1920 Clay St

St. Joseph, MO 64501

$272,500
Price
3
Beds
3,234 Sq. Ft.
$84 / Sq. Ft.
3,234
Sq. Ft.
$84
per Sq. Ft.
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Description

Step into a piece of history that still knows how to live well. This striking historic home offers just over 3,200 finished square feet of character, craftsmanship and thoughtful updates- all wrapped in timeless curb appeal. From the moment you arrive, the classic facade and wrought-iron details set the tone for what's inside: a home with a story and room for the next chapter. Inside, you'll find 3 spacious bedrooms, 2 half baths, and 1 full bath, plus a large primary suite space that's already framed...Step into a piece of history that still knows how to live well. This striking historic home offers just over 3,200 finished square feet of character, craftsmanship and thoughtful updates- all wrapped in timeless curb appeal. From the moment you arrive, the classic facade and wrought-iron details set the tone for what's inside: a home with a story and room for the next chapter. Inside, you'll find 3 spacious bedrooms, 2 half baths, and 1 full bath, plus a large primary suite space that's already framed out and ready for you to design your dream master bath and closet exactly the way you want it. Whether you're envisioning a spa-like retreat or something sleek and modern, the hard part is already done- you get to make it yours. The heart of the home is the remodeled kitchen, blending modern function with historic charm, complete with a butler's pantry that makes entertaining effortless. Just beyond, the formal dining room is made for gathering, featuring a custom table that feels right at home hosting holidays, dinner parties or everyday meals. A bright sunroom overlooks the back patio, offering the perfect spot for morning coffee, quiet reading or winding down at the end of the day. And the second floor laundry adds everyday convenience- something you don't often find in homes of this era. Major updates have already been taken care of, including a new roof and gutters (still under warranty), new flashing on the dormers and new front windows, giving you peace of mind while preserving the home's historic integrity. This is more than just a house- it's a rare opportunity to own a beautifully maintained historic home with space, updates and flexibility to make if truly your own. Homes like this don't come along often, and once you step inside, you'll understand why.
  1. Listed by Mercedees Schott • Top Property Realty, LLC
  2. Listed by Tammy O'MEARA-CHAMBERS • Top Property Realty, LLC

Property Details for 1920 Clay Street

Architectural Style
Colonial
LISTING UPDATED: 01/28/2026 08:54 AM

Property Details for 1920 Clay Street

StatusActive
MLS #2596052
Days on Market46
Taxes$1,500 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1902
Lot Size0.26 AC / 11,325 SF
CountyBuchanan County
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Location

Listing Courtesy of Top Property Realty, LLC
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Building Information for 1920 Clay Street

Stories-Year Built1902Building Size-Lot Size0.26 AC / 11,325 SF

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$1,453 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,328

Property Taxes

$125

HOA Dues

$0

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Property Information for 1920 Clay Street

Summary
Location and General Information
  • City: St Joseph
  • County Or Parish: Buchanan
  • Directions: Head south on N Belt Hwy, turn right onto Ashland Ave, Continue onto Lovers Ln, Take a slight left onto N 22nd St, Turn right onto Clay St, Property is on the left.
  • Inside City Limits: Yes
  • Latitude: 39.771135
  • Longitude: -94.836466
  • MLS Area Major: 1132 - Buchanan Co NW-N=Co Line;S=I-36;E=I-29;W=M
  • Zip Code: 64501
  • State Or Province: MO
  • Subdivision: Kemper's Addition
Taxes and HOA Information
  • Association Fee: $.00
  • Association Fee Frequency: None
  • Association: No
  • Tax Abatement YN: No
  • Tax Special Amount: 0
  • Tax Annual Amount: $1,500.00
  • Parcel Number: 06-2.0-09-002-004-072.000
  • Tax Annual Amount: $1,500.00
  • Tax Legal Description: SUB:KEMPER'S LOT:5 BLK:7 LGL DESC:
School Information
  • High School: Central
  • High School District: St. Joseph
Parking
  • Garage Spaces: 1
  • Garage: Yes
  • Parking Features: Detached, Off Street
Owner
  • Ownership: Private
Property
Lot Information
  • Above Grade Finished SqFt: 3,234.00
  • Above Grade Finished Area Source: Agent
  • Below Grade Finished Area: 0.0
  • Below Grade Finished Area Source: Agent
  • Living Area: 3,234.00
  • Lot Size Area: .26
  • Lot Size Source: Public Records
  • Lot Size SqFt: 11,325.60
  • Lot Size Units: Acres
Property and Assessments
  • Construction Materials: Stucco
  • Documents Count: 3
  • Age Description: 101 Years/More
  • FEMA 100 Yr Flood Plain: No
  • Manufactured YN: No
  • Special Documents Required YN: 0
  • Photos Count: 34
  • Property Attached: No
  • Year Built: 1902
Utilities
  • Sewer: Public Sewer
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Fencing: Other, Wood
  • Laundry Features: Upper Level
  • Patio And Porch Features: Patio, Porch
  • Possession: Funding
  • Road Responsibility: Public Maintenance
  • Road Surface Type: Paved
  • Roof: Composition
Interior Features
  • Appliances: Dishwasher, Gas Range
  • Basement Features: Walk-Out Access
  • Basement YN: Yes
  • Bathrooms Full: 1
  • Bathrooms Half: 2
  • Bathrooms Total: 3
  • Bedrooms Total: 3
  • Cooling: Electric
  • Central Air YN: Yes
  • Fireplace Features: Living Room
  • Fireplaces Total: 1
  • Fireplace YN: Yes
  • Flooring: Tile, Wood
  • Heating: Forced Air
  • Dining Area Features: Formal
  • Floors: 2 Stories
  • Other Structures: Garage(s)
  • Room List: Primary Bedroom, Primary Bathroom, Bathroom 2, Bedroom 2, Bedroom 3, Half Bath, Family Room, Living Room, Dining Room, Sun Room, Laundry
Room Information
Room
  • Other Room Features: Family Room, Formal Living Room, Sitting Room, Sun Room
Room 1
  • Levels: Second
  • RoomType1: Primary Bedroom
Room 2
  • Room Level: Second
  • Room Type: Primary Bathroom
Room 3
  • Room Level: Second
  • Room Type: Bathroom 2
Room 4
  • Room Level: Second
  • Room Type: Bedroom 2
Room 5
  • Room Level: Second
  • Room Type: Bedroom 3
Room 6
  • Room Level: Main
  • Room Type: Half Bath
Room 7
  • Room Level: Main
  • Room Type: Family Room
Room 8
  • Room Level: Main
  • Room Type: Living Room
Room 9
  • Room Level: Main
  • Room Type: Dining Room
Room 10
  • Room Level: Main
  • Room Type: Sun Room
Room 11
  • Room Level: Second
  • Room Type: Laundry
Multi Family
Income & Expenses
  • Maintenance Provided YN: No
Rental
Rent Information
  • Deposit: St Joseph Title
  • Security Features: Security System

Property History for 1920 Clay Street

DateEvent & SourcePriceAppreciation
Jan 28, 2026

Price Change

HEARTLANDMLS #2596052

$272,500—
Jan 13, 2026

Price Change

HEARTLANDMLS #2596052

$274,900—
Jan 13, 2026

Listed (Active)

HEARTLANDMLS #2596052

$272,500—
Oct 18, 2022

Sold

HEARTLANDMLS #2403226

—
Sep 12, 2022

Pending

HEARTLANDMLS #2403226

—
Sep 9, 2022

Listed (Active)

HEARTLANDMLS #2403226

$239,900—
Aug 10, 2017

Sold

HEARTLANDMLS #115435

—
Jul 25, 2017

Pending

HEARTLANDMLS #115435

—
Jun 16, 2017

Listed (Active)

HEARTLANDMLS #115435

$85,000—
Oct 10, 2006

Sold

HEARTLANDMLS #1307110

—
Sep 20, 2006

Pending

HEARTLANDMLS #1307110

—
Mar 7, 2006

Listed (Active)

HEARTLANDMLS #1307110

$198,500—
May 21, 2001

Sold

HEARTLANDMLS #908484

—
Mar 22, 2001

Pending

HEARTLANDMLS #908484

—
Nov 26, 2000

Listed (Active)

HEARTLANDMLS #908484

$134,900—
DateEvent & SourcePrice
01/28/2026

Price Change

HEARTLANDMLS #2596052

$272,500
01/13/2026

Price Change

HEARTLANDMLS #2596052

$274,900
01/13/2026

Listed (Active)

HEARTLANDMLS #2596052

$272,500
10/18/2022

Sold

HEARTLANDMLS #2403226

—
09/12/2022

Pending

HEARTLANDMLS #2403226

—
09/09/2022

Listed (Active)

HEARTLANDMLS #2403226

$239,900
08/10/2017

Sold

HEARTLANDMLS #115435

—
07/25/2017

Pending

HEARTLANDMLS #115435

—
06/16/2017

Listed (Active)

HEARTLANDMLS #115435

$85,000
10/10/2006

Sold

HEARTLANDMLS #1307110

—
09/20/2006

Pending

HEARTLANDMLS #1307110

—
03/07/2006

Listed (Active)

HEARTLANDMLS #1307110

$198,500
05/21/2001

Sold

HEARTLANDMLS #908484

—
03/22/2001

Pending

HEARTLANDMLS #908484

—
11/26/2000

Listed (Active)

HEARTLANDMLS #908484

$134,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 1920 Clay Street

Taxable ValueLand$1,810Additions$22,010Total$23,820
Tax Record2024$1,697 ($141 / month)
Home Facts
Beds0Total Finished SqFt1,676 SqFtAbove Grade Finished SqFt1,676 SqFtLot Size11,326 SqFtStyleSingle Family ResidenceYear Built1902ZoningCITYCountyBUCHANANAPN06-2.0-09-002-004-072.000

Schools near 1920 Clay Street

This home is within St. Joseph School District.
Rating
School
Type
Grades
Distance
Edison Elementary School
Public - PK to 6
Bode Middle School
Public - 7 to 8
Central High School
Public - 9 to 12
Virtual Academy
Public - K to 12
Rating
School
Distance
Edison Elementary School
PublicPK to 6

Bode Middle School
Public7 to 8

Central High School
Public9 to 12

Virtual Academy
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 1920 Clay Street, St. Joseph, MO 64501

1920 Clay Street is a single family home for sale in St. Joseph, MO 64501. This property was listed for sale on January 13, 2026 by Top Property Realty, LLC, it's currently listed at $272,500. It has been on the market for a total of 46 days and was last sold on October 18, 2022. This listing's school district is St. Joseph School District. Nearby schools include Edison Elementary School, Bode Middle School and Central High School. 1920 Clay Street is a 3-bed, 3-bath, 3,234 sqft single family home built in 1902.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Top Property Realty, LLC

Based on information submitted to the MLS GRID as of 01/28/2026 08:54 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.