198 Lowe St

4,170 Sq. Ft.
$2,036 / Sq. Ft.
4,170
Sq. Ft.
$2,036
per Sq. Ft.

Description

Key Harbor. Pristine and gorgeous, this authentically restored Oceanfront Home is nestled on approximately one and a half acres with expansive breathtaking open water views. Step inside and enjoy the open flow-through layout, blending interior and exterior seamlessly while delivering amazing and unobstructed views from palm-lined lawns to sandy beach, marina, and the ocean beyond. Inviting outdoor living areas include a custom pool with special lighting and sun deck surrounded by lush green lawns...Key Harbor. Pristine and gorgeous, this authentically restored Oceanfront Home is nestled on approximately one and a half acres with expansive breathtaking open water views. Step inside and enjoy the open flow-through layout, blending interior and exterior seamlessly while delivering amazing and unobstructed views from palm-lined lawns to sandy beach, marina, and the ocean beyond. Inviting outdoor living areas include a custom pool with special lighting and sun deck surrounded by lush green lawns and mature landscaping for privacy. This timeless escape is comprised of a spacious 3 bedroom/3.5 bath main home with a 2 bedroom/1 bath guest quarters, all masterfully crafted with select finishes.
  1. Listed by Cheri Tindall • Ocean Sotheby's International Realty
  2. Listed by Leslie Leopold • Ocean Sotheby's International Realty

Property Details for 198 Lowe Street

Waterfront
Oceanfront
Waterfront
Yes
Zoning
R1 - Residential Single Family
Subdivision
Tavernier Beach (91.5)
Vehicle Storage
Garage, Attached, Carport
Pets
Pets Allowed
LISTING UPDATED: 01/23/2026 06:38 PM

Property Details for 198 Lowe Street

StatusActive
MLS #608494
Days on Market639
Taxes$40,529 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family
Year Built1957
Lot Size1.25 AC / 54,450 SF
CountyMonroe County

Location

Listing Courtesy of Ocean Sotheby's International Realty
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Building Information for 198 Lowe Street

Stories2Year Built1957Building Size-Lot Size1.25 AC / 54,450 SF

Payment Calculator

$44,756 per month

30 year fixed, 6.15% Interest

Principal and Interest

$41,379

Property Taxes

$3,377

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 198 Lowe Street

Summary
Location and General Information
  • Waterview: Ocean View, Open Water View
  • Area: 26 - Key Largo S of MM 96.9
  • Absolute Longitude: 80.517176
  • Control Depth: 4
  • Listing Board: Florida Keys
  • Side: Ocean
  • Mile Marker: 91.5
  • Marathon Neighborhood: N/A
  • Neighborhood Feature: Beach
  • Key/Island: Key Largo
Taxes and HOA Information
  • Association Info: Mandatory Home Owners Asc: No
  • Association Info: Voluntary Home Owners Asc: No
  • Association Info: 1st Right of Refusal: No
  • Fee Includes: None
  • Furnished: Unfurnished
  • Tax Year: 2023
  • Tax Exemptions: None
Property
Lot Information
  • Acres: 1.43
  • SqFt Remarks: 4,170sf includes 2-story mainhouse plus 918sf guest quarters
  • Parcel #: 00566320-000000
  • Land Size: 1 Less Than 2 Acres
Property and Assessments
  • Legal: BK 3 AMD PLAT OF TAVERNIER BCH KEY LARGO PB1-201 & ISLAND OF KEY LARGO LOT 6 LESS WESTERLY 200FT OR607-706 OR607-707 OR
  • MLS Approved: Y
  • SqFt Source: Property Data Card
  • Flood Zone: AE,VE,VE,VE
  • Rentals Allowed: With Restrictions
  • Deed Restrictions: Unknown
  • Picture Count: 108
  • Document Count: 0
  • Building Style: Above Flood: Unknown
  • Property Condition: Updated/Remodeled
Utilities
  • Utilities: FKAA, Municipal Sewer
  • Pub Sewer HkUp: Yes
  • Pool: Yes
  • Pool Info: In Ground, Decked, Concrete
  • Porch/Balcony: Open Porch/Balcony, Patio
Interior and Exterior Features
Interior Features
  • Floor: Tile
  • Interior Features: Drapes/Blinds Incl, Security System, Cathedral Ceilings
  • Appliances: Washer, Freezer, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
Exterior Features
  • Roof: Metal Roof
  • Construction: CBS, Combo Construction, Concrete
  • Dockage: Boat Lift, Basin
  • Exterior Features: Fencing, Sandy Beach, Privacy Wall/Fence, Outdoor Shower, Lighting
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
Room Information
  • Specialty Rooms: Laundry Room
  • Specialty Rooms: Guest/Servant Qtrs: Legal

Property History for 198 Lowe Street

DateEvent & SourcePriceAppreciation
Oct 29, 2025

Listed (Active)

FKMLS #608494

$8,490,000
Oct 22, 2025

Temp Off Market

FKMLS #608494

Nov 21, 2024

Listed (Active)

FKMLS #608494

Aug 20, 2024

Temp Off Market

FKMLS #608494

Feb 1, 2024

Price Change

FKMLS #608494

$12,250,000
Feb 1, 2024

Price Change

FKMLS #608494

$9,750,000
Feb 1, 2024

Listed (Active)

FKMLS #608494

$8,490,000
Apr 11, 2021

Temp Off Market

FKMLS #593559

Dec 1, 2020

Listed (Active)

FKMLS #593559

$6,999,000
Mar 1, 2012

Sold (Public Record)

Public Record #325497030

$2,200,000

-5.7% / yr

Feb 29, 2012

Sold

FKMLS #556180

$2,200,000
Jan 21, 2012

Pending

FKMLS #556180

Oct 28, 2011

Listed (Active)

FKMLS #556180

$2,495,000
Aug 8, 2007

Sold

FKMLS #533644

$2,875,000
Aug 6, 2007

Sold (Public Record)

Public Record #225311696

$2,875,000
Mar 21, 2007

Pending

FKMLS #533644

Jan 22, 2006

Listed (Active)

FKMLS #533644

$2,975,000
Feb 17, 2005

Sold

FKMLS #522594

$2,175,000
Dec 23, 2004

Pending

FKMLS #522594

Jun 24, 2004

Listed (Active)

FKMLS #522594

$2,675,000
DateEvent & SourcePrice
10/29/2025

Listed (Active)

FKMLS #608494

$8,490,000
10/22/2025

Temp Off Market

FKMLS #608494

11/21/2024

Listed (Active)

FKMLS #608494

08/20/2024

Temp Off Market

FKMLS #608494

02/01/2024

Price Change

FKMLS #608494

$12,250,000
02/01/2024

Price Change

FKMLS #608494

$9,750,000
02/01/2024

Listed (Active)

FKMLS #608494

$8,490,000
04/11/2021

Temp Off Market

FKMLS #593559

12/01/2020

Listed (Active)

FKMLS #593559

$6,999,000
03/01/2012

Sold (Public Record)

Public Record #325497030

$2,200,000

-5.7% / yr

02/29/2012

Sold

FKMLS #556180

$2,200,000
01/21/2012

Pending

FKMLS #556180

10/28/2011

Listed (Active)

FKMLS #556180

$2,495,000
08/08/2007

Sold

FKMLS #533644

$2,875,000
08/06/2007

Sold (Public Record)

Public Record #225311696

$2,875,000
03/21/2007

Pending

FKMLS #533644

01/22/2006

Listed (Active)

FKMLS #533644

$2,975,000
02/17/2005

Sold

FKMLS #522594

$2,175,000
12/23/2004

Pending

FKMLS #522594

06/24/2004

Listed (Active)

FKMLS #522594

$2,675,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 198 Lowe Street

Taxable ValueLand$4,209,239Additions$2,160,522Total$6,369,761
Tax Record2024$44,022 ($3,669 / month)
Home Facts
Beds3Baths3.5Total Finished SqFt4,170 SqFtAbove Grade Finished SqFt4,170 SqFtStories2Lot Size62,328 SqFtStyleSingle Family ResidenceYear Built1957Year Renovated2020CountyMONROEAPN00566320-000000

Schools near 198 Lowe Street

This home is within Monroe.
Rating
School
Type
Grades
Distance
Public - PK to 8
Public - 9 to 12
Charter - K to 8
Public - 6 to 12
Rating
School
Distance
Plantation Key School
PublicPK to 8

Coral Shores High School
Public9 to 12

Ocean Studies Charter
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

198 Lowe Street is a single family home for sale in Tavernier, FL 33070. This property was listed for sale on February 1, 2024 by Ocean Sotheby's International Realty, it's currently listed at $8,490,000. It has been on the market for a total of 639 days and was last sold on March 1, 2012. This listing's school district is Monroe. Nearby schools include Plantation Key School, Coral Shores High School and Ocean Studies Charter. 198 Lowe Street is a 5-bed, 5-bath, 4,170 sqft single family home built in 1957.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Ocean Sotheby's International Realty

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.