13651 Front Beach Rd

Panama City Beach, FL 32407

$3,000,000
Last Sold Price
6
Beds
3,990 Sq. Ft.
$752 / Sq. Ft.
3,990
Sq. Ft.
$752
per Sq. Ft.
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Sold 9/30/25
Sold 9/30/25

Description

Highly motivated seller! Priced 100's of thousands below market value! This unbelievable price on this beachfront dream home, fully professionally decorated and being SOLD FULLY FURNISHED, is ready for your family right now. The home is the very best Panama City Beach has to offer not just because of its stunning beach sunsets that can be enjoyed over three expansive gulf front balconies, this home is located in the luxurious Margaritaville Cottages Resort. Tropical pools with bar service, water...Highly motivated seller! Priced 100's of thousands below market value! This unbelievable price on this beachfront dream home, fully professionally decorated and being SOLD FULLY FURNISHED, is ready for your family right now. The home is the very best Panama City Beach has to offer not just because of its stunning beach sunsets that can be enjoyed over three expansive gulf front balconies, this home is located in the luxurious Margaritaville Cottages Resort. Tropical pools with bar service, water slides and lazy river for the kids, and nothing short of white glove service. This home features its own gulf front private pool and beach walkover. Modern day amenities of this home allow for multiple generations to enjoy the beachlife, featuring a private elevator going all the way up to the third floor. Just off the pool on the first level is a great room complete with a wet bar, ice machine, full size refrigerator and a large sitting area with lots of seating, big screen tv and a foosball table. Located on this level is also a full size bathroom and bedroom. For the most stunning views of the beach this home features its living and entertaining space on the second floor. Opening up to an expansive balcony is an open concept that allows everyone to enjoy, whether you're relaxing in the deep sectional sofa, having a bite at the dining table or showing off your chef skills in the kitchen for the week featuring fresh gulf seafood, you will be sure to have a stunning view of the emerald coast's sparkling water and white sandy beach. For the chef in the family, this kitchen is sure to not disappoint, featuring Frigidaire Professional Appliances, 36'' gas range, quartz countertops, and exquisite cabinetry. In addition to the living and entertaining space on the second level, the home also features two guest bedrooms with ensuite baths and a full size washer and dryer along with a half bath. Next on the third floor is the beachfront master suite with sweeping gulf views running east to west. Stepping out on the expansive third floor balcony allows its guest to see all the way down the panhandle's coast line. Getting ready for your day or unwinding is nothing short of luxury in the exquisite master bath, featuring a massive oversized glassed-in shower with stunning tiles and a walk-in closet. The 3rd floor also includes two additional guest bedrooms with ensuite baths, as well as another bunk area. Plenty of parking with a two-car carport, as well as three additional spaces. Owners and guests will experience the ultimate in island-inspired dining and drink options with Margaritaville's signature concepts, including The Salty Rim Bar & Grill Fins Restaurant and Bar, and Joe Merchant's Coffee & Provisions. Unwind in the expansive resort oasis pool, complete with private cabanas, H20 Adventure Waterslides, and a 425-foot lazy river. Engage in a friendly game of pickleball, participate in activities on the lawn, or test your skills in the indoor arcade. At Margaritaville, they cater to every preference. If relaxation is your goal, soak up the sun on the beach. If adventure is your calling, try the bike rentals or paddleboard lessons. With options to suit every itinerary, Margaritaville promises an unforgettable beach experience. Call today for additional information on the resort, rental income potential and to see this beautiful beachfront home.
  1. Listed by Scott Suber • Beach Haven Realty

Property Details for 13651 Front Beach Road

Architectural Style
Coastal
Waterfront
Yes
Waterfront Features
Shoreline Sand
Parking Features
Additional Parking, Paved
Subdivision Name
Margaritaville Cottages
View
Gulf
Zoning Description
Resid Multi-Family, Resid Single Family, Resort
View
Yes
LISTING UPDATED: 01/06/2026 05:41 AM

Property Details for 13651 Front Beach Road

StatusSold
MLS #776797
Days on Market22
Taxes$31,739 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence / Single Family Residence
Year Built2023
Lot Size0.19 AC / 8,276 SF
CountyBay County
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Location

Listing Courtesy of Beach Haven Realty

Sold By Christies International Real Estate Emerald Coast

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Building Information for 13651 Front Beach Road

Stories3Year Built2023Building Size-Lot Size0.19 AC / 8,276 SF

Payment Calculator

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$17,204 per month

30 year fixed, 6.11% Interest

Principal and Interest

$14,559

Property Taxes

$2,645

HOA Dues

$0

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Property Information for 13651 Front Beach Road

Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: Located approximately 2 miles East of Pier Park on Front Beach Road. Gulf front
  • State Region: FL
  • Postal Code: 32413
  • Latitude: 30.199331
  • Longitude: -85.847407
  • State Or Province: FL
  • Road Frontage Type: City Street
  • Road Responsibility: Public Maintained Road
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0318 - Beach - Central South
Taxes and HOA Information
  • Parcel Number: 34764-100-060
  • Association: Yes
  • Tax Annual Amount: $31,739.00
  • Tax Legal Description: PANAMA CITY BEACH RESORT LOT 6 MARGARITAVILLE COTTAGES PH 1 ORB 4675 P 719
  • Tax Year: 2024
School Information
  • Elementary School: Hutchison Beach
  • High School: Arnold
  • Middle Or Junior School: Surfside
Parking
  • Attached Garage: No
  • Covered Spaces: 2.0
  • Garage: No
Property
Lot Information
  • Building Area Total: 3990.0
  • Lot Features: Paved
  • Lot Size Acres: 0.19
  • Lot Size Area: 0.19
  • Lot Size Dimensions: 40 x 206
  • Lot Size Units: Acres
  • Lot Size Square Feet: 8276.0
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 2023
  • New Construction: No
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Available, Phone Connected
Interior and Exterior Features
Exterior Features
  • Exterior Features: Covered Patio, Outdoor Shower
  • Pool Features: Gunite, In Ground, Community, Private
  • Association Amenities: Beach Rights, Gazebo, Barbecue, Picnic Area
  • Community Features: Barbecue, Beach, Fitness Center, Playground, Pool, Waterfront, Short Term Rental Allowed
  • Door Features: Insulated Doors, Storm Doors
  • Patio And Porch Features: Balcony, Deck, Covered, Patio
  • Pool Private: Yes
  • Security Features: Security Service
Interior Features
  • Levels: Three Or More
  • Stories: 3
  • Stories Total: 3
  • Flooring: Luxury Vinyl Plank
  • Bathrooms Full: 6
  • Bathrooms Half: 1
  • Bathrooms Total: 7
  • Bedrooms Total: 6
  • Rooms Total: 8
  • Cooling: Yes
  • Cooling: Central Air, Ceiling Fans, Multi Units
  • Heating: Yes
  • Heating: Central, Electric
  • Appliances: Bar Fridge, Electric Oven, Electric Range, Electric Water Heater, Ice Maker
  • Interior Features: Interior Steps
  • Window Features: Double Pane Windows, Storm Windows
Room Information
Room 1
  • Room Dimensions: 15 x 12
  • Room Length: 15.0
  • Room Level: Second
  • Room Type: Kitchen
  • Room Width: 12.0
Room 2
  • Room Dimensions: 14 x 10
  • Room Length: 14.0
  • Room Level: Second
  • Room Width: 10.0
Room 3
  • Room Dimensions: 12 x 10
  • Room Length: 12.0
  • Room Level: Second
  • Room Type: Bedroom
  • Room Width: 10.0
Room 4
  • Room Dimensions: 12 x 10
  • Room Length: 12.0
  • Room Level: Second
  • Room Type: Bedroom
  • Room Width: 10.0
Room 5
  • Room Dimensions: 10 x 10
  • Room Length: 10.0
  • Room Level: First
  • Room Type: Full Bath
  • Room Width: 10.0
Room 6
  • Room Dimensions: 12 x 10
  • Room Length: 12.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 10.0
Room 7
  • Room Dimensions: 12 x 12
  • Room Length: 12.0
  • Room Level: Third
  • Room Type: Primary Bathroom
  • Room Width: 12.0
Room 8
  • Room Dimensions: 15 x 15
  • Room Length: 15.0
  • Room Level: Third
  • Room Type: Primary Bedroom
  • Room Width: 15.0
Multi Family
Multi-Family Information
  • Units Furnished: All Units
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Tenant

Property History for 13651 Front Beach Road

DateEvent & SourcePriceAppreciation
Sep 30, 2025

Sold

ECAR #986467

$3,000,000—
Sep 30, 2025

Sold

CPAR #776797

$3,000,000—
Sep 30, 2025

Listed (Active)

ECAR #986467

$3,000,000—
Sep 29, 2025

Sold (Public Record)

Public Record #1916694697

$3,000,000—
Sep 29, 2025

Sold (Public Record)

Public Record #1916694697

$3,000,000

-12.5% / yr

Aug 20, 2025

Pending

CPAR #776797

—
Jul 27, 2025

Listed (Active)

CPAR #776797

$3,499,000—
Jun 16, 2025

Withdrawn

CPAR #767671

$3,699,000—
Jan 24, 2025

Listed (Active)

CPAR #767671

$3,800,000—
Dec 27, 2023

Sold (Public Record)

Public Record #1524770860

$3,790,000—
Dec 27, 2023

Sold (Public Record)

Public Record #1524770860

$3,790,000

+15.1% / yr

Dec 27, 2023

Sold

ECAR #935964

$3,790,000—
Dec 27, 2023

Sold

CPAR #741253

$3,790,000—
Nov 21, 2023

Pending

ECAR #935964

—
Nov 4, 2023

Listed (Active)

ECAR #935964

$3,899,999—
Nov 3, 2023

Price Change

ECAR #922589

$3,899,999—
Nov 3, 2023

Expired

ECAR #922589

—
Oct 21, 2023

Price Change

ECAR #922589

$3,999,900—
Jul 8, 2023

Price Change

ECAR #922589

$4,199,000—
Jun 16, 2023

Price Change

ECAR #922589

$4,380,000—
May 9, 2023

Listed (Active)

CPAR #741253

$4,495,000—
May 4, 2023

Listed (Active)

ECAR #922589

$4,495,000—
Mar 31, 2023

Sold (Public Record)

Public Record #1508937228

$3,415,000—
Mar 31, 2023

Sold (Public Record)

Public Record #1508937228

$3,415,000—
Mar 30, 2023

Sold

ECAR #916157

$3,415,000—
Mar 3, 2023

Sold

CPAR #725856

$3,415,000—
Feb 1, 2023

Listed (Active)

ECAR #916157

$3,415,000—
Apr 28, 2022

Pending

CPAR #725856

—
Apr 28, 2022

Listed (Active)

CPAR #725856

$3,415,000—
DateEvent & SourcePrice
09/30/2025

Sold

ECAR #986467

$3,000,000
09/30/2025

Sold

CPAR #776797

$3,000,000
09/30/2025

Listed (Active)

ECAR #986467

$3,000,000
09/29/2025

Sold (Public Record)

Public Record #1916694697

$3,000,000
09/29/2025

Sold (Public Record)

Public Record #1916694697

$3,000,000

-12.5% / yr

08/20/2025

Pending

CPAR #776797

—
07/27/2025

Listed (Active)

CPAR #776797

$3,499,000
06/16/2025

Withdrawn

CPAR #767671

$3,699,000
01/24/2025

Listed (Active)

CPAR #767671

$3,800,000
12/27/2023

Sold (Public Record)

Public Record #1524770860

$3,790,000
12/27/2023

Sold (Public Record)

Public Record #1524770860

$3,790,000

+15.1% / yr

12/27/2023

Sold

ECAR #935964

$3,790,000
12/27/2023

Sold

CPAR #741253

$3,790,000
11/21/2023

Pending

ECAR #935964

—
11/04/2023

Listed (Active)

ECAR #935964

$3,899,999
11/03/2023

Price Change

ECAR #922589

$3,899,999
11/03/2023

Expired

ECAR #922589

—
10/21/2023

Price Change

ECAR #922589

$3,999,900
07/08/2023

Price Change

ECAR #922589

$4,199,000
06/16/2023

Price Change

ECAR #922589

$4,380,000
05/09/2023

Listed (Active)

CPAR #741253

$4,495,000
05/04/2023

Listed (Active)

ECAR #922589

$4,495,000
03/31/2023

Sold (Public Record)

Public Record #1508937228

$3,415,000
03/31/2023

Sold (Public Record)

Public Record #1508937228

$3,415,000
03/30/2023

Sold

ECAR #916157

$3,415,000
03/03/2023

Sold

CPAR #725856

$3,415,000
02/01/2023

Listed (Active)

ECAR #916157

$3,415,000
04/28/2022

Pending

CPAR #725856

—
04/28/2022

Listed (Active)

CPAR #725856

$3,415,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 13651 Front Beach Road

Taxable ValueLand$1,296,000Additions$1,855,732Total$3,151,732
Tax Record2025$34,398 ($2,866 / month)
Home Facts
Beds6Total Finished SqFt5,502 SqFtAbove Grade Finished SqFt5,502 SqFtStories3Lot Size8,320 SqFtStyleSingle Family ResidenceYear Built2023CountyBAYAPN34764-100-060

Schools near 13651 Front Beach Road

This home is within Bay.
Rating
School
Type
Grades
Distance
Surfside Middle School
Public - PK to 12
Hutchison Beach Elementary School
Public - K to 5
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 5
Rating
School
Distance
Surfside Middle School
PublicPK to 12

Hutchison Beach Elementary School
PublicK to 5

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Beach Haven Realty

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.