14403 Shelter Cove Rd

Midlothian, VA 23112

$880,000
Price
4
Beds
2,830 Sq. Ft.
$311 / Sq. Ft.
2,830
Sq. Ft.
$311
per Sq. Ft.
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Photo has been virtually staged.
Photo has been virtually staged.
Photo has been virtually staged.
Photo has been virtually staged.
Photo has been virtually staged.
Photo has been virtually staged.
Photo has been virtually staged.

Description

Welcome HOME to Shelter Cove! This 4 bedroom, 2.5 bath lakefront home delivers peaceful reservoir views paired with an incredible community lifestyle on the Swift Creek Reservoir. Surrounded by mature trees, the setting feels private and serene from the moment you arrive. Inside, hardwood flooring and expansive picture windows across the rear of the home draw your eyes straight to the water, filling the space with natural light and creating a seamless connection to the outdoors. The main living areas...Welcome HOME to Shelter Cove! This 4 bedroom, 2.5 bath lakefront home delivers peaceful reservoir views paired with an incredible community lifestyle on the Swift Creek Reservoir. Surrounded by mature trees, the setting feels private and serene from the moment you arrive. Inside, hardwood flooring and expansive picture windows across the rear of the home draw your eyes straight to the water, filling the space with natural light and creating a seamless connection to the outdoors. The main living areas are filled with natural light and perfectly positioned to take advantage of the views, making everyday living feel special. Out back, the elevated Trex deck provides an exceptional space for relaxing or hosting while overlooking the lake. The deck is enhanced with post lighting and a dual natural gas line, creating an ideal setup for outdoor enjoyment. The backyard gently slopes toward the shoreline, offering direct lake access and the kind of waterfront experience that is increasingly hard to find. Major exterior improvements were completed in 2022, including customized casement windows along the back of the home, three additional side windows, Andersen rear doors, Trex decking, and gutter guards. Indoor updates include fresh indoor paint 2025, dishwasher 2024, gutter guard helmets 2023, Trex deck 2023, vapor barrier in crawl space 2025. The property also features an irrigation system with a dedicated irrigation meter separate from the home’s water meter. Additional features include an insulated garage with built-in shelving, a workbench, and peg board, offering practical and organized workspace. Located in the sought-after Woodlake community, residents enjoy indoor and outdoor pools, miles of trails, tennis and pickleball courts, basketball courts, playgrounds, reservoir access, fitness classes, and year-round community events — all conveniently located near shopping, dining, and major commuter routes. Schedule your showing today! Photos have been virtually staged.
  1. Listed by Jess McLaughlin • Brokerage DRE #226026755 • Real Broker LLC
    P: (804)-381-4831 C: (804)-381-4831 jess@macandcoproperties.com

Property Details for 14403 Shelter Cove Road

Architectural Style
Two Story
Subdivision Name
Shelter Cove
Waterfront Features
Lake, Lake Front, Waterfront
Waterfront
Yes
LISTING UPDATED: 03/12/2026 11:48 AM

Property Details for 14403 Shelter Cove Road

StatusActive
MLS #2602180
Days on Market15
Taxes$5,458 / year
HOA Fees$120 / month
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1998
Lot Size0.24 AC / 10,367 SF
CountyChesterfield County
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Location

Listing Courtesy of Real Broker LLC, Jess McLaughlin
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Building Information for 14403 Shelter Cove Road

Stories2Year Built1998Building Size-Lot Size0.24 AC / 10,367 SF

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$4,846 per month

30 year fixed, 6.11% Interest

Principal and Interest

$4,271

Property Taxes

$455

HOA Dues

$120

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Property Information for 14403 Shelter Cove Road

Summary
Location and General Information
  • City: Midlothian
  • County Or Parish: Chesterfield
  • Latitude: 37.412758
  • Longitude: -77.675544
  • Postal City: Midlothian
  • Postal Code: 23112
  • Postal Code Plus4: 2242
  • State Or Province: VA
  • Unparsed Address: 14403 Shelter Cove Rd
  • View: Water
  • View: Yes
  • Water Body Name: Swift Creek Reservoir
  • Zoning Description: R9
Taxes and HOA Information
  • Association Fee: $120.00
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Clubhouse, Common Areas, Pools
  • Association: Yes
  • Parcel Number: 722-67-43-68-800-000
  • Tax Annual Amount: $5,458.37
  • Tax Assessed Value: $613,300.00
  • Tax Legal Description: SHELTER COVE L 31
  • Tax Lot: 31
  • Tax Year: 2025
School Information
  • Elementary School: Clover Hill
  • High School: Cosby
  • Middle Or Junior School: Tomahawk Creek
Parking
  • Attached Garage: Yes
  • Garage Spaces: 2
  • Garage: Yes
  • Parking Features: Attached, Driveway, Garage, Garage Door Opener, Paved
  • Garage Parking Features: Attached, Driveway, Garage, Garage Door Opener, Paved
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Property
Lot Information
  • Above Grade Finished Area: 2830.0
  • Below Grade Finished Area: 0.0
  • Building Area Source: Assessor
  • Living Area: 2,830.00
  • Living Area Source: Assessor
  • Lot Size Acres: 0.238
  • Lot Size Area: 0.238
  • Lot Size Units: Acres
  • Stories: 2
  • Stories Total: 2
  • Property Sub Type Additional: Single Family Residence
Property and Assessments
  • New Construction: No
  • Property Attached: No
  • Property Condition: Resale
  • Type of Property: Single Family
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1998
  • Year Built Details: Actual
Utilities
  • Sewer: Public Sewer
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Exterior Features: Deck, Paved Driveway
  • Pool Features: None
  • Roof: Composition
Interior Features
  • Appliances: Double Oven, Dryer, Dishwasher, Gas Water Heater, Microwave, Refrigerator, Washer
  • Basement: Crawl Space
  • Basement: No
  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 3
  • Bedrooms Total: 4
  • BathsTotal: 2.1
  • Room and Floor: Half Bath-First, Full Bath-Second, Living Room-First, Additional Room-Second, Office-First, Bedroom 4-Second, Bedroom 3-Second, Bedroom 2-Second, Primary Bedroom-Second, Dining Room-First, Family Room-First, Kitchen-First
  • Room List: Full Bath, Half Bath, Living Room, Additional Room, Office, Bedroom 4, Bedroom 3, Bedroom 2, Primary Bedroom, Dining Room, Family Room, Kitchen
  • Cooling: Electric, Heat Pump
  • Cooling: Yes
  • Fireplace Features: Gas
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Flooring: Wood
  • Heating: Electric, Heat Pump
  • Heating: Yes
  • Interior Features: Breakfast Area, Bay Window, Dining Area, Separate Formal Dining Room, Double Vanity, Fireplace, Garden Tub Roman Tub, High Ceilings, Jetted Tub, Bath In Primary Bedroom, Pantry, Solid Surface Counters, Walk In Closets
  • Levels: Two
  • Patio And Porch Features: Stoop, Deck
  • Rooms Total: 8
Room Information
Room 1
  • Room Type 1: Full Bath
Room 2
  • Room Type 2: Half Bath
  • Room Level 2: First
Room 3
  • Room Type 3: Full Bath
  • Room Description 3: Tub & Shower
  • Room Level 3: Second
Room 4
  • Room Type 4: Living Room
  • Room Description 4: chair rail, bay window, crown molding
  • Room Level 4: First
  • Room Dimensions 4: 16.0 x 15.2
  • Room Length 4: 16.0
  • Room Width 4: 15.2
Room 5
  • Room Type 5: Additional Room
  • Room Description 5: wall of windows, attached to primary, closet, fan
  • Room Level 5: Second
  • Room Dimensions 5: 19.11 x 8.10
  • Room Length 5: 19.11
  • Room Width 5: 8.1
Room 6
  • Room Type 6: Office
  • Room Description 6: bookcases, closet
  • Room Level 6: First
  • Room Dimensions 6: 15.4 x 8.4
  • Room Length 6: 15.4
  • Room Width 6: 8.4
Room 7
  • Room Type 7: Bedroom4
  • Room Description 7: carpet, closet
  • Room Level 7: Second
  • Room Dimensions 7: 12.2 x 12.4
  • Room Length 7: 12.2
  • Room Width 7: 12.4
Room 8
  • Room Type 8: Bedroom3
  • Room Description 8: closet, picture window, carpet
  • Room Level 8: Second
  • Room Dimensions 8: 12.8 x 13.1
  • Room Length 8: 12.8
  • Room Width 8: 13.1
Room 9
  • Room Type 9: Bedroom2
  • Room Description 9: closet, carpet
  • Room Level 9: Second
  • Room Dimensions 9: 14.0 x 10.9
  • Room Length 9: 14.0
  • Room Width 9: 10.9
Room 10
  • Room Type 10: Primary Bedroom
  • Room Description 10: Vaulted ceiling, his/her closets, ensuite, fan
  • Room Level 10: Second
  • Room Dimensions 10: 19.11 x 16.9
  • Room Length 10: 19.11
  • Room Width 10: 16.9
Room 11
  • Room Type 11: Dining Room
  • Room Description 11: chair rail, bay window, crown molding
  • Room Level 11: First
  • Room Dimensions 11: 10.4 x 16.2
  • Room Length 11: 10.4
  • Room Width 11: 16.2
Room 12
  • Room Type 12: Family Room
  • Room Description 12: ceiling fan, picture windows, gas FP, crown moldin
  • Room Level 12: First
  • Room Dimensions 12: 19.9 x 16.11
  • Room Length 12: 19.9
  • Room Width 12: 16.11
Room 13
  • Room Type 13: Kitchen
  • Room Description 13: Corian Ctops, SS appliances, pantry, island,eat in
  • Room Level 13: First
  • Room Dimensions 13: 16.10 x 15.10
  • Room Length 13: 16.1
  • Room Width 13: 15.1
Rental
Rental Information
  • Price Per Area Unit: Dollars Per Square Foot

Property History for 14403 Shelter Cove Road

DateEvent & SourcePriceAppreciation
Feb 27, 2026

Listed (Active)

CVRMLS #2602180

$880,000—
DateEvent & SourcePrice
02/27/2026

Listed (Active)

CVRMLS #2602180

$880,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 14403 Shelter Cove Road

Taxable ValueLand$158,000Additions$455,300Total$613,300
Tax Record2025$5,483 ($457 / month)
Home Facts
Beds4Baths2.5Total Finished SqFt2,830 SqFtAbove Grade Finished SqFt2,830 SqFtStories2Lot Size10,367 SqFtStyleSingle Family ResidenceYear Built1998ZoningR9 - SINGLE FCountyCHESTERFIELDAPN722-67-43-68-800-000Fireplace TypeHas Fireplace

Schools near 14403 Shelter Cove Road

This home is within Chesterfield County Public Schools.
Rating
School
Type
Grades
Distance
Clover Hill Elementary School
Public - PK to 5
Tomahawk Creek Middle School
Public - 6 to 8
Cosby High School
Public - 9 to 12
Chesterfield Virtual School
Public - K to 8
Rating
School
Distance
Clover Hill Elementary School
PublicPK to 5

Tomahawk Creek Middle School
Public6 to 8

Cosby High School
Public9 to 12

Chesterfield Virtual School
PublicK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 14403 Shelter Cove Road, Midlothian, VA 23112

14403 Shelter Cove Road is a single family home for sale in Midlothian, VA 23112. This property was listed for sale on February 27, 2026 by Real Broker LLC, it's currently listed at $880,000. This listing's school district is Chesterfield County Public Schools. Nearby schools include Clover Hill Elementary School, Tomahawk Creek Middle School and Cosby High School. 14403 Shelter Cove Road is a 4-bed, 3-bath, 2,830 sqft single family home built in 1998.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Real Broker LLC, Jess McLaughlin

Based on information from one of the following Multiple Listing Services: CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.