1644 Ocean St

Santa Cruz, CA 95060

$742,000
Price
2
Beds
1,023 Sq. Ft.
$725 / Sq. Ft.
1,023
Sq. Ft.
$725
per Sq. Ft.
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Virtual Tour
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a bathroom with a sink and a mirror
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Description

Tucked inside a private gated community of just six residences, this beautifully maintained Santa Cruz condo feels like a hidden retreat away from the hustle and bustle, yet moments from everything that makes this area so special. Leave the car behind & enjoy easy access to many of Santa Cruz's favorite everyday conveniences by bike or nearby routes. This move-in-ready home features 2 BR/1.5 BA, soaring high ceilings, wood floors, double-pane windows, & an updated kitchen with a functional layout....Tucked inside a private gated community of just six residences, this beautifully maintained Santa Cruz condo feels like a hidden retreat away from the hustle and bustle, yet moments from everything that makes this area so special. Leave the car behind & enjoy easy access to many of Santa Cruz's favorite everyday conveniences by bike or nearby routes. This move-in-ready home features 2 BR/1.5 BA, soaring high ceilings, wood floors, double-pane windows, & an updated kitchen with a functional layout. Enjoy indoor-outdoor living with 2 private patios, including an enclosed courtyard ideal for relaxing, grilling, or entertaining. Additional highlights include a finished garage, in-unit laundry, a downstairs half bath, & the option to add a gas fireplace for added charm. HOA dues are just $360/month & include water & garbage, helping keep monthly ownership costs reasonable. Residents enjoy a well-maintained setting with attractive common areas, a shared firepit, and lounge area. Ideally located minutes from beaches, downtown Santa Cruz, UCSC, Costco, New Leaf Market, Trader Joe's, shopping, dining, nearby bike trails, & exceptionally convenient access to HWY 1 & 17 for commuting, this home offers an excellent opportunity to enjoy Santa Cruz living in a small, well-kept community.
  1. Listed by Mike Bloch • DRE #01382661 • Brokerage DRE #02101181 • Christie's International Real Estate Sereno • 831-588-1588
  2. Listed by Turiya Blanchette • DRE #02061949 • Brokerage DRE #02101181 • Christie's International Real Estate Sereno

Property Details for 1644 Ocean Street

MLS City Name
Santa Cruz
Building Type
Condo
Garage Spaces
1
Parking Spaces
1
Cross Street
Graham Hill Road
LISTING UPDATED: 06/07/2026 12:20 AM

Property Details for 1644 Ocean Street

StatusActive
MLS #ML82046506
Days on Compass31
Pet Policy-
Taxes-
HOA Fees$360 / month
Condo/Co-op Fees-
Property TypeCondo
MLS TypeCondo/Coop/TIC/Loft / Condominium
Year Built1989
CountySanta Cruz County
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Location

Listing Courtesy of Christie's International Real Estate Sereno, Mike Bloch, DRE #01382661; Christie's International Real Estate Sereno, Turiya Blanchette, DRE #02061949
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Building Information for 1644 Ocean Street

Building/Complex1644 Ocean StFloor-Stories2Residences-Pet Policy-Pet Policy Details-Year Built1989

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$4,619 per month

30 year fixed, 6.36% Interest

Principal and Interest

$3,697

Property Taxes

$562

HOA Dues

$360

The Payment Calculator is for illustrative purposes only.

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Property Information for 1644 Ocean Street

Features
External Links
Room Information
  • Bathroom: Half on Ground Floor
  • Dining Room: Dining Area
  • Family Room: Kitchen / Family Room Combo
  • Kitchen: Cooktop - Electric, Dishwasher, Refrigerator
  • Number of Full Bathrooms: 1
  • Number of Half Bathrooms: 1
Features
  • Amenities: Vaulted Ceiling
  • Energy Features: Double Pane Windows
  • Fireplace: No
  • Flooring: Wood
  • Laundry: In Utility Room, Outside, Washer / Dryer
  • Living SqFt: 1023
  • Pool: No
  • Security Features: Secured Garage / Parking
Utilities
  • Cooling: None
  • Heating: Wall Furnace
  • Sewer Septic: Sewer - Public
  • Utilities: Public Utilities
  • Water: Public
Garage
  • Garage and Parking: Parking Area
  • Garage Max: 1
  • Garage Min: 1
Property Details
Homeowners Association
  • Association Fees Include: Common Area Electricity, Exterior Painting, Garbage, Insurance - Common Area, Maintenance - Common Area, Maintenance - Exterior, Reserves, Roof, Water
  • HOA Amenities: Common Utility Room
  • HOA Exists: 1
  • HOA Fee: $360
  • HOA Fee Frequency: Monthly
  • HOA Name: Ocean Street Terrace
Property Details
  • Exterior: Double Pane Windows
  • Area Text: East Santa Cruz
  • Restrictions: None
  • Roof: Shingle, Composition
  • Stories: Two Story
  • Subclass: Condominium
  • Year Built Source: Assessor
  • Street Number: 1644
  • Street Name: Ocean
  • Street Suffix: Street
  • Area ID: 42
Lot / Property Details
Building Information
  • Number Of Stories: 2
  • Structure SqFt: 1023
  • Structure SqFt Source: Assessor
  • Age: 37
Development Information
  • Ownership Type: Condominium Ownership
  • Zoning Detail: N/A
Location Information
  • City Limits: Yes
  • Incorporated: Yes
  • Parcel Number: 008-081-52-000
  • County Name: Santa Cruz
  • City Name: Santa Cruz
  • City Postal ID: 64
  • Postal Code: 95060
  • Elementary School District: 840
  • High School District Text: Santa Cruz City High
Lot Information
  • Fencing: Wood
  • Foundation: Concrete Perimeter and Slab
  • Horse Property: No
  • Lot Acres: .02
  • Lot Size Area Maximum Units: Square Feet
  • Lot Size Area Minimum Units: Square Feet
  • Lot Size Source: Assessor
  • Yard Grounds: Courtyard, Fenced, Low Maintenance

Property History for 1644 Ocean Street

DateEvent & SourcePriceAppreciation
May 11, 2026

Listed (Active)

MLSListings #ML82046506

$742,000—
May 11, 2026

Listed (Active)

EBRD #ML82046506

$742,000—
Aug 24, 2017

Sold

MLSListings #ML81675372

$480,000—
DateEvent & SourcePrice
05/11/2026

Listed (Active)

MLSListings #ML82046506

$742,000
05/11/2026

Listed (Active)

EBRD #ML82046506

$742,000
08/24/2017

Sold

MLSListings #ML81675372

$480,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 1644 Ocean Street

Taxable ValueLand$382,311Additions$163,847Total$546,158
Tax Record2025$6,740 ($562 / month)
Home Facts
Beds1Baths1.5Total Finished SqFt1,023 SqFtAbove Grade Finished SqFt1,023 SqFtLot Size828 SqFtStyleCondominiumYear Built1989CountySANTA CRUZAPN008-081-52

Schools near 1644 Ocean Street

This home is within Santa Cruz City High School District.
Rating
School
Type
Grades
Distance
De Laveaga Elementary School
Public - K to 5
Mission Hill Middle School
Public - 6 to 8
Harbor High School
Public - 9 to 12
Santa Cruz High School
Public - 9 to 12
Rating
School
Distance
De Laveaga Elementary School
PublicK to 5

Mission Hill Middle School
Public6 to 8

Harbor High School
Public9 to 12

Santa Cruz High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 1644 Ocean Street, Santa Cruz, CA 95060

1644 Ocean Street is a condo for sale in Santa Cruz, CA 95060. This property was listed for sale on May 11, 2026 by Christie's International Real Estate Sereno, it's currently listed at $742,000. It has been on the market for a total of 31 days and was last sold on August 24, 2017. This listing's school districts are Santa Cruz City High School District, Santa Cruz City Elementary School District. Nearby schools include De Laveaga Elementary School, Mission Hill Middle School and Harbor High School. 1644 Ocean Street is a 2-bed, 2-bath, 1,023 sqft condo built in 1989.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Christie's International Real Estate Sereno, Mike Bloch, DRE #01382661; Christie's International Real Estate Sereno, Turiya Blanchette, DRE #02061949

Based on information from one of the following Multiple Listing Services: San Francisco Association of Realtors, the MLSListings MLS, the BAREIS MLS, the EBRD MLS, Shasta Association of REALTORS® Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by San Francisco Association of Realtors, the MLSListings MLS, the BAREIS MLS, the EBRD MLS, Shasta Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.