187 Lake Rd

Westerlo, NY 12023

$489,000
Price
4
Beds
2,584 Sq. Ft.
$189 / Sq. Ft.
2,584
Sq. Ft.
$189
per Sq. Ft.
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Open: 5/2 11:00AM - 01:00PMNew
Open: 5/2 11:00AM - 01:00PMNew
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Description

Welcome to 187 Lake Rd--an exceptional lake-access home completely furnished offering the perfect blend of year-round living, vacation home retreat, and Airbnb investment opportunity near beautiful Lake Onderdonk. Situated on 3.4 private acres, this property provides a rare combination of privacy, land, and water proximity, located directly across the street from the lake with convenient public lake access nearby. Tucked away in a serene, wooded setting, this move-in ready home delivers both comfort...Welcome to 187 Lake Rd--an exceptional lake-access home completely furnished offering the perfect blend of year-round living, vacation home retreat, and Airbnb investment opportunity near beautiful Lake Onderdonk. Situated on 3.4 private acres, this property provides a rare combination of privacy, land, and water proximity, located directly across the street from the lake with convenient public lake access nearby. Tucked away in a serene, wooded setting, this move-in ready home delivers both comfort and character. The interior features a dramatic vaulted ceiling living room filled with natural light, creating an open-concept feel ideal for entertaining. A stunning loft overlooking the main living space, accessed by a striking three-story spiral staircase, adds unique architectural appeal and flexible living space--perfect for a home office, guest area, or creative studio. Additional highlights include a full basement for storage, plus two separate heating systems, offering energy efficiency and functionality for all seasons. A major value-add is the large detached garage with upgrades, featuring a second-floor apartment space with income potential. Ideal for an in-law suite, guest house, short-term rental (Airbnb), or long-term rental income, this versatile structure significantly enhances the property's investment potential. In excellent condition, this property checks all the boxes for buyers seeking a private lake-area home, multi-use property, or income-producing real estate. Don't miss this unique opportunity to own a versatile property near Lake Onderdonk with endless possibilities.
  1. Listed by Jillian Breck • Howard Hanna Capital Inc
    P: (518)-225-4799 C: (518)-225-4799 breck30@outlook.com

Property Details for 187 Lake Road

Waterfront Features
Lake/River Across Rd
View
Lake, Water
Architectural Style
Contemporary
Body of Water Name
Onderdonk Lake
Zoning
Single Residence
Waterfront
Yes
Parking Total
6.00

Open Houses

Saturday, May 2nd11:00 AM - 1:00 PM
PublicView contact
LISTING UPDATED: 05/01/2026 10:28 AM

Property Details for 187 Lake Road

StatusActive
MLS #202616079
Days on Market1
Taxes$4,427 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1978
Lot Size3.40 AC / 148,104 SF
CountyAlbany County
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Location

Listing Courtesy of Howard Hanna Capital Inc
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Building Information for 187 Lake Road

Stories-Year Built1978Building Size-Lot Size3.40 AC / 148,104 SF

Payment Calculator

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$2,831 per month

30 year fixed, 6.46% Interest

Principal and Interest

$2,462

Property Taxes

$369

HOA Dues

$0

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Property Information for 187 Lake Road

Summary
Location and General Information
  • Postal City: Berne
  • Directions: 85 west to Lake Rd
  • City: Westerlo
  • State Or Province: NY
  • Postal Code: 12023
  • County Or Parish: Albany
  • Latitude: 42.55
  • Longitude: -74.09
Taxes and HOA
  • Association Fee: $.00
  • Association: No
  • Tax Lot: 28.000
  • Tax Block: 2
  • Parcel Number: 013800 115.3-2-28
  • Tax Tract: 115.03
  • Tax Annual Amount: $4,426.51
Parking
  • GarageSpaces: 4.00
  • Attached Garage: No
  • Parking Features: Stone, Detached, Driveway
School Information
  • School District: Berne Knox
Property
Property and Assessments
  • Possession: At Closing
  • Property Type: Residential,Single Family Residence
  • Property Type Label: Residential
Lot Information
  • Lot Features: Secluded, Level, Mountain(s), Private, Sloped, Wooded, Landscaped
  • Year Built: 1978
  • Lot Size Dimensions: 148104
  • New Construction: No
  • Above Grade Finished Area: 2584.0
  • Above Grade Finished Area Source: See Remarks
  • Below Grade Finished Area: 0.0
  • Below Grade Finished Area Source: CRS
  • Lot Size Acres: 3.4
  • Lot Size Area: 3.4
  • Lot Size Units: Acres
  • Lot Size Square Feet: 148104.0
Building Information
  • Living Area: 2584.0
Utilities
  • Other Equipment: None
Interior and Exterior Features
Exterior Features
  • Patio And Porch Features: Deck
  • Other Structures: Barn(s)
  • Exterior Features: Barn
  • Fencing: Stone
  • Laundry Features: In Basement
Interior Features
  • Interior Features: Paddle Fan, Vaulted Ceiling(s), 1 Family + In-Law, Cathedral Ceiling(s), Eat-in Kitchen
  • Heating: Propane Tank Leased, Wood, Zoned
  • Roof: Metal, Asphalt
  • Flooring: Vinyl, Wood, Carpet
  • Basement: Full, Unfinished
  • Construction Materials: Wood Siding
  • Cooling: None
  • Foundation Details: Block
  • Cooling: No
  • Heating: Yes
  • Fireplace: Yes
  • Appliances: Dishwasher, Oven, Range, Refrigerator
  • Fireplace Features: Living Room
  • Fireplaces Total: 1
  • Attic Features : Dormer: Yes
  • Dining Room Type : Formal Dining Room: Yes
Room Information
Room Information
  • Rooms Total: 10
  • Room Type: Full Bathroom, Kitchen, Living Room, Dining Room, Bedroom, Half Bathroom
Bathrooms
  • Bathrooms Total Integer: 3
  • Bathrooms Total Decimal: 2.50
  • Bathrooms Total Notational: 2.10
  • Bedrooms Total: 4
  • Bathrooms Full: 2
  • Bathrooms Half: 1
Kitchen
  • Kitchen Features : Eat-in Kitchen: Yes
Room 1
  • RoomType: Full Bathroom
  • RoomLevel: First
Room 2
  • RoomType: Kitchen
  • RoomLevel: First
Room 3
  • RoomType: Living Room
  • RoomLevel: First
Room 4
  • RoomType: Dining Room
  • RoomLevel: First
Room 5
  • RoomType: Bedroom
  • RoomLevel: First
Room 6
  • RoomType: Bedroom
  • RoomLevel: Second
Room 7
  • RoomType: Bedroom
  • RoomLevel: Second
Room 8
  • RoomType: Half Bathroom
  • RoomLevel: Second
Room 9
  • RoomType: Bedroom
  • RoomLevel: Second
Room 10
  • RoomType: Full Bathroom
  • RoomLevel: Second
Unit Information
Unit 1
  • Unit Detail : Kitchen: True
Rental
Rental Information
  • Land Lease: No

Property History for 187 Lake Road

DateEvent & SourcePriceAppreciation
Apr 30, 2026

Listed (Active)

GLOBAL MLS #202616079

$489,000—
Oct 12, 2021

Sold

GLOBAL MLS #202124771

$285,000—
Sep 16, 2021

Pending

GLOBAL MLS #202124771

—
DateEvent & SourcePrice
04/30/2026

Listed (Active)

GLOBAL MLS #202616079

$489,000
10/12/2021

Sold

GLOBAL MLS #202124771

$285,000
09/16/2021

Pending

GLOBAL MLS #202124771

—

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 187 Lake Road

Taxable ValueLand$200Additions$1,300Total$1,500
Home Facts
Beds2Baths1.5Total Finished SqFt1,584 SqFtAbove Grade Finished SqFt1,584 SqFtStories2Lot Size148,104 SqFtStyleSingle Family ResidenceYear Built1978ZoningRDACountyALBANYAPN013800 115.3-2-28Fireplace TypeHas Fireplace

Schools near 187 Lake Road

This home is within Berne-Knox-Westerlo Central School District.
Rating
School
Type
Grades
Distance
Berne Knox Westerlo Elementary School
Public - PK to 6
Berne Knox Westerlo Junior Senior High School
Public - 7 to 12
Rating
School
Distance
Berne Knox Westerlo Elementary School
PublicPK to 6

Berne Knox Westerlo Junior Senior High School
Public7 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 187 Lake Road, Westerlo, NY 12023

187 Lake Road is a single family home for sale in Westerlo, NY 12023. This property was listed for sale on April 30, 2026 by Howard Hanna Capital Inc, it's currently listed at $489,000. It has been on the market for a total of 1 days and was last sold on October 12, 2021. This listing's school district is Berne-Knox-Westerlo Central School District. Nearby schools include Berne Knox Westerlo Elementary School and Berne Knox Westerlo Junior Senior High School. 187 Lake Road is a 4-bed, 3-bath, 2,584 sqft single family home built in 1978.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Howard Hanna Capital Inc

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