Sold
Last Sold Price
2 beds1,146 sqft$508/sqft
14415 Front Beach Rd, Unit 903, Panama City Beach, FL 32413
CondoProperty Type
2008Year Built
$508/sq ftPrice per sq ft
$1,475 / quarterHOA Fees
1 carParking Spaces

Description

Welcome to Ocean Reef on the popular West end of Panama City Beach, Florida! This spacious 2 bedroom, 2 bathroom offers plenty of space for the whole family and boasts an amazing balcony with incredible views as well as a deeded, covered parking space in the garage below! This property has been lovingly cared for offering several upgrades and is sold completely turn-key and ready to go for the rental season! Spacious living, incredible views, on-site amenities and great rental potential make this...Welcome to Ocean Reef on the popular West end of Panama City Beach, Florida! This spacious 2 bedroom, 2 bathroom offers plenty of space for the whole family and boasts an amazing balcony with incredible views as well as a deeded, covered parking space in the garage below! This property has been lovingly cared for offering several upgrades and is sold completely turn-key and ready to go for the rental season! Spacious living, incredible views, on-site amenities and great rental potential make this an excellent property for anyone looking for a condo ON the beach. Amenities include a Gulf front pool, a heated indoor pool, hot tub, steam room and sauna, fitness room, beautiful landscaping, covered parking beneath the building and over 330' of beach!
  • Listed by: Staggs Group 850.699.8358 lauren@scenicfl.com • Vacasa Real Estate - SRB
Listing closed: 05/26/2023 12:00 AM • Source: ECAR, MLS#: 917760

Recent comparable sales

Median sold price

$540,000

Avg days on market

160

Sale-to-list ratio

90.8%

Panama City Beach, FL

9 comparable properties found

$515,000 | 14415 Front Beach Road, Unit 806, Panama City Beach, FL 32413
1/37
1

$515,000

Sold 10/02/24

2
Bedrooms
1,146
Square Feet
Unavailable
Acres
$537,500 | 14825 Front Beach Road, Unit 708, Panama City Beach, FL 32413
1/61
2

$537,500

Sold 12/05/24

2
Bedrooms
1,249
Square Feet
Unavailable
Acres
a view of a swimming pool with outdoor seating
1/45
3

$585,000

Sold 12/20/24

2
Bedrooms
1,249
Square Feet
Unavailable
Acres
$592,500 | 14825 Front Beach Road, Unit 2103, Panama City Beach, FL 32413
1/35
4

$592,500

Sold 03/31/25

2
Bedrooms
1,249
Square Feet
Unavailable
Acres
$545,000 | 14825 Front Beach Road, Unit 2208, Panama City Beach, FL 32413
1/28
5

$545,000

Sold 03/13/25

2
Bedrooms
1,249
Square Feet
Unavailable
Acres
$540,000 | 14825 Front Beach Road, Unit 2209, Panama City Beach, FL 32413
1/55
6

$540,000

Sold 12/01/25

2
Bedrooms
1,249
Square Feet
Unavailable
Acres
$535,000 | 14825 Front Beach Road, Unit 1010, Panama City Beach, FL 32413
1/68
7

$535,000

Sold 01/23/26

2
Bedrooms
1,242
Square Feet
Unavailable
Acres
$590,000 | 14825 Front Beach Road, Unit 1610, Panama City Beach, FL 32413
1/29
8

$590,000

Sold 06/15/26

2
Bedrooms
1,242
Square Feet
Unavailable
Acres
$525,000 | 14825 Front Beach Road, Unit 2310, Panama City Beach, FL 32413
1/38
9

$525,000

Sold 03/30/26

2
Bedrooms
1,242
Square Feet
Unavailable
Acres

Location

Listing Courtesy of Vacasa Real Estate - SRB

Sold By Vacasa Real Estate - SRB

Add your commute

Payment Calculator

$3,864 per month

30 year fixed, 6.71% Interest

Principal and Interest

$3,008

Property Taxes

$364

HOA Dues

$492

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 14415 Front Beach Road, Unit 903

Property Details
  • Taxes: $4,372 / year
  • MLS Type: Residential / Condominium
  • County: Bay County
  • Waterfront Features: Gulf
  • View: Gulf
  • Subdivision Name: OCEAN REEF
  • Waterfront YN: Yes
Building Information
  • Building/Complex: 14415 Front Beach Rd
  • Floor: 9
  • Year Built: 2008
Summary
Location and General Information
  • Community Features: BBQ Pit/Grill, Community Room, Dumpster, Elevators, Exercise Room, Picnic Area, Pool, Sauna/Steam Room, TV Cable, Waterfront, Whirlpool
  • Directions: Highway 98 to Front Beach Road ( 1.5 miles) East of Highway 79 on Gulf
  • MLS Area Minor: 2718 - Beach - Central South
  • MLS Area Major: 27 - Bay County
  • Latitude: 30.203495
  • Longitude: -85.855477
  • Location Tax and Legal:Sub Area: 2718 - Beach - Central South
  • Location Tax and Legal:Elementary School: Hutchinson Beach
  • Location Tax and Legal:Middle School: Surfside
  • Location Tax and Legal:High School: Arnold
  • Location Tax and Legal:Legal Description: OCEAN REEF, A CONDOMINIUM UNIT 903 2BR 2BA ORB 3042 P 236 ORB 3883 P 1354 TYPE B 923 H&C 257 BALC
  • Project Facilities: BBQ PitGrill2, Community Room, Dumpster, Elevators, Exercise Room, Picnic Area, Pool2, SaunaSteam Room, TV Cable3, Waterfront, Whirlpool
Taxes and HOA
  • Association Fee Frequency: Quarterly
  • Association Fee Includes: Ground Keeping, Internet Service, Land Recreation, Licenses/Permits, Security, Sewer, Water, Cable TV, Trash
  • Association Fee2: $1,475
  • Tax Legal Description: OCEAN REEF, A CONDOMINIUM UNIT 903 2BR 2BA ORB 3042 P 236 ORB 3883 P 1354 TYPE B 923 H&C 257 BALC
  • Parcel Number: 40001-250-029
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $4,372
  • Listing Info Tax Legal:Last Taxes: $4,372
  • Listing Info Tax Legal:Last Tax Year: 2022.0
School Information
  • Elementary School: Hutchinson Beach
  • Middle Or Junior School: Surfside
  • High School: Arnold
Parking
  • Carport YN: No
  • Attached Garage YN: No
  • Parking Features: Garage, Deeded, See Remarks
  • Garage Spaces: 1.0
  • Parking Features: Deeded, Garage3, See Remarks4
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Acres: 0.0
  • Lot Size Area: 0.0
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Building Area Total: 1146.0
  • Lot Size Square Feet: 0.0
  • General Property Info:SqFt Source: County PA Records
  • Waterfront: Gulf
  • Waterview: Gulf2
Property and Assessments
  • Tax Year: 2022.0
  • Floor Plans Count: 0.0
  • Property Type: Residential, Condo
  • Year Built: 2008.0
  • Property Sub Type: Condominium
  • New Construction YN: No
  • General Property Info:Sub-Type: Condominium
  • General Property Info:Design: N/A
  • Construction Status: Construction Complete
  • Construction Siding: Concrete
  • Occupancy Status: Vacation Rental
Utilities
  • Sewer: True
  • Utilities: Electric, Public Sewer, Public Water, TV Cable
  • Electric: True
  • Utilities: Electric, Public Sewer, Public Water, TV Cable
  • Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony
  • Construction Materials: Concrete
  • Pool Features: Pool Type
  • General Property Info:Stories In Unit: 1.0
  • General Property Info:Unit Floors Above Ground: 9.0
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Community
  • Exterior: Balcony
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fan(s), Central Air
  • Interior Features: Breakfast Bar, Furnished - All, Pantry, Split Bedroom, Window Treatment All
  • Room Type: Master Bedroom, Bedroom, Kitchen, Living Room
  • Rooms Total: 4.0
  • Bathrooms Total Integer: 2.0
  • Bathrooms Total Decimal: 2.0
  • Bathrooms Total Notational: 2.0
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 2.0
  • Bathrooms Full: 2.0
  • Bathrooms Half: 0.0
  • Interior: Breakfast Bar, Furnished - All, Pantry, Split Bedroom, Window Treatment All
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, StoveOven Electric, Washer
Room Information
Room 1
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 15.0
  • Room Width: 13.0
  • Room Dimensions: 15 x 13
Room 2
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 15.0
  • Room Width: 12.0
  • Room Dimensions: 15 x 12
Room 3
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 10.0
  • Room Width: 9.0
  • Room Dimensions: 10 x 9
Room 4
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 25.0
  • Room Width: 15.0
  • Room Description: Living / Dining Combo
  • Room Dimensions: 25 x 15
Rental
Rent Information
  • Listing Info Tax Legal:Is Subject Leased: false
  • Existing Leases: DailyWeekly

Property History for 14415 Front Beach Road, Unit 903

DateEvent & SourcePriceAppreciation
May 26, 2023

Sold (Public Record)

Public Record #1512396529

$582,000
May 26, 2023

Sold (Public Record)

Public Record #1512396529

$582,000

+13.2% / yr

May 26, 2023

Sold

CPAR #738178

$582,000
DateEvent & SourcePrice
05/26/2023

Sold (Public Record)

Public Record #1512396529

$582,000
05/26/2023

Sold (Public Record)

Public Record #1512396529

$582,000

+13.2% / yr

05/26/2023

Sold

CPAR #738178

$582,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 14415 Front Beach Road, Unit 903

Taxable ValueLand-Additions$442,000Total-
Tax Record2025$4,824 ($402 / month)
Home Facts
Beds2Total Finished SqFt1,146 SqFtAbove Grade Finished SqFt1,146 SqFtStyleCondominiumYear Built2008CountyBAYAPN40001-250-029

Schools near 14415 Front Beach Road, Unit 903

This home is within Bay.
Rating
School
Type
Grades
Distance
Public - PK to 12
Public - K to 5
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
Surfside Middle School
PublicPK to 12

Hutchison Beach Elementary School
PublicK to 5

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

New listings in 32413

$699,000 | 9287 Escape Avenue, Panama City Beach, FL 32413
1/93
New

$699,000

2
Bedrooms
2,170
Square Feet
0.15
Acres
$649,000 | 9413 Escape Avenue, Panama City Beach, FL 32413
1/79
New

$649,000

2
Bedrooms
2,083
Square Feet
0.2
Acres
$899,500 | 15817 Front Beach Road, Unit 21701, Panama City Beach, FL 32413
1/45
New

$899,500

2
Bedrooms
1,273
Square Feet
$695,000 | 9909-9905 Highway 79, Panama City Beach, FL 32413
1/6
New

$695,000

Unavailable
Bedrooms
Unavailable
Bathrooms
Unavailable
Square Feet
1.78
Acres
$401,380 | 9319 State Of Mind Way, Panama City Beach, FL 32413
1/51
New

$401,380

2
Bedrooms
1,447
Square Feet
0.08
Acres
$703,894 | 9634 Escape Avenue, Panama City Beach, FL 32413
1/48
New

$703,894

3
Bedrooms
2,549
Square Feet
0.18
Acres
$488,000 | 7601 Big Saltmarsh Lane, Panama City Beach, FL 32413
1/47
New

$488,000

Unavailable
Bedrooms
Unavailable
Bathrooms
Unavailable
Square Feet
0.55
Acres
$585,000 | 14825 Front Beach Road, Unit 1909, Panama City, FL 32413
1/43
New

$585,000

2
Bedrooms
1,249
Square Feet
$1,850,000 | 13662 Front Beach Road, Panama City Beach, FL 32413
1/58
Listed By Coldwell Banker RealtyNew

$1,850,000

5
Bedrooms
2,943
Square Feet
0.06
Acres

Nearby home values

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Vacasa Real Estate - SRB

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.