Active
2 beds1,365 sqft
16701 Front Beach Rd, Unit 404, Panama City Beach, FL 32413
Est: $4,570/moGet pre-approved
CondoProperty Type
2008Year Built
$425/sq ftPrice per sq ft
$925/moHOA Fees

Description

Photos coming soon. Best of the best in sterling breeze! Center-of-building stack at great elevation, with the largest balcony of any floor plan in the development. Sterling Breeze is a luxury beachfront resort just 1/2 mile west of Pier Park. This 1,365 sq. ft. residence lives like a beach house, with 2 bedrooms, 3 full baths, and a bunk room. It sleeps and rents like a 3-bedroom, offering strong value and excellent rental income potential. Sold fully furnished and rental-ready. Features include...Photos coming soon. Best of the best in sterling breeze! Center-of-building stack at great elevation, with the largest balcony of any floor plan in the development. Sterling Breeze is a luxury beachfront resort just 1/2 mile west of Pier Park. This 1,365 sq. ft. residence lives like a beach house, with 2 bedrooms, 3 full baths, and a bunk room. It sleeps and rents like a 3-bedroom, offering strong value and excellent rental income potential. Sold fully furnished and rental-ready. Features include 18-inch ceramic tile, 9' ceilings, and an efficient layout with Gulf and sunset views from the balcony, living room, dining area, kitchen, and primary suite. Immaculately maintained, with a private balcony made for alfresco dining and sunset evenings. This low-density boutique building has only 145 units, seven per floor, and a distinctive architectural design. Amenities include a heated overflow-edge pool and spa, fitness center, poolside internet café and wine bar, natural stone gas fire pit, seasonal beach service, and covered parking. The HOA structure is a standout. The association owns all commercial space in the building, and income from guest resort fees, front desk, beach service, and tiki bar rentals funds roughly one-third of the annual budget. The result: 2026 monthly assessments actually decreased, from $945 to $925. The association follows its Structural Integrity Reserve Study, holds over $1.9 million in reserves, and has over $1 million in operating cash. Luxury, location, and income potential on the Gulf. Schedule your private showing today!
5 days on Market
  • Listed by: John B Skinner Jr. • Keller Williams Realty Emerald
Last updated: 10/02/2026 10:58 AM • Source: CPAR, MLS#: 796181

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Location

Listing Courtesy of Keller Williams Realty Emerald
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$4,570 per month

30 year fixed, 7.03% Interest

Principal and Interest

$3,096

Property Taxes

$550

HOA Dues

$925

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Property Information for 16701 Front Beach Road, Unit 404

Property Details
  • Taxes: $6,596 / year
  • MLS Type: Residential / Condominium / Condominium
  • County: Bay County
  • Architectural Style: High Rise
  • Waterfront: Yes
  • Waterfront Features: Gulf, Shoreline Sand
  • Subdivision Name: Sterling Breeze
  • View: Gulf, Water
  • View: Yes
Building Information
  • Building/Complex: 16701 Front Beach Rd
  • Floor: 4
  • Year Built: 2008
Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: Located directly on the beach west of the FBR/79 intersection.
  • State Region: FL
  • Postal Code: 32413
  • Latitude: 30.219211
  • Longitude: -85.884743
  • State Or Province: FL
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0318 - Beach - Central South
Taxes and HOA Information
  • Parcel Number: 40001-175-016
  • Association Fee: $925.00
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Association Management, Cable Tv, Insurance, Internet, Legal Accounting, Maintenance Grounds, Water
  • Association: Yes
  • Tax Annual Amount: $6,596.17
  • Tax Legal Description: STERLING BREEZE CONDOMINIUM TYPE D UNIT 404 ORB 3021 P 2025 2BR 1BUNK 3BA 1365 H&C ORB 3052 P 1893 217 BALC
  • Tax Year: 2025
School Information
  • Elementary School: Hutchison Beach
  • High School: Arnold
  • Middle Or Junior School: Surfside
Parking
  • Attached Garage: No
  • Garage: No
Property
Lot Information
  • Building Area Total: 1365.0
  • Lot Size Dimensions: CONDO
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 2008
  • New Construction: No
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Available
Interior and Exterior Features
Exterior Features
  • Building Features: Dumpster
  • Exterior Features: Barbecue
  • Pool Features: Other, See Remarks, Community
  • Association Amenities: Other, See Remarks
  • Community Features: Beach, Elevator, Barbecue, Community Pool, Short Term Rental Allowed
  • Construction Materials: Concrete
  • Foundation Details: Pillar Post Pier
  • Patio And Porch Features: Balcony
  • Security Features: Fire Alarm, Smoke Detectors
Interior Features
  • Entry Level: 4
  • Bathrooms Full: 3
  • Bathrooms Total: 3
  • Bedrooms Total: 2
  • Rooms Total: 5
  • Cooling: Yes
  • Cooling: Central Air, Ceiling Fans
  • Heating: Yes
  • Heating: Central, Electric
  • Appliances: Electric Range, Electric Water Heater
  • Interior Features: Balcony, Double Vanity, Main Level Primary, Separate Shower, Walk In Closets
Room Information
Room 1
  • Room Dimensions: 25 x 7
  • Room Features: Balcony
  • Room Length: 25.0
  • Room Level: First
  • Room Type: Other
  • Room Width: 7.0
Room 2
  • Room Dimensions: 9.9 x 7.3
  • Room Length: 9.9
  • Room Level: First
  • Room Width: 7.3
Room 3
  • Room Dimensions: 11.2 x 11
  • Room Length: 11.2
  • Room Level: First
  • Room Type: Primary Bathroom
  • Room Width: 11.0
Room 4
  • Room Dimensions: 12.2 x 10.4
  • Room Length: 12.2
  • Room Level: First
  • Room Type: Primary Bedroom
  • Room Width: 10.4
Room 5
  • Room Description: Dining/Living Combo
  • Room Dimensions: 28 x 14
  • Room Length: 28.0
  • Room Level: First
  • Room Type: Dining Room
  • Room Width: 14.0
Multi Family
Multi-Family Information
  • Units Furnished: All Units
Rental
Rental Information
  • Occupant Type: Tenant

Property History for 16701 Front Beach Road, Unit 404

DateEvent & SourcePriceAppreciation
Oct 2, 2026

Listed (Active)

CPAR #796181

$579,900—
Aug 2, 2008

Sold

ECAR #498870

—
Aug 2, 2008

Listed (Active)

ECAR #498870

$649,999—
DateEvent & SourcePrice
10/02/2026

Listed (Active)

CPAR #796181

$579,900
08/02/2008

Sold

ECAR #498870

—
08/02/2008

Listed (Active)

ECAR #498870

$649,999

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 16701 Front Beach Road, Unit 404

Taxable ValueLand-Additions$512,219Total-
Tax Record2025$5,590 ($466 / month)
Home Facts
Beds2Total Finished SqFt1,365 SqFtAbove Grade Finished SqFt1,365 SqFtStyleCondominiumYear Built2008CountyBAYAPN40001-175-016

Schools near 16701 Front Beach Road, Unit 404

This home is within Bay District Schools.
Rating
School
Type
Grades
Distance
Public - PK to 12
Public - K to 5
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
Surfside Middle School
PublicPK to 12

Hutchison Beach Elementary School
PublicK to 5

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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16701 Front Beach Road, Unit 404 is a condo for sale in Panama City Beach, FL 32413. This property was listed for sale on October 2, 2026 by Keller Williams Realty Emerald, it's currently listed at $579,900. It has been on the market for a total of 5 days and was last sold on August 2, 2008. This listing's school district is Bay District Schools. Nearby schools include Surfside Middle School, Hutchison Beach Elementary School and J.R. Arnold High School. 16701 Front Beach Road, Unit 404 is a 2-bed, 3-bath, 1,365 sqft condo built in 2008.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Keller Williams Realty Emerald

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.