194 Sac Rd, Unit D101

1,102 Sq. Ft.
$315 / Sq. Ft.
1,102
Sq. Ft.
$315
per Sq. Ft.

Description

Newly updated, lower level, 3 bedroom, 3 bath, waterfront condo at Harbour Bay! End unit provides extra privacy and a 3rd bedroom ensuite with electric wall fireplace facing Main Channel. Kitchen with over/under cabinet lighting, decorative wood plank and freshly painted walls & ceiling throughout. 55" TV installed over the tiled electric fireplace. Open floor plan welcomes everyone in living room/dining area and kitchen to be together! Waterfront promenade is only steps away allowing easy access...Newly updated, lower level, 3 bedroom, 3 bath, waterfront condo at Harbour Bay! End unit provides extra privacy and a 3rd bedroom ensuite with electric wall fireplace facing Main Channel. Kitchen with over/under cabinet lighting, decorative wood plank and freshly painted walls & ceiling throughout. 55" TV installed over the tiled electric fireplace. Open floor plan welcomes everyone in living room/dining area and kitchen to be together! Waterfront promenade is only steps away allowing easy access to your 14x40 boat slip and PWC space with drive on lift. Two primary lakeside bedroom suites that enter onto covered deck with TV. Deep depth cove protection & eastern exposure for afternoon shade. FANTASTIC main channel view! Harbour Bay is a quiet, smaller gated community allowing annual and semi-annual rental options along with a community pool with killer view of lake! Harbour Bay has some of the lowest assessments on lake. Located centrally by land and water between the Lodge of the Four Seasons and Margaritaville! Close to Lake Ozark & Osage Beach, the famous Bagnell Dam Strip, grocery stores, theaters and state parks for more lake life! Lake of the Ozarks is the place to be!
  1. Listed by MARY LOU STONE • Keller Williams L.O. Realty • (573) 348-9898

Property Details for 194 Sac Road, Unit D101

Waterfront
Yes
Waterfront Features
Cove, LakeFront, Seawall
Parking Features
NoGarage, Open, ParkingAvailable
Subdivision Name
Harbour Bay
View
Channel
View
Yes

Open Houses

Saturday, Jun 6th12:00 PM - 2:00 PM
LISTING UPDATED: 06/05/2026 11:41 AM

Property Details for 194 Sac Road, Unit D101

StatusActive
MLS #3587528
Days on Market4
Pet Policy-
Taxes$958 / year
HOA Fees$1,200 / quarter
Condo/Co-op Fees-
Property TypeCondo
MLS TypeResidential / Condominium
Year Built2004
CountyCamden County

Location

Listing Courtesy of Keller Williams L.O. Realty
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Building Information for 194 Sac Road, Unit D101

Building/Complex194 Sac RdFloor-Stories1Residences-Pet Policy-Pet Policy Details-Year Built2004

Payment Calculator

$2,211 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,732

Property Taxes

$80

HOA Dues

$400

The Payment Calculator is for illustrative purposes only.

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Property Information for 194 Sac Road, Unit D101

Summary
Location and General Information
  • Directions: MM to left on Shawnee Bend Road MM40 to right on Bluewater Bay to left on Sac Road. Follow to gate and then continue down hill and veer left to the last condo building. Unit on the left end down one flight of stairs.
  • Map Coordinate Source: Manual
  • Road Surface Type: Asphalt, Paved
  • Postal Code: 65079
  • Latitude: 38.153726
  • Longitude: -92.647063
  • MLS Area Major: I
Taxes and HOA Information
  • Parcel Number: 08100220000004018404
  • Association Fee: $1,200.00
  • Association Fee Frequency: Quarterly
  • Association Fee Includes: CableTv, Internet, MaintenanceGrounds, ReserveFund, RoadMaintenance, Trash
  • Association: Yes
  • Tax Annual Amount: $957.85
  • Tax Legal Description: All of Unit 101 Building D Harbour Bay Condominiums, Camden County, MO. Exact legal to govern.
  • Tax Year: 2025
School Information
  • Elementary School District: Camdenton
  • High School District: Camdenton
  • Middle Or Junior School District: Camdenton
Parking
  • Garage: No
  • Open Parking: Yes
Virtual Tour
Property
Lot Information
  • Building Area Source: Assessor
  • Building Area Total: 1102.0
  • Lot Features: LakeFront
  • Lot Size Units: Acres
  • Living Area: 1102.0
  • Living Area Source: Assessor
Property and Assessments
  • Year Built: 2004
  • Property Condition: UpdatedRemodeled
  • Year Built Details: 2004
  • Year Built Effective: 202526
  • Human Modified: Yes
Utilities
  • Sewer: PublicSewer
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Exterior Features: BlacktopDriveway, Deck, Storage
  • Pool Features: Community
  • Association Amenities: Dock
  • Community Features: CableTv, Gated, Pool, CommunityPool
  • Patio And Porch Features: Covered, Deck
  • Security Features: FireSprinklerSystem, GatedCommunity
  • Roof: Composition
Interior Features
  • Levels: One
  • Flooring: LuxuryVinylPlank, Tile
  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Bathrooms Total: 3
  • Bedrooms Total: 3
  • Rooms Total: 8
  • Cooling: Yes
  • Cooling: CentralAir
  • Heating: Yes
  • Heating: Electric, ForcedAir
  • Furnished: Unfurnished
  • Fireplaces Total: 2
  • Appliances: Dryer, Dishwasher, Disposal, Microwave, Range, Refrigerator, Stove, Washer
  • Fireplace Features: Electric, Two
  • Fireplace: Yes
  • Interior Features: CeilingFans, Fireplace, CableTv, Unfurnished, WalkInClosets
Room Information
Room 1
  • Room Level: Main
  • Room Type: Laundry
  • Human Modified YN: Yes
  • Room Permission: IDX
Room 2
  • Room Level: Main
  • Room Type: Bathroom
  • Human Modified YN: No
  • Room Permission: IDX
Room 3
  • Room Level: Main
  • Room Type: Bedroom
  • Human Modified YN: No
  • Room Permission: IDX
Room 4
  • Room Level: Main
  • Room Type: EnSuiteBathroom
  • Human Modified YN: No
  • Room Permission: IDX
Room 5
  • Room Features: BathInPrimaryBedroom
  • Room Level: Main
  • Room Type: PrimaryBedroom
  • Human Modified YN: No
  • Room Permission: IDX
Room 6
  • Room Level: Main
  • Room Type: LivingRoom
  • Human Modified YN: No
  • Room Permission: IDX
Room 7
  • Room Level: Main
  • Room Type: DiningRoom
  • Human Modified YN: No
  • Room Permission: IDX
Room 8
  • Room Level: Main
  • Room Type: Kitchen
  • Human Modified YN: No
  • Room Permission: IDX
Rental
Rental Information
  • Occupant Type: Vacant
  • Lease Considered: No

Property History for 194 Sac Road, Unit D101

DateEvent & SourcePriceAppreciation
Jun 3, 2026

Price Change

Bagnell Dam Association of REALTORS #3587528

$347,500—
Jun 1, 2026

Listed (Active)

Bagnell Dam Association of REALTORS #3587528

$357,500—
DateEvent & SourcePrice
06/03/2026

Price Change

Bagnell Dam Association of REALTORS #3587528

$347,500
06/01/2026

Listed (Active)

Bagnell Dam Association of REALTORS #3587528

$357,500

For completeness, we often displays two records for one sale: the MLS record and the public record.

Schools near 194 Sac Road, Unit D101

This home is within Camdenton R-Iii School District.
Rating
School
Type
Grades
Distance
Public - K to 4
Public - 7 to 8
Public - 9 to 12
Public - K to 4
Rating
School
Distance
Osage Beach Elementary School
PublicK to 4

Camdenton Middle School
Public7 to 8

Camdenton High School
Public9 to 12

Hurricane Deck Elementary School
PublicK to 4

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

194 Sac Road, Unit D101 is a condo for sale in Sunrise Beach, MO 65079. This property was listed for sale on June 1, 2026 by Keller Williams L.O. Realty, it's currently listed at $347,500. This listing's school district is Camdenton R-Iii School District. Nearby schools include Osage Beach Elementary School, Camdenton Middle School and Camdenton High School. 194 Sac Road, Unit D101 is a 3-bed, 3-bath, 1,102 sqft condo built in 2004.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Keller Williams L.O. Realty

Based on information from one of the following Multiple Listing Services: MARIS, Bagnell Dam Association of REALTORS . Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by MARIS, Bagnell Dam Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.