16525 Front Beach Rd

Panama City Beach, FL 32413

$4,950,000
Price
6
Beds
3,735 Sq. Ft.
$1,325 / Sq. Ft.
3,735
Sq. Ft.
$1,325
per Sq. Ft.
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Description

Perched on 50 feet of pristine Gulf frontage, 16525 Front Beach Road offers a rare opportunity to own a Gulf front home in Panama City Beach with sweeping views of the Gulf of Mexico, private beach access, and exceptional rental potential. This beachfront property combines the privacy of a luxury coastal retreat with the income potential investors seek along the Emerald Coast. Built on a solid concrete piling foundation and maintained in like-new condition, this beach front home has never been rented...Perched on 50 feet of pristine Gulf frontage, 16525 Front Beach Road offers a rare opportunity to own a Gulf front home in Panama City Beach with sweeping views of the Gulf of Mexico, private beach access, and exceptional rental potential. This beachfront property combines the privacy of a luxury coastal retreat with the income potential investors seek along the Emerald Coast. Built on a solid concrete piling foundation and maintained in like-new condition, this beach front home has never been rented and is offered fully furnished, making it a true turnkey opportunity. With rental projections of $359,424 annually and accommodations for up to 22 guests, the property presents a compelling investment for buyers seeking a high-performing Panama City Beach vacation rental or a legacy Gulf Front family retreat. Designed to maximize the Gulf views, the home features three expansive balconies connected by a spiral staircase, creating multiple outdoor living spaces with panoramic water views. Two Gulf-facing bedrooms open directly to private balconies, allowing you to wake up to the sound of waves and uninterrupted views of the Gulf. The second floor serves as the main living level with an open concept kitchen, dining, and living area that flows seamlessly to a large balcony overlooking the beach. The kitchen is thoughtfully designed with quartz countertops, custom cabinetry, tile backsplash, a large island with seating for six, gas range, built-in ice maker, and double sinks, making it ideal for entertaining large groups. The first floor is designed for gathering and recreation, featuring a bunk room and recreation room that opens directly to the private heated pool area. A built-in bar with ice maker and beverage refrigerator creates the perfect space for poolside entertaining after a day on the beach. Throughout the home you'll find shiplap accent walls, ensuite bathrooms in every bedroom, generous owner storage closets on each floor, and integrated WiFi extenders with indoor and outdoor speakers. The primary suite offers Gulf views, a private balcony, walk-in closet, double vanity, garden tub, and separate shower. Outside, enjoy the convenience of a private beach walkover, outdoor shower, Polywood outdoor furniture, and abundant parking rarely found in Gulf front homes. The location offers a quiet stretch of beach with no nearby public beach walkovers while still being just minutes from Pier Park's restaurants, shopping, and entertainment. 16525 Front Beach Road is a rare Panama City Beach Gulf front home offering privacy, durability, luxury amenities, and strong vacation rental income potential all in one exceptional beachfront property.
  1. Listed by Blankenship Watkins Advisory Group • Christies International Real Estate Emerald Coast
    P: (850)-805-6100 bwa@cireec.com

Property Details for 16525 Front Beach Road

Waterfront Features
Gulf
View
Gulf
Zoning
Resid Single Family
Architectural Style
Beach House
Subdivision Name
LULLWATER BEACH
Waterfront YN
Yes
LISTING UPDATED: 03/17/2026 10:55 AM

Property Details for 16525 Front Beach Road

StatusActive
MLS #997217
Days on Market15
Taxes$30,042 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached Single Family
Year Built2022
Lot Size0.14 AC / 6,098 SF
CountyBay County
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Location

Listing Courtesy of Christies International Real Estate Emerald Coast
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Building Information for 16525 Front Beach Road

Stories3Year Built2022Building Size-Lot Size0.14 AC / 6,098 SF

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$26,526 per month

30 year fixed, 6.11% Interest

Principal and Interest

$24,023

Property Taxes

$2,504

HOA Dues

$0

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Property Information for 16525 Front Beach Road

Summary
Location and General Information
  • Directions: Traveling south from US HWY 98 on S Arnold Rd, go around the round a bout headed east on Front Beach Road. 16525 Front Beach Road will be on your right about a half mile down Front Beach Road
  • Road Frontage Type: City Street
  • MLS Area Minor: 2718 - Beach - Central South
  • MLS Area Major: 27 - Bay County
  • Latitude: 30.218225
  • Longitude: -85.882527
  • Location Tax and Legal:Sub Area: 2718 - Beach - Central South
  • Location Tax and Legal:Elementary School: Hutchinson Beach
  • Location Tax and Legal:Middle School: Surfside
  • Location Tax and Legal:High School: Arnold
  • Location Tax and Legal:Legal Description: 19 3S 16W -20-29C1 LOT E FRONTING 50' ON S R/W HWY 98 & EXTENDING 124.37' ORB 4636 P 686
  • Beach Frontage: 50.0
  • Garage: false
Taxes and HOA
  • Tax Legal Description: 19 3S 16W -20-29C1 LOT E FRONTING 50' ON S R/W HWY 98 & EXTENDING 124.37' ORB 4636 P 686
  • Parcel Number: 33341-000-000
  • Association Fee: $0
  • Tax Annual Amount: $30,042
  • Listing Info Tax Legal:Last Taxes: $30,042
  • Listing Info Tax Legal:Last Tax Year: 2025.0
School Information
  • Elementary School: Hutchinson Beach
  • Middle Or Junior School: Surfside
  • High School: Arnold
Parking
  • Carport YN: Yes
  • Attached Garage YN: No
  • Parking Features: Carport Attached, Covered
  • Carport Spaces: 3.0
  • General Property Info:Carport Spaces: 3.0
  • General Property Info:Driveway Spaces: 5.0
  • Parking Features: Carport Attached, Covered
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 50x124
  • Lot Size Acres: 0.14
  • Lot Size Area: 0.14
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Interior, Level, Survey Available, Within 1/2 Mile to Water
  • Building Area Total: 3735.0
  • Lot Size Square Feet: 6098.4
  • General Property Info:SqFt Source: County PA Records
  • Waterfront: Gulf
  • Waterfront Feet 2: 50
  • Waterview: Gulf2
  • LotParcel Access: City Road, Paved Road
  • Lot Features: Interior, Level, Survey Available, Within 12 Mile to Water
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2025.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 2022.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Beach House
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Foundation On Piling, Roof Metal, Roof Pitched, Siding CmntFbrHrdBrd
  • Occupancy Status: Occupied
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, TV Cable
  • Electric: True
  • Utilities: Electric, Gas - Natural, Public Sewer, Public Water, TV Cable
  • Energy: AC - 2 or More, AC - Central Elect, Ceiling Fans, Double Pane Windows, Heat Cntrl Electric, Heat Pump Air To Air, Storm Doors, Water Heater - Gas, Water Heater - Tnkls
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony, BBQ Pit/Grill, Pool - Gunite Concrt
  • Construction Materials: Roof Pitched, Siding CmntFbrHrdBrd
  • Foundation Details: Foundation On Piling
  • Stories: 3.0
  • Security Features: Fire Alarm/Sprinkler
  • Pool Features: Pool - Heated, Pool Type
  • Patio And Porch Features: Deck Covered, Deck Open, Patio Covered, Patio Open
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Private
  • Exterior: Balcony, BBQ PitGrill, Deck Covered, Deck Open, Patio Covered, Patio Open, Pool - Gunite Concrt, Pool - Heated
Interior Features
  • Heating: Heat Pump Air To Air, Central
  • Cooling: Ceiling Fans, Central Air
  • Interior Features: Breakfast Bar, Ceiling Raised, Kitchen Island, Lock Out, Owner's Closet, Walls Paneled, Washer/Dryer Hookup, Wet Bar
  • Flooring: Floor Vinyl
  • Window Features: Window Treatment All, Double Pane Windows
  • Door Features: Storm Door(s)
  • Room Type: Bedroom, Recreation Room, Balcony, Great Room, Kitchen
  • Rooms Total: 10.0
  • Bathrooms Total Integer: 7.0
  • Bathrooms Total Decimal: 6.5
  • Bathrooms Total Notational: 6.1
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 6.0
  • Bathrooms Full: 6.0
  • Bathrooms Half: 1.0
  • Interior: Breakfast Bar, Ceiling Raised, Floor Vinyl, Furnished - All, Kitchen Island, Lock Out, Owner's Closet, Walls Paneled, WasherDryer Hookup, Wet Bar, Window Treatment All
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Fire AlarmSprinkler, Ice Machine, Microwave, Range Hood, Refrigerator, Refrigerator WIceMk, Smoke Detector, StoveOven Dual Fuel, StoveOven Gas, Washer, Wine Refrigerator
Room Information
Room 1
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 10.0
  • Room Width: 13.0
  • Room Dimensions: 10 x 13
Room 2
  • Room Type: Recreation Room
  • Room Level: First
  • Room Length: 14.0
  • Room Width: 13.0
  • Room Dimensions: 14 x 13
Room 3
  • Room Type: Balcony
  • Room Level: First
  • Room Length: 16.0
  • Room Width: 22.0
  • Room Dimensions: 16 x 22
Room 4
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 11.0
  • Room Width: 12.0
  • Room Dimensions: 11 x 12
Room 5
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 12.0
  • Room Width: 12.0
  • Room Dimensions: 12 x 12
Room 6
  • Room Type: Great Room
  • Room Level: Second
  • Room Length: 16.0
  • Room Width: 29.0
  • Room Dimensions: 16 x 29
Room 7
  • Room Type: Kitchen
  • Room Level: Second
  • Room Length: 16.0
  • Room Dimensions: 16 x 14
Room 8
  • Room Type: Bedroom
  • Room Level: Third
  • Room Length: 14.0
  • Room Width: 14.0
  • Room Dimensions: 14 x 14
Room 9
  • Room Type: Bedroom
  • Room Level: Third
  • Room Length: 13.0
  • Room Width: 13.0
  • Room Dimensions: 13 x 13
Room 10
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 16.0
  • Room Width: 14.0
  • Room Dimensions: 16 x 14
Multi Family
Multi Family Information
  • Furnished: Furnished - All
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 16525 Front Beach Road

DateEvent & SourcePriceAppreciation
Mar 9, 2026

Listed (Active)

CPAR #786551

$4,950,000—
Mar 6, 2026

Listed (Active)

ECAR #997217

—
Mar 6, 2026

Listed (Active)

ECAR #997217

$4,950,000—
Dec 2, 2022

Sold

ECAR #902785

$4,100,000—
Dec 2, 2022

Sold

CPAR #729008

$4,100,000—
Dec 1, 2022

Sold (Public Record)

Public Record #1502105887

$4,090,000

+102.2% / yr

Jul 26, 2022

Pending

CPAR #729008

—
Jul 25, 2022

Pending

ECAR #902785

—
Jul 3, 2022

Listed (Active)

CPAR #729008

$4,315,000—
Jul 3, 2022

Listed (Active)

ECAR #902785

$4,315,000—
Mar 26, 2021

Sold (Public Record)

Public Record #1456547817

$1,250,000—
Feb 15, 2019

Sold

CPAR #679679

$1,000,000—
Feb 15, 2019

Sold

ECAR #814977

$1,000,000—
Jan 30, 2019

Pending

CPAR #679679

—
Jan 30, 2019

Pending

ECAR #814977

—
Jan 28, 2019

Listed (Active)

CPAR #679679

$949,500—
Jan 28, 2019

Listed (Active)

ECAR #814977

$949,500—
Oct 2, 2009

Expired

CPAR #376502

$1,500,000—
Jan 1, 2008

Listed (Active)

CPAR #376502

$1,900,000—
DateEvent & SourcePrice
03/09/2026

Listed (Active)

CPAR #786551

$4,950,000
03/06/2026

Listed (Active)

ECAR #997217

—
03/06/2026

Listed (Active)

ECAR #997217

$4,950,000
12/02/2022

Sold

ECAR #902785

$4,100,000
12/02/2022

Sold

CPAR #729008

$4,100,000
12/01/2022

Sold (Public Record)

Public Record #1502105887

$4,090,000

+102.2% / yr

07/26/2022

Pending

CPAR #729008

—
07/25/2022

Pending

ECAR #902785

—
07/03/2022

Listed (Active)

CPAR #729008

$4,315,000
07/03/2022

Listed (Active)

ECAR #902785

$4,315,000
03/26/2021

Sold (Public Record)

Public Record #1456547817

$1,250,000
02/15/2019

Sold

CPAR #679679

$1,000,000
02/15/2019

Sold

ECAR #814977

$1,000,000
01/30/2019

Pending

CPAR #679679

—
01/30/2019

Pending

ECAR #814977

—
01/28/2019

Listed (Active)

CPAR #679679

$949,500
01/28/2019

Listed (Active)

ECAR #814977

$949,500
10/02/2009

Expired

CPAR #376502

$1,500,000
01/01/2008

Listed (Active)

CPAR #376502

$1,900,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 16525 Front Beach Road

Taxable ValueLand$1,410,000Additions$1,127,444Total$2,537,444
Tax Record2025$27,693 ($2,308 / month)
Home Facts
Beds6Total Finished SqFt4,551 SqFtAbove Grade Finished SqFt4,551 SqFtStories3Lot Size6,186 SqFtStyleSingle Family ResidenceYear Built2022ZoningPCB14CountyBAYAPN33341-000-000

Schools near 16525 Front Beach Road

This home is within Bay.
Rating
School
Type
Grades
Distance
Surfside Middle School
Public - PK to 12
Hutchison Beach Elementary School
Public - K to 5
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 5
Rating
School
Distance
Surfside Middle School
PublicPK to 12

Hutchison Beach Elementary School
PublicK to 5

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 16525 Front Beach Road, Panama City Beach, FL 32413

16525 Front Beach Road is a single family home for sale in Panama City Beach, FL 32413. This property was listed for sale on March 6, 2026 by Christies International Real Estate Emerald Coast, it's currently listed at $4,950,000. It has been on the market for a total of 15 days and was last sold on December 2, 2022. This listing's school district is Bay. Nearby schools include Surfside Middle School, Hutchison Beach Elementary School and J.R. Arnold High School. 16525 Front Beach Road is a 6-bed, 7-bath, 3,735 sqft single family home built in 2022.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Christies International Real Estate Emerald Coast

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.