13657 Front Beach Rd

Panama City Beach, FL 32407

$3,695,000
Price
6
Beds
3,990 Sq. Ft.
$926 / Sq. Ft.
3,990
Sq. Ft.
$926
per Sq. Ft.
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Description

Back on market, seller said to move it! Bring offers! This 6 bedroom 6.5 bath gulf front with private pool is ready for the summer! Enjoy your time at PCB's Margaritaville Resort in one of the Best Gulf Front Luxury Beach House in the Resort. Unit 3 has the Best Gulf Views and as well easy access from Front Beach Road but that's not all, this unit was customized by the owners with a different furniture package and decor to make it special. In addition, the home has never been rented but can be put...Back on market, seller said to move it! Bring offers! This 6 bedroom 6.5 bath gulf front with private pool is ready for the summer! Enjoy your time at PCB's Margaritaville Resort in one of the Best Gulf Front Luxury Beach House in the Resort. Unit 3 has the Best Gulf Views and as well easy access from Front Beach Road but that's not all, this unit was customized by the owners with a different furniture package and decor to make it special. In addition, the home has never been rented but can be put on the Margaritaville rental program immediately if so desired. The Oasis Floor Plan features offer 3990 SF of living space with an endless view from the balconies on each floor with Two Master suites on the Third Floor. The First Floor offers a Recreation Room with Mini-Kitchen, and a with a gaming area with foosball table, Bunk Room and an Elevator as well as entry to the oversize deck featuring a Private Pool, oversize deck with Grill & a Private Beach walkover with outside shower. The second floor features the living area with an open Great Room that opens to an oversize balcony with endless views East and West, Two Bedrooms with Ensuite Baths and a large laundry with additional storage. The Third Floor offers three bedrooms, all with ensuite baths, with two being master bedrooms on the Gulf side with endless views of the coastline of PCB. All this with the amenities of Margaritaville PCB Resort including, The Salty Rim Bar & Grill, Fins Restaurant and Bar, (opens in 2024), and a 425-foot lazy rive Lagoon Pool that is Margaritaville's signature at each of their Resorts. Get ready for good times as it's 5 o'clock somewhere at Margaritaville Resort. Food and Beverage bar area is now open at Pool side in the resort, come join the fun as Margaritaville Cottage Resort takes shape.
  1. Listed by Bill Thomas • Beach Time Realty, Inc

Property Details for 13657 Front Beach Road

Architectural Style
Coastal
Waterfront
Yes
Waterfront Features
Gulf
Subdivision Name
Margaritaville Cottages
Zoning Description
City, Resid Single Family
LISTING UPDATED: 03/09/2026 10:59 AM

Property Details for 13657 Front Beach Road

StatusActive
MLS #786527
Days on Market29
Taxes$37,923 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence / Single Family Residence
Year Built2023
Lot Size0.19 AC / 8,276 SF
CountyBay County
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Location

Listing Courtesy of Beach Time Realty, Inc
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Building Information for 13657 Front Beach Road

Stories3Year Built2023Building Size-Lot Size0.19 AC / 8,276 SF

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$21,766 per month

30 year fixed, 6.46% Interest

Principal and Interest

$18,606

Property Taxes

$3,160

HOA Dues

$0

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Property Information for 13657 Front Beach Road

Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: From Hwy 79, go to Front Beach, Turn Left and travel to Margaritaville, approximately 6 miles, resort is at corner of Middle Beach and front Beach, take first entry to Gulf side, house is third on right
  • State Region: FL
  • Postal Code: 32413
  • Latitude: 30.199501
  • Longitude: -85.847706
  • State Or Province: FL
  • Road Frontage Type: City Street
  • Road Responsibility: Public Maintained Road
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0318 - Beach - Central South
Taxes and HOA Information
  • Parcel Number: 34764-100-030
  • Association: Yes
  • Tax Annual Amount: $37,923.00
  • Tax Legal Description: PANAMA CITY BEACH RESORT LOT 3 MARGARITAVILLE COTTAGES PH 1 ORB 4704 P 1401
  • Tax Year: 2025
School Information
  • Elementary School: Hutchison Beach
  • High School: Arnold
  • Middle Or Junior School: Surfside
Parking
  • Attached Garage: No
  • Covered Spaces: 2.0
  • Garage: No
Property
Lot Information
  • Building Area Total: 3990.0
  • Lot Features: Paved
  • Lot Size Acres: 0.19
  • Lot Size Area: 0.19
  • Lot Size Dimensions: 40x206
  • Lot Size Units: Acres
  • Lot Size Square Feet: 8240.0
  • Living Area Source: Appraiser
Property and Assessments
  • Senior Community: No
  • Year Built: 2023
  • New Construction: Yes
  • Human Modified: No
Utilities
  • Utilities: Cable Connected
Interior and Exterior Features
Exterior Features
  • Exterior Features: Barbecue, Covered Patio, Deck, Patio, Outdoor Shower
  • Fencing: Partial
  • Pool Features: Gunite, Gas Heat, Private
  • Association Amenities: Other, See Remarks, Game Room
  • Community Features: Beach, Waterfront, Barbecue, Short Term Rental Allowed
  • Door Features: Insulated Doors
  • Construction Materials: Hardiplank Type
  • Foundation Details: Pillar Post Pier
  • Patio And Porch Features: Deck, Patio, Balcony, Open, Porch
  • Pool Private: Yes
  • Security Features: Carbon Monoxide Detectors, Fire Sprinkler System, Fire Alarm, Smoke Detectors, Security Service
  • Roof: Metal
Interior Features
  • Levels: Three Or More
  • Stories: 3
  • Stories Total: 3
  • Flooring: Luxury Vinyl Plank
  • Bathrooms Full: 6
  • Bathrooms Half: 1
  • Bathrooms Total: 7
  • Bedrooms Total: 6
  • Rooms Total: 15
  • Cooling: Yes
  • Cooling: Ceiling Fans, Heat Pump, Multi Units
  • Heating: Yes
  • Heating: Central, Forced Air
  • Appliances: Convection Oven, Electric Range, Gas Water Heater, Tankless Water Heater
  • Interior Features: Instant Hot Water, Storage
  • Window Features: Double Pane Windows
Room Information
Room 1
  • Room Dimensions: 11 x 12
  • Room Length: 11.0
  • Room Level: Second
  • Room Type: Dining Room
  • Room Width: 12.0
Room 2
  • Room Dimensions: 26 x 15
  • Room Length: 26.0
  • Room Level: Second
  • Room Type: Great Room
  • Room Width: 15.0
Room 3
  • Room Description: with ensuite bath
  • Room Dimensions: 12 x 12
  • Room Length: 12.0
  • Room Level: Second
  • Room Type: Bedroom
  • Room Width: 12.0
Room 4
  • Room Description: with ensuite bath
  • Room Dimensions: 12 x 12
  • Room Length: 12.0
  • Room Level: Second
  • Room Type: Bedroom
  • Room Width: 12.0
Room 5
  • Room Description: with Wet Bar
  • Room Dimensions: 25 x 15
  • Room Length: 25.0
  • Room Level: First
  • Room Type: Recreation
  • Room Width: 15.0
Room 6
  • Room Description: with ensuite bath
  • Room Dimensions: 11.25 x 12.5
  • Room Length: 11.25
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 12.5
Room 7
  • Room Description: opens from Bedrooms
  • Room Dimensions: 25 x 8
  • Room Features: Balcony
  • Room Length: 25.0
  • Room Level: Third
  • Room Type: Other
  • Room Width: 8.0
Room 8
  • Room Description: opens from living area
  • Room Dimensions: 25 x 8
  • Room Features: Balcony
  • Room Length: 25.0
  • Room Level: Second
  • Room Type: Other
  • Room Width: 8.0
Room 9
  • Room Description: with pool, beach entry
  • Room Dimensions: 25 x 16
  • Room Length: 25.0
  • Room Level: First
  • Room Type: Patio
  • Room Width: 16.0
Room 10
  • Room Description: exterior on carport
  • Room Dimensions: 6 x 7
  • Room Length: 6.0
  • Room Level: First
  • Room Type: Storage Room
  • Room Width: 7.0
Room 11
  • Room Description: side by side appliances
  • Room Dimensions: 5 x 9
  • Room Length: 5.0
  • Room Level: Second
  • Room Type: Laundry
  • Room Width: 9.0
Room 12
  • Room Description: with Ensuite Bath
  • Room Dimensions: 12 x 12
  • Room Length: 12.0
  • Room Level: Third
  • Room Type: Bedroom
  • Room Width: 12.0
Room 13
  • Room Description: Gulf Front & Ensuite Bath
  • Room Dimensions: 14 x 15
  • Room Length: 14.0
  • Room Level: Third
  • Room Type: Bedroom
  • Room Width: 15.0
Room 14
  • Room Description: Gulf Front & Ensuite Bath
  • Room Dimensions: 14 x 15
  • Room Length: 14.0
  • Room Level: Third
  • Room Type: Primary Bedroom
  • Room Width: 15.0
Room 15
  • Room Dimensions: 11 x 13
  • Room Length: 11.0
  • Room Level: Second
  • Room Type: Kitchen
  • Room Width: 13.0
Multi Family
Multi-Family Information
  • Units Furnished: All Units
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Land Lease: No

Property History for 13657 Front Beach Road

DateEvent & SourcePriceAppreciation
Mar 20, 2026

Listed (Active)

ECAR #998460

$3,695,000—
Mar 9, 2026

Listed (Active)

CPAR #786527

$3,695,000—
Jan 27, 2026

Withdrawn

CPAR #756138

$3,650,000—
Jan 15, 2026

Pending

CPAR #756138

—
Jan 7, 2026

Withdrawn

ECAR #949291

$3,650,000—
Jan 7, 2026

Withdrawn

CPAR #756138

$3,650,000—
Oct 29, 2025

Listed (Active)

ECAR #949291

$3,999,999—
Oct 26, 2025

Expired

CPAR #756138

$3,650,000—
Oct 25, 2025

Expired

ECAR #949291

$3,650,000—
Dec 10, 2024

Price Change

ECAR #949291

$3,999,999—
Dec 10, 2024

Listed (Active)

ECAR #949291

$3,795,000—
Apr 24, 2024

Listed (Active)

CPAR #756138

$3,999,999—
Jun 22, 2023

Sold (Public Record)

Public Record #1514162196

$3,700,000—
Jun 22, 2023

Sold

ECAR #916206

$3,700,000—
Jun 22, 2023

Sold

CPAR #726603

$3,700,000—
Feb 2, 2023

Listed (Active)

ECAR #916206

$3,700,000—
May 14, 2022

Pending

CPAR #726603

—
May 14, 2022

Listed (Active)

CPAR #726603

$3,700,000—
DateEvent & SourcePrice
03/20/2026

Listed (Active)

ECAR #998460

$3,695,000
03/09/2026

Listed (Active)

CPAR #786527

$3,695,000
01/27/2026

Withdrawn

CPAR #756138

$3,650,000
01/15/2026

Pending

CPAR #756138

—
01/07/2026

Withdrawn

ECAR #949291

$3,650,000
01/07/2026

Withdrawn

CPAR #756138

$3,650,000
10/29/2025

Listed (Active)

ECAR #949291

$3,999,999
10/26/2025

Expired

CPAR #756138

$3,650,000
10/25/2025

Expired

ECAR #949291

$3,650,000
12/10/2024

Price Change

ECAR #949291

$3,999,999
12/10/2024

Listed (Active)

ECAR #949291

$3,795,000
04/24/2024

Listed (Active)

CPAR #756138

$3,999,999
06/22/2023

Sold (Public Record)

Public Record #1514162196

$3,700,000
06/22/2023

Sold

ECAR #916206

$3,700,000
06/22/2023

Sold

CPAR #726603

$3,700,000
02/02/2023

Listed (Active)

ECAR #916206

$3,700,000
05/14/2022

Pending

CPAR #726603

—
05/14/2022

Listed (Active)

CPAR #726603

$3,700,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 13657 Front Beach Road

Taxable ValueLand$1,296,000Additions$1,941,841Total$3,237,841
Tax Record2025$35,337 ($2,945 / month)
Home Facts
Beds6Total Finished SqFt5,502 SqFtAbove Grade Finished SqFt5,502 SqFtStories3Lot Size8,189 SqFtStyleSingle Family ResidenceYear Built2023CountyBAYAPN34764-100-030

Schools near 13657 Front Beach Road

This home is within Bay.
Rating
School
Type
Grades
Distance
Surfside Middle School
Public - PK to 12
Hutchison Beach Elementary School
Public - K to 5
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 5
Rating
School
Distance
Surfside Middle School
PublicPK to 12

Hutchison Beach Elementary School
PublicK to 5

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 13657 Front Beach Road, Panama City Beach, FL 32407

13657 Front Beach Road is a single family home for sale in Panama City Beach, FL 32407. This property was listed for sale on March 9, 2026 by Beach Time Realty, Inc, it's currently listed at $3,695,000. It has been on the market for a total of 29 days and was last sold on June 22, 2023. This listing's school district is Bay. Nearby schools include Surfside Middle School, Hutchison Beach Elementary School and J.R. Arnold High School. 13657 Front Beach Road is a 6-bed, 7-bath, 3,990 sqft single family home built in 2023.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Beach Time Realty, Inc

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.