1915 Smugglers Cove Rd

St. George Island, FL 32328

$1,599,000
Price
4
Beds
1,830 Sq. Ft.
$874 / Sq. Ft.
1,830
Sq. Ft.
$874
per Sq. Ft.
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Description

Beautiful Waterfront Vacation Home for Sale “Come for the view — stay for the privacy, private dock, and boat slip.” Welcome to your dream coastal retreat. Nestled on a quiet waterfront cove with 210 feet of shoreline, this stunning 4-bedroom, 3-bathroom home offers breathtaking, unobstructed views of Smuggler's Cove Bay, exceptional privacy, and direct water access with a private dock and boat slip. Set on a wooded one-acre lot, the home is surrounded by natural beauty and tranquility. Expansive...Beautiful Waterfront Vacation Home for Sale “Come for the view — stay for the privacy, private dock, and boat slip.” Welcome to your dream coastal retreat. Nestled on a quiet waterfront cove with 210 feet of shoreline, this stunning 4-bedroom, 3-bathroom home offers breathtaking, unobstructed views of Smuggler's Cove Bay, exceptional privacy, and direct water access with a private dock and boat slip. Set on a wooded one-acre lot, the home is surrounded by natural beauty and tranquility. Expansive picture windows fill the spacious living area with natural light while perfectly framing the spectacular waterfront scenery. Built in 1994 by renowned local builder Carl Hoffman, this home has been lovingly maintained and thoughtfully updated over the years. Unlike many vacation properties, it has not been rented in years and has instead been carefully cared for by a family who spend six months each year enjoying it as their seasonal home. Many upgrades are afforded you, including; hurricane shutters, newly replaced tin roof (2024), weathered cedar siding (power washed 2025), upgraded electrical box, whole house wired for generator (2018), Gas Fireplace, Water Heater replaced (2026), Sewer “Aerobic” septic tank, two car covered garage with 3 separate storage compartments, ample space for your perfect outdoor kitchen. All furnishings are negotiable. Located within The Plantation, a prestigious private gated community with 24-hour roaming security, residents enjoy exclusive amenities including: Private airfield. Community beach. Clubhouse. Swimming pool, Exercise room, Pickleball courts, Tennis courts This is a rare opportunity to own a beautifully maintained waterfront getaway offering privacy, comfort, and unforgettable views. Schedule Your Private Tour For more information or to arrange a showing, contact: Bill Zester Anchor Realty 973-650-3318 ________________________________________
  1. Listed by Bill Zester • Brokerage DRE #1036801 • Anchor Realty Florida
    P: (973)-650-3318 wmzester@gmail.com

Property Details for 1915 Smugglers Cove Road

Architectural Style
Beach House
Subdivision Name
Indian Bay Village
View
Bay, Water
Has View
Yes
Waterfront Features
Waterfront
Has Waterfront
Yes
Zoning
A-1
Zoning Description
Residential Single Family
LISTING UPDATED: 05/13/2026 01:05 PM

Property Details for 1915 Smugglers Cove Road

StatusActive
MLS #328286
Days on Market30
Taxes$3,271 / year
HOA Fees$5,083 / year
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1994
Lot Size1.00 AC / 43,560 SF
CountyFranklin County
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Location

Listing Courtesy of Anchor Realty Florida
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Building Information for 1915 Smugglers Cove Road

Stories2Year Built1994Building Size-Lot Size1.00 AC / 43,560 SF

Payment Calculator

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$8,664 per month

30 year fixed, 6.36% Interest

Principal and Interest

$7,968

Property Taxes

$273

HOA Dues

$424

The Payment Calculator is for illustrative purposes only.

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Property Information for 1915 Smugglers Cove Road

Summary
Location and General Information
  • Carrier Route: H062
  • Directions: Take the bridge to St George Island & at the stop sign make a right onto W. Gulf Beach Dr. Follow straight till you access the Plantation gate. Continue on Leisure Lane looking for Smugglers Cove Rd on right. Turn and its the second drive on right.
  • Latitude: 29.627181
  • Longitude: -84.938579
  • MLS Area Major: St. George Island
Taxes and HOA
  • Additional Parcels: No
  • Association Fee: $5,083.00
  • Association Fee Frequency: Annually
  • Association Fee Includes: Insurance, Maintenance Grounds, Security
  • Association: Yes
  • Derived Association Fee Monthly: $423.58
  • Parcel Number: 29-09S-06W-7337-0000-0160
  • Tax Annual Amount: $3,271.38
  • Tax Year: 2025
Parking
  • Attached Garage: No
  • Parking Total: 2.0
Property
Lot Information
  • Lot Features: Irregular Lot, Wooded, Waterfront
  • Lot Size Acres: 1.0
  • Lot Size Dimensions: Irregular
  • Road Frontage Type: Private Road
  • Road Responsibility: Private Maintained Road
Property and Assessments
  • Building Area Total: 2400.0
  • Living Area: 1830.0
  • New Construction: Yes
  • Property Condition: New Construction
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1994
  • Year Built Effective: 1994
Building Features
  • Construction Materials: Frame, Wood Siding
Utilities
  • Electric: Generator
  • Sewer: Aerobic Septic
  • Utilities: Propane, Cable Connected, Electricity Connected, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Community Features: Clubhouse, Gated, Pool
  • Exterior Features: Boat Slip, Dock
  • Patio And Porch Features: Deck
  • Pool Features: Community
  • Roof: Metal
  • Stories: 2
  • Total Stories: 2
Interior Features
  • Appliances: Dishwasher, Microwave, Refrigerator
  • Has Basement: No
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Cooling: Central Air, Electric
  • Has Cooling: Yes
  • Has Fireplace: No
  • Flooring: Hardwood
  • Heating: Central, Electric
  • Has Heating: Yes
  • Interior Features: Kitchen Island, Pantry, Bookcases
  • Security Features: 24 Hour Security, Security Gate
  • Window Features: Shutters
Rental
Tenant Information
  • Occupant Type: Owner

Property History for 1915 Smugglers Cove Road

DateEvent & SourcePriceAppreciation
May 8, 2026

Listed (Active)

Forgotten Coast REALTOR Association #328286

$1,599,000—
DateEvent & SourcePrice
05/08/2026

Listed (Active)

Forgotten Coast REALTOR Association #328286

$1,599,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 1915 Smugglers Cove Road

Taxable ValueLand-Additions-Total-
Tax Record2022$3,344 ($279 / month)
Home Facts
Beds3Total Finished SqFt2,028 SqFtAbove Grade Finished SqFt2,028 SqFtStories2Lot Size43,553 SqFtStyleSingle Family ResidenceYear Built1994CountyFRANKLINAPN29-09S-06W-7337-0000-0160Fireplace TypeHas Fireplace

Schools near 1915 Smugglers Cove Road

This home is within Franklin.
Rating
School
Type
Grades
Distance
Apalachicola Bay Charter School
Charter - PK to 8
Franklin County Schools Pk-12
Public - PK to 12
Franklin County Learning Center 5-12
Public - 6 to 12
Franklin Virtual Franchise-Pace FLVS
Public - K to 12
Rating
School
Distance
Apalachicola Bay Charter School
CharterPK to 8

Franklin County Schools Pk-12
PublicPK to 12

Franklin County Learning Center 5-12
Public6 to 12

Franklin Virtual Franchise-Pace FLVS
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 1915 Smugglers Cove Road, St. George Island, FL 32328

1915 Smugglers Cove Road is a single family home for sale in St. George Island, FL 32328. This property was listed for sale on May 8, 2026 by Anchor Realty Florida, it's currently listed at $1,599,000. This listing's school district is Franklin. Nearby schools include Apalachicola Bay Charter School, Franklin County Schools Pk-12 and Franklin County Learning Center 5-12. 1915 Smugglers Cove Road is a 4-bed, 3-bath, 1,830 sqft single family home built in 1994.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Anchor Realty Florida

Property information provided by the FCRA MLS – a service of the Forgotten Coast REALTOR® Association of Franklin & Gulf Counties, Inc. ©2026