Active
3 beds1,350 sqft$81/sqft
197 Cottage St, Rochester, NY 14608
Est: $805/moGet pre-approved
Single FamilyProperty Type
3,301 sq ftLot Size
1900Year Built
$81/sq ftPrice per sq ft

Description

Welcome to 197 Cottage Street in Rochester, NY 14608 , offering a flexible 3-bedroom, 1.5-bath layout with the convenience of true first-floor living. Step inside to a bright, open-concept floor plan where the living, dining and kitchen spaces flow together, creating an easy setup for everyday living and entertaining. The updated kitchen features white cabinetry, stainless steel appliances, generous counter space and a center island with sink. The first floor includes a bedroom, full bathroom and...Welcome to 197 Cottage Street in Rochester, NY 14608 , offering a flexible 3-bedroom, 1.5-bath layout with the convenience of true first-floor living. Step inside to a bright, open-concept floor plan where the living, dining and kitchen spaces flow together, creating an easy setup for everyday living and entertaining. The updated kitchen features white cabinetry, stainless steel appliances, generous counter space and a center island with sink. The first floor includes a bedroom, full bathroom and laundry , making the layout ideal for anyone looking for fewer stairs, a guest room or flexible home office space. Upstairs you'll find two additional bedrooms and a half bath . Neutral finishes and abundant natural light make the home feel fresh and ready for your own style. Outside, enjoy a covered front porch , off-street driveway parking, rear deck and a surprisingly spacious, green backyard with plenty of room to relax, garden or entertain. Conveniently located in Rochester's 14608 ZIP code , 197 Cottage St offers easy access to Downtown Rochester, the University of Rochester, Strong Memorial Hospital, Genesee Riverway Trail, major commuter routes, shopping, dining and nearby city neighborhoods . A great opportunity for an owner occupant or anyone looking for a Rochester home with an open layout, first-floor bedroom, first-floor full bath and first-floor laundry.
15 days on Market
  • Listed by: Nicole Noon 585.645.2689 soldbynoon@gmail.com • eXp Realty
Last updated: 08/26/2026 02:07 PM • Source: New York State Alliance of MLSs (Buffalo), MLS#: R1674382

Location

Listing Courtesy of eXp Realty
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Payment Calculator

$805 per month

30 year fixed, 6.55% Interest

Principal and Interest

$559

Property Taxes

$246

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 197 Cottage Street

Property Details
  • Taxes: $2,952 / year
  • MLS Type: Residential / Single Family Residence
  • Architectural Style: Cape Cod, Historic Antique
  • Subdivision Name: Rapids
  • Has Waterfront: No
Building Information
  • Stories: 1
  • Year Built: 1900
  • Lot Size: 0.08 AC / 3,301 SF
Summary
Location and General Information
  • Cross Street: S. Plymouth
  • Latitude: 43.134581
  • Longitude: -77.628591
  • MLS Area Major: Rochester City-261400
  • Has Senior Community: No
  • Township: Not Applicable
Taxes and HOA
  • Parcel Number: 261400-135-280-0002-013-000-0000
  • Tax Annual Amount: $2,952.00
  • Tax Assessed Value: 106000
School Information
  • Elementary School District: Rochester
  • High School District: Rochester
  • Middle Or Junior School District: Rochester
Parking
  • Garage Spaces: 0.0
  • Has Garage: No
  • Parking Features: No Garage
Property
Lot Information
  • Lot Features: Near Public Transit, Rectangular, Rectangular Lot, Residential Lot
  • Lot Size Acres: 0.0758
  • Lot Size Area: 0.0758
  • Lot Size Units: Acres
  • Lot Size Dimensions: 33X100
  • Lot Size Square Feet: 3300.0
  • Road Frontage Type: City Street
Property and Assessments
  • Building Area Total: 1350.0
  • Living Area: 1350.0
  • Property Condition: Resale
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1900
  • Year Built Details: Existing
  • Attic: Full, Unfinished
Building Features
  • Construction Materials: Aluminum Siding
  • Foundation Details: Stone
Utilities
  • Sewer: Connected
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Connected, Public
Interior and Exterior Features
Interior Features
  • Appliances: Exhaust Fan, Free Standing Range, Gas Oven, Gas Range, Gas Water Heater, Oven, Refrigerator, Range Hood
  • Basement: Full
  • Has Basement: Yes
  • Bathrooms Full: 1
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 3
  • Has Fireplace: No
  • Flooring: Laminate, Varies
  • Heating: Gas, Forced Air
  • Has Heating: Yes
  • Interior Features: Breakfast Bar, Eat In Kitchen, Living Dining Room, Bedroom On Main Level
  • Laundry Features: Main Level
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Rooms Total: 5
Exterior Features
  • Exterior Features: Blacktop Driveway
  • Stories Total: 1
Multi Family
Multi Family Information
  • Number Of Units Total: 0

Property History for 197 Cottage Street

DateEvent & SourcePriceAppreciation
Aug 18, 2026

Listed (Active)

New York State Alliance of MLSs (Buffalo) #R1674382

$109,900
Aug 18, 2026

Listed (Active)

WNYREIS #R1674382

$109,900
Aug 20, 2020

Sold (Public Record)

Public Record #679863726

$99,500

+11.9% / yr

DateEvent & SourcePrice
08/18/2026

Listed (Active)

New York State Alliance of MLSs (Buffalo) #R1674382

$109,900
08/18/2026

Listed (Active)

WNYREIS #R1674382

$109,900
08/20/2020

Sold (Public Record)

Public Record #679863726

$99,500

+11.9% / yr

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 197 Cottage Street

Taxable ValueLand$5,100Additions$100,900Total$106,000
Tax Record2024$993 ($83 / month)
Home Facts
Beds3Baths1Total Finished SqFt1,350 SqFtAbove Grade Finished SqFt1,350 SqFtStories2Lot Size3,300 SqFtStyleSingle Family ResidenceYear Built1900Zoning11CountyMONROEAPN261400 135.28-2-13

Schools near 197 Cottage Street

This home is within Rochester City School District.
Rating
School
Type
Grades
Distance
Public - PK to 6
Public - K to 8
Public - 9 to 12
Public - PK to 6
Rating
School
Distance
School 19 Dr Charles T Lunsford
PublicPK to 6

Joseph C Wilson Foundation Academy
PublicK to 8

Joseph C Wilson Magnet High School
Public9 to 12

School 4 George Mather Forbes
PublicPK to 6

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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197 Cottage Street is a single family home for sale in Rochester, NY 14608. This property was listed for sale on August 18, 2026 by eXp Realty, it's currently listed at $109,900. It has been on the market for a total of 15 days and was last sold on August 20, 2020. This listing's school district is Rochester City School District. Nearby schools include School 19 Dr Charles T Lunsford, Joseph C Wilson Foundation Academy and Joseph C Wilson Magnet High School. 197 Cottage Street is a 3-bed, 2-bath, 1,350 sqft single family home built in 1900.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of eXp Realty

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the New York State Alliance MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Compass and its related brokerages, are indicated by detailed information about them such as the name of the listing firms. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Compass and its related brokerages shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright ©2026 New York State Alliance and participating MLS's - CNYIS, UNYREIS and WNYREIS. All Rights Reserved.