190 Ray Street

Closed 8/31/26

Sold

Last Sold Price

$685,000

5 beds3 baths3,307 sqft$207/sqft

190 Ray St, Manchester, NH 03104

Multi FamilyProperty Type

7,840 sq ftLot Size

1870Year Built

$207/sq ftPrice per sq ft

1 carParking Spaces

Description

Opportunity knocks with this well-maintained three-family property located in Manchester's desirable North End, offering the perfect blend of immediate cash flow and long-term investment potential. Featuring two spacious 2-bedroom, 1-bath units and one 1-bedroom, 1-bath unit, all three apartments are currently occupied with month-to-month leases, providing flexibility for investors or owner-occupants alike. Current rental income totals $5,400 per month ($64,800 annually), with separate utilities...Opportunity knocks with this well-maintained three-family property located in Manchester's desirable North End, offering the perfect blend of immediate cash flow and long-term investment potential. Featuring two spacious 2-bedroom, 1-bath units and one 1-bedroom, 1-bath unit, all three apartments are currently occupied with month-to-month leases, providing flexibility for investors or owner-occupants alike. Current rental income totals $5,400 per month ($64,800 annually), with separate utilities allowing tenants to pay their own heat, hot water, and electricity. Built in 1870 with classic Colonial charm, the property offers over 3,300 square feet of finished living space and features hardwood, laminate, and carpet flooring, public water and sewer, natural gas and oil heat, plus off-street parking. Conveniently located just minutes from downtown Manchester, schools, hospitals, shopping, restaurants, and major commuter routes, this is an ideal addition to any investment portfolio or a fantastic opportunity to offset your mortgage with rental income. Whether you're looking to expand your portfolio or purchase your first multi-family property, 190 Ray Street delivers strong income, an excellent location, and tremendous upside. Don't miss your chance to own this solid North End investment.

Sold By Elite Realty Experts

Listed by: Mark Lynch • RE/MAX Synergy Cell: 603-233-7744

Listing closed: 08/31/2026 12:00 AM • Source: New England Real Estate Network, MLS#: 5100708

Get preapproved with Rocket Mortgage¹

Location

Add your commute

Payment Calculator

Get preapproved with Rocket Mortgage¹

$4,154 per month

30 year fixed, 6.55% Interest

Principal and Interest

$3,482

Property Taxes

$672

HOA Dues

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Property Information for 190 Ray Street

Property Details

Taxes: $8,065 / year
MLS Type: Multi Family
County: Hillsborough County
Water View: No
Zoning: Res

Building Information

Stories: 3
Residences: 3
Year Built: 1870
Lot Size: 0.18 AC / 7,840 SF

Summary

Location and General Information

City: Manchester
County: NH-Hillsborough

Latitude: 43.010757845200480
Longitude: -71.462049347221381
Road Frontage: TBD
Seasonal: No
State: NH
Street Designation: Street
Map: 0403
Zip Code: 03104

Taxes and HOA Information

Tax Year: 2024
Taxes TBD: No

Parking

Garage: No
Driveway: Concrete

Property

Lot Information

Block: 0022
Lot: 0

Lot Features: Near Shopping, Near Hospital, Near School(s)
Lot Size Acres: 0.18
Total Finished Area: 3307.0
Above Grade Finished Area: 2979.0
Above Grade Finished Area Source: Public Records
Above Grade Unfinished Area: 108.0
AboveGradeUnfinishedAreaSource: Public Records
Below Grade Finished Area: 328.0
Below Grade Finished Area Source: Public Records
Below Grade Unfinished Area: 1125.0
BelowGradeUnfinishedAreaSource: Public Records
Lot Size Square Feet: 7841.0
Total Area: 4540.0

Property and Assessments

Assessment Amount: $411,900
Assessment Year: 2024

Property Class: Multi-Family
Property Condition: Existing
Easements: Unknown
Flood Zone: Unknown
PreConstruction: No
Surveyed: Unknown
Year Built: 1870

Utilities

Electric: 100 Amp Service, Circuit Breaker(s)
Sewer: Public

Water Source: Public
Utilities: Cable
Total Gas Meters: 2
Total Electric Meters: 3
Separate Utilities: Yes
Internet: Cable Internet

Interior and Exterior Features

Exterior Features

Color: Tan
Construction Materials: Aluminum Siding

Roof: Asphalt Shingle
Total Ranges: 3

Interior Features

Basement: Yes
Basement Access Type: Walk-up

Basement Description: Concrete Floor, Partially Finished, Walkout
Total Full Baths: 3
Flooring: Carpet, Hardwood, Laminate
Heating: Natural Gas, Oil
Cooling: Wall AC Units
Total Refrigerators: 3
Total Rooms Above Ground: 13
Total Stories: 3
Total Water Heaters: 3
Trash: Curbside
Bathrooms Full: 3
Bathrooms Half: 0
Bedrooms Total: 5

Multi Family

Multi-Family Information

Total Units: 3
Total 1 BR Units: 1

Total 2 BR Units: 2
Total 3+ BR Units: 0
Total Heat Units: 3

Unit Information

Unit 1

Unit 1 Style: Garden
Unit 1 Baths: 1

Unit 1 Bedrooms: 2
Unit 1 Lease Term: Month to Month
Unit 1 Level Number: 1
Unit 1 Rental Amt Freq: Monthly
Unit 1 Status: Leased
Unit 1 Rental Amount: $2,200.00
Unit 1 Tenant Pays: Electric, Heat, Hot Water
Unit 1 Info: Ceiling Fan, Natural Gas Heat, Laundry Hookup, Porch, Electric Range, Refrigerator, Smoke Detector, Storage

Unit 2

Unit 2 Lease Term: Month to Month
Unit 2 Style: Garden

Unit 2 Baths: 1
Unit 2 Status: Leased
Unit 2 Level Number: 2
Unit 2 Rental Amt Freq: Monthly
Unit 2 Bedrooms: 2
Unit 2 Rental Amount: $1,800.00
Unit 2 Info: Ceiling Fan, Natural Gas Heat, Laundry Hookup, Porch, Electric Range, Refrigerator, Smoke Detector, Storage
Unit 2 Tenant Pays: Electric, Heat, Hot Water

Unit 3

Unit 3 Lease Term: Month to Month
Unit 3 Baths: 1

Unit 3 Rental Amt Freq: Monthly
Unit 3 Status: Leased
Unit 3 Style: Garden
Unit 3 Bedrooms: 1
Unit 3 Rental Amount: $1,400.00
Unit 3 Info: Ceiling Fan, Oil Heat, Electric Range, Refrigerator, Smoke Detector, Storage
Unit 3 Tenant Pays: Electric, Heat, Hot Water

Rental

Rent Information

Total Leases: 3

Property History for 190 Ray Street

Date	Event & Source	Price	Appreciation
Aug 31, 2026	Sold New England Real Estate Network #5100708	$685,000	—
Jul 25, 2026	Pending New England Real Estate Network #5100708		—
Jul 25, 2026	Active Under Contract New England Real Estate Network #5100708		—
Jul 20, 2026	Listed (Active) New England Real Estate Network #5100708	$649,900	—

Date	Event & Source	Price
08/31/2026	Sold New England Real Estate Network #5100708	$685,000
07/25/2026	Pending New England Real Estate Network #5100708	—
07/25/2026	Active Under Contract New England Real Estate Network #5100708	—
07/20/2026	Listed (Active) New England Real Estate Network #5100708	$649,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 190 Ray Street

Taxable ValueLand$128,300Additions$283,600Total$411,900

Tax Record2024$8,065 ($672 / month)

Home Facts

Baths3Total Finished SqFt2,979 SqFtAbove Grade Finished SqFt2,979 SqFtStories3Lot Size7,650 SqFtStyleTriplexYear Built1870Year Renovated1870CountyHILLSBOROUGHAPNMNCH M:0403 B:000 L:0022

Schools near 190 Ray Street

This home is within Manchester School District.


Rating	School	Type	Grades	Distance
6/10	Webster School	Public - Serves this home	PK to 4	0.5 mi
4/10	Hillside Middle School	Public - Serves this home	5 to 8	1.3 mi
3/10	Manchester Central High School	Public - Serves this home	9 to 12	1.3 mi
2/10	Henry Wilson Elementary School	Public - Nearby school	K to 5	1.9 mi
2/10	Manchester School Of Technology (High School)	Public - Choice school	9 to 12	3.6 mi
NR	Mount Saint Mary Academy	Private - Nearby school	PK to 8	0.3 mi
NR	St Catherine Of Siena School	Private - Nearby school	PK to 6	0.6 mi
NR	Ny Youth Development Center/Sysc	Private - Nearby school	7 to 12	0.8 mi


Rating	School	Distance
6/10	Webster School PublicPK to 4 Serves this home	0.5 mi
4/10	Hillside Middle School Public5 to 8 Serves this home	1.3 mi
3/10	Manchester Central High School Public9 to 12 Serves this home	1.3 mi
2/10	Henry Wilson Elementary School PublicK to 5 Nearby school	1.9 mi
2/10	Manchester School Of Technology (High School) Public9 to 12 Choice school	3.6 mi
NR	Mount Saint Mary Academy PrivatePK to 8 Nearby school	0.3 mi
NR	St Catherine Of Siena School PrivatePK to 6 Nearby school	0.6 mi
NR	Ny Youth Development Center/Sysc Private7 to 12 Nearby school	0.8 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

New listings in 03104

1/32

$475,000

4
Bedrooms: 2
Bathrooms: 2,136
Square Feet: 0.09
Acres

644 Pine Street, Manchester, NH 03104

$450,000 | 190 Chase Way, Unit 190, Manchester, NH 03104

1/43

Active Under Contract

$450,000

3
Bedrooms: 3
Bathrooms: 2,165
Square Feet

190 Chase Way, Unit 190, Manchester, NH 03104

1/28

$669,000

4
Bedrooms: 3
Bathrooms: 3,100
Square Feet: 0.29
Acres

75 North Acres Road, Manchester, NH 03104

1/19

$688,000

6
Bedrooms: 5
Bathrooms: 3,396
Square Feet: 0.1
Acres

729 Pine Street, Manchester, NH 03104

$489,900 | 2263 Elm Street, Manchester, NH 03104

1/29

Active Under Contract

$489,900

3
Bedrooms: 3
Bathrooms: 1,750
Square Feet: 0.21
Acres

2263 Elm Street, Manchester, NH 03104

$459,999 | 29 Sherburne Street, Manchester, NH 03104

1/11

Active Under Contract

$459,999

3
Bedrooms: 1
Bathrooms: 1,656
Square Feet: 0.32
Acres

29 Sherburne Street, Manchester, NH 03104

1/33

$445,000

2
Bedrooms: 1
Bathrooms: 1,155
Square Feet: 0.15
Acres

857 Union Street, Manchester, NH 03104

$799,900 | 9 Tennyson Drive, Manchester, NH 03104

1/52

Active Under Contract

$799,900

4
Bedrooms: 3
Bathrooms: 3,586
Square Feet: 0.38
Acres

9 Tennyson Drive, Manchester, NH 03104

1/44

$459,000

3
Bedrooms: 3
Bathrooms: 2,001
Square Feet: Unavailable
Acres

12 Charles Chase Way, Manchester, NH 03104

Nearby home values

Address	Sold price	Beds	Baths	Sqft	Lot (Sqft)
This home: 190 Ray Street, Manchester, NH 03104	$685,000	5	3	3,307	7,840
202 Ray Street, Manchester, NH 03104	$155,000	2	2	–	0
182 Ray Street, Manchester, NH 03104	–	3	1.5	2,240	7,283
212 Ray Street, Manchester, NH 03104	$314,900	3	2	1,523	8,712
111 North Adams Street, Manchester, NH 03104	$320,000	–	3	3,692	8,800
189 Ray Street, Manchester, NH 03104	$310,000	3	2	1,894	6,000
115 North Adams Street, Manchester, NH 03104	$728,000	4	3	2,428	6,969
183 Ray Street, Manchester, NH 03104	$339,900	3	3	2,254	6,098
201 Ray Street, Manchester, NH 03104	$310,000	4	3	2,686	6,098
117-119 North Adams Street, Manchester, NH 03104	$663,000	7	3	3,447	6,969
117 North Adams Street, Manchester, NH 03104	$663,000	–	3	3,447	6,900
82 Clarke Street, Manchester, NH 03104	$220,000	6	3	3,198	5,662
209 Ray Street, Manchester, NH 03104	$575,000	–	2	2,122	6,969
99 North Adams Street, Manchester, NH 03104	$530,000	4	2	1,848	6,534
80 Clarke Street, Manchester, NH 03104	–	4	2.5	2,509	5,500
228 Ray Street, Manchester, NH 03104	–	3	1.5	2,046	8,580

Explore Nearby Homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of RE/MAX Synergy

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 09/07/2026 06:04 AM

Know your buying power with a preapproval and custom rate in minutes

Explore Nearby Homes

Homes in Nearby Manchester North End Neighborhoods

Homes in Nearby Manchester North End Cities

Homes in Nearby Manchester North End Zip Codes