Active
6 beds3,735 sqft$1,205/sqft
16525 Front Beach Rd, Panama City Beach, FL 32413
Est: $25,402/moGet pre-approved
Single FamilyProperty Type
6,098 sq ftLot Size
2022Year Built
$1,205/sq ftPrice per sq ft
3 carsParking Spaces

Description

Wake up to uninterrupted Gulf of Mexico views, step onto your private balcony, and hear nothing but waves. 16525 Front Beach Road is a fully furnished, turnkey beachfront home offering 50 feet of pristine Gulf frontage, its own beach walkover right out the back door over the dune, a heated pool, and rental projections of $359,000 annually with accommodations for up to 22 guests. Whether you're seeking a high-performing vacation rental on the Emerald Coast or a legacy Gulf front family retreat, this...Wake up to uninterrupted Gulf of Mexico views, step onto your private balcony, and hear nothing but waves. 16525 Front Beach Road is a fully furnished, turnkey beachfront home offering 50 feet of pristine Gulf frontage, its own beach walkover right out the back door over the dune, a heated pool, and rental projections of $359,000 annually with accommodations for up to 22 guests. Whether you're seeking a high-performing vacation rental on the Emerald Coast or a legacy Gulf front family retreat, this property delivers on every level. Maintained in like-new condition and offered fully furnished, this Gulf front home is move-in ready. With strong rental projections and capacity for large groups, it presents a compelling opportunity for investors seeking a premier beachfront vacation rental on the Emerald Coast. Built on concrete pilings for lasting structural integrity in the coastal environment, the home is designed to perform for decades to come. Designed to maximize Gulf views, the home features three expansive balconies connected by a spiral staircase, creating multiple outdoor living spaces with panoramic water views. Two Gulf-facing bedrooms open directly to their own balconies, letting guests wake up to the sound of waves and unobstructed views of the Gulf of Mexico. The second floor serves as the main living level, where an open-concept kitchen, dining, and living area flows seamlessly to a large balcony overlooking the beach. The kitchen is built for entertaining, featuring quartz countertops, custom cabinetry, a tile backsplash, a large island with seating for six, gas range, built-in ice maker, and double sinks. The first floor is designed for gathering and recreation, with a bunk room and recreation room that opens directly to the heated pool area. A built-in bar with ice maker and beverage refrigerator creates the perfect setup for poolside entertaining after a day on the beach. The primary suite offers Gulf views, a balcony, walk-in closet, double vanity, garden tub, and separate shower. Throughout the home you'll find shiplap accent walls, ensuite bathrooms in every bedroom, generous owner storage closets on each floor, and integrated WiFi extenders with indoor and outdoor speakers. Outside, a beach walkover, outdoor shower, Polywood outdoor furniture, and abundant parking round out a package that is rarely found in Gulf front homes. Positioned on a quiet stretch of beach with no nearby public walkovers, the shoreline here stays uncrowded, giving guests the feel of a private beach just steps from the door, while still being just minutes from Pier Park's restaurants, shopping, and entertainment. 16525 Front Beach Road is a rare Gulf front home where luxury amenities, an unbeatable location, and exceptional vacation rental income potential come together in one standout beachfront property.
11 days on Market
  • Listed by: Beau Blankenship • Christies International Real Estate Emerald Coast
Last updated: 08/24/2026 01:36 AM • Source: CPAR, MLS#: 794359

Location

Listing Courtesy of Christies International Real Estate Emerald Coast
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Payment Calculator

$25,402 per month

30 year fixed, 6.55% Interest

Principal and Interest

$22,873

Property Taxes

$2,529

HOA Dues

$0

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Property Information for 16525 Front Beach Road

Property Details
  • Taxes: $30,346 / year
  • MLS Type: Residential / Single Family Residence / Single Family Residence
  • County: Bay County
  • Architectural Style: Coastal
  • Waterfront: Yes
  • Waterfront Features: Gulf, Shoreline Sand
  • Parking Features: No Garage, Paved
  • Subdivision Name: [No Recorded Subdiv]
  • View: Gulf, Lake, Water
  • Zoning Description: Resid Single Family
  • View: Yes
Building Information
  • Stories: 3
  • Year Built: 2022
  • Lot Size: 0.14 AC / 6,098 SF
Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: Traveling south from US HWY 98 on S Arnold Rd, go around the round a bout headed east on Front Beach Road. 16525 Front Beach Road will be on your right about a half mile down Front Beach Road in front of Dusty's Oyster House
  • State Region: FL
  • Postal Code: 32413
  • Latitude: 30.218225
  • Longitude: -85.882528
  • State Or Province: FL
  • Road Frontage Type: City Street
  • Road Responsibility: Public Maintained Road
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0318 - Beach - Central South
Taxes and HOA Information
  • Parcel Number: 33341-000-000
  • Association: No
  • Tax Annual Amount: $30,345.70
  • Tax Legal Description: 19 3S 16W -20-29C1 LOT E FRONTING 50' ON S R/W HWY 98 & EXTENDING 124.37' ORB 4636 P 686
  • Tax Year: 2025
School Information
  • Elementary School: Hutchison Beach
  • High School: Arnold
  • Middle Or Junior School: Surfside
Parking
  • Attached Garage: No
  • Covered Spaces: 3.0
  • Garage: No
Property
Lot Information
  • Building Area Total: 3735.0
  • Lot Features: Paved
  • Lot Size Acres: 0.14
  • Lot Size Area: 0.14
  • Lot Size Dimensions: 50.0 ft x 124.0 ft
  • Lot Size Units: Acres
  • Lot Size Square Feet: 6098.0
  • Living Area Source: Appraiser
Property and Assessments
  • Senior Community: No
  • Year Built: 2022
  • New Construction: No
  • Human Modified: No
Green Features
  • Green Energy Efficient: Appliances
Utilities
  • Sewer: Public Sewer, Sewer Tap Paid
  • Utilities: Cable Connected, Electricity Available
Interior and Exterior Features
Exterior Features
  • Exterior Features: Covered Patio, Deck, Patio, Outdoor Kitchen, Outdoor Shower
  • Fencing: Partial
  • Pool Features: Gunite, Gas Heat, Private
  • Community Features: Short Term Rental Allowed
  • Door Features: Storm Doors
  • Construction Materials: Hardiplank Type, Concrete, Wood Frame
  • Foundation Details: Pillar Post Pier
  • Patio And Porch Features: Deck, Balcony, Covered, Patio, Porch
  • Pool Private: Yes
  • Security Features: Fire Sprinkler System, Security System, Smoke Detectors
  • Roof: Metal
Interior Features
  • Levels: Three Or More
  • Stories: 3
  • Stories Total: 3
  • Bathrooms Full: 6
  • Bathrooms Half: 1
  • Bathrooms Total: 7
  • Bedrooms Total: 6
  • Rooms Total: 10
  • Cooling: Yes
  • Cooling: Central Air, Ceiling Fans, Energy Star Qualified Equipment, Heat Pump
  • Heating: Yes
  • Heating: Central, Electric, Energy Star Qualified Equipment, Heat Pump
  • Appliances: Bar Fridge, Convection Oven, Energy Star Qualified Appliances, Electric Oven, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Plumbed For Ice Maker, Tankless Water Heater
  • Interior Features: Balcony, Double Vanity, Interior Steps, Sitting Area In Primary, Soaking Tub, Separate Shower, Smart Thermostat, Walk In Closets
  • Window Features: Double Pane Windows, Storm Windows, Tinted Windows
Room Information
Room 1
  • Room Dimensions: 16 x 14
  • Room Length: 16.0
  • Room Level: Third
  • Room Type: Bedroom
  • Room Width: 14.0
Room 2
  • Room Dimensions: 13 x 13
  • Room Length: 13.0
  • Room Level: Third
  • Room Type: Bedroom
  • Room Width: 13.0
Room 3
  • Room Dimensions: 14 x 14
  • Room Length: 14.0
  • Room Level: Third
  • Room Type: Bedroom
  • Room Width: 14.0
Room 4
  • Room Dimensions: 16 x 14
  • Room Length: 16.0
  • Room Level: Second
  • Room Type: Kitchen
  • Room Width: 14.0
Room 5
  • Room Dimensions: 16 x 29
  • Room Length: 16.0
  • Room Level: Second
  • Room Type: Great Room
  • Room Width: 29.0
Room 6
  • Room Dimensions: 12 x 12
  • Room Length: 12.0
  • Room Level: Second
  • Room Type: Bedroom
  • Room Width: 12.0
Room 7
  • Room Dimensions: 11 x 12
  • Room Length: 11.0
  • Room Level: Second
  • Room Type: Bedroom
  • Room Width: 12.0
Room 8
  • Room Dimensions: 16 x 22
  • Room Features: Balcony
  • Room Length: 16.0
  • Room Level: First
  • Room Type: Other
  • Room Width: 22.0
Room 9
  • Room Dimensions: 14 x 13
  • Room Length: 14.0
  • Room Level: First
  • Room Type: Recreation
  • Room Width: 13.0
Room 10
  • Room Dimensions: 10 x 13
  • Room Length: 10.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 13.0
Multi Family
Multi-Family Information
  • Units Furnished: All Units
Rental
Rental Information
  • Occupant Type: Tenant

Property History for 16525 Front Beach Road

DateEvent & SourcePriceAppreciation
Aug 20, 2026

Listed (Active)

ECAR #1010276

$4,500,000—
Aug 20, 2026

Listed (Active)

CPAR #794359

$4,500,000—
Aug 20, 2026

Withdrawn

ECAR #1008333

$4,600,000—
DateEvent & SourcePrice
08/20/2026

Listed (Active)

ECAR #1010276

$4,500,000
08/20/2026

Listed (Active)

CPAR #794359

$4,500,000
08/20/2026

Withdrawn

ECAR #1008333

$4,600,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 16525 Front Beach Road

Taxable ValueLand$1,410,000Additions$1,127,444Total$2,537,444
Tax Record2024$33,974 ($2,831 / month)
Home Facts
Beds6Baths6.5Total Finished SqFt3,735 SqFtAbove Grade Finished SqFt3,735 SqFtStories3Lot Size6,185 SqFtStyleSingle Family ResidenceYear Built2022Year Renovated2022ZoningPCB14CountyBAYAPN33341-000-000

Schools near 16525 Front Beach Road

This home is within Bay.
Rating
School
Type
Grades
Distance
Public - PK to 12
Public - K to 5
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
Surfside Middle School
PublicPK to 12

Hutchison Beach Elementary School
PublicK to 5

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

16525 Front Beach Road is a single family home for sale in Panama City Beach, FL 32413. This property was listed for sale on August 20, 2026 by Christies International Real Estate Emerald Coast, it's currently listed at $4,500,000. It has been on the market for a total of 11 days and was last sold on December 2, 2022. This listing's school district is Bay. Nearby schools include Surfside Middle School, Hutchison Beach Elementary School and J.R. Arnold High School. 16525 Front Beach Road is a 6-bed, 7-bath, 3,735 sqft single family home built in 2022.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Christies International Real Estate Emerald Coast

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.