13020 Front Beach Rd, Unit 203

Panama City Beach, FL 32407

$400,000
Last Sold Price
2
Beds
1,025 Sq. Ft.
$390 / Sq. Ft.
1,025
Sq. Ft.
$390
per Sq. Ft.
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Sold 2/10/23
Sold 2/10/23

Description

Remodeled, low density condo, directly across the street from the Beach. This unit was remodeled in 2020 and features new stainless steel appliances, granite counters, LVP floors and remodeled bathrooms. Water Heater and AC were replaced in March of 2021. Unit offers two dedicated covered parking spaces. And an observation deck on top for owners. All furniture, linens and kitchen tools are included. This unit is truly a rental machine. It has grossed over 50k YTD on Air BNB and has a 4.93 on 83 reviews...Remodeled, low density condo, directly across the street from the Beach. This unit was remodeled in 2020 and features new stainless steel appliances, granite counters, LVP floors and remodeled bathrooms. Water Heater and AC were replaced in March of 2021. Unit offers two dedicated covered parking spaces. And an observation deck on top for owners. All furniture, linens and kitchen tools are included. This unit is truly a rental machine. It has grossed over 50k YTD on Air BNB and has a 4.93 on 83 reviews as of this listing. This small HOA keeps things easy. The HOA fee includes water, cable and trash. The building was recently painted, and the driveway repaved. The roof was redone after hurricane Michael.
  1. Listed by Kasey Gordon • Xcellence

Property Details for 13020 Front Beach Road, Unit 203

Architectural Style
Low Rise
Waterfront
No
Subdivision Name
Somerset Condo
LISTING UPDATED: 05/04/2026 01:07 AM

Property Details for 13020 Front Beach Road, Unit 203

StatusSold
MLS #734661
Days on Market52
Taxes$2,562 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeCondo
MLS TypeResidential / Condominium / Condominium
Year Built2000
CountyBay County
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Location

Listing Courtesy of Xcellence

Sold By EXP Realty LLC

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Building Information for 13020 Front Beach Road, Unit 203

Building/Complex13020 Front Beach RdFloor2Stories-Residences-Pet Policy-Pet Policy Details-Year Built2000

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$2,228 per month

30 year fixed, 6.46% Interest

Principal and Interest

$2,014

Property Taxes

$214

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 13020 Front Beach Road, Unit 203

Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: From 98 take Clara South to Front Beach Rd. take a right. Somerset is next door to Salty Goat.
  • State Region: FL
  • Postal Code: 32407
  • Latitude: 30.196092
  • Longitude: -85.839824
  • State Or Province: FL
  • Road Frontage Type: City Street
  • Road Responsibility: Public Maintained Road
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0320 - Beach - Middle Central
Taxes and HOA Information
  • Parcel Number: 34417-110-000
  • Association: Yes
  • Tax Annual Amount: $2,562.00
  • Tax Legal Description: SOMERSET CONDO 38A3 UNIT 203 2BR 2B 1025 H&C ORB 1910 P 1253 ORB 4332 P 117
  • Tax Year: 2021
School Information
  • Elementary School: Hutchison Beach
  • High School: Arnold
  • Middle Or Junior School: Surfside
Parking
  • Attached Garage: No
  • Covered Spaces: 2.0
  • Garage: No
Property
Lot Information
  • Building Area Total: 1025.0
  • Lot Size Dimensions: no land
  • Living Area Source: Appraiser
Property and Assessments
  • Senior Community: No
  • Year Built: 2000
  • Human Modified: No
Utilities
  • Utilities: Electricity Available, Water Connected
Interior and Exterior Features
Exterior Features
  • Community Features: Home Owners Association, Short Term Rental Allowed
  • Construction Materials: Vinyl Siding
  • Patio And Porch Features: Balcony
  • Security Features: Fire Sprinkler System
  • Roof: Shingle
Interior Features
  • Flooring: Luxury Vinyl Plank
  • Bathrooms Full: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 2
  • Rooms Total: 2
  • Cooling: Yes
  • Cooling: Ceiling Fans
  • Heating: Yes
  • Heating: Central
  • Laundry Features: Stacked
  • Appliances: Washer Dryer Stacked, Electric Range, Electric Water Heater
  • Interior Features: Smart Thermostat
Room Information
Room 1
  • Room Dimensions: 10 x 13
  • Room Length: 10.0
  • Room Type: Kitchen
  • Room Width: 13.0
Room 2
  • Room Dimensions: 12 x 15
  • Room Length: 12.0
  • Room Type: Living Room
  • Room Width: 15.0
Multi Family
Multi-Family Information
  • Number Of Units Total: 16
  • Units Furnished: All Units
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Tenant

Property History for 13020 Front Beach Road, Unit 203

DateEvent & SourcePriceAppreciation
Feb 10, 2023

Sold (Public Record)

Public Record #1506583734

$400,000

+29.7% / yr

Feb 10, 2023

Sold

CPAR #734661

$400,000—
Jan 7, 2023

Pending

CPAR #734661

—
DateEvent & SourcePrice
02/10/2023

Sold (Public Record)

Public Record #1506583734

$400,000

+29.7% / yr

02/10/2023

Sold

CPAR #734661

$400,000
01/07/2023

Pending

CPAR #734661

—

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 13020 Front Beach Road, Unit 203

Taxable ValueLand-Additions$306,000Total-
Tax Record2025$3,340 ($278 / month)
Home Facts
Beds2Total Finished SqFt1,025 SqFtAbove Grade Finished SqFt1,025 SqFtStories1StyleCondominiumYear Built2000CountyBAYAPN34417-110-000

Schools near 13020 Front Beach Road, Unit 203

This home is within Bay.
Rating
School
Type
Grades
Distance
Surfside Middle School
Public - PK to 12
Hutchison Beach Elementary School
Public - K to 5
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 5
Rating
School
Distance
Surfside Middle School
PublicPK to 12

Hutchison Beach Elementary School
PublicK to 5

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Xcellence

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.