14415 Front Beach Rd, Unit 1904

Panama City Beach, FL 32413

$435,000
Last Sold Price
2
Beds
1,146 Sq. Ft.
$380 / Sq. Ft.
1,146
Sq. Ft.
$380
per Sq. Ft.
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Sold 11/24/25
Sold 11/24/25

Description

Entered for Comp Purposes. Ocean Reef 1904, a beautiful gulf-front condo featuring beach decor and spacious 10' ceilings and 8' interior doors. The property is being sold fully furnished and includes a convenient, assigned, parking space on the ground floor under the building and close to the elevators (no parking ramps to deal with or wasted time looking for parking). The kitchen features stainless appliances and breakfast bar with wainscoting bar facing. The living room includes furnishings, balcony...Entered for Comp Purposes. Ocean Reef 1904, a beautiful gulf-front condo featuring beach decor and spacious 10' ceilings and 8' interior doors. The property is being sold fully furnished and includes a convenient, assigned, parking space on the ground floor under the building and close to the elevators (no parking ramps to deal with or wasted time looking for parking). The kitchen features stainless appliances and breakfast bar with wainscoting bar facing. The living room includes furnishings, balcony access, and of course those magnificent views of the gulf. The master bedroom is also gulf-front with separate balcony access and adjoining master bath. The guest bedroom is spacious and provides plenty of room to relax and accommodate your guests or children. It also includes a private access to the guest bathroom. Ocean Reef features a gulf-front heated pool, gulf-front hot tub, and indoor heated pool, all easily accessible from the building or the beach. The property also includes steam room, sauna, fitness room, grill area, and pet area (owners are allowed to have pets). Conveniently situated, everyone loves the convenience of walking, just west of Ocean Reef, to the beach-front Runaway Island Restaurant for lunch, dinner, or drinks on the back patio during the sunset hour. The Pier Park shopping, restaurant, and entertainment district is to the west of Ocean Reef. Many other enjoyable businesses are within close proximity such as gift shops, sandwich bars, mini-golf, coffee and donut shop, etc. All measurements and square footages are approximate and to be verified by buyer if important.
  1. Listed by John L Smith • Distinctive Beach Real Estate

Property Details for 14415 Front Beach Road, Unit 1904

Architectural Style
High Rise
Waterfront
Yes
Waterfront Features
Shoreline Sand
Parking Features
Additional Parking
Subdivision Name
Ocean Reef
View
Gulf
Zoning Description
Resid Multi-Family
View
Yes
LISTING UPDATED: 12/02/2025 06:14 AM

Property Details for 14415 Front Beach Road, Unit 1904

StatusSold
MLS #782065
Days on Market0
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeCondo
MLS TypeResidential / Condominium / Condominium
Year Built2008
CountyBay County
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Location

Listing Courtesy of Distinctive Beach Real Estate

Sold By Distinctive Beach Real Estate

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Building Information for 14415 Front Beach Road, Unit 1904

Building/Complex14415 Front Beach RdFloor19Stories23Residences-Pet Policy-Pet Policy Details-Year Built2008

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$2,590 per month

30 year fixed, 6.46% Interest

Principal and Interest

$2,190

Property Taxes

$400

HOA Dues

$0

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Property Information for 14415 Front Beach Road, Unit 1904

Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: From Hwy 98 (Back Beach Rd.) turn south on Nautilus Street. At Front Beach Rd., turn right heading west. Ocean Reef is the first high-rise building immediately on your left.
  • State Region: FL
  • Postal Code: 32413
  • Latitude: 30.203757
  • Longitude: -85.855361
  • State Or Province: FL
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0318 - Beach - Central South
Taxes and HOA Information
  • Parcel Number: 40001-250-120
  • Association: Yes
  • Tax Legal Description: OCEAN REEF, A CONDOMINIUM UNIT 1904 2BR 2BA ORB 3042 P 236 TYPE B 923 H&C 257 BALC ORB 4589 P 1695
School Information
  • Elementary School: Hutchison Beach
  • High School: Arnold
  • Middle Or Junior School: Surfside
Parking
  • Attached Garage: No
  • Garage Spaces: 1.0
  • Garage: Yes
Property
Lot Information
  • Building Area Total: 1146.0
  • Lot Size Dimensions: 0x0
  • Living Area Source: Plans
Property and Assessments
  • Year Built: 2008
  • New Construction: No
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Electricity Available
Interior and Exterior Features
Exterior Features
  • Building Features: Dumpster
  • Pool Features: Gunite, Gas Heat, Indoor, In Ground, Community
  • Association Amenities: Other, See Remarks, Barbecue, Sauna
  • Community Features: Barbecue, Beach, Conference Meeting Room, Elevator, Fitness Center, Park, Pool, Sauna, Waterfront, Short Term Rental Allowed
  • Patio And Porch Features: Balcony
  • Security Features: Building Security, Closed Circuit Cameras, Fire Escape, Fire Sprinkler System, Security Guard, Smoke Detectors
Interior Features
  • Stories Total: 23
  • Bathrooms Full: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 2
  • Rooms Total: 3
  • Cooling: Yes
  • Cooling: Ceiling Fans, Heat Pump
  • Heating: Yes
  • Heating: Electric, Heat Pump
  • Laundry Features: Stacked
  • Appliances: Washer Dryer Stacked, Electric Range, Electric Water Heater
Room Information
Room 1
  • Room Dimensions: 11 x 13.7
  • Room Length: 11.0
  • Room Level: First
  • Room Type: Living Room
  • Room Width: 13.7
Room 2
  • Room Dimensions: 12 x 13.7
  • Room Length: 12.0
  • Room Level: First
  • Room Type: Dining Room
  • Room Width: 13.7
Room 3
  • Room Dimensions: 10.4 x 9.1
  • Room Length: 10.4
  • Room Level: First
  • Room Type: Kitchen
  • Room Width: 9.1
Multi Family
Multi-Family Information
  • Number Of Units Total: 162
  • Units Furnished: All Units
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Tenant

Property History for 14415 Front Beach Road, Unit 1904

DateEvent & SourcePriceAppreciation
Nov 24, 2025

Sold (Public Record)

Public Record #1922434977

$435,000

+4.0% / yr

Nov 24, 2025

Sold

CPAR #782065

$435,000—
Sep 4, 2025

Withdrawn

CPAR #756433

$490,000—
May 1, 2024

Listed (Active)

CPAR #756433

$569,500—
Jul 11, 2013

Expired

CPAR #602750

$255,900—
Jul 10, 2013

Expired

ECAR #584702

—
Jan 18, 2013

Expired

ECAR #587197

—
Oct 11, 2012

Listed (Active)

ECAR #587197

$259,900—
Oct 1, 2012

Expired

CPAR #504516

$259,900—
Oct 1, 2012

Listed (Active)

CPAR #602750

$259,900—
Oct 1, 2012

Listed (Active)

ECAR #584702

$259,900—
Mar 9, 2012

Listed (Active)

CPAR #504516

$259,900—
Mar 6, 2009

Sold (Public Record)

Public Record #264365121

$225,500—
DateEvent & SourcePrice
11/24/2025

Sold (Public Record)

Public Record #1922434977

$435,000

+4.0% / yr

11/24/2025

Sold

CPAR #782065

$435,000
09/04/2025

Withdrawn

CPAR #756433

$490,000
05/01/2024

Listed (Active)

CPAR #756433

$569,500
07/11/2013

Expired

CPAR #602750

$255,900
07/10/2013

Expired

ECAR #584702

—
01/18/2013

Expired

ECAR #587197

—
10/11/2012

Listed (Active)

ECAR #587197

$259,900
10/01/2012

Expired

CPAR #504516

$259,900
10/01/2012

Listed (Active)

CPAR #602750

$259,900
10/01/2012

Listed (Active)

ECAR #584702

$259,900
03/09/2012

Listed (Active)

CPAR #504516

$259,900
03/06/2009

Sold (Public Record)

Public Record #264365121

$225,500

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 14415 Front Beach Road, Unit 1904

Taxable ValueLand-Additions$442,000Total-
Tax Record2025$4,794 ($400 / month)
Home Facts
Beds2Total Finished SqFt1,146 SqFtAbove Grade Finished SqFt1,146 SqFtStyleCondominiumYear Built2008CountyBAYAPN40001-250-120

Schools near 14415 Front Beach Road, Unit 1904

This home is within Bay.
Rating
School
Type
Grades
Distance
Surfside Middle School
Public - PK to 12
Hutchison Beach Elementary School
Public - K to 5
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 5
Rating
School
Distance
Surfside Middle School
PublicPK to 12

Hutchison Beach Elementary School
PublicK to 5

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Distinctive Beach Real Estate

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.