13020 Front Beach Rd, Unit 207

Panama City Beach, FL 32407

$280,000
Price
2
Beds
1,025 Sq. Ft.
$273 / Sq. Ft.
1,025
Sq. Ft.
$273
per Sq. Ft.
Get preapproved with Rocket Mortgage1

Description

Experience coastal living at its finest with this fully furnished 2 bedroom, 2 bath condo, located on the top floor of an intimate 16 unit building. This desirable end unit offers Gulf views and is approximately 200 feet from the white sandy beaches of the Gulf of America -- just step outside and stroll to the shoreline. With LOW HOA dues of only $350/month, this property is very practical, however it needs a little updating, as reflected in the listing price. With some updated flooring and furniture,...Experience coastal living at its finest with this fully furnished 2 bedroom, 2 bath condo, located on the top floor of an intimate 16 unit building. This desirable end unit offers Gulf views and is approximately 200 feet from the white sandy beaches of the Gulf of America -- just step outside and stroll to the shoreline. With LOW HOA dues of only $350/month, this property is very practical, however it needs a little updating, as reflected in the listing price. With some updated flooring and furniture, this condo has amazing short term rental potential . The condo is currently operating as a vacation rental, making it a turn-key opportunity. The building offers a fun Owners Only crow's next at the top -- an ideal spot to relax, unwind, and take in stunning coastal views. Under-building dedicated parking adds convenience, while the location adds character: you're right next door to the famous Salty Goat Saloon, giving you easy access to one of the area's most iconic local spots. Whether you're seeking a beach getaway, income-producing rental or both - this condo delivers the perfect blend of comfort, charm and location. Don't miss your chance to own your slice of the Gulf Coast! Sellers says, ''Bring an offer'' to begin your income producing journey!
  1. Listed by Scott Roberts • LoKation Real Estate

Property Details for 13020 Front Beach Road, Unit 207

Architectural Style
Low Rise
Waterfront
Yes
Subdivision Name
Somerset Condo
View
Gulf
Zoning Description
Resid Multi-Family
View
Yes
LISTING UPDATED: 01/05/2026 10:20 AM

Property Details for 13020 Front Beach Road, Unit 207

StatusActive
MLS #781726
Days on Market115
Taxes$3,688 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeCondo
MLS TypeResidential / Condominium / Condominium
Year Built2000
CountyBay County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of LoKation Real Estate
Add your commute

Building Information for 13020 Front Beach Road, Unit 207

Building/Complex13020 Front Beach RdFloor2Stories-Residences-Pet Policy-Pet Policy Details-Year Built2000

Payment Calculator

Get preapproved with Rocket Mortgage1

$1,672 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,365

Property Taxes

$307

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 13020 Front Beach Road, Unit 207

Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: From the intersection of Front Beach Road and Middle Beach Road at Bid-A-Wee, take Front Beach Road east about 2 blocks. Somerset Condominiums are on the left across from Oleander Drive.
  • State Region: FL
  • Postal Code: 32407
  • Latitude: 30.196071
  • Longitude: -85.839932
  • State Or Province: FL
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0320 - Beach - Middle Central
Taxes and HOA Information
  • Parcel Number: 34417-150-000
  • Association: Yes
  • Tax Annual Amount: $3,688.00
  • Tax Legal Description: SOMERSET CONDO UNIT 207 ORB 1910 P 1253 2BR 2B 1025 H&C ORB 3812 P 1365 .
  • Tax Year: 2024
School Information
  • Elementary School: Hutchison Beach
  • High School: Arnold
  • Middle Or Junior School: Surfside
Parking
  • Garage: No
Property
Lot Information
  • Building Area Total: 1025.0
  • Lot Size Dimensions: Gulf view condo
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 2000
  • New Construction: No
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Connected
Interior and Exterior Features
Exterior Features
  • Exterior Features: Covered Patio
  • Community Features: Short Term Rental Allowed
  • Patio And Porch Features: Deck
Interior Features
  • Bathrooms Full: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 2
  • Rooms Total: 2
  • Cooling: Yes
  • Cooling: Central Air
  • Heating: Yes
  • Heating: Central
  • Laundry Features: Stacked
  • Appliances: Washer Dryer Stacked
Room Information
Room 1
  • Room Dimensions: 14 x 10.6
  • Room Length: 14.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 10.6
Room 2
  • Room Dimensions: 14 x 10.6
  • Room Length: 14.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 10.6
Multi Family
Multi-Family Information
  • Units Furnished: All Units
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Tenant

Property History for 13020 Front Beach Road, Unit 207

DateEvent & SourcePriceAppreciation
Jan 5, 2026

Price Change

CPAR #781726

$280,000—
Nov 16, 2025

Listed (Active)

CPAR #781726

$284,900—
Nov 5, 2025

Withdrawn

CPAR #772860

$284,900—
Nov 1, 2025

Expired

CPAR #772860

$284,900—
May 2, 2025

Listed (Active)

CPAR #772860

$299,900—
May 1, 2025

Withdrawn

CPAR #766232

$319,900—
Dec 15, 2024

Listed (Active)

CPAR #766232

$329,000—
Jul 11, 2016

Sold

CPAR #645024

$145,000—
Jul 8, 2016

Sold (Public Record)

Public Record #581185060

$145,000

+240.2% / yr

Jun 28, 2016

Pending

CPAR #645024

—
Apr 13, 2016

Listed (Active)

CPAR #645024

$165,000—
May 11, 2015

Sold (Public Record)

Public Record #554239624

$35,000

-13.0% / yr

Apr 2, 2010

Expired

CPAR #399876

$129,000—
Oct 21, 2009

Listed (Active)

CPAR #399876

$129,000—
Sep 18, 2009

Sold

CPAR #396663

$77,000—
Sep 15, 2009

Sold (Public Record)

Public Record #276912252

$77,000

-20.5% / yr

Sep 5, 2009

Pending

CPAR #396663

—
Jul 8, 2009

Listed (Active)

CPAR #396663

$99,900—
Jan 19, 2008

Expired

CPAR #349430

$249,900—
Apr 10, 2006

Listed (Active)

CPAR #349430

$289,900—
Apr 5, 2006

Expired

CPAR #344235

$289,900—
Jan 9, 2006

Listed (Active)

CPAR #344235

$289,900—
Jan 3, 2006

Expired

CPAR #340161

$299,900—
Oct 2, 2005

Listed (Active)

CPAR #340161

$299,900—
Sep 29, 2004

Sold (Public Record)

Public Record #144566233

$239,900

+249.4% / yr

Sep 29, 2004

Sold

CPAR #321596

$239,900—
Sep 1, 2004

Pending

CPAR #321596

—
Jul 31, 2004

Listed (Active)

CPAR #321596

$265,000—
Feb 9, 2004

Sold (Public Record)

Public Record #129821210

$108,000—
Jan 26, 2004

Sold (Public Record)

Public Record #128472034

$116,000—
Jan 19, 2004

Sold

CPAR #312287

$116,000—
Jan 1, 2004

Pending

CPAR #312287

—
Aug 11, 2003

Listed (Active)

CPAR #312287

$115,000—
Dec 31, 2000

Expired

CPAR #137086

$106,550—
Feb 11, 2000

Listed (Active)

CPAR #137086

$106,550—
DateEvent & SourcePrice
01/05/2026

Price Change

CPAR #781726

$280,000
11/16/2025

Listed (Active)

CPAR #781726

$284,900
11/05/2025

Withdrawn

CPAR #772860

$284,900
11/01/2025

Expired

CPAR #772860

$284,900
05/02/2025

Listed (Active)

CPAR #772860

$299,900
05/01/2025

Withdrawn

CPAR #766232

$319,900
12/15/2024

Listed (Active)

CPAR #766232

$329,000
07/11/2016

Sold

CPAR #645024

$145,000
07/08/2016

Sold (Public Record)

Public Record #581185060

$145,000

+240.2% / yr

06/28/2016

Pending

CPAR #645024

—
04/13/2016

Listed (Active)

CPAR #645024

$165,000
05/11/2015

Sold (Public Record)

Public Record #554239624

$35,000

-13.0% / yr

04/02/2010

Expired

CPAR #399876

$129,000
10/21/2009

Listed (Active)

CPAR #399876

$129,000
09/18/2009

Sold

CPAR #396663

$77,000
09/15/2009

Sold (Public Record)

Public Record #276912252

$77,000

-20.5% / yr

09/05/2009

Pending

CPAR #396663

—
07/08/2009

Listed (Active)

CPAR #396663

$99,900
01/19/2008

Expired

CPAR #349430

$249,900
04/10/2006

Listed (Active)

CPAR #349430

$289,900
04/05/2006

Expired

CPAR #344235

$289,900
01/09/2006

Listed (Active)

CPAR #344235

$289,900
01/03/2006

Expired

CPAR #340161

$299,900
10/02/2005

Listed (Active)

CPAR #340161

$299,900
09/29/2004

Sold (Public Record)

Public Record #144566233

$239,900

+249.4% / yr

09/29/2004

Sold

CPAR #321596

$239,900
09/01/2004

Pending

CPAR #321596

—
07/31/2004

Listed (Active)

CPAR #321596

$265,000
02/09/2004

Sold (Public Record)

Public Record #129821210

$108,000
01/26/2004

Sold (Public Record)

Public Record #128472034

$116,000
01/19/2004

Sold

CPAR #312287

$116,000
01/01/2004

Pending

CPAR #312287

—
08/11/2003

Listed (Active)

CPAR #312287

$115,000
12/31/2000

Expired

CPAR #137086

$106,550
02/11/2000

Listed (Active)

CPAR #137086

$106,550

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 13020 Front Beach Road, Unit 207

Taxable ValueLand-Additions$306,000Total-
Tax Record2025$3,111 ($259 / month)
Home Facts
Beds2Total Finished SqFt1,025 SqFtAbove Grade Finished SqFt1,025 SqFtStories1StyleCondominiumYear Built2000CountyBAYAPN34417-150-000

Schools near 13020 Front Beach Road, Unit 207

This home is within Bay.
Rating
School
Type
Grades
Distance
Hutchison Beach Elementary School
Public - K to 5
Surfside Middle School
Public - 6 to 8
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 3
Rating
School
Distance
Hutchison Beach Elementary School
PublicK to 5

Surfside Middle School
Public6 to 8

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 3

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

Explore Nearby Homes

More information about 13020 Front Beach Road, Unit 207, Panama City Beach, FL 32407

13020 Front Beach Road, Unit 207 is a condo for sale in Panama City Beach, FL 32407. This property was listed for sale on November 16, 2025 by LoKation Real Estate, it's currently listed at $280,000. It has been on the market for a total of 115 days and was last sold on July 11, 2016. This listing's school district is Bay. Nearby schools include Hutchison Beach Elementary School, Surfside Middle School and J.R. Arnold High School. 13020 Front Beach Road, Unit 207 is a 2-bed, 2-bath, 1,025 sqft condo built in 2000.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of LoKation Real Estate

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.