20228 Harbor Tree Road

Closed 7/30/21

BEAUTIFUL FRONT WITH NEW WINDOWS FACING GREENS

SPACIOUS EAT -IN KITCHEN WITH GRANITE COUNTER

KITCHEN WITH NEW GRANITE COUTER PLUS NEW CABINET

OWNERS SUITE WITH GLEAMING HARDWOOD FLOOR.

Sold

Last Sold Price

$295,000

3 beds3 baths1,440 sqft$205/sqft

20228 Harbor Tree Rd, Gaithersburg, MD 20886

TownhouseProperty Type

760 sq ftLot Size

1995Year Built

$205/sq ftPrice per sq ft

$118/moHOA Fees

Description

Beautiful Home With Lots Of Recent Fine Updates. New Roof, New Windows, White Appliances With Gorgeous New White Cabinets , Granite Counter tops. Hardwood Stair Case to second level . Large Owner's suite With Gleaming Harwood Floor. Run for This Fantastic Move- In Condition Home.. No showings till open house saturday 1-3:00 pmBeautiful Home With Lots Of Recent Fine Updates. New Roof, New Windows, White Appliances With Gorgeous New White Cabinets , Granite Counter tops. Hardwood Stair Case to second level . Large Owner's suite With Gleaming Harwood Floor. Run for This Fantastic Move- In Condition Home.. No showings till open house saturday 1-3:00 pm

Listed by: Mildred Osei-Bonsu 240.426.1352 confidentmildred@gmail.com • Weichert, REALTORS

Listing closed: 07/30/2021 12:00 AM • Source: BRIGHT, MLS#: MDMC760606

Recent comparable sales

Median sold price

$330,000

Avg days on market

Sale-to-list ratio

98.1%

1/42

$333,200

Sold 09/19/25

3
Bedrooms: 3
Bathrooms: 1,440
Square Feet: 0.02
Acres

8014 Harbor Tree Way, Gaithersburg, MD 20886

1/2

$330,000

Sold 05/01/25

3
Bedrooms: 3
Bathrooms: 1,548
Square Feet: 0.05
Acres

13 Blue Smoke Court, Gaithersburg, MD 20879

1/24

$325,000

Sold 11/04/25

3
Bedrooms: 3
Bathrooms: 1,494
Square Feet: 0.07
Acres

9031 Chesley Knoll Court, Gaithersburg, MD 20879

1/16

$320,000

Sold 12/27/24

3
Bedrooms: 3
Bathrooms: 1,399
Square Feet: 0.04
Acres

8210 Castlebury Terrace, Gaithersburg, MD 20879

1/19

$330,000

Sold 05/29/26

3
Bedrooms: 3
Bathrooms: 1,677
Square Feet: 0.02
Acres

20003 Canebrake Court, Gaithersburg, MD 20886

a front view of a building with a garden

1/23

$360,000

Sold 04/25/25

3
Bedrooms: 3
Bathrooms: 1,254
Square Feet: 0.02
Acres

8859 Welbeck Way, Gaithersburg, MD 20886

1/41

$360,000

Sold 02/13/25

3
Bedrooms: 3
Bathrooms: 1,254
Square Feet: 0.02
Acres

8806 Welbeck Way, Gaithersburg, MD 20886

1/25

$372,000

Sold 07/15/26

3
Bedrooms: 3
Bathrooms: 1,593
Square Feet: 0.02
Acres

19951 Drexel Hill Circle, Gaithersburg, MD 20886

1/43

$300,000

Sold 11/08/24

3
Bedrooms: 3
Bathrooms: 1,350
Square Feet: 0.05
Acres

7667 Laytonia Drive, Gaithersburg, MD 20877

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Location

Listing Courtesy of Weichert, REALTORS

Sold By Weichert, REALTORS

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$1,838 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,499

Property Taxes

$220

HOA Dues

$118

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Property Information for 20228 Harbor Tree Road

Property Details

Taxes: $2,644 / year
MLS Type: Residential / Fee Simple
County: Montgomery County
Tax ID Number: 160102963656
Ownership: Fee Simple
Condo Coop Association: No
HOA: Yes
Structure Type: Interior Row/Townhouse
Style: Back-to-Back
Levels/Stories: 3
Waterfront: No
Views: Trees/Woods
Garage: No
Subdivision: CHARLESGATE
Subdivision: CHARLESGATE (MONTGOMERY MD)
Legal Subdivision: CHARLESGATE
Central Air: Yes
Basement: No
Above Grade Finished SQFT: 1,440.00
Above Grade Fin SQFT Source: Assessor
Below Grade Finished SQFT: .00
Below Grade Fin SQFT Source: Assessor
Below Grade Unfinished SQFT: .00
Below Grade Unfin SQFT Source: Assessor
Total Below Grade SQFT: .00
Total Below Grade SQFT Source: Assessor
New Construction: No

Building Information

Stories: 3
Year Built: 1995
Lot Size: 0.02 AC / 760 SF

Location

In City Limits: No
School District Name: MONTGOMERY COUNTY PUBLIC SCHOOLS

School District County ID: 121138126809
SchoolDistrictSource: Listing Agent
County: MONTGOMERY

Waterfront / Water Access

Water View: No
Water Access: No

Water Oriented: No
Navigable Water: No
Tidal Water: No
Riparian Rights Y/N: No

Association / Community Info

HOA Condo Coop Fee Includes: Common Area Maintenance, Management, Recreation Facility, Trash, Other, Snow Removal
HOA Condo Coop Amenities: Community Center, Pool - Outdoor, Pool Mem Avail

Senior Community: No
Association Recreation Fee Y/N: Yes
Association Recreation Fee: $0
Type of Condo: Home Owner Association

Taxes and Assessment

Tax Year: 2020
Tax Assessed Value: $228,267

Year Assessed: 2021
County Tax: $2,397
Improvement Assessed Value: $100,000
Land Assessed Value: $150,000
Clean Green Assessed: No
Front Foot Fee: $0
Front Foot Fee Payment Frequency: Annually
Land Use Code: 011
Refuse Fee: $213
Historic: No
Zoning: TMD
Tax Lot: 47
Automatically Update Tax Values Y/N: Yes

Rooms

Main

# Bedrooms Count Main Level: 0
# Bathrooms Count Main Level: 1

# Bathrooms Full Main Level: 0
# Bathrooms Half Main Level: 1

All Upper Levels

# Bedrooms Count All Upper Levels: 3
# Bathrooms Count All Upper Levels: 2

# Bathrooms Full All Upper Levels: 2

Upper Level 1

# Bedrooms Count Upper Level: 1
# Bathrooms Count Upper Level: 1

# Bathrooms Full Upper Level: 1

Upper Level 2

# Bedrooms Count Upper Level: 2
# Bathrooms Count Upper Level: 1

# Bathrooms Full Upper Level: 1

Rooms

Room List: Living Room, Dining Room, Bathroom 1
Stories: Main, Upper 1, Upper 2

Rooms Information

Room 1

Room Type: Dining Room
Room Level: Upper 1

Room Exists: Yes
Room Features: Ceiling Fan(s), Countertop(s) - Granite, Crown Molding, Bathroom - Soaking Tub, Walk-In Closet(s), Window Treatments, Flooring - Tile/Brick, Flooring - HardWood, Flooring - Laminated, Flooring - Carpet

Room 2

Room Type: Living Room
Room Level: Main

Room Exists: Yes

Room 3

Room Type: Bathroom 1
Room Level: Upper 2

Room Exists: Yes

Building Info

Total Finished SQFT: 1,440.00
Total Finished SQFT Source: Assessor

Tax Total Finished SQFT: 1,440.00
Total SQFT: 1,440.00
Total SQFT Source: Assessor
Construction Materials: Other
Ext Main Mid-res: http://bright-media01.prd.brightmls.com/bright/images/0000/8007/7136/9702/800771369702_512_384_WM_u7gN9J1KS_BvN_qs.jpg
Room and Floor: Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bathrooms Full-Upper Level 1-1, Bedrooms-Upper Level 2-1, Bedrooms-Upper Level 2-2, Bathrooms Full-Upper Level 2-1
# Bathrooms Full: 2
# Bathrooms Half: 1
Other Structure: Above Grade, Below Grade

Lot / Land Information

Lot Size Source: Assessor
Parcel ID: 13791713

Parking

Type Of Parking: On Street
Number of Assigned Spaces: 2

Parking Features: Assigned

Interior Features

Interior Features: Formal/Separate Dining Room, Kitchen - Country, Kitchen - Eat-In, Bathroom - Soaking Tub, Sprinkler System, Bathroom - Tub Shower, Walk-in Closet(s), Wood Floors, Other
Fireplace: No

Appliances: Built-In Microwave, Built-In Range, Disposal, Dryer, Dryer - Electric, Oven - Wall, Oven/Range - Electric, Refrigerator, Washer, Water Heater, Dishwasher, Icemaker
Accessibility Features: Level Entry - Main
Security Features: Sprinkler System - Indoor, Smoke Detector
Door Features: Storm
Window Features: Storm, Screens
Laundry Type: Upper Floor

Exterior Features

Pool: Yes - Community

Utilities

Heating: Yes
Cooling Type: Ceiling Fan(s), Central A/C

Cooling Fuel: Electric
Heating Type: Forced Air
Heating Fuel: Electric
Hot Water: Electric
Water Source: Public
Sewer Septic: Public Sewer

Property History for 20228 Harbor Tree Road

Date	Event & Source	Price	Appreciation
Jul 30, 2021	Closed (Public Record) Public Record #1470450434	$295,000	+3.9% / yr
Jul 30, 2021	Closed BRIGHT #MDMC760606	$295,000	—
Jul 7, 2021	Pending BRIGHT #MDMC760606		—
Jun 22, 2021	Active Under Contract BRIGHT #MDMC760606		—
Jun 22, 2021	Pending BRIGHT #MDMC760606		—
Jun 22, 2021	Active Under Contract BRIGHT #MDMC760606		—
Jun 18, 2021	Listed (Active) BRIGHT #MDMC760606	$287,500	—
Sep 18, 2014	Closed BRIGHT #1003093460	$227,000	—
Sep 17, 2014	Closed (Public Record) Public Record #454610851	$227,000	—
Aug 10, 2014	Pending BRIGHT #1003093460		—
Jul 4, 2014	Listed (Active) BRIGHT #1003093460	$230,000	—

Date	Event & Source	Price
07/30/2021	Closed (Public Record) Public Record #1470450434	$295,000 +3.9% / yr
07/30/2021	Closed BRIGHT #MDMC760606	$295,000
07/07/2021	Pending BRIGHT #MDMC760606	—
06/22/2021	Active Under Contract BRIGHT #MDMC760606	—
06/22/2021	Pending BRIGHT #MDMC760606	—
06/22/2021	Active Under Contract BRIGHT #MDMC760606	—
06/18/2021	Listed (Active) BRIGHT #MDMC760606	$287,500
09/18/2014	Closed BRIGHT #1003093460	$227,000
09/17/2014	Closed (Public Record) Public Record #454610851	$227,000
08/10/2014	Pending BRIGHT #1003093460	—
07/04/2014	Listed (Active) BRIGHT #1003093460	$230,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 20228 Harbor Tree Road

Taxable ValueLand$150,000Additions$181,400Total$331,400

Tax Record2025$3,939 ($328 / month)

Home Facts

Beds0Baths2.5Total Finished SqFt1,440 SqFtAbove Grade Finished SqFt1,440 SqFtStories3Lot Size760 SqFtStyleTownhouseYear Built1995Year Renovated1995ZoningTMDCountyMONTGOMERYAPN01-02963656

Schools near 20228 Harbor Tree Road

This home is within Montgomery County Public Schools.


Rating	School	Type	Grades	Distance
7/10	Laytonsville Elementary School	Public - Serves this home	K to 5	1.8 mi
4/10	Gaithersburg Middle School	Public - Serves this home	6 to 8	3.3 mi
3/10	Gaithersburg High School	Public - Serves this home	9 to 12	4.0 mi
NR	Regional Institute For Children & Adolescents	Public - Nearby school	4 to 12	6.2 mi
NR	Rock Terrace School	Public - Choice school	6 to 12	6.4 mi
NR	Alternative Programs	Public - Choice school	6 to 12	6.7 mi
NR	Church of the Redeemer Christian School	Private - Nearby school	PK to 8	1.0 mi


Rating	School	Distance
7/10	Laytonsville Elementary School PublicK to 5 Serves this home	1.8 mi
4/10	Gaithersburg Middle School Public6 to 8 Serves this home	3.3 mi
3/10	Gaithersburg High School Public9 to 12 Serves this home	4.0 mi
NR	Regional Institute For Children & Adolescents Public4 to 12 Nearby school	6.2 mi
NR	Rock Terrace School Public6 to 12 Choice school	6.4 mi
NR	Alternative Programs Public6 to 12 Choice school	6.7 mi
NR	Church of the Redeemer Christian School PrivatePK to 8 Nearby school	1.0 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

Address	Sold price	Beds	Baths	Sqft	Lot (Sqft)
This home: 20228 Harbor Tree Road, Gaithersburg, MD 20886	$295,000	3	3	1,440	760
20230 Harbor Tree Road, Montgomery Village, MD 20886	$234,000	–	2.5	1,440	950
8016 Harbor Tree Way, Montgomery Village, MD 20886	$260,000	3	2	1,440	840
8014 Harbor Tree Way, Gaithersburg, MD 20886	$333,200	3	3	1,440	1,050
20224 Harbor Tree Road, Gaithersburg, MD 20886	$230,000	3	3	–	840
8018 Harbor Tree Way, Gaithersburg, MD 20886	$152,000	3	3	–	760
20222 Harbor Tree Road, Montgomery Village, MD 20886	$361,500	2	3	1,440	760
8022 Harbor Tree Way, Gaithersburg, MD 20886	$275,000	3	3	1,440	1,440
20234 Harbor Tree Road, Montgomery Village, MD 20886	$347,000	3	3	1,440	1,050
8024 Harbor Tree Way, Gaithersburg, MD 20886	$276,500	3	3	1,440	1,050
20236 Harbor Tree Road, Montgomery Village, MD 20886	–	–	2.5	1,440	840
8008 Harbor Tree Way, Montgomery Village, MD 20886	–	–	2.5	1,440	760
8006 Harbor Tree Way, Montgomery Village, MD 20886	–	–	2.5	1,440	840
20240 Harbor Tree Road, Montgomery Village, MD 20886	$260,000	3	3	1,440	760
8004 Harbor Tree Way, Gaithersburg, MD 20886	$305,000	3	3	1,440	840
2 Harbor Tree Court, Montgomery Village, MD 20886	–	–	2.5	1,440	1,050

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Listing Courtesy of Weichert, REALTORS

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 08/20/2026 06:00 PM

Gaithersburg, MD

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