Active
5 beds2,432 sqft
197 Ridgewood Dr, Four Seasons, MO 65049
Est: $4,573/moGet pre-approved
Single FamilyProperty Type
0.39 acresLot Size
1995Year Built
$327/sq ftPrice per sq ft
$897/yrHOA Fees
2 carsParking Spaces

Description

Welcome to lakefront living in the prestigious Four Seasons community at the 11 Mile Marker of the Lake of the Ozarks! This spacious 5-bedroom, 4.5-bath home offers the perfect blend of comfort, entertaining space, and an unbeatable location by both land and water. Designed for family and guests, the home features two separate living areas, providing plenty of room to gather or spread out. Enjoy stunning lake views from the expansive double decks. The property includes a 2-car garage and a private...Welcome to lakefront living in the prestigious Four Seasons community at the 11 Mile Marker of the Lake of the Ozarks! This spacious 5-bedroom, 4.5-bath home offers the perfect blend of comfort, entertaining space, and an unbeatable location by both land and water. Designed for family and guests, the home features two separate living areas, providing plenty of room to gather or spread out. Enjoy stunning lake views from the expansive double decks. The property includes a 2-car garage and a private dock with two slips (12' x 30' and 10' x 24') as well as 2 lifts (10,000# & 6,000#), making it ideal for boating enthusiasts and accommodating multiple watercraft. Conveniently located near parks, schools, shopping, restaurants, and the iconic Bagnell Dam Strip, you'll enjoy easy access to everything the Lake of the Ozarks has to offer while still experiencing the privacy and amenities of the Four Seasons community. Call for a private showing today!
1 day on Market
  • Listed by: GIBSON & GREIN GIBSON, ANDY • Keller Williams L.O. Realty (573) 348-9898
  • Listed by: CIERRA GREIN • Keller Williams L.O. Realty
Last updated: 10/02/2026 10:00 AM • Source: Bagnell Dam Association of REALTORS, MLS#: 3589371

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Location

Listing Courtesy of Keller Williams L.O. Realty
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Payment Calculator

$4,573 per month

30 year fixed, 7.03% Interest

Principal and Interest

$4,244

Property Taxes

$254

HOA Dues

$75

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Property Information for 197 Ridgewood Drive

Property Details
  • Taxes: $3,050 / year
  • MLS Type: Residential / Detached
  • Architectural Style: OneAndOneHalfStory
  • Waterfront: Yes
  • Waterfront Features: Cove, BoatRampLiftAccess, LakeFront
  • Parking Features: Attached, Garage
  • Subdivision Name: Palisades Point #4
  • Zoning Description: Residential
  • View: Yes
Building Information
  • Stories: 1
  • Year Built: 1995
  • Lot Size: 0.39 AC / 16,988 SF
Summary
Location and General Information
  • Directions: HH turn left on Ridgewood, stay straight on Ridgewood to 2nd home on right, 197 Ridgewood.
  • Map Coordinate Source: Manual
  • Road Surface Type: Asphalt, Paved
  • Postal Code: 65049
  • Latitude: 38.185
  • Longitude: -92.728095
  • MLS Area Major: B
Taxes and HOA Information
  • Parcel Number: 01903200000009033000
  • Association Fee: $897.00
  • Association Fee Frequency: Annually
  • Association Fee Includes: RoadMaintenance, Water, Sewer
  • Association: Yes
  • Tax Annual Amount: $3,050.00
  • Tax Legal Description: Exact Legal to Govern.
  • Tax Year: 2025
School Information
  • Elementary School District: School Of The Osage
  • High School District: School Of The Osage
  • Middle Or Junior School District: School Of The Osage
Parking
  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
Property
Lot Information
  • Building Area Source: Assessor
  • Building Area Total: 2432.0
  • Lot Features: LakeFront, Views
  • Lot Size Acres: 0.39
  • Lot Size Area: 0.39
  • Lot Size Dimensions: 77X212X75X222
  • Lot Size Units: Acres
  • Living Area: 2432.0
  • Living Area Source: Assessor
Property and Assessments
  • Possible Use: Residential
  • Year Built: 1995
  • Property Attached: No
  • Year Built Details: 1995
  • Human Modified: No
Utilities
  • Sewer: AerobicSeptic
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Exterior Features: BoatRamp, ConcreteDriveway, Deck, Playground
  • Pool Features: Community, Indoor
  • Community Features: BoatFacilities, Clubhouse, Playground, Pool, CommunityPool, Pickleball
  • Door Features: StormDoors
  • Construction Materials: Brick, FiberCement
  • Foundation Details: Basement, Poured
  • Patio And Porch Features: Covered, Deck
Interior Features
  • Levels: OneAndOneHalf
  • Flooring: Tile
  • Basement: Yes
  • Basement: Full, Finished, WalkOutAccess
  • Bathrooms Full: 4
  • Bathrooms Half: 1
  • Bathrooms Total: 5
  • Bedrooms Total: 5
  • Rooms Total: 13
  • Cooling: Yes
  • Cooling: CentralAir, AtticFan
  • Heating: Yes
  • Heating: Electric, ForcedAir, HeatPump
  • Fireplaces Total: 1
  • Appliances: Dryer, Dishwasher, Disposal, Range, Refrigerator, Stove, Washer
  • Fireplace Features: One
  • Fireplace: Yes
  • Interior Features: WetBar, CeilingFans
  • Window Features: StormWindows
Room Information
Room 1
  • Room Level: Main
  • Room Type: UtilityRoom
Room 2
  • Room Level: Main
  • Room Type: PrimaryBedroom
Room 3
  • Room Level: Main
  • Room Type: Laundry
Room 4
  • Room Level: Lower
  • Room Type: FamilyRoom
Room 5
  • Room Level: Lower
  • Room Type: Bedroom
Room 6
  • Room Level: Upper
  • Room Type: Bedroom
Room 7
  • Room Level: Main
  • Room Type: Bathroom
Room 8
  • Room Level: Main
  • Room Type: LivingRoom
Room 9
  • Room Level: Main
  • Room Type: Kitchen
Room 10
  • Room Level: Main
  • Room Type: DiningRoom
Room 11
  • Room Level: Upper
  • Room Type: Bedroom
Room 12
  • Room Level: Upper
  • Room Type: Bathroom
Room 13
  • Room Level: Main
  • Room Type: Bathroom
Rental
Rental Information
  • Lease Considered: No

Property History for 197 Ridgewood Drive

DateEvent & SourcePriceAppreciation
Oct 2, 2026

Listed (Active)

Bagnell Dam Association of REALTORS #3589371

$795,000—
Dec 3, 2015

Closed

Bagnell Dam Association of REALTORS #3105126

—
Dec 3, 2015

Pending

Bagnell Dam Association of REALTORS #3105126

—
DateEvent & SourcePrice
10/02/2026

Listed (Active)

Bagnell Dam Association of REALTORS #3589371

$795,000
12/03/2015

Closed

Bagnell Dam Association of REALTORS #3105126

—
12/03/2015

Pending

Bagnell Dam Association of REALTORS #3105126

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 197 Ridgewood Drive

Taxable ValueLand-Additions-Total-
Tax Record2025$3,050 ($254 / month)
Home Facts
Beds0Total Finished SqFt3,558 SqFtAbove Grade Finished SqFt3,558 SqFtStories2Lot Size17,250 SqFtStyleSingle Family ResidenceYear Built1995CountyCAMDENAPN01 9.0 32.0 000.0 009 033.000

Schools near 197 Ridgewood Drive

This home is within School Of The Osage School District.
Rating
School
Type
Grades
Distance
Public - K to 2
Public - 3 to 5
Public - 6 to 8
Public - 9 to 12
Rating
School
Distance
Leland O. Mills Elementary School
PublicK to 2

Osage Upper Elementary School
Public3 to 5

Osage Middle School
Public6 to 8

Osage High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

197 Ridgewood Drive is a single family home for sale in Four Seasons, MO 65049. This property was listed for sale on October 2, 2026 by Keller Williams L.O. Realty, it's currently listed at $795,000. It has been on the market for a total of 1 days and was last sold on December 4, 2015. This listing's school district is School Of The Osage School District. Nearby schools include Leland O. Mills Elementary School, Osage Upper Elementary School and Osage Middle School. 197 Ridgewood Drive is a 5-bed, 5-bath, 2,432 sqft single family home built in 1995.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Keller Williams L.O. Realty

Based on information from one of the following Multiple Listing Services: MARIS, Bagnell Dam Association of REALTORS . Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by MARIS, Bagnell Dam Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.