1403 Prospect St

1,296 Sq. Ft.
$170 / Sq. Ft.
1,296
Sq. Ft.
$170
per Sq. Ft.

Description

This house comes with a REDUCED RATE as low as 4.99% (APR 5.431%) as of 01/29/2026 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information.
3-bedroom, 2-bath wonderland—remodeled to dazzle! Nestled on a corner lot, concrete driveway and a fenced backyard, this beauty boasts tiled floors and brand-new luxury vinyl in the bedrooms. The cozy family room is an ideal gathering place, featuring
...This house comes with a REDUCED RATE as low as 4.99% (APR 5.431%) as of 01/29/2026 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information.
3-bedroom, 2-bath wonderland—remodeled to dazzle! Nestled on a corner lot, concrete driveway and a fenced backyard, this beauty boasts tiled floors and brand-new luxury vinyl in the bedrooms. The cozy family room is an ideal gathering place, featuring a charming window bench seat with built-in storage. This clever addition is both practical and stylish, offering extra space to store blankets, games, or anything else you might need. The outside has been freshly painted and has a metal roof. A concrete patio to enjoy your evenings while watching the kids or grandkids play in the fenced backyard. Enjoy peace of mind with the whole house water filter system. Ice maker not hooked up.
  1. Listed by MARGARET ZAHNER • COLDWELL BANKER BEN BATES INC
    P: (386)-336-1263 C: (386)-336-1263 margaret@margaretzahner.com

Property Details for 1403 Prospect Street

Senior Community YN
No
Subdivision Name
Rudds
LISTING UPDATED: 03/17/2026 08:45 AM

Property Details for 1403 Prospect Street

StatusClosed
MLS #2109514
Days on Market147
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1976
Lot Size-
CountyPutnam County

Location

Listing Courtesy of COLDWELL BANKER BEN BATES INC

Sold By COLDWELL BANKER BEN BATES INC

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Building Information for 1403 Prospect Street

Stories1Year Built1976Building Size-Lot Size-

Payment Calculator

$1,301 per month

30 year fixed, 6.46% Interest

Principal and Interest

$1,107

Property Taxes

$194

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 1403 Prospect Street

Summary
Location and General Information
  • Country: US
  • Direction Faces: West
  • Directions: Crill Ave. East to Mosley Ave, turn right to Silver Lake turn right, to Prospect St turn right to house on corner of Prospect St and Cecille Ave.
  • Road Frontage Type: City Street
  • Zoning Description: Residential
  • MLS Area Major: 561-Greater Palatka
  • City: Palatka
  • State: FL
  • Postal Code: 32177
  • County: Putnam
  • Latitude: 29.63612
  • Longitude: -81.6524
  • MLS Area Minor: 561-Greater Palatka
  • General Property Information: Waterfront YN: No
  • General Property Information: Senior Community YN: No
  • General Property Information: Direction Faces: West
  • General Property Information: Accessibility Features YN: No
  • Road Frontage Type: City Street: Yes
  • Road Surface Type: Asphalt: Yes
Taxes and HOA Information
  • Parcel Number: 121026810000400130
  • Association Fee: $.00
  • Association YN: No
  • General Property Information: CDD Fee YN: No
  • General Property Information: Association YN: No
Parking
  • Carport YN: false
  • Garage YN: No
  • Parking Features: Off Street
  • Attached Garage: No
  • General Property Information: Garage YN: No
  • General Property Information: Carport YN: No
  • Parking Features: Off Street: Yes
Property
Lot Information
  • Building Area Total: 1296.0
  • Living Area Source: Assessor
  • Lot Features: Corner Lot
  • Living Area: 1296.0
Property and Assessments
  • Current Use: Residential, Single Family
  • New Construction YN: No
  • Property Attached YN: No
  • Year Built: 1976
  • MLS Approval Status: Yes
  • Room Types: Living Room, Kitchen, Dining Room, Family Room, Primary Bedroom, Bedroom 2, Bedroom 3
  • Room Total: 7.0
  • General Property Information: Bathrooms Half: 0.0
  • General Property Information: Living Area: 1296.0
  • General Property Information: Living Area Source: Assessor
  • General Property Information: Building Area Total: 1296.0
  • General Property Information: Accessory Dwelling Unit Y/N: No
  • General Property Information: New Construction YN: No
  • General Property Information: List Price/SqFt: 169.68
  • General Property Information: Sold Price/SqFt: 169.68
  • Lot Features: Corner Lot: Yes
Utilities
  • Sewer: Public Sewer
  • Water Source: Public
  • Sewer: Public Sewer: Yes
  • Utilities: Cable Available: Yes
  • Utilities: Electricity Connected: Yes
  • Utilities: Sewer Connected: Yes
  • Utilities: Water Connected: Yes
  • Water Source: Public: Yes
Interior and Exterior Features
Exterior Features
  • Electric: True
  • Fencing: Back Yard, Chain Link
  • Road Surface Type: Asphalt
  • Construction Materials: Frame
  • Construction Materials: Frame: Yes
  • Fencing: Back Yard: Yes
  • Fencing: Chain Link: Yes
  • Roof: Metal: Yes
Interior Features
  • Stories: 1
  • Cooling: Central Air, Electric
  • Furnished: Unfurnished
  • Interior Features: Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom - Shower No Tub
  • Laundry Features: Electric Dryer Hookup, In Unit
  • Levels: One
  • Heating: Central, Electric
  • Flooring: Laminate, Tile
  • Bathrooms Total (Integer): 2
  • Bathrooms Total (Decimal): 2.0
  • Bathrooms Total (Notational): 2.0
  • Cooling: Yes
  • Heating: Yes
  • General Property Information: Furnished: Unfurnished
  • General Property Information: Stories: 1.0
  • Appliances: Dishwasher: Yes
  • Appliances: Electric Range: Yes
  • Appliances: Electric Water Heater: Yes
  • Appliances: Ice Maker: Yes
  • Appliances: Refrigerator: Yes
  • Cooling: Central Air: Yes
  • Cooling: Electric: Yes
  • Flooring: Laminate: Yes
  • Flooring: Tile: Yes
  • Heating: Central: Yes
  • Heating: Electric: Yes
  • Laundry Features: Electric Dryer Hookup: Yes
  • Laundry Features: In Unit: Yes
  • Levels: One: Yes
  • Interior Features: Ceiling Fan(s): Yes
  • Interior Features: Eat-in Kitchen: Yes
  • Interior Features: Primary Bathroom - Shower No Tub: Yes
  • Room Types: Bedroom 2: Yes
  • Room Types: Bedroom 2 Level: First
  • Room Types: Bedroom 3: Yes
  • Room Types: Bedroom 3 Level: First
  • Room Types: Dining Room: Yes
  • Room Types: Dining Room Level: First
  • Room Types: Family Room: Yes
  • Room Types: Family Room Level: Lower
  • Room Types: Kitchen: Yes
  • Room Types: Kitchen Level: First
  • Room Types: Living Room: Yes
  • Room Types: Living Room Level: First
  • Room Types: Primary Bedroom: Yes
  • Room Types: Primary Bedroom Level: First
Agent
Showing and Remarks
  • Public Remarks: This house comes with a REDUCED RATE as low as 4.99% (APR 5.431%) as of 01/29/2026 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information. 3-bedroom, 2-bath wonderland—remodeled to dazzle! Nestled on a corner lot, concrete driveway and a fenced backyard, this beauty boasts tiled floors and brand-new luxury vinyl in the bedrooms. The cozy family room is an ideal gathering place, featuring a charming window bench seat with built-in storage. This clever addition is both practical and stylish, offering extra space to store blankets, games, or anything else you might need. The outside has been freshly painted and has a metal roof. A concrete patio to enjoy your evenings while watching the kids or grandkids play in the fenced backyard. Enjoy peace of mind with the whole house water filter system. Ice maker not hooked up.
  • General Property Information: Directions: Crill Ave. East to Mosley Ave, turn right to Silver Lake turn right, to Prospect St turn right to house on corner of Prospect St and Cecille Ave.
  • General Property Information: Public Remarks: This house comes with a REDUCED RATE as low as 4.99% (APR 5.431%) as of 01/29/2026 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information. 3-bedroom, 2-bath wonderland—remodeled to dazzle! Nestled on a corner lot, concrete driveway and a fenced backyard, this beauty boasts tiled floors and brand-new luxury vinyl in the bedrooms. The cozy family room is an ideal gathering place, featuring a charming window bench seat with built-in storage. This clever addition is both practical and stylish, offering extra space to store blankets, games, or anything else you might need. The outside has been freshly painted and has a metal roof. A concrete patio to enjoy your evenings while watching the kids or grandkids play in the fenced backyard. Enjoy peace of mind with the whole house water filter system. Ice maker not hooked up.
Rental
Rental Information
  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Roof: Metal

Property History for 1403 Prospect Street

DateEvent & SourcePriceAppreciation
Mar 16, 2026

Sold (Public Record)

Public Record #1933466610

$219,900

+7.5% / yr

Mar 15, 2026

Sold

NEFMLS #2109514

$219,900
Feb 13, 2026

In Contract

NEFMLS #2109514

DateEvent & SourcePrice
03/16/2026

Sold (Public Record)

Public Record #1933466610

$219,900

+7.5% / yr

03/15/2026

Sold

NEFMLS #2109514

$219,900
02/13/2026

In Contract

NEFMLS #2109514

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 1403 Prospect Street

Taxable ValueLand-Additions-Total-
Tax Record2025$2,334 ($194 / month)
Home Facts
Beds2Total Finished SqFt1,307 SqFtAbove Grade Finished SqFt1,307 SqFtLot Size8,276 SqFtStyleSingle Family ResidenceYear Built1976Year Renovated1983CountyPUTNAMAPN12-10-26-8100-004.0-013.0

Schools near 1403 Prospect Street

This home is within Putnam.
Rating
School
Type
Grades
Distance
Public - K to 6
Public - 7 to 12
Public - PK to 12
Public - 7 to 12
Rating
School
Distance
William D. Moseley Elementary School
PublicK to 6

Palatka High School
Public7 to 12

Eleanor H. Miller School
PublicPK to 12

Q.I. Roberts Jr. - Sr. High School
Public7 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of COLDWELL BANKER BEN BATES INC

Based on information from one of the following Multiple Listing Services: Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.