16525 Front Beach Road

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$4,600,000
6 beds3,735 sqft$1,232/sqft
16525 Front Beach Rd, Panama City Beach, FL 32413
Est: $25,885/moGet pre-approved

Description

Wake up to uninterrupted Gulf of Mexico views, step onto your private balcony, and hear nothing but waves. 16525 Front Beach Road is a fully furnished, turnkey beachfront home offering 50 feet of pristine Gulf frontage, its own beach walkover right out the back door over the dune, a heated pool, and rental projections of $359,000 annually with accommodations for up to 22 guests. Whether you're seeking a high-performing vacation rental on the Emerald Coast or a legacy Gulf front family retreat, this...Wake up to uninterrupted Gulf of Mexico views, step onto your private balcony, and hear nothing but waves. 16525 Front Beach Road is a fully furnished, turnkey beachfront home offering 50 feet of pristine Gulf frontage, its own beach walkover right out the back door over the dune, a heated pool, and rental projections of $359,000 annually with accommodations for up to 22 guests. Whether you're seeking a high-performing vacation rental on the Emerald Coast or a legacy Gulf front family retreat, this property delivers on every level. Maintained in like-new condition and offered fully furnished, this Gulf front home is move-in ready. With strong rental projections and capacity for large groups, it presents a compelling opportunity for investors seeking a premier beachfront vacation rental on the Emerald Coast. Designed to maximize Gulf views, the home features three expansive balconies connected by a spiral staircase, creating multiple outdoor living spaces with panoramic water views. Two Gulf-facing primary bedrooms open directly to their own balconies, letting guests wake up to the sound of waves and unobstructed views of the Gulf of Mexico. The second floor serves as the main living level, where an open-concept kitchen, dining, and living area flows seamlessly to a large balcony overlooking the beach. The kitchen is built for entertaining, featuring quartz countertops, custom cabinetry, a tile backsplash, a large island with seating for six, gas range, built-in ice maker, and double sinks. The first floor is designed for gathering and recreation, with a bunk room and recreation room that opens directly to the heated pool area. A built-in bar with ice maker and beverage refrigerator creates the perfect setup for poolside entertaining after a day on the beach. The primary suite offers Gulf views, a balcony, walk-in closet, double vanity, garden tub, and separate shower. Throughout the home you'll find shiplap accent walls, ensuite bathrooms in every bedroom, generous owner storage closets on each floor, and integrated WiFi extenders with indoor and outdoor speakers. Outside, a beach walkover, outdoor shower, Polywood outdoor furniture, and abundant parking round out a package that is rarely found in Gulf front homes. Positioned on a quiet stretch of beach with no nearby public walkovers, the shoreline here stays uncrowded, giving guests the feel of a private beach just steps from the door, while still being just minutes from Pier Park's restaurants, shopping, and entertainment.
16525 Front Beach Road is a rare Gulf front home where luxury amenities, an unbeatable location, and exceptional vacation rental income potential come together in one standout beachfront property.
LISTING UPDATED: 07/24/2026 12:00 PM

  1. Listed by Blankenship Watkins Advisory Group • Christies International Real Estate Emerald Coast
    P: (850)-805-6100 bwa@cireec.com

Property Details for 16525 Front Beach Road

Status
Active
MLS #
1008333
Days on Market
14
Taxes
$30,042 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
Single Family
MLS Type
Residential / Detached Single Family
Year Built
2022
Lot Size
0.14 AC / 6,098 SF
County
Bay County
Waterfront Features
Gulf
View
Lake, Gulf
Zoning
Resid Single Family
Architectural Style
Beach House
Subdivision Name
n/a
Waterfront YN
Yes

Location

Listing Courtesy of Christies International Real Estate Emerald Coast
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Building Information for 16525 Front Beach Road

Stories3Year Built2022Building Size-Lot Size0.14 AC / 6,098 SF

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$25,885 per month

30 year fixed, 6.55% Interest

Principal and Interest

$23,381

Property Taxes

$2,504

HOA Dues

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Property Information for 16525 Front Beach Road

Summary
Location and General Information
  • Community Features: Short Term Rental - Allowed, Beach
  • Directions: Traveling south from US HWY 98 on S Arnold Rd, go around the round a bout headed east on Front Beach Road. 16525 Front Beach Road will be on your right about a half mile down Front Beach Road
  • MLS Area Minor: 2724 - Beach - West Central
  • MLS Area Major: 27 - Bay County
  • Latitude: 30.218408
  • Longitude: -85.88249
  • Location Tax and Legal:Sub Area: 2724 - Beach - West Central
  • Location Tax and Legal:Elementary School: Hutchinson Beach
  • Location Tax and Legal:Middle School: Surfside
  • Location Tax and Legal:High School: Arnold
  • Location Tax and Legal:Legal Description: 19 3S 16W -20-29C1 LOT E FRONTING 50' ON S R/W HWY 98 & EXTENDING 124.37' ORB 4636 P 686
  • Project Facilities: Beach, Short Term Rental - Allowed
  • Beach Frontage: 50.0
  • Garage: false
Taxes and HOA
  • Tax Legal Description: 19 3S 16W -20-29C1 LOT E FRONTING 50' ON S R/W HWY 98 & EXTENDING 124.37' ORB 4636 P 686
  • Parcel Number: 33341-000-000
  • Association Fee: $0
  • Tax Annual Amount: $30,042
  • Listing Info Tax Legal:Last Taxes: $30,042
  • Listing Info Tax Legal:Last Tax Year: 2025.0
School Information
  • Elementary School: Hutchinson Beach
  • Middle Or Junior School: Surfside
  • High School: Arnold
Parking
  • Carport YN: Yes
  • Attached Garage YN: No
  • Parking Features: Carport Attached, Covered, Golf Cart Covered, Oversized
  • Carport Spaces: 3.0
  • General Property Info:Carport Spaces: 3.0
  • General Property Info:Driveway Spaces: 5.0
  • Parking Features: Carport Attached, Covered, Golf Cart Covered, Oversized
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 50x124
  • Lot Size Acres: 0.14
  • Lot Size Area: 0.14
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Interior, Level, Survey Available, Within 1/2 Mile to Water
  • Building Area Total: 3735.0
  • Lot Size Square Feet: 6098.4
  • General Property Info:SqFt Source: County PA Records
  • Waterfront: Gulf
  • Waterfront Feet 2: 50
  • Waterview: Gulf2, Lake2
  • LotParcel Access: Paved Road
  • Lot Features: Interior, Level, Survey Available, Within 12 Mile to Water
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2025.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 2022.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Beach House
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Concrete, Foundation On Piling, Insulated Conc Forms, Roof Metal, Roof Pitched, Siding CmntFbrHrdBrd
  • Occupancy Status: Vacation Rental
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, TV Cable
  • Electric: True
  • Utilities: Electric, Gas - Natural, Public Sewer, Public Water, TV Cable
  • Energy: AC - 2 or More, AC - Central Elect, Ceiling Fans, Double Pane Windows, Heat Cntrl Electric, Heat Pump Air To Air, Storm Doors, Water Heater - Gas, Water Heater - Tnkls
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony, BBQ Pit/Grill, Pool - Gunite Concrt, Shower, Summer Kitchen
  • Construction Materials: Concrete, Insulated Conc Forms, Roof Pitched, Siding CmntFbrHrdBrd
  • Foundation Details: Foundation On Piling
  • Stories: 3.0
  • Security Features: Fire Alarm/Sprinkler
  • Pool Features: Pool - Heated, Pool Type
  • Patio And Porch Features: Deck Covered, Deck Open, Patio Covered, Patio Open, Porch, Porch Open
  • Fencing: Fenced Lot-Part
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Private
  • Exterior: Balcony, BBQ PitGrill, Deck Covered, Deck Open, Fenced Lot-Part, Patio Covered, Patio Open, Pool - Gunite Concrt, Pool - Heated, Porch, Porch Open, Shower, Summer Kitchen
Interior Features
  • Heating: Heat Pump Air To Air, Central
  • Cooling: Ceiling Fans, Central Air
  • Interior Features: Breakfast Bar, Ceiling Raised, Kitchen Island, Lighting Recessed, Lock Out, Owner's Closet, Pantry, Walls Paneled, Washer/Dryer Hookup, Wet Bar
  • Window Features: Window Treatment All, Double Pane Windows
  • Door Features: Storm Door(s)
  • Room Type: Bedroom, Recreation Room, Balcony, Great Room, Kitchen
  • Rooms Total: 10.0
  • Bathrooms Total Integer: 7.0
  • Bathrooms Total Decimal: 6.5
  • Bathrooms Total Notational: 6.1
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 6.0
  • Bathrooms Full: 6.0
  • Bathrooms Half: 1.0
  • Interior: Breakfast Bar, Ceiling Raised, Furnished - All, Kitchen Island, Lighting Recessed, Lock Out, Owner's Closet, Pantry, Walls Paneled, WasherDryer Hookup, Wet Bar, Window Treatment All
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Fire AlarmSprinkler, Ice Machine, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Refrigerator WIceMk, Security System, Smoke Detector, StoveOven Dual Fuel, StoveOven Gas, Washer, Wine Refrigerator
  • Furnished: Furnished - All
Room Information
Room 1
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 10.0
  • Room Width: 13.0
  • Room Dimensions: 10 x 13
Room 2
  • Room Type: Recreation Room
  • Room Level: First
  • Room Length: 14.0
  • Room Width: 13.0
  • Room Dimensions: 14 x 13
Room 3
  • Room Type: Balcony
  • Room Level: First
  • Room Length: 16.0
  • Room Width: 22.0
  • Room Dimensions: 16 x 22
Room 4
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 11.0
  • Room Width: 12.0
  • Room Dimensions: 11 x 12
Room 5
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 12.0
  • Room Width: 12.0
  • Room Dimensions: 12 x 12
Room 6
  • Room Type: Great Room
  • Room Level: Second
  • Room Length: 16.0
  • Room Width: 29.0
  • Room Dimensions: 16 x 29
Room 7
  • Room Type: Kitchen
  • Room Level: Second
  • Room Length: 16.0
  • Room Dimensions: 16 x 14
Room 8
  • Room Type: Bedroom
  • Room Level: Third
  • Room Length: 14.0
  • Room Width: 14.0
  • Room Dimensions: 14 x 14
Room 9
  • Room Type: Bedroom
  • Room Level: Third
  • Room Length: 13.0
  • Room Width: 13.0
  • Room Dimensions: 13 x 13
Room 10
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 16.0
  • Room Width: 14.0
  • Room Dimensions: 16 x 14
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 16525 Front Beach Road

DateEvent & SourcePriceAppreciation
Jul 23, 2026

Listed (Active)

CPAR #793052

$4,600,000—
Jul 23, 2026

Listed (Active)

ECAR #1008333

$4,600,000—
Jul 20, 2026

Withdrawn

ECAR #997217

$4,650,000—
DateEvent & SourcePrice
07/23/2026

Listed (Active)

CPAR #793052

$4,600,000
07/23/2026

Listed (Active)

ECAR #1008333

$4,600,000
07/20/2026

Withdrawn

ECAR #997217

$4,650,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 16525 Front Beach Road

Taxable ValueLand$1,410,000Additions$1,127,444Total$2,537,444
Tax Record2024$33,974 ($2,831 / month)
Home Facts
Beds6Baths6.5Total Finished SqFt3,735 SqFtAbove Grade Finished SqFt3,735 SqFtStories3Lot Size6,185 SqFtStyleSingle Family ResidenceYear Built2022Year Renovated2022ZoningPCB14CountyBAYAPN33341-000-000

Schools near 16525 Front Beach Road

This home is within Bay.
Rating
School
Type
Grades
Distance
Surfside Middle School
Public - PK to 12
Hutchison Beach Elementary School
Public - K to 5
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 5
Rating
School
Distance
Surfside Middle School
PublicPK to 12

Hutchison Beach Elementary School
PublicK to 5

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 16525 Front Beach Road, Panama City Beach, FL 32413

16525 Front Beach Road is a single family home for sale in Panama City Beach, FL 32413. This property was listed for sale on July 23, 2026 by Christies International Real Estate Emerald Coast, it's currently listed at $4,600,000. It has been on the market for a total of 14 days and was last sold on December 2, 2022. This listing's school district is Bay. Nearby schools include Surfside Middle School, Hutchison Beach Elementary School and J.R. Arnold High School. 16525 Front Beach Road is a 6-bed, 7-bath, 3,735 sqft single family home built in 2022.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Christies International Real Estate Emerald Coast

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.