13643 Front Beach Rd

Panama City Beach, FL 32407

$3,500,000
Price
6
Beds
3,990 Sq. Ft.
$877 / Sq. Ft.
3,990
Sq. Ft.
$877
per Sq. Ft.

Description

Seller financing available Private elevator This Gulf-front retreat in Margaritaville Beach Cottage Resort blends laid-back luxury with modern comfort, offering the ultimate escape in Panama City Beach. Built in 2023 and sold fully furnished, this Oasis floor plan spans 3,990 square feet across three levels - all with unobstructed views of the emerald Gulf waters. Professionally designed with decor that captures the breezy, carefree vibe of the Margaritaville lifestyle, the home features luxury vinyl...Seller financing available Private elevator This Gulf-front retreat in Margaritaville Beach Cottage Resort blends laid-back luxury with modern comfort, offering the ultimate escape in Panama City Beach. Built in 2023 and sold fully furnished, this Oasis floor plan spans 3,990 square feet across three levels - all with unobstructed views of the emerald Gulf waters. Professionally designed with decor that captures the breezy, carefree vibe of the Margaritaville lifestyle, the home features luxury vinyl plank flooring throughout and a thoughtful layout tailored for both relaxed getaways and high-performing rentals. From morning coffee to sunset cocktails, enjoy panoramic Gulf views from your private balconies on every level. The first floor features a spacious recreation room with a foosball table, wet bar, full-sized refrigerator, and ice maker - perfect for entertaining after a day in the sun. Step outside to your private 8x17 beachfront pool and take the private dune walkover straight to the sand. With 6 bedrooms, a bunk area, and 6.5 bathrooms, this home comfortably accommodates large families and rental guests alike. The private elevator makes each level easily accessible. On the second floor, an open-concept great room takes full advantage of the water views, with a living area, dining space, and a chef's kitchen featuring Frigidaire Professional appliances, a 36'' gas range, quartz countertops, and maple cabinetry. Two guest suites with private baths, a powder room, and a full laundry area round out this level. Upstairs, the Gulf-facing primary suite offers a true retreat with expansive views down the coast, a walk-in closet, balcony access, and a spa-inspired ensuite with double vanities and a walk-in shower. Two more guest bedrooms with private baths and a cozy bunk nook complete the third floor. Additional features include a two-car covered carport plus parking for three more vehicles - rare for Gulf-front homes. As part of the Margaritaville Beach Cottage Resort, you and your guests have access to top-tier amenities: a resort-style pool with a 425-foot lazy river and H2O Adventure waterslides, pickleball court, indoor arcade, game lawn, hammock grove, and poolside movie nights. On-site dining options include The Salty Rim Bar & Grill, Fins Restaurant & Bar, and Joe Merchant's Coffee & Provisions - perfect for everything from poolside snacks to sunset dinners. Whether you're looking for a luxurious vacation home or a high-performing rental property, this is a rare opportunity to own in one of the most exciting beachfront resorts on the Emerald Coast. Call today to schedule your private tour and explore rental income potential, projections, and how to make this island-inspired dream a reality.
  1. Listed by Craig Duran • Berkshire Hathaway HomeServices Beach Properties of Florida

Property Details for 13643 Front Beach Road

Architectural Style
Coastal
Waterfront
Yes
Subdivision Name
Margaritaville Cottages
View
Gulf
View
Yes
LISTING UPDATED: 01/06/2026 05:54 AM

Property Details for 13643 Front Beach Road

StatusActive
MLS #772029
Days on Market276
Taxes$31,489 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence / Single Family Residence
Year Built2023
Lot Size0.90 AC / 39,204 SF
CountyBay County

Location

Listing Courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida
Add your commute

Building Information for 13643 Front Beach Road

Stories-Year Built2023Building Size-Lot Size0.90 AC / 39,204 SF

Payment Calculator

$19,682 per month

30 year fixed, 6.15% Interest

Principal and Interest

$17,058

Property Taxes

$2,624

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 13643 Front Beach Road

Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: Margaritaville is located about 2 miles east of Pier Park directly on Front Beach Road. 10th house down on the beach side.
  • State Region: FL
  • Postal Code: 32413
  • Latitude: 30.199054
  • Longitude: -85.846947
  • State Or Province: FL
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0318 - Beach - Central South
Taxes and HOA Information
  • Parcel Number: 34764-100-100
  • Association: Yes
  • Tax Annual Amount: $31,489.00
  • Tax Legal Description: PANAMA CITY BEACH RESORT LOT 10 MARGARITAVILLE COTTAGES PH 1 ORB 4709 P 553
  • Tax Year: 2024
School Information
  • Elementary School: Hutchison Beach
  • High School: Arnold
  • Middle Or Junior School: Surfside
Parking
  • Attached Garage: No
  • Garage: No
Property
Lot Information
  • Building Area Total: 3990.0
  • Lot Features: Sprinkler System
  • Lot Size Acres: 0.9
  • Lot Size Area: 0.9
  • Lot Size Dimensions: 40X206
  • Lot Size Units: Acres
  • Lot Size Square Feet: 39204.0
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 2023
  • New Construction: No
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Electricity Available
Interior and Exterior Features
Exterior Features
  • Exterior Features: Barbecue, Covered Patio, Deck, Outdoor Shower
  • Pool Features: Gas Heat, In Ground, Community, Private
  • Community Features: Pool, Barbecue, Short Term Rental Allowed
  • Construction Materials: Hardiplank Type
  • Patio And Porch Features: Balcony, Deck, Covered, Porch
  • Pool Private: Yes
  • Security Features: Fire Sprinkler System
Interior Features
  • Flooring: Luxury Vinyl Plank
  • Bathrooms Full: 6
  • Bathrooms Half: 1
  • Bathrooms Total: 7
  • Bedrooms Total: 6
  • Rooms Total: 10
  • Cooling: Yes
  • Cooling: Central Air, Ceiling Fans, Energy Star Qualified Equipment
  • Heating: Yes
  • Heating: Electric
  • Appliances: Bar Fridge, Electric Oven, Electric Range, Tankless Water Heater
  • Window Features: Double Pane Windows, Storm Windows
Room Information
Room 1
  • Room Dimensions: 11 x 13
  • Room Length: 11.0
  • Room Level: Second
  • Room Type: Kitchen
  • Room Width: 13.0
Room 2
  • Room Dimensions: 11 x 12
  • Room Length: 11.0
  • Room Level: Second
  • Room Type: Dining Room
  • Room Width: 12.0
Room 3
  • Room Dimensions: 26 x 15
  • Room Length: 26.0
  • Room Level: Second
  • Room Type: Great Room
  • Room Width: 15.0
Room 4
  • Room Dimensions: 25 x 15
  • Room Length: 25.0
  • Room Level: First
  • Room Type: Recreation
  • Room Width: 15.0
Room 5
  • Room Dimensions: 12 x 12
  • Room Length: 12.0
  • Room Level: Third
  • Room Type: Bedroom
  • Room Width: 12.0
Room 6
  • Room Dimensions: 14 x 15
  • Room Length: 14.0
  • Room Level: Third
  • Room Type: Bedroom
  • Room Width: 15.0
Room 7
  • Room Dimensions: 14 x 15
  • Room Length: 14.0
  • Room Level: Third
  • Room Type: Primary Bedroom
  • Room Width: 15.0
Room 8
  • Room Dimensions: 12 x 12
  • Room Length: 12.0
  • Room Level: Second
  • Room Type: Bedroom
  • Room Width: 12.0
Room 9
  • Room Dimensions: 12 x 12
  • Room Length: 12.0
  • Room Level: Second
  • Room Type: Bedroom
  • Room Width: 12.0
Room 10
  • Room Dimensions: 11.25 x 12.5
  • Room Length: 11.25
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 12.5
Multi Family
Multi-Family Information
  • Units Furnished: All Units
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Tenant

Property History for 13643 Front Beach Road

DateEvent & SourcePriceAppreciation
Apr 16, 2025

Listed (Active)

CPAR #772029

$3,999,000—
Mar 31, 2025

Expired

ECAR #947120

$4,500,000—
Mar 28, 2025

Expired

CPAR #756423

$4,500,000—
May 1, 2024

Listed (Active)

CPAR #756423

$4,500,000—
Apr 11, 2024

Listed (Active)

ECAR #947120

$4,500,000—
Jul 12, 2023

Sold

CPAR #725543

$3,500,000—
Jul 12, 2023

Sold

ECAR #928587

$3,500,000—
Apr 27, 2022

Pending

CPAR #725543

—
Apr 27, 2022

Pending

ECAR #928587

—
Apr 23, 2022

Listed (Active)

CPAR #725543

$3,500,000—
DateEvent & SourcePrice
04/16/2025

Listed (Active)

CPAR #772029

$3,999,000
03/31/2025

Expired

ECAR #947120

$4,500,000
03/28/2025

Expired

CPAR #756423

$4,500,000
05/01/2024

Listed (Active)

CPAR #756423

$4,500,000
04/11/2024

Listed (Active)

ECAR #947120

$4,500,000
07/12/2023

Sold

CPAR #725543

$3,500,000
07/12/2023

Sold

ECAR #928587

$3,500,000
04/27/2022

Pending

CPAR #725543

—
04/27/2022

Pending

ECAR #928587

—
04/23/2022

Listed (Active)

CPAR #725543

$3,500,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Schools near 13643 Front Beach Road

This home is within Bay.
Rating
School
Type
Grades
Distance
Hutchison Beach Elementary School
Public - K to 5
Surfside Middle School
Public - 6 to 8
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 3
Rating
School
Distance
Hutchison Beach Elementary School
PublicK to 5

Surfside Middle School
Public6 to 8

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 3

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 13643 Front Beach Road, Panama City Beach, FL 32407

13643 Front Beach Road is a single family home for sale in Panama City Beach, FL 32407. This property was listed for sale on April 16, 2025 by Berkshire Hathaway HomeServices Beach Properties of Florida, it's currently listed at $3,500,000. It has been on the market for a total of 276 days and was last sold on July 12, 2023. This listing's school district is Bay. Nearby schools include Hutchison Beach Elementary School, Surfside Middle School and J.R. Arnold High School. 13643 Front Beach Road is a 6-bed, 7-bath, 3,990 sqft single family home built in 2023.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.