11/2018 | Listed (Active) ECAR #789370 | $529,900 |
| 12/30/2013 | Expired ECAR #490477 | — |
| 04/07/2008 | Listed (Active) ECAR #490477 | $2,500,000 |
For completeness, Compass often displays two records for one sale: the MLS record and the public record.
Public Records for 13000 Highway 20
Taxable ValueLand$489,750Additions$679,575Total$1,169,325
Tax Record2024$9,928 ($827 / month)
Home Facts
Beds8Total Finished SqFt7,589 SqFtAbove Grade Finished SqFt7,589 SqFtStories2Lot Size149,237 SqFtStyleSingle Family ResidenceYear Built1983CountyWALTONAPN28-1S-21-41010-008-0200Fireplace TypeHas Fireplace
Schools near 13000 Highway 20
This home is within Walton.
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 4 | |||
| Public - | 5 to 8 | |||
| Public - | 9 to 12 | |||
| Charter - | 5 to 12 |
Rating | School | Distance |
|---|---|---|
Freeport Elementary School PublicPK to 4 | ||
Freeport Middle School Public5 to 8 | ||
Freeport Senior High School Public9 to 12 | ||
Seaside Neighborhood School Charter5 to 12 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.
Listing Courtesy of Lokation
The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.