198 Acton Rd

Annapolis, MD 21403

$2,350,000
Price
3
Beds
3,745 Sq. Ft.
$628 / Sq. Ft.
3,745
Sq. Ft.
$628
per Sq. Ft.
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Coming Soon
Coming Soon

Description

Experience the best of waterfront living with easy water access to historic Annapolis, Eastport, and the Chesapeake Bay. Perfectly sited in a protected area on Spa Creek, this eco-friendly contemporary home was designed by architect Gary S. Schwerzler of Fourth Street Design Studio and built by Blueford Contracting. Set on a quarter of an acre and surrounded by lush native landscaping, the property features three east-facing decks, a private pier with water and electric, two boat slips (16' x 40'...Experience the best of waterfront living with easy water access to historic Annapolis, Eastport, and the Chesapeake Bay. Perfectly sited in a protected area on Spa Creek, this eco-friendly contemporary home was designed by architect Gary S. Schwerzler of Fourth Street Design Studio and built by Blueford Contracting. Set on a quarter of an acre and surrounded by lush native landscaping, the property features three east-facing decks, a private pier with water and electric, two boat slips (16' x 40' and 10' x 20'), and a dual kayak dock. Mean low water is over six feet in the larger slip and five feet in the smaller. A piling permit is secured for the narrower slip. Designed to maximize natural light and views of water, woodlands and wildlife, the home showcases exceptional craftsmanship throughout. A welcoming front porch leads to an oversized walnut entry door and spacious foyer. The main level includes a bedroom with en-suite bath, a home office with built-ins, open-concept living and dining areas, and a modern kitchen with high-end appliances, Corian and granite counters, and a walk-in pantry. Upstairs are two additional en-suite bedrooms, laundry, and a storage room. The waterside primary suite offers its own private deck and a generous walk-in closet. The home has numerous high-end finishes including Hubbardton Forge lighting, heated bathroom floors, extensive custom built-ins, solid-core pocket doors, Brazilian teak floors, and custom interior railings fabricated by M Yacht Services. The walk-out lower level, original to the 1940s cottage, provides ample storage for boating equipment, a workshop, a second laundry, and a flexible finished space ideal for a gym or recreation room. It opens to a patio, a rustic summer kitchen, a half bath, and an inviting outdoor entertaining area—perfect for gatherings and classic Maryland crab feasts. Constructed for visual appeal, durability, and efficiency, the home features IPE decking, Nichiha fiber cement siding, AZEK trim, Marvin windows and doors, geothermal HVAC, tankless hot water, a Honda generator, and a propane fire pit. Ample parking for four vehicles in front. Enjoy the best of both worlds - being on the water, surrounded by nature and wildlife - while also having footpath access to parklands and town. Professional photos, video, and floor plan coming April 2; expected on the market April 3.
  1. Listed by Sarah Greenlee Morse • TTR Sotheby's International Realty
    P: (410)-303-1522 sgmorse@ttrsir.com

Property Details for 198 Acton Road

Tax ID Number
020682905188700
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Coastal
Levels/Stories
3
Waterfront
Yes
LISTING UPDATED: 04/01/2026 05:03 PM

Property Details for 198 Acton Road

StatusComing Soon
MLS #MDAA2136766
Days on Market-
Taxes$13,472 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built1940
Lot Size0.26 AC / 11,140 SF
CountyAnne Arundel County
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Location

Listing Courtesy of TTR Sotheby's International Realty
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Building Information for 198 Acton Road

Stories3Year Built1940Building Size-Lot Size0.26 AC / 11,140 SF

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$12,528 per month

30 year fixed, 6.11% Interest

Principal and Interest

$11,405

Property Taxes

$1,123

HOA Dues

$0

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Property Information for 198 Acton Road

Location
Location
  • In City Limits: Yes
  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • School District County ID: 121140671932
  • SchoolDistrictSource: Listing Agent
  • High School: ANNAPOLIS (ANNE ARUNDEL MD)
  • HighSchoolSource: Listing Agent
  • County: ANNE ARUNDEL
Waterfront / Water Access
Waterfront / Water Access
  • Water View: Yes
  • Water Access: Yes
  • Water Access Features: Private Access, Sail, Canoe/Kayak, Boat - Powered
  • Water Oriented: Yes
  • Navigable Water: Yes
  • Water Body Name: Spa Creek
  • Water Body Type: Creek
  • Water Frontage In Feet: 50.0
  • Riparian Rights Y/N: Yes
  • Docks Count: 1
  • Dock Type and Features: Multiple Slip, Pier (Perpendicular), Private
  • Dock/Slip Conveys Y/N: true
  • Dock/Slip Conveyance: Deeded
  • Slips Count: 2
  • Mean Low Water Feet: 6.00
  • Distance To Body Of Water: 150.00
  • Distance To Body Of Water Units: Feet
Association / Community Info
Association / Community Info
  • Senior Community: No
  • Association Recreation Fee Y/N: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $954,000
  • Year Assessed: 2026
  • County Tax: $6,534
  • Improvement Assessed Value: $171,900
  • City Town Tax: $6,938
  • Land Assessed Value: $782,100
  • Clean Green Assessed: No
  • Land Use Code: R
  • Zoning: RESIDENTIAL
  • Tax Lot: 52
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Rooms
Main
  • # Bedrooms Count Main Level: 1
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Full Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 2
  • # Bathrooms Count All Upper Levels: 2
  • # Bathrooms Full All Upper Levels: 2
Upper Level 1
  • # Bedrooms Count Upper Level: 2
  • # Bathrooms Count Upper Level: 2
  • # Bathrooms Full Upper Level: 2
All Lower Levels
  • # Bedrooms All Lower Levels: 0
  • # Bathrooms All Lower Levels: 1
  • # Bathrooms Full All Lower Levels: 0
  • # Bathrooms Half All Lower Levels: 1
Lower Level 1
  • # Bedrooms Lower Level: 0
  • # Bathrooms Lower Level: 1
  • # Bathrooms Full Lower Level: 0
  • # Bathrooms Half Lower Level: 1
Rooms
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Foyer, Laundry, Office, Recreation Room, Storage Room, Workshop, Bathroom 3, Primary Bathroom, Full Bath, Half Bath
  • Stories: Lower 1, Main, Upper 1
Rooms Information
Room 1
  • Room Type: Kitchen
  • Room Level: Main
  • Room Exists: Yes
Room 2
  • Room Type: Living Room
  • Room Level: Main
  • Room Exists: Yes
Room 3
  • Room Type: Dining Room
  • Room Level: Main
  • Room Exists: Yes
Room 4
  • Room Type: Office
  • Room Level: Main
  • Room Exists: Yes
Room 5
  • Room Type: Foyer
  • Room Level: Main
  • Room Exists: Yes
Room 6
  • Room Type: Recreation Room
  • Room Level: Lower 1
  • Room Exists: Yes
Room 7
  • Room Type: Storage Room
  • Room Level: Lower 1
  • Room Exists: Yes
Room 8
  • Room Type: Workshop
  • Room Level: Lower 1
  • Room Exists: Yes
Room 9
  • Room Type: Laundry
  • Room Level: Lower 1
  • Room Exists: Yes
Room 10
  • Room Type: Foyer
  • Room Level: Lower 1
  • Room Exists: Yes
Room 11
  • Room Type: Storage Room
  • Room Level: Lower 1
  • Room Exists: Yes
Room 12
  • Room Type: Primary Bathroom
  • Room Level: Upper 1
  • Room Exists: Yes
Room 13
  • Room Type: Primary Bedroom
  • Room Level: Upper 1
  • Room Exists: Yes
Room 14
  • Room Type: Bedroom 2
  • Room Level: Upper 1
  • Room Exists: Yes
Room 15
  • Room Type: Full Bath
  • Room Level: Upper 1
  • Room Exists: Yes
Room 16
  • Room Type: Storage Room
  • Room Level: Upper 1
  • Room Exists: Yes
Room 17
  • Room Type: Laundry
  • Room Level: Upper 1
  • Room Exists: Yes
Room 18
  • Room Type: Bathroom 3
  • Room Level: Main
  • Room Exists: Yes
Room 19
  • Room Type: Bedroom 3
  • Room Level: Main
  • Room Exists: Yes
Room 20
  • Room Type: Half Bath
  • Room Level: Lower 1
  • Room Exists: Yes
Room 21
  • Room Type: Kitchen
  • Room Level: Lower 1
  • Room Exists: Yes
Building Info
Building Info
  • Builder Name: Blueford Contracting
  • Year Major Reno Remodel: 2011
  • Total Finished SQFT: 3,745.00
  • Total Finished SQFT Source: Estimated
  • Total SQFT: 4,127.00
  • Total SQFT Source: Estimated
  • Main Entrance Orientation: West
  • Construction Materials: HardiPlank Type
  • Ext Main Mid-res: http://bright-media01.prd.brightmls.com/bright/images/0000/8046/9629/0266/804696290266_512_384_WM_Demb9OgXLOOat1XN.jpg
  • Flooring Type: Hardwood
  • Basement Type: Partially Finished, Outside Entrance, Interior Access
  • Foundation Details: Block
  • Room and Floor: Bedrooms-Main Level-1, Bathrooms Full-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Upper Level 1-2, Bathrooms Half-Lower Level 1-1
  • # Bathrooms Full: 3
  • # Bathrooms Half: 1
  • Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Location Type: Creek/Stream
  • Parcel ID: 15324317
  • Ground Rent Exists: No
Parking
Parking
  • Type Of Parking: Driveway
  • Driveway - # of Spaces: 4
Interior Features
Interior Features
  • Fireplace: No
  • Accessibility Features: None
  • Laundry Type: Upper Floor, Basement
Exterior Features
Exterior Features
  • Spa: No
  • Exterior Features: Extensive Hardscape, Exterior Lighting, Underground Lawn Sprinkler
  • Pool: No Pool
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Geothermal
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Geo-thermal
  • Hot Water: Tankless
  • Water Source: Public
  • Sewer Septic: Public Sewer
Confidential Data
Listing Office
  • List Agent AOR: Anne Arundel County Association of REALTORS
  • List Agent URL: CBMOVE.COM

Public Records for 198 Acton Road

Taxable ValueLand-Additions-Total-
Tax Record2025$11,095 ($925 / month)
Home Facts
Beds0Baths3Total Finished SqFt1,779 SqFtAbove Grade Finished SqFt1,779 SqFtStories2Lot Size11,140 SqFtStyleSingle Family ResidenceYear Built1940CountyANNE ARUNDELAPN06-829-05188700Fireplace TypeHas Fireplace

Schools near 198 Acton Road

This home is within Anne Arundel County Public Schools.
Rating
School
Type
Grades
Distance
Germantown Elementary School
Public - PK to 5
Wiley H. Bates Middle School
Public - 6 to 8
Annapolis High School
Public - 9 to 12
Mary Moss at Adams Academy
Public - K to 12
Rating
School
Distance
Germantown Elementary School
PublicPK to 5

Wiley H. Bates Middle School
Public6 to 8

Annapolis High School
Public9 to 12

Mary Moss at Adams Academy
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 198 Acton Road, Annapolis, MD 21403

198 Acton Road is a single family home Coming Soon in Annapolis, MD 21403. This property is currently priced at $2,350,000. This listing's school district is Anne Arundel County Public Schools. Nearby schools include Germantown Elementary School, Wiley H. Bates Middle School and Annapolis High School. 198 Acton Road is a 3-bed, 4-bath, 3,745 sqft single family home built in 1940.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of TTR Sotheby's International Realty

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 04/01/2026 05:03 PM