197 Cobb Road

Sold 5/8/26
Sold 5/8/26
dji_fly_20251118_014410_92_1763421504214
dji_fly_20251118_014336_89_1763421479182
dji_fly_20251118_014522_94_1763421523005
dji_fly_20251118_015038_99_1763421550147
dji_fly_20251118_015006_97_1763421538273
dji_fly_20251109_021618_69_1762691317171
dji_fly_20251108_231936_53_1762690989057
dji_fly_20251109_021800_71_1762690765163
dji_fly_20251108_233254_62_1762690887323
dji_fly_20251109_021922_74_1762690733223
IMG_4882
IMG_4881
IMG_4884
IMG_4883
IMG_4880
IMG_4885
IMG_4886
IMG_4887
Sold
Last Sold Price
$250,000
2 beds978 sqft$256/sqft
197 Cobb Rd, Panama City Beach, FL 32413
Single FamilyProperty Type
7,405 sq ftLot Size
1961Year Built
$256/sq ftPrice per sq ft

Description

Very rare property in PCB! Family home since 1984. Walking distance to the Gulf and NO HOA. City of PCB does not allow Short Term Rentals on this street. Used exclusively as a beach getaway. Home is in need of many repairs as the value is in the lot. Sellers will look at all offers. Cash or conventional loans ONLY! Home will not qualify for VA or FHA financing.Very rare property in PCB! Family home since 1984. Walking distance to the Gulf and NO HOA. City of PCB does not allow Short Term Rentals on this street. Used exclusively as a beach getaway. Home is in need of many repairs as the value is in the lot. Sellers will look at all offers. Cash or conventional loans ONLY! Home will not qualify for VA or FHA financing.
  • Listed by: John J Lavin Brokerage DRE #1017984 • The Beach Group Properties LLC john@thebeachgroup.com
Listing closed: 05/08/2026 12:00 AM • Source: ECAR, MLS#: 989744
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of The Beach Group Properties LLC

Sold By Golden Coast Real Estate LLC

Add your commute

Payment Calculator

Get preapproved with Rocket Mortgage1

$1,383 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,271

Property Taxes

$112

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 197 Cobb Road

Property Details
  • Taxes: $1,343 / year
  • MLS Type: Residential / Detached Single Family / Single Family Residence
  • County: Bay County
  • View: Gulf
  • Zoning: Resid Single Family
  • Architectural Style: Beach House
  • Subdivision Name: SUNTIME BEACH
  • Waterfront YN: No
Building Information
  • Stories: 1
  • Year Built: 1961
  • Lot Size: 0.17 AC / 7,405 SF
Summary
Location and General Information
  • Directions: Back Beach Road (HWY 98) to Cobb Road. South on Cobb and home will be the last home on the left.
  • Road Frontage Type: City Street
  • MLS Area Minor: 0324 - Beach - West Central
  • MLS Area Major: 03 - Bay County - Beach
  • Latitude: 30.231664
  • Longitude: -85.902737
  • Location Tax and Legal:Sub Area: 2724 - Beach - West Central
  • Location Tax and Legal:Elementary School: West Bay
  • Location Tax and Legal:Middle School: Surfside
  • Location Tax and Legal:High School: Arnold
  • Location Tax and Legal:Legal Description: SUNTIME BEACH UNIT 1 LOT 6 BLK 4 ORB 1002 P 442
  • Garage: false
Taxes and HOA
  • Tax Legal Description: SUNTIME BEACH UNIT 1 LOT 6 BLK 4 ORB 1002 P 442
  • Parcel Number: 38360-000-000
  • Association Fee: $0
  • Association YN: No
  • Tax Annual Amount: $1,343
  • Listing Info Tax Legal:Last Taxes: $1,343
  • Listing Info Tax Legal:Last Tax Year: 2024.0
School Information
  • Elementary School: West Bay
  • Middle Or Junior School: Surfside
  • High School: Arnold
Parking
  • Carport YN: No
  • Attached Garage YN: No
  • Garage YN: No
  • General Property Info:Driveway Spaces: 2.0
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 60x125
  • Lot Size Acres: 0.17
  • Lot Size Area: 0.17
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Other Structures: Workshop
  • Lot Features: Within 1/2 Mile to Water
  • Building Area Total: 978.0
  • Lot Size Square Feet: 7405.2
  • Living Area Source: Appraiser
  • General Property Info:SqFt Source: County PA Records
  • Waterview: Gulf2
  • LotParcel Access: City Road
  • Lot Features: Within 12 Mile to Water
Property and Assessments
  • Tax Year: 2024.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 1961.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Beach House
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Stucco
  • Occupancy Status: Vacant
Utilities
  • Sewer: Public Sewer
  • Utilities: Public Water
  • Utilities: Public Sewer, Public Water
  • Energy: AC - WindowWall
Interior and Exterior Features
Exterior Features
  • Construction Materials: Stucco
  • Stories: 1.0
  • Stories Total: 1.0
  • General Property Info:Pool: No
  • General Property Info:Pool Type: None
  • Exterior: Workshop
Interior Features
  • Cooling: Wall/Window Unit(s)
  • Room Type: Bedroom, Living Room, Family Room
  • Rooms Total: 4.0
  • Bathrooms Total Integer: 1.0
  • Bathrooms Total Decimal: 1.0
  • Bathrooms Total Notational: 1.0
  • Cooling YN: Yes
  • Levels: One
  • Bedrooms Total: 2.0
  • Bathrooms Full: 1.0
  • Bathrooms Half: 0.0
  • Appliances: Refrigerator, StoveOven Electric
Room Information
Room 1
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 10.0
  • Room Width: 11.0
  • Room Dimensions: 10 x 11
Room 2
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 10.0
  • Room Width: 11.0
  • Room Dimensions: 10 x 11
Room 3
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 13.0
  • Room Width: 14.0
  • Room Dimensions: 13 x 14
Room 4
  • Room Type: Family Room
  • Room Level: First
  • Room Length: 8.0
  • Room Width: 18.0
  • Room Dimensions: 8 x 18
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 197 Cobb Road

DateEvent & SourcePriceAppreciation
May 8, 2026

Sold (Public Record)

Public Record #1940380204

$250,000—
May 8, 2026

Sold (Public Record)

Public Record #1939974773

$250,000—
May 8, 2026

Sold

CPAR #781789

$250,000—
DateEvent & SourcePrice
05/08/2026

Sold (Public Record)

Public Record #1940380204

$250,000
05/08/2026

Sold (Public Record)

Public Record #1939974773

$250,000
05/08/2026

Sold

CPAR #781789

$250,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 197 Cobb Road

Taxable ValueLand$61,702Additions$51,109Total$112,811
Tax Record2025$1,231 ($103 / month)
Home Facts
Beds2Total Finished SqFt978 SqFtAbove Grade Finished SqFt978 SqFtStories1Lot Size7,492 SqFtStyleSingle Family ResidenceYear Built1961Year Renovated1981CountyBAYAPN38360-000-000

Schools near 197 Cobb Road

This home is within Bay.
Rating
School
Type
Grades
Distance
West Bay Elementary School
Public - PK to 5
Surfside Middle School
Public - PK to 12
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 5
Rating
School
Distance
West Bay Elementary School
PublicPK to 5

Surfside Middle School
PublicPK to 12

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Explore Nearby Homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of The Beach Group Properties LLC

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.