Active
5 beds3,176 sqft
13650 Front Beach Rd, Panama City Beach, FL 32413
Est: $13,376/moGet pre-approved
Single FamilyProperty Type
0.06 acresLot Size
2023Year Built
$693/sq ftPrice per sq ft
2 carsParking Spaces

Description

One of the best locations in margaritaville beach cottage resort! Welcome to your slice of paradise! This stunning 5-bedroom, 4.5-bath beach home offers the perfect combination of personal enjoyment and investment potential. Whether you're searching for a primary residence, vacation getaway, or income-producing short-term rental , this property is ready to deliver. Rental financials are available upon request. Sold Fully furnished , the home is truly turnkey and showcases beautiful coastal-inspired...One of the best locations in margaritaville beach cottage resort! Welcome to your slice of paradise! This stunning 5-bedroom, 4.5-bath beach home offers the perfect combination of personal enjoyment and investment potential. Whether you're searching for a primary residence, vacation getaway, or income-producing short-term rental , this property is ready to deliver. Rental financials are available upon request. Sold Fully furnished , the home is truly turnkey and showcases beautiful coastal-inspired furnishings throughout. Thoughtful, vacation-ready upgrades include coated shiplap walls designed to help protect against luggage scuffs and dings , along with durable stainless-steel railings . The outdoor living space is made for the Florida lifestyle! Relax in the private hot tub , enjoy outdoor dining and entertaining, or unwind on one of the multiple decks featuring stunning GULF VIEWS . Enjoy it yourself, add it to your real estate investment portfolio--or better yet, Do both! Located in the colorful, Key West-inspired Margaritaville Beach Cottage Resort , owners and guests can enjoy an incredible collection of resort-style amenities, including a community pool, restaurant, bar, coffee shop, fitness center, arcade, cabanas, and convenient beach access with beach chair service available . This unique Margaritaville beach home is ready for its next owner!
Days on Market Listed Today
  • Listed by: Amanda L Charlesworth 404.512.2524 amandalcharlesworth@gmail.com Brokerage DRE #1025030 • Keller Williams Success Realty
Last updated: 10/05/2026 10:24 PM • Source: ECAR, MLS#: 1013389

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Location

Listing Courtesy of Keller Williams Success Realty
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$13,376 per month

30 year fixed, 7.03% Interest

Principal and Interest

$11,745

Property Taxes

$1,632

HOA Dues

$0

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Property Information for 13650 Front Beach Road

Property Details
  • Taxes: $19,578 / year
  • MLS Type: Residential / Detached Single Family
  • County: Bay County
  • View: Gulf
  • Zoning: Resid Single Family
  • Architectural Style: Caribbean
  • Subdivision Name: Margaritaville Cottages
Building Information
  • Stories: 3
  • Year Built: 2023
  • Lot Size: 0.06 AC / 2,613 SF
Summary
Location and General Information
  • Community Features: Short Term Rental - Allowed, Pickle Ball, Beach, Exercise Room, Pool
  • Directions: From US 98 w Turn Left on Alf Coleman rd, then right onto Middle Beach RD. Continue on Front Beach RD. The property if the the first cottage on the left side corner house.
  • Road Frontage Type: City Street
  • MLS Area Minor: 2720 - Beach - Middle Central
  • MLS Area Major: 27 - Bay County
  • Latitude: 30.199623
  • Longitude: -85.846515
  • Location Tax and Legal:Sub Area: 2720 - Beach - Middle Central
  • Location Tax and Legal:Elementary School: Hutchinson Beach
  • Location Tax and Legal:Middle School: Surfside
  • Location Tax and Legal:High School: Arnold
  • Location Tax and Legal:Legal Description: PANAMA CITY BEACH RESORTLOT 8MARGARITAVILLE COTTAGES PH 2
  • Project Facilities: Beach, Exercise Room, Pickle Ball, Pool2, Short Term Rental - Allowed
  • Garage: false
Taxes and HOA
  • Association Fee Includes: Accounting, Ground Keeping, Management, Recreational Faclty
  • Tax Legal Description: PANAMA CITY BEACH RESORTLOT 8MARGARITAVILLE COTTAGES PH 2
  • Parcel Number: 34764-150-080
  • Association Fee: $0
  • Association YN: Yes
  • Listing Info Tax Legal:Last Taxes: $19,578
  • Listing Info Tax Legal:Last Tax Year: 2025.0
School Information
  • Elementary School: Hutchinson Beach
  • Middle Or Junior School: Surfside
  • High School: Arnold
Parking
  • Carport YN: No
  • General Property Info:Driveway Spaces: 2.0
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 32 x 81
  • Lot Size Acres: 0.06
  • Lot Size Area: 0.06
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Corner, Level, Within 1/2 Mile to Water
  • Building Area Total: 3176.0
  • Lot Size Square Feet: 2613.6
  • General Property Info:SqFt Source: County PA Records
  • Waterview: Gulf2
  • LotParcel Access: City Road
  • Lot Features: Corner, Level, Within 12 Mile to Water
Property and Assessments
  • Tax Year: 2025.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 2023.0
  • Property Sub Type: Detached Single Family
  • Property Type Label: Residential
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Caribbean
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Roof Metal, Siding CmntFbrHrdBrd
  • Occupancy Status: Vacation Rental
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, TV Cable, Underground
  • Electric: True
  • Utilities: Electric, Gas - Natural, Public Sewer, Public Water, TV Cable, Underground
  • Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Tnkls
Interior and Exterior Features
Exterior Features
  • Exterior Features: Fenced Back Yard, Hot Tub
  • Construction Materials: Siding CmntFbrHrdBrd
  • Stories: 3.0
  • Pool Features: Pool Type
  • Patio And Porch Features: Deck Covered, Deck Open, Patio Covered, Patio Open
  • Roof: Roof Metal
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Community
  • Exterior: Deck Covered, Deck Open, Fenced Back Yard, Hot Tub, Patio Covered, Patio Open
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fans, Central Air
  • Interior Features: Breakfast Bar, Ceiling Tray/Cofferd, Lighting Recessed, Owner's Closet, Washer/Dryer Hookup, Wet Bar
  • Flooring: Floor Laminate, Floor Tile
  • Window Features: Window Treatment All
  • Room Type: Great Room, Kitchen, Bedroom, Master Bedroom, Other
  • Rooms Total: 7.0
  • Bathrooms Total Integer: 5.0
  • Bathrooms Total Decimal: 4.5
  • Bathrooms Total Notational: 4.1
  • Cooling YN: Yes
  • Heating YN: Yes
  • Kitchen Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Dual Fuel, Warranty Provided, Washer, Water Heater - Tnkls
  • Interior: Breakfast Bar, Ceiling TrayCofferd, Floor Laminate, Floor Tile, Furnished - All, Lighting Recessed, Owner's Closet, WasherDryer Hookup, Wet Bar, Window Treatment All
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator WIceMk, StoveOven Dual Fuel, Warranty Provided, Washer
  • Furnished: Furnished - All
Room Information
Room 1
  • Room Type: Great Room
  • Room Level: First
  • Room Length: 12.33
  • Room Width: 23.0
  • Room Dimensions: 12.33 x 23
Room 2
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 15.75
  • Room Width: 12.83
  • Room Dimensions: 15.75 x 12.83
Room 3
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 14.42
  • Room Width: 15.0
  • Room Dimensions: 14.42 x 15
Room 4
  • Room Type: Master Bedroom
  • Room Level: Second
  • Room Length: 17.0
  • Room Width: 15.75
  • Room Dimensions: 17 x 15.75
Room 5
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 12.33
  • Room Width: 11.33
  • Room Dimensions: 12.33 x 11.33
Room 6
  • Room Type: Bedroom
  • Room Level: Third
  • Room Length: 18.83
  • Room Width: 14.83
  • Room Description: Built-in beds & Bed
  • Room Dimensions: 18.83 x 14.83
Room 7
  • Room Type: Other
  • Room Level: Third
  • Room Length: 1.0
  • Room Dimensions: 1 x 1
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false
  • Existing Leases: DailyWeekly

Property History for 13650 Front Beach Road

DateEvent & SourcePriceAppreciation
Oct 5, 2026

Listed (Active)

ECAR #1013389

$2,200,000—
Sep 3, 2026

Expired

ECAR #985773

$2,190,000—
Sep 3, 2026

Expired

CPAR #779276

$2,190,000—
DateEvent & SourcePrice
10/05/2026

Listed (Active)

ECAR #1013389

$2,200,000
09/03/2026

Expired

ECAR #985773

$2,190,000
09/03/2026

Expired

CPAR #779276

$2,190,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 13650 Front Beach Road

Taxable ValueLand$472,990Additions$1,152,578Total$1,625,568
Tax Record2025$17,741 ($1,478 / month)
Home Facts
Beds4Total Finished SqFt3,968 SqFtAbove Grade Finished SqFt3,968 SqFtStories3Lot Size2,570 SqFtStyleSingle Family ResidenceYear Built2023CountyBAYAPN34764-150-080

Schools near 13650 Front Beach Road

This home is within Bay District Schools.
Rating
School
Type
Grades
Distance
Public - PK to 12
Public - K to 5
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
Surfside Middle School
PublicPK to 12

Hutchison Beach Elementary School
PublicK to 5

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

13650 Front Beach Road is a single family home for sale in Panama City Beach, FL 32413. This property was listed for sale on October 6, 2026 by Keller Williams Success Realty, it's currently listed at $2,200,000. It has been on the market for a total of 0 days and was last sold on February 28, 2023. This listing's school district is Bay District Schools. Nearby schools include Surfside Middle School, Hutchison Beach Elementary School and J.R. Arnold High School. 13650 Front Beach Road is a 5-bed, 5-bath, 3,176 sqft single family home built in 2023.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Keller Williams Success Realty

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.