190 E Water St

Inlet Beach, FL 32461

$3,595,000
Price
4
Beds
2,344 Sq. Ft.
$1,534 / Sq. Ft.
2,344
Sq. Ft.
$1,534
per Sq. Ft.
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Description

A classic and charming coastal home located in the heart of Rosemary Beach. This exquisite and pristine residence with garage and carriage house was designed by architect Frank Greene. As you enter the home from the front porch you are welcomed into an inviting open living, dining and kitchen area, with an abundance of light and exposed beams. A gas fireplace in the dining area creates a warm, cozy feeling. Large kitchen marble island and designer lighting are just some of the amazing elements of...A classic and charming coastal home located in the heart of Rosemary Beach. This exquisite and pristine residence with garage and carriage house was designed by architect Frank Greene. As you enter the home from the front porch you are welcomed into an inviting open living, dining and kitchen area, with an abundance of light and exposed beams. A gas fireplace in the dining area creates a warm, cozy feeling. Large kitchen marble island and designer lighting are just some of the amazing elements of this space. As you approach the second floor, you will notice the incredible custom washed pecky cypress wood wall, and the beautiful red stained glass windows that were rescued from an old home in Louisiana. This floor hosts the master bedroom with private en-suite bath, along with the two additional guest bedrooms. The peaceful and private courtyard encompasses a lounge area, summer kitchen, wood burning fireplace and water fountain features. This is one of the most charming courtyards in Rosemary. The outdoor space includes access to the carriage house located above the garage. The carriage house offers an open living, dining and kitchen space with 2nd story private bedroom and bath. This delightful space also has 2 small built-in beds in the living area that can be closed off for privacy. This immaculate residence has been lovingly and meticulously cared for with notable attention to detail. Rosemary Beach embraces the principles of traditional town planning with a pedestrian friendly design. Allow us to say welcome home... you'll be happy to be here!
  1. Listed by Clark & Mitchell Group • Brokerage DRE #1038869 • Rosemary Beach Realty LLC
    P: (850)-428-7635 C: (850)-428-7635 amitchell@rosemarybeachrealty.com

Property Details for 190 East Water Street

Zoning
Resid Single Family
Architectural Style
Beach House
Subdivision Name
ROSEMARY BEACH

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LISTING UPDATED: 04/01/2026 10:32 PM

Property Details for 190 East Water Street

StatusActive
MLS #995450
Days on Market44
Taxes$18,999 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached Single Family
Year Built2000
Lot Size0.06 AC / 2,613 SF
CountyWalton County
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Location

Listing Courtesy of Rosemary Beach Realty LLC
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Building Information for 190 East Water Street

Stories2Year Built2000Building Size-Lot Size0.06 AC / 2,613 SF

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$19,030 per month

30 year fixed, 6.11% Interest

Principal and Interest

$17,447

Property Taxes

$1,583

HOA Dues

$0

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Property Information for 190 East Water Street

Summary
Location and General Information
  • Community Features: Beach, Community Room, Deed Access, Exercise Room, Fishing, Pavillion/Gazebo, Pets Allowed, Picnic Area, Playground, Pool, Tennis, TV Cable, Waterfront
  • Directions: From Highway 30A, turn North onto E. Water Street. House is on left side of street about 2 blocks down.
  • Road Frontage Type: Private Road
  • MLS Area Minor: 1804 - S. of 98 East of Camp Creek
  • MLS Area Major: 18 - 30A East
  • Latitude: 30.280043
  • Longitude: -86.013536
  • Location Tax and Legal:Sub Area: 1804 - S. of 98 East of Camp Creek
  • Location Tax and Legal:Elementary School: Dune Lakes
  • Location Tax and Legal:Middle School: Emerald Coast
  • Location Tax and Legal:High School: South Walton
  • Location Tax and Legal:Legal Description: LOT 2 BLK 32 ROSEMARY BEACH PH 6 S/D PB 13-30 OR 1865-195 OR 3152-4075
  • Project Facilities: Beach, Community Room, Deed Access, Exercise Room, Fishing, PavillionGazebo2, Pets Allowed2, Picnic Area, Playground, Pool2, Tennis, TV Cable3, Waterfront
  • Garage: true
Taxes and HOA
  • Association Fee Includes: Accounting, Ground Keeping, Internet Service, Land Recreation, Management, Master Association, Security, Cable TV
  • Tax Legal Description: LOT 2 BLK 32 ROSEMARY BEACH PH 6 S/D PB 13-30 OR 1865-195 OR 3152-4075
  • Parcel Number: 35-3S-18-16064-032-0020
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $18,999
  • Listing Info Tax Legal:Last Taxes: $18,999
  • Listing Info Tax Legal:Last Tax Year: 2025.0
School Information
  • Elementary School: Dune Lakes
  • Middle Or Junior School: Emerald Coast
  • High School: South Walton
Parking
  • Carport YN: Yes
  • Attached Garage YN: No
  • Parking Features: Garage, Carport, Guest
  • Covered Spaces: 2.0
  • Garage Spaces: 1.0
  • General Property Info:Covered Spaces: 2.0
  • General Property Info:Driveway Spaces: 1.0
  • Parking Features: Carport3, Garage3, Guest
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 32 x 78
  • Lot Size Acres: 0.06
  • Lot Size Area: 0.06
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Other Structures: Guest Quarters
  • Lot Features: Restrictions, Within 1/2 Mile to Water
  • Building Area Total: 2344.0
  • Lot Size Square Feet: 2613.6
  • General Property Info:SqFt Source: County PA Records
  • LotParcel Access: Paved Road, Private Road
  • Lot Features: Restrictions, Within 12 Mile to Water
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2025.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 2000.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Beach House
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Block, Concrete, Roof Metal, Stucco, Trim Wood
  • Occupancy Status: Occupied
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, TV Cable, Underground
  • Electric: True
  • Utilities: Electric, Gas - Natural, Public Sewer, Public Water, TV Cable, Underground
  • Energy: AC - 2 or More, AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony, Columns, Shower, Summer Kitchen
  • Construction Materials: Concrete, Block, Stucco, Trim Wood
  • Stories: 2.0
  • Pool Features: Pool Type
  • Patio And Porch Features: Patio Covered, Patio Open, Porch
  • Fencing: Fenced Lot-Part
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Community
  • Exterior: Balcony, Columns, Fenced Lot-Part, Fireplace2, Guest Quarters, Patio Covered, Patio Open, Porch, Shower, Summer Kitchen
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fans, Central Air
  • Interior Features: Built-In Bookcases, Ceiling Beamed, Ceiling Crwn Molding, Ceiling Vaulted, Guest Quarters, Kitchen Island, Lighting Recessed, Shelving, Washer/Dryer Hookup
  • Fireplace Features: Fireplace Gas, Fireplace
  • Flooring: Floor Hardwood, Floor Laminate, Floor Tile
  • Window Features: Window Treatment All
  • Room Type: Living Room, Dining Area, Kitchen, Half Bathroom, Master Bedroom, Master Bathroom, Bedroom, Full Bathroom, Garage
  • Rooms Total: 16.0
  • Bathrooms Total Integer: 5.0
  • Bathrooms Total Decimal: 4.0
  • Bathrooms Total Notational: 3.2
  • Cooling YN: Yes
  • Heating YN: Yes
  • Fireplace YN: Yes
  • Bedrooms Total: 4.0
  • Bathrooms Full: 3.0
  • Bathrooms Half: 2.0
  • Interior: Built-In Bookcases, Ceiling Beamed, Ceiling Crwn Molding, Ceiling Vaulted, Fireplace Gas, Floor Hardwood, Floor Laminate, Floor Tile, Furnished - Some, Guest Quarters2, Kitchen Island, Lighting Recessed, Shelving, WasherDryer Hookup, Window Treatment All
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator WIceMk, StoveOven Gas, Washer
Room Information
Room 1
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 18.0
  • Room Width: 18.0
  • Room Dimensions: 18 x 18
Room 2
  • Room Type: Dining Area
  • Room Level: First
  • Room Length: 16.0
  • Room Width: 9.5
  • Room Dimensions: 16 x 9.5
Room 3
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 16.0
  • Room Width: 10.5
  • Room Dimensions: 16 x 10.5
Room 4
  • Room Type: Half Bathroom
  • Room Level: First
  • Room Length: 7.25
  • Room Width: 3.25
  • Room Dimensions: 7.25 x 3.25
Room 5
  • Room Type: Master Bedroom
  • Room Level: Second
  • Room Length: 16.75
  • Room Width: 12.75
  • Room Dimensions: 16.75 x 12.75
Room 6
  • Room Type: Master Bathroom
  • Room Level: Second
  • Room Length: 6.75
  • Room Width: 8.0
  • Room Dimensions: 6.75 x 8
Room 7
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 11.5
  • Room Dimensions: 11.5 x 10
Room 8
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 11.5
  • Room Width: 10.0
  • Room Dimensions: 11.5 x 10
Room 9
  • Room Type: Full Bathroom
  • Room Level: Second
  • Room Length: 8.25
  • Room Width: 6.67
  • Room Dimensions: 8.25 x 6.67
Room 10
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 13.0
  • Room Width: 11.25
  • Room Description: in the Carriage House
  • Room Dimensions: 13 x 11.25
Room 11
  • Room Type: Dining Area
  • Room Level: First
  • Room Length: 13.0
  • Room Width: 7.0
  • Room Description: in the Carriage House
  • Room Dimensions: 13 x 7
Room 12
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 9.0
  • Room Width: 7.0
  • Room Description: in the Carriage House
  • Room Dimensions: 9 x 7
Multi Family
Multi Family Information
  • Furnished: Furnished - Some
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 190 East Water Street

DateEvent & SourcePriceAppreciation
Mar 4, 2026

Listed (Active)

ECAR #995450

$3,595,000—
Feb 21, 2026

Pending

ECAR #995450

—
Feb 16, 2026

Listed (Active)

ECAR #995450

$3,595,000—
Jul 30, 2020

Sold (Public Record)

Public Record #675801520

$1,930,000—
Jul 30, 2020

Sold

ECAR #847838

$1,930,000—
Jun 17, 2020

Pending

ECAR #847838

—
Jun 4, 2020

Listed (Active)

ECAR #847838

$1,995,000—
DateEvent & SourcePrice
03/04/2026

Listed (Active)

ECAR #995450

$3,595,000
02/21/2026

Pending

ECAR #995450

—
02/16/2026

Listed (Active)

ECAR #995450

$3,595,000
07/30/2020

Sold (Public Record)

Public Record #675801520

$1,930,000
07/30/2020

Sold

ECAR #847838

$1,930,000
06/17/2020

Pending

ECAR #847838

—
06/04/2020

Listed (Active)

ECAR #847838

$1,995,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 190 East Water Street

Taxable ValueLand$850,000Additions$1,407,405Total$2,257,405
Tax Record2024$18,881 ($1,573 / month)
Home Facts
Beds3Total Finished SqFt1,608 SqFtAbove Grade Finished SqFt1,608 SqFtStories2Lot Size2,483 SqFtStyleSingle Family ResidenceYear Built2004CountyWALTONAPN35-3S-18-16064-032-0020Fireplace TypeHas Fireplace

Schools near 190 East Water Street

This home is within Walton.
Rating
School
Type
Grades
Distance
Dune Lakes Elementary School
Public - K to 5
Emerald Coast Middle School
Public - 6 to 8
South Walton High School
Public - 9 to 12
WALTON VIRTUAL SCHOOL WCSD-7023
Public - K to 12
Rating
School
Distance
Dune Lakes Elementary School
PublicK to 5

Emerald Coast Middle School
Public6 to 8

South Walton High School
Public9 to 12

WALTON VIRTUAL SCHOOL WCSD-7023
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 190 East Water Street, Inlet Beach, FL 32461

190 East Water Street is a single family home for sale in Inlet Beach, FL 32461. This property was listed for sale on February 16, 2026 by Rosemary Beach Realty LLC, it's currently listed at $3,595,000. It has been on the market for a total of 44 days and was last sold on July 30, 2020. This listing's school district is Walton. Nearby schools include Dune Lakes Elementary School, Emerald Coast Middle School and South Walton High School. 190 East Water Street is a 4-bed, 5-bath, 2,344 sqft single family home built in 2000.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Rosemary Beach Realty LLC

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.