13020 Front Beach Rd, Unit 101

Panama City Beach, FL 32407

$280,000
Price
2
Beds
1,025 Sq. Ft.
$273 / Sq. Ft.
1,025
Sq. Ft.
$273
per Sq. Ft.
Get preapproved with Rocket Mortgage1

Description

Experience coastal living at its finest in this fully furnished 2- bedroom, 2-bath condo, located on the first floor of an intimate 16 unit building. This desirable end unit offers Gulf views and is approximately 200 feet from the white sandy beaches of the Gulf of America -- just step outside and stroll to the shoreline. LOW HOA dues at only $350/month, this property is as practical as it is charming. The interior features updated flooring, an in-unit washer and dryer, and a fresh, inviting layout...Experience coastal living at its finest in this fully furnished 2- bedroom, 2-bath condo, located on the first floor of an intimate 16 unit building. This desirable end unit offers Gulf views and is approximately 200 feet from the white sandy beaches of the Gulf of America -- just step outside and stroll to the shoreline. LOW HOA dues at only $350/month, this property is as practical as it is charming. The interior features updated flooring, an in-unit washer and dryer, and a fresh, inviting layout that's perfect for vacation living or investment use. The condo is currently operating as a vacation rental, making it a turn-key opportunity. The building offers a fun Owners-Only crow's nest at the top - an ideal spot to relax, unwind, and take in stunning coastal views. Under-building dedicated parking adds convenience, while the location adds character: you're right next door to the famous Salty Goat Saloon, giving you easy access to one of the area's most iconic local spots. Whether you're seeking a beach getaway, income-producing rental, or both -- this condo delivers the perfect clend of comfort, charm and location. Don't miss your chance to own your slice of the Gulf Coast!
  1. Listed by Scott Roberts • LoKation Real Estate

Property Details for 13020 Front Beach Road, Unit 101

Architectural Style
Low Rise
Waterfront
No
Subdivision Name
Somerset Condo
View
Gulf
Zoning Description
Resid Multi-Family
View
Yes
LISTING UPDATED: 03/06/2026 11:14 AM

Property Details for 13020 Front Beach Road, Unit 101

StatusActive
MLS #781716
Days on Market114
Taxes$3,688 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeCondo
MLS TypeResidential / Condominium / Condominium
Year Built2000
CountyBay County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of LoKation Real Estate
Add your commute

Building Information for 13020 Front Beach Road, Unit 101

Building/Complex13020 Front Beach RdFloor1Stories-Residences-Pet Policy-Pet Policy Details-Year Built2000

Payment Calculator

Get preapproved with Rocket Mortgage1

$1,672 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,365

Property Taxes

$307

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 13020 Front Beach Road, Unit 101

Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: From intersection of Front Beach Road and Middle Beach Road at Bid-a-Wee, take Front Beach Road east about 2 blocks. Somerset Condominiums are on the left, across from Oleander Drive.
  • State Region: FL
  • Postal Code: 32407
  • Latitude: 30.194974
  • Longitude: -85.839872
  • State Or Province: FL
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0318 - Beach - Central South
Taxes and HOA Information
  • Parcel Number: 34417-010-000
  • Association: Yes
  • Tax Annual Amount: $3,688.00
  • Tax Legal Description: SOMERSET CONDO 38A3 UNIT 101 ORB 1910 P 1253 2BR 2B 1025 H&C ORB 4704 P 1114
  • Tax Year: 2024
School Information
  • Elementary School: Hutchison Beach
  • High School: Arnold
  • Middle Or Junior School: Surfside
Parking
  • Garage: No
Property
Lot Information
  • Building Area Total: 1025.0
  • Lot Size Dimensions: Gulf-view Condo
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 2000
  • New Construction: No
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
Interior and Exterior Features
Exterior Features
  • Exterior Features: Covered Patio
  • Community Features: Short Term Rental Allowed
  • Patio And Porch Features: Deck
Interior Features
  • Bathrooms Full: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 2
  • Rooms Total: 2
  • Cooling: Yes
  • Cooling: Central Air
  • Heating: Yes
  • Heating: Central
  • Laundry Features: Stacked
  • Appliances: Washer Dryer Stacked
Room Information
Room 1
  • Room Dimensions: 14 x 10.6
  • Room Length: 14.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 10.6
Room 2
  • Room Dimensions: 14 x 10.6
  • Room Length: 14.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 10.6
Multi Family
Multi-Family Information
  • Units Furnished: All Units
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Tenant

Property History for 13020 Front Beach Road, Unit 101

DateEvent & SourcePriceAppreciation
Mar 6, 2026

Price Change

CPAR #781716

$280,000—
Nov 15, 2025

Listed (Active)

CPAR #781716

$299,900—
Nov 5, 2025

Withdrawn

CPAR #772615

$299,900—
Nov 1, 2025

Expired

CPAR #772615

$299,900—
Apr 28, 2025

Listed (Active)

CPAR #772615

$319,900—
Apr 27, 2025

Withdrawn

CPAR #761281

$334,900—
Aug 13, 2024

Listed (Active)

CPAR #761281

$349,900—
Aug 28, 2017

Sold (Public Record)

Public Record #605538700

$160,000

-3.2% / yr

Jan 28, 2005

Sold

CPAR #323168

$242,500—
Jan 25, 2005

Sold (Public Record)

Public Record #150875439

$242,500

+64.9% / yr

Dec 30, 2004

Pending

CPAR #323168

—
Sep 13, 2004

Listed (Active)

CPAR #323168

$269,000—
Sep 1, 2004

Sold

CPAR #321618

$198,000—
Aug 30, 2004

Sold (Public Record)

Public Record #142359873

$198,000

+47.7% / yr

Aug 4, 2004

Pending

CPAR #321618

—
Aug 1, 2004

Listed (Active)

CPAR #321618

$199,900—
Mar 20, 2003

Sold (Public Record)

Public Record #110010909

$112,500—
Mar 18, 2003

Sold

CPAR #306948

$112,500—
Feb 28, 2003

Pending

CPAR #306948

—
Nov 7, 2002

Listed (Active)

CPAR #306948

$115,000—
Oct 16, 2001

Expired

CPAR #123940

$105,000—
Dec 31, 2000

Expired

CPAR #109409

$109,550—
Jun 30, 2000

Listed (Active)

CPAR #123940

$105,000—
Feb 8, 2000

Listed (Active)

CPAR #109409

$109,550—
DateEvent & SourcePrice
03/06/2026

Price Change

CPAR #781716

$280,000
11/15/2025

Listed (Active)

CPAR #781716

$299,900
11/05/2025

Withdrawn

CPAR #772615

$299,900
11/01/2025

Expired

CPAR #772615

$299,900
04/28/2025

Listed (Active)

CPAR #772615

$319,900
04/27/2025

Withdrawn

CPAR #761281

$334,900
08/13/2024

Listed (Active)

CPAR #761281

$349,900
08/28/2017

Sold (Public Record)

Public Record #605538700

$160,000

-3.2% / yr

01/28/2005

Sold

CPAR #323168

$242,500
01/25/2005

Sold (Public Record)

Public Record #150875439

$242,500

+64.9% / yr

12/30/2004

Pending

CPAR #323168

—
09/13/2004

Listed (Active)

CPAR #323168

$269,000
09/01/2004

Sold

CPAR #321618

$198,000
08/30/2004

Sold (Public Record)

Public Record #142359873

$198,000

+47.7% / yr

08/04/2004

Pending

CPAR #321618

—
08/01/2004

Listed (Active)

CPAR #321618

$199,900
03/20/2003

Sold (Public Record)

Public Record #110010909

$112,500
03/18/2003

Sold

CPAR #306948

$112,500
02/28/2003

Pending

CPAR #306948

—
11/07/2002

Listed (Active)

CPAR #306948

$115,000
10/16/2001

Expired

CPAR #123940

$105,000
12/31/2000

Expired

CPAR #109409

$109,550
06/30/2000

Listed (Active)

CPAR #123940

$105,000
02/08/2000

Listed (Active)

CPAR #109409

$109,550

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 13020 Front Beach Road, Unit 101

Taxable ValueLand-Additions$306,000Total-
Tax Record2025$3,111 ($259 / month)
Home Facts
Beds2Total Finished SqFt1,025 SqFtAbove Grade Finished SqFt1,025 SqFtStories1StyleCondominiumYear Built2000CountyBAYAPN34417-010-000

Schools near 13020 Front Beach Road, Unit 101

This home is within Bay.
Rating
School
Type
Grades
Distance
Hutchison Beach Elementary School
Public - K to 5
Surfside Middle School
Public - 6 to 8
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 3
Rating
School
Distance
Hutchison Beach Elementary School
PublicK to 5

Surfside Middle School
Public6 to 8

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 3

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

Explore Nearby Homes

More information about 13020 Front Beach Road, Unit 101, Panama City Beach, FL 32407

13020 Front Beach Road, Unit 101 is a condo for sale in Panama City Beach, FL 32407. This property was listed for sale on November 16, 2025 by LoKation Real Estate, it's currently listed at $280,000. It has been on the market for a total of 114 days and was last sold on August 28, 2017. This listing's school district is Bay. Nearby schools include Hutchison Beach Elementary School, Surfside Middle School and J.R. Arnold High School. 13020 Front Beach Road, Unit 101 is a 2-bed, 2-bath, 1,025 sqft condo built in 2000.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of LoKation Real Estate

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.