186 NW Whispering Pines Loop

$300,000
Price
3
Beds
2,682 Sq. Ft.
$112 / Sq. Ft.
2,682
Sq. Ft.
$112
per Sq. Ft.

Description

Seller Motivated... New roof in 2024! This custom-built home offers exceptional space and craftsmanship with 2,682 sq. ft. heated (4,428 sq. ft. under roof) and soaring 9–11 ft. ceilings. Enjoy multiple living areas, a formal dining room, and a spacious kitchen with custom cabinetry, newer appliances, and a walk-in pantry. The large primary suite features a jetted tub, walk-in shower, and double vanities. Two additional bedrooms share a Jack-and-Jill bath, each with private vanity and toilet. Relax...Seller Motivated... New roof in 2024! This custom-built home offers exceptional space and craftsmanship with 2,682 sq. ft. heated (4,428 sq. ft. under roof) and soaring 9–11 ft. ceilings. Enjoy multiple living areas, a formal dining room, and a spacious kitchen with custom cabinetry, newer appliances, and a walk-in pantry. The large primary suite features a jetted tub, walk-in shower, and double vanities. Two additional bedrooms share a Jack-and-Jill bath, each with private vanity and toilet. Relax on the covered deck or screened porch. Downstairs includes a three-stall garage, half bath, and flexible space for storage, hobbies, or office. City water, septic, two A/C units—priced to sell!
  1. Listed by Lynette Sirmon • All Realty Services

Property Details for 186 Northwest Whispering Pines Loop

Architectural Style
TwoStory, Traditional
Waterfront
No
Parking Features
ThreeCarGarage, ThreeOrMoreSpaces
Subdivision Name
Whispering Pines
View
None
View
No
LISTING UPDATED: 12/18/2025 03:03 PM

Property Details for 186 Northwest Whispering Pines Loop

StatusActive
MLS #385460
Days on Market245
Taxes-
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached
Year Built1992
Lot Size0.72 AC / 31,363 SF
CountyMadison County

Location

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Building Information for 186 Northwest Whispering Pines Loop

Stories2Year Built1992Building Size-Lot Size0.72 AC / 31,363 SF

Payment Calculator

$1,987 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,462

Property Taxes

$525

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 186 Northwest Whispering Pines Loop

Summary
Location and General Information
  • City: Madison
  • County Or Parish: Madison
  • Directions: From HWY 90 turn north onto Pickle Lane, right onto whispering pine loop, house is on the right
  • Postal Code: 32340
  • Latitude: 30.478087
  • Longitude: -83.433754
  • State Or Province: FL
  • Road Surface Type: Paved
Taxes and HOA Information
  • Parcel Number: 12079-21-1N-09-3599-009-00A
  • Association Fee: $.00
  • Association Fee Includes: None
  • Tax Block: 0
  • Tax Lot: 4
School Information
  • Elementary School: Madison County Central School
  • High School: Madison County High School
  • Middle Or Junior School: Madison County
Parking
  • Garage Spaces: 3.00
  • Garage: Yes
Property
Lot Information
  • Building Area Source: Assessor
  • Building Area Total: 2682.0
  • Lot Size Acres: 0.72
  • Lot Size Dimensions: 125x250x125x250
  • Living Area: 2682.0
  • Living Area Source: Assessor
Property and Assessments
  • Property Attached: No
  • Property Type: Residential
  • Property Sub Type: Detached
  • Property SubType Additional: Detached, SingleFamilyResidence
  • Year Built: 1992
  • Human Modified: No
Utilities
  • Sewer: SepticTank
Interior and Exterior Features
Exterior Features
  • Pool Private: No
  • Construction Materials: Brick
  • Patio And Porch Features: Covered, Deck, Porch, Screened
Interior Features
  • Other Equipment: Intercom
  • Stories: 2
  • Flooring: Carpet, Vinyl
  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 3
  • Cooling: Yes
  • Cooling: CentralAir, CeilingFans
  • Heating: Yes
  • Heating: Central
  • Appliances: Dryer, Dishwasher, Microwave, Oven, Range, Refrigerator, Washer
  • Fireplace: Yes
  • Interior Features: GardenTubRomanTub, HighCeilings, EntranceFoyer, Pantry, WalkInClosets
Room Information
Room 1
  • Room Dimensions: 15x16
  • Room Type: PrimaryBedroom
Room 2
  • Room Dimensions: 13x18
  • Room Type: LivingRoom
Room 3
  • Room Dimensions: 11x14
  • Room Type: Kitchen
Room 4
  • Room Dimensions: 23x10
  • Room Type: FamilyRoom
Room 5
  • Room Dimensions: 14x15
  • Room Type: DiningRoom
Room 6
  • Room Dimensions: 15x16
  • Room Type: Bedroom3
Room 7
  • Room Dimensions: 15x16
  • Room Type: Bedroom2
Rental
Rental Information
  • Lease Considered: No

Property History for 186 Northwest Whispering Pines Loop

DateEvent & SourcePriceAppreciation
Oct 16, 2025

Price Change

CATRS #385460

$300,000
Jun 9, 2025

Price Change

CATRS #385460

$350,000
May 5, 2025

Listed (Active)

CATRS #385460

$375,000
Apr 30, 2025

Expired

CATRS #377162

Feb 15, 2025

Price Change

CATRS #377162

$435,000
Sep 15, 2024

Listed (Active)

CATRS #377162

$465,000
Feb 28, 2017

Expired

CATRS #274284

Sep 27, 2016

Listed (Active)

CATRS #274284

$215,000
Nov 6, 2009

Sold

CATRS #197154

$199,900
Oct 22, 2009

Pending

CATRS #197154

Jun 26, 2009

Expired

CATRS #189573

Jun 19, 2009

Listed (Active)

CATRS #197154

$228,900
Oct 8, 2008

Listed (Active)

CATRS #189573

$230,000
DateEvent & SourcePrice
10/16/2025

Price Change

CATRS #385460

$300,000
06/09/2025

Price Change

CATRS #385460

$350,000
05/05/2025

Listed (Active)

CATRS #385460

$375,000
04/30/2025

Expired

CATRS #377162

02/15/2025

Price Change

CATRS #377162

$435,000
09/15/2024

Listed (Active)

CATRS #377162

$465,000
02/28/2017

Expired

CATRS #274284

09/27/2016

Listed (Active)

CATRS #274284

$215,000
11/06/2009

Sold

CATRS #197154

$199,900
10/22/2009

Pending

CATRS #197154

06/26/2009

Expired

CATRS #189573

06/19/2009

Listed (Active)

CATRS #197154

$228,900
10/08/2008

Listed (Active)

CATRS #189573

$230,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 186 Northwest Whispering Pines Loop

Taxable ValueLand$23,760Additions$417,045Total$440,805
Tax Record2025$6,300 ($525 / month)
Home Facts
Beds3Total Finished SqFt2,682 SqFtAbove Grade Finished SqFt2,682 SqFtStories2Lot Size31,363 SqFtStyleSingle Family ResidenceYear Built1992ZoningR1CountyMADISONAPN21-1N-09-3599-009-00A

Schools near 186 Northwest Whispering Pines Loop

This home is within Madison.
Rating
School
Type
Grades
Distance
Public - PK to 8
Public - 9 to 12
Charter - 9 to 12
Public - 6 to 12
Rating
School
Distance
Madison County Central School
PublicPK to 8

Madison County High School
Public9 to 12

Madison County Excel Alternative School
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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186 Northwest Whispering Pines Loop is a single family home for sale in Madison, FL 32340. This property was listed for sale on May 5, 2025 by All Realty Services, it's currently listed at $300,000. It has been on the market for a total of 245 days and was last sold on November 6, 2009. This listing's school district is Madison. Nearby schools include Madison County Central School, Madison County High School and James Madison Preparatory Charter High School. 186 Northwest Whispering Pines Loop is a 3-bed, 3-bath, 2,682 sqft single family home built in 1992.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of All Realty Services

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.