14415 Front Beach Rd, Unit 1308

Panama City Beach, FL 32413

$460,000
Price
2
Beds
1,146 Sq. Ft.
$401 / Sq. Ft.
1,146
Sq. Ft.
$401
per Sq. Ft.
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Description

Ocean Reef 1308 - Gulf-Front Luxury in Panama City Beach. Welcome to Ocean Reef 1308, a nicely appointed 2-bedroom, 2-bath Gulf-front condominium offering breathtaking views of the emerald waters and sugar-white sands of Panama City Beach. Located in Ocean Reef Resort, this exceptional residence features a spacious 10' x 28' beach-front balcony perfect for sunbathing or enjoying meals and drinks while admiring the stunning sunsets and Gulf views. Inside, you'll find an open-concept floor plan designed...Ocean Reef 1308 - Gulf-Front Luxury in Panama City Beach. Welcome to Ocean Reef 1308, a nicely appointed 2-bedroom, 2-bath Gulf-front condominium offering breathtaking views of the emerald waters and sugar-white sands of Panama City Beach. Located in Ocean Reef Resort, this exceptional residence features a spacious 10' x 28' beach-front balcony perfect for sunbathing or enjoying meals and drinks while admiring the stunning sunsets and Gulf views. Inside, you'll find an open-concept floor plan designed to maximize both comfort and scenery. Luxury vinyl plank flooring flows throughout the main living areas, while expansive sliding glass doors showcase spectacular Gulf views from the entryway, kitchen, dining area, living room, and primary suite. The well-appointed kitchen features stainless steel appliances, tiled backsplash, breakfast bar seating, and custom designer light fixture. The Gulf-front primary suite offers private balcony access, a king-size bed, and ensuite bath with double vanity. A spacious guest bedroom easily accommodates two queen beds, making it ideal for family and guests. The guest bath provides private access to the guest bedroom and accessibility to the main living area. Both bathrooms feature combination shower/tubs and are upgraded with stylish vanity countertops, mirrors, and fixtures. A separate laundry room includes washer, dryer, additional storage cabinetry, and wall hooks for beach gear and accessories. Offered fully furnished and rental-ready, this turnkey property is an excellent opportunity for a vacation home, investment property, or full-time beachfront residence. You'll love the exclusive, assigned, parking space making parking a breeze. Ocean Reef owners and guests enjoy outstanding resort amenities, including a Gulf-front outdoor pool and hot tub, indoor heated pool, steam room, sauna, fitness center, and outdoor grilling area. Conveniently located near some of Panama City Beach's most popular attractions, you'll find Hidden Lagoon Mini Golf & Racetrack, Alvin's Island, and a local coffee and donut shop just across the street. Beachfront dining and cocktails await next door at Runaway Island. Pier Park, located just 1.5 miles away, features premier shopping, dining, and entertainment including: The Grand 16 Theater, Topgolf, PCB SkyWheel, and new Pirates Voyage Dinner Show. Whether you're searching for an investment property or your own piece of paradise, Ocean Reef 1308 deserves a place at the top of your must-see list. Buyer to verify all square footages and room dimensions if important.
  1. Listed by John L Smith • Distinctive Beach Real Estate

Property Details for 14415 Front Beach Road, Unit 1308

Architectural Style
High Rise
Waterfront
Yes
Waterfront Features
Gulf, Shoreline Sand
Parking Features
Additional Parking
Subdivision Name
Ocean Reef
View
Gulf, Water
View
Yes
LISTING UPDATED: 06/25/2026 12:40 AM

Property Details for 14415 Front Beach Road, Unit 1308

StatusActive
MLS #791836
Days on Market5
Pet Policy-
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeCondo
MLS TypeResidential / Condominium / Condominium
Year Built2008
CountyBay County
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Location

Listing Courtesy of Distinctive Beach Real Estate
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Building Information for 14415 Front Beach Road, Unit 1308

Building/Complex14415 Front Beach RdFloor13Stories23Residences-Pet Policy-Pet Policy Details-Year Built2008

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$2,692 per month

30 year fixed, 6.36% Interest

Principal and Interest

$2,292

Property Taxes

$400

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 14415 Front Beach Road, Unit 1308

Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: From Hwy 98, turn south onto Nautilus Street. At Front Beach Rd., turn right. Ocean Reef is the first high rise building on your left.
  • State Region: FL
  • Postal Code: 32413
  • Latitude: 30.203737
  • Longitude: -85.855676
  • State Or Province: FL
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0318 - Beach - Central South
Taxes and HOA Information
  • Parcel Number: 40001-250-070
  • Association: Yes
  • Tax Legal Description: OCEAN REEF, A CONDOMINIUM UNIT 1308 2BR 2BA ORB 3042 P 236 ORB 3762 P 602 TYPE B 923 H&C 257 BALC . PARK SP# 6 2ND LEVEL
  • Tax Year: 2025
School Information
  • Elementary School: Hutchison Beach
  • High School: Arnold
  • Middle Or Junior School: Surfside
Parking
  • Attached Garage: No
  • Garage Spaces: 1.0
  • Garage: Yes
Property
Lot Information
  • Building Area Total: 1146.0
  • Lot Size Dimensions: 0x0
  • Living Area Source: Plans
Property and Assessments
  • Year Built: 2008
  • New Construction: No
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
Interior and Exterior Features
Exterior Features
  • Building Features: Dumpster
  • Pool Features: Fenced, Gunite, Gas Heat, In Ground, Community
  • Association Amenities: Beach Rights, Barbecue, Sauna, Spa Hot Tub
  • Community Features: Barbecue, Beach, Conference Meeting Room, Elevator, Fitness Center, Pool, Sauna, Waterfront, Community Pool, Short Term Rental Allowed
  • Construction Materials: Block, Concrete, Stucco
  • Foundation Details: Pillar Post Pier
  • Patio And Porch Features: Balcony
  • Security Features: Building Security, Fire Sprinkler System, Security Lights, Fire Alarm, Smoke Detectors
  • Spa Features: Community
  • Roof: Membrane
Interior Features
  • Entry Level: 13
  • Stories Total: 23
  • Bathrooms Full: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 2
  • Rooms Total: 4
  • Cooling: Yes
  • Cooling: Ceiling Fans, Heat Pump
  • Heating: Yes
  • Heating: Heat Pump
  • Appliances: Electric Range, Electric Water Heater
  • Interior Features: Balcony, Double Vanity, Tub Shower
Room Information
Room 1
  • Room Dimensions: 11 x 13
  • Room Length: 11.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 13.0
Room 2
  • Room Dimensions: 10 x 9
  • Room Length: 10.0
  • Room Level: First
  • Room Type: Kitchen
  • Room Width: 9.0
Room 3
  • Room Dimensions: 12 x 14
  • Room Length: 12.0
  • Room Level: First
  • Room Type: Dining Room
  • Room Width: 14.0
Room 4
  • Room Dimensions: 12 x 13.5
  • Room Length: 12.0
  • Room Level: First
  • Room Type: Living Room
  • Room Width: 13.5
Multi Family
Multi-Family Information
  • Number Of Units Total: 162
  • Units Furnished: All Units
Rental
Rental Information
  • Occupant Type: Tenant

Property History for 14415 Front Beach Road, Unit 1308

DateEvent & SourcePriceAppreciation
Jun 25, 2026

Listed (Active)

CPAR #791836

$460,000—
Nov 26, 2014

Sold (Public Record)

Public Record #484688379

$259,500

-3.8% / yr

Apr 20, 2012

Sold (Public Record)

Public Record #330275388

$287,000

+6.6% / yr

DateEvent & SourcePrice
06/25/2026

Listed (Active)

CPAR #791836

$460,000
11/26/2014

Sold (Public Record)

Public Record #484688379

$259,500

-3.8% / yr

04/20/2012

Sold (Public Record)

Public Record #330275388

$287,000

+6.6% / yr

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 14415 Front Beach Road, Unit 1308

Taxable ValueLand-Additions$442,000Total-
Tax Record2025$4,794 ($400 / month)
Home Facts
Beds2Total Finished SqFt1,146 SqFtAbove Grade Finished SqFt1,146 SqFtStyleCondominiumYear Built2008CountyBAYAPN40001-250-070

Schools near 14415 Front Beach Road, Unit 1308

This home is within Bay.
Rating
School
Type
Grades
Distance
Surfside Middle School
Public - PK to 12
Hutchison Beach Elementary School
Public - K to 5
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 5
Rating
School
Distance
Surfside Middle School
PublicPK to 12

Hutchison Beach Elementary School
PublicK to 5

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 14415 Front Beach Road, Unit 1308, Panama City Beach, FL 32413

14415 Front Beach Road, Unit 1308 is a condo for sale in Panama City Beach, FL 32413. This property was listed for sale on June 25, 2026 by Distinctive Beach Real Estate, it's currently listed at $460,000. It has been on the market for a total of 5 days and was last sold on November 26, 2014. This listing's school district is Bay. Nearby schools include Surfside Middle School, Hutchison Beach Elementary School and J.R. Arnold High School. 14415 Front Beach Road, Unit 1308 is a 2-bed, 2-bath, 1,146 sqft condo built in 2008.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Distinctive Beach Real Estate

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.