13308-10 Front Beach Rd

Panama City Beach, FL 32407

$3,810,000
Price
14
Beds
6,620 Sq. Ft.
$576 / Sq. Ft.
6,620
Sq. Ft.
$576
per Sq. Ft.

Description

Experience luxurious coastal living in this newly constructed duplex, each unit boasting 7 bedrooms and 5.5 baths. The first floor features a recreation room with an efficiency kitchen, 2 bedrooms, and 2 full bathrooms, perfect for entertaining or hosting guests. Outside under the covered patio is a summer kitchen, private backyard features inground saltwater pool. The second floor offers an open floorplan that seamlessly integrates the living room, dining area, and kitchen, all leading to a balcony...Experience luxurious coastal living in this newly constructed duplex, each unit boasting 7 bedrooms and 5.5 baths. The first floor features a recreation room with an efficiency kitchen, 2 bedrooms, and 2 full bathrooms, perfect for entertaining or hosting guests. Outside under the covered patio is a summer kitchen, private backyard features inground saltwater pool. The second floor offers an open floorplan that seamlessly integrates the living room, dining area, and kitchen, all leading to a balcony with stunning Gulf views. This floor also includes an additional bedroom, a bunkroom, and one and a half baths. On the third floor, you'll find another bedroom, a bunkroom, a full bathroom, and a hallway wet bar. The master bedroom provides balcony access with breathtaking Gulf views, offering a serene retreat. For convenience, laundry facilities are available on both the first and third floors. Each unit also comes with an elevator for added convenience. Wake up to the soothing sound of waves and spend your days enjoying beach activities just across the road or relaxing in the private backyard with a pool.
  1. Listed by Ramil Zartdinov • Local Insight Realty
  2. Listed by Beth Christie • Local Insight Realty

Property Details for 13308-10 Front Beach Road

Architectural Style
Duplex
Waterfront
Yes
Subdivision Name
Bahama Beach
View
Gulf
Zoning Description
City, Commercial
View
Yes
LISTING UPDATED: 01/06/2026 05:37 AM

Property Details for 13308-10 Front Beach Road

StatusActive
MLS #770179
Days on Market298
Taxes$4,600 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeMulti Family
MLS TypeResidential / Duplex / Duplex
Year Built2024
Lot Size0.17 AC / 7,500 SF
CountyBay County

Location

Listing Courtesy of Local Insight Realty
Add your commute

Building Information for 13308-10 Front Beach Road

Stories3Residences-Year Built2024Building Size-Lot Size0.17 AC / 7,500 SF

Payment Calculator

$18,953 per month

30 year fixed, 6.15% Interest

Principal and Interest

$18,569

Property Taxes

$383

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 13308-10 Front Beach Road

Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: Directions: Front Beach Road
  • State Region: FL
  • Postal Code: 32407
  • Latitude: 30.197552
  • Longitude: -85.842614
  • State Or Province: FL
  • Road Frontage Type: City Street
  • Road Responsibility: Public Maintained Road
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0320 - Beach - Middle Central
Taxes and HOA Information
  • Parcel Number: 34350-000-000 & 34350-010-000
  • Association: No
  • Tax Annual Amount: $4,600.00
  • Tax Legal Description: Lot 4, Block 12, MAP OF BAHAMA BEACH, according to the map of plat thereof as recorded in Plat Book 3, Page 15 of the Public Records of Bay County, Florida
  • Tax Year: 2024
School Information
  • Elementary School: Hutchison Beach
  • High School: Arnold
  • Middle Or Junior School: Surfside
Parking
  • Attached Garage: No
  • Garage: No
Property
Lot Information
  • Building Area Total: 6620.0
  • Lot Features: Paved
  • Lot Size Dimensions: 60x125
  • Living Area Source: Plans
  • Structure Type: Duplex
Property and Assessments
  • Year Built: 2024
  • New Construction: Yes
  • Human Modified: No
Utilities
  • Utilities: Electricity Available, Sewer Available
Interior and Exterior Features
Exterior Features
  • Exterior Features: Barbecue, Patio, Outdoor Kitchen
  • Fencing: Fenced, Privacy
  • Pool Features: Gunite, In Ground, Private
  • Community Features: Barbecue, Short Term Rental Allowed
  • Construction Materials: Hardiplank Type
  • Patio And Porch Features: Balcony, Covered, Open, Patio, Porch
  • Pool Private: Yes
Interior Features
  • Levels: Three Or More
  • Stories: 3
  • Stories Total: 3
  • Bathrooms Full: 10
  • Bathrooms Half: 1
  • Bathrooms Total: 11
  • Bedrooms Total: 14
  • Rooms Total: 14
  • Cooling: Yes
  • Cooling: Central Air, Ceiling Fans
  • Heating: Yes
  • Heating: Central
  • Appliances: Electric Range, Wine Cooler
  • Window Features: Double Pane Windows, Storm Windows
Room Information
Room 1
  • Room Dimensions: 20 x 14
  • Room Length: 20.0
  • Room Level: Second
  • Room Type: Living Room
  • Room Width: 14.0
Room 2
  • Room Dimensions: 12 x 14
  • Room Length: 12.0
  • Room Level: Second
  • Room Type: Kitchen
  • Room Width: 14.0
Room 3
  • Room Dimensions: 10 x 10
  • Room Length: 10.0
  • Room Level: Third
  • Room Type: Primary Bathroom
  • Room Width: 10.0
Room 4
  • Room Dimensions: 13 x 12
  • Room Length: 13.0
  • Room Type: Bedroom
  • Room Width: 12.0
Room 5
  • Room Dimensions: 12 x 14
  • Room Length: 12.0
  • Room Level: Second
  • Room Type: Kitchen
  • Room Width: 14.0
Room 6
  • Room Dimensions: 14 x 18
  • Room Length: 14.0
  • Room Level: First
  • Room Type: Recreation
  • Room Width: 18.0
Room 7
  • Room Dimensions: 10 x 14
  • Room Length: 10.0
  • Room Level: Second
  • Room Type: Dining Room
  • Room Width: 14.0
Room 8
  • Room Dimensions: 18 x 14
  • Room Length: 18.0
  • Room Level: Third
  • Room Type: Primary Bedroom
  • Room Width: 14.0
Room 9
  • Room Dimensions: 10 x 10
  • Room Length: 10.0
  • Room Level: Third
  • Room Type: Primary Bathroom
  • Room Width: 10.0
Room 10
  • Room Dimensions: 18 x 14
  • Room Length: 18.0
  • Room Level: Third
  • Room Type: Primary Bedroom
  • Room Width: 14.0
Room 11
  • Room Dimensions: 20 x 14
  • Room Length: 20.0
  • Room Level: Second
  • Room Type: Living Room
  • Room Width: 14.0
Room 12
  • Room Dimensions: 13 x 12
  • Room Length: 13.0
  • Room Type: Bedroom
  • Room Width: 12.0
Room 13
  • Room Dimensions: 14 x 18
  • Room Length: 14.0
  • Room Level: First
  • Room Type: Recreation
  • Room Width: 18.0
Room 14
  • Room Dimensions: 10 x 14
  • Room Length: 10.0
  • Room Level: Second
  • Room Type: Dining Room
  • Room Width: 14.0
Multi Family
Multi-Family Information
  • Units Furnished: All Units
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Tenant

Property History for 13308-10 Front Beach Road

DateEvent & SourcePriceAppreciation
Jan 1, 2026

Listed (Active)

ECAR #972895

$3,900,000—
Dec 31, 2025

Expired

ECAR #972895

$3,810,000—
Apr 3, 2025

Listed (Active)

ECAR #972895

$3,900,000—
Mar 11, 2025

Listed (Active)

CPAR #770179

$3,900,000—
DateEvent & SourcePrice
01/01/2026

Listed (Active)

ECAR #972895

$3,900,000
12/31/2025

Expired

ECAR #972895

$3,810,000
04/03/2025

Listed (Active)

ECAR #972895

$3,900,000
03/11/2025

Listed (Active)

CPAR #770179

$3,900,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Schools near 13308-10 Front Beach Road

This home is within Bay.
Rating
School
Type
Grades
Distance
Hutchison Beach Elementary School
Public - K to 5
Surfside Middle School
Public - 6 to 8
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 3
Rating
School
Distance
Hutchison Beach Elementary School
PublicK to 5

Surfside Middle School
Public6 to 8

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 3

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 13308-10 Front Beach Road, Panama City Beach, FL 32407

13308-10 Front Beach Road is a multi-family home for sale in Panama City Beach, FL 32407. This property was listed for sale on March 11, 2025 by Local Insight Realty, it's currently listed at $3,810,000. This listing's school district is Bay. Nearby schools include Hutchison Beach Elementary School, Surfside Middle School and J.R. Arnold High School. 13308-10 Front Beach Road is a 14-bed, 11-bath, 6,620 sqft multi-family home built in 2024.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Local Insight Realty

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.