20345 Ridge Road

Closed 7/21/25
Closed 7/21/25
Your waterfront oasis is ready for you!
1.9 acres of your own oasis
Your backyard to your own dock
Your own personal sunset
Your views will never get old
3400 finished square feet on two levels
Surrounded by lush landscaping
Bluestone pavers take you to the house
Makes for a great entertainment area
Watch the sunsets
Fireplace and built-in shelving
Bar between kitchen and living room
Great spot for meals and taking in the views
Recessed and pendant lighting
Gorgeous, sun-filled kitchen
Upgraded and updated!
Wake up to the views every day
Look at your views in your bedroom
Heated floors!
Not a bad way to wake up
Fireplace in your bedrooms
Primary bathroom
Fantastic shower
Huge walk in with vanity area
Watch the sunset every night from your deck
View from your bedroom deck
Primary bedroom deck
Gallery Image 28
Connects to a full bathroom
2nd bedroom other view
2nd bedroom with built in shelving and cabinetry
Full bathroom in 2nd bedroom
Half bathroom on main level
Unique spiral staircase
Huge rec room on lower level with mini-split
2nd kitchen - making it easy for you
Fully functioning kitchen
Room for a dining table and indoor games
3rd bedroom on lower level
Views from this bedroom too!
3rd full bathroom - lower level
Laundry room on lower level
Walkout from lower level to your outdoor kitchen
Adorable sink and grill
Two car oversized garage
Floored attic ready for future growth
Mini split installed in garage
Tons of rooms for your toys
Conditioned space for your cars
View 1 of above garage
View 2 of above garage
Back of home
Back of home
Twilight view of the back of home
Fun times around the firepit
Gallery Image 56
You can just picture your evenings here
Pergola over patio
Backyard views
Beautiful lawn makes for outdoor activities
Private dock
Aerial view of home
Aerial view of waterfront
Aerial view of your dock
Gallery Image 65
From your pergola
Evening views
Look at this sunset from your yard
Gallery Image 69
Gallery Image 70
Nature on your property
Nature on your property
You will love this community!
Colonial Beach restaurant
Colonial Beach restaurant
Welcome to Colonial Beach
Open floor plan
Open floor plan makes for great entertaining space
Floor plans
Floor plans
Sold
Last Sold Price
$889,000
3 beds3,446 sqft$258/sqft
20345 Ridge Rd, Colonial Beach, VA 22443
Single FamilyProperty Type
1.9 acresLot Size
2005Year Built
$258/sq ftPrice per sq ft
12 carsParking Spaces

Description

Welcome home to this builder-custom renovated waterfront paradise! Nestled in privacy on nearly two acres, this stunning waterfront retreat boasts 150+ feet of shoreline with quick and easy access to the Potomac River. Bluestone pavers guide you through the lush landscaping to your front porch, where tranquility meets luxury. Inside, a dramatic wall of windows welcomes you with sweeping views of the waterfront. The beautiful kitchen boasts stainless steel appliances, upgraded cabinetry, granite countertops,...Welcome home to this builder-custom renovated waterfront paradise! Nestled in privacy on nearly two acres, this stunning waterfront retreat boasts 150+ feet of shoreline with quick and easy access to the Potomac River. Bluestone pavers guide you through the lush landscaping to your front porch, where tranquility meets luxury. Inside, a dramatic wall of windows welcomes you with sweeping views of the waterfront. The beautiful kitchen boasts stainless steel appliances, upgraded cabinetry, granite countertops, and opens to a generous size bar that seamlessly connects to the family room — the perfect space for entertaining or casual dining. The expansive family room, with its stone wall fireplace and built-in shelving is just one of the many special features of the home. The primary suite is a serene escape with expansive waterfront views, a private deck, cozy fireplace, heated floors, and a spa-inspired renovated bathroom. A generous walk-in closet with vanity seating completes the space. The second bedroom offers a full wall of built-in cabinetry for elegant storage and its own ensuite bathroom. The fully finished lower level includes a third bedroom with a renovated full bath which provides a perfect space for guests. Also included is a second kitchen, a large open entertainment area with a mini-split for additional comfort, and easy access to and from the backyard oasis — ideal for hosting guests or returning from a day on the water. Other unique features are the invisible fence for pets and central vacuum system. Step outside to enjoy the outdoor kitchen with built-in seating under a charming pergola. Relax around the built-in firepit with tons of seating already in place. A private 140-foot dock awaits, complete with 60-amp power and an outdoor shower — ready for your boat, paddleboards, or peaceful waterfront lounging. The oversized, conditioned two-car detached garage offers abundant space for vehicles, storage, or a workshop, and includes stair access to a potential bonus room above. A new panel box is already in place, ready for your future expansion. Watch the ospreys and eagles fly from your yard. Colonial Beach is uniquely located at the midpoint on the Potomac River between D. C. and the Chesapeake Bay. A hidden gem, this waterfront town boasts the second largest beach in Virginia, historical sites, unique galleries and stores with countless activities. Call for your private tour today to start your waterfront lifestyle.
  • Listed by: Juli A Hawkins 540.287.8301 juli.hawkins@redfin.com • Redfin Corporation
Listing closed: 07/21/2025 12:00 AM • Source: BRIGHT, MLS#: VAWE2009084

Recent comparable sales

Median sold price

$650,000

Avg days on market

26

Sale-to-list ratio

100.0%

Colonial Beach, VA

9 comparable properties found

1

$565,000

Sold 04/07/26

3
Bedrooms
3
Bathrooms
3,083
Square Feet
3.43
Acres

18987 Ridge Road, Colonial Beach, VA 22443

$925,000 | 716 Monroe Bay Avenue, Colonial Beach, VA 22443
1/51
2

$925,000

Sold 11/01/24

3
Bedrooms
2,982
Square Feet
0.36
Acres

716 Monroe Bay Avenue, Colonial Beach, VA 22443

$755,000 | 36 Waterview Point, Colonial Beach, VA 22443
1/57
3

$755,000

Sold 06/23/25

4
Bedrooms
3,006
Square Feet
0.65
Acres

36 Waterview Point, Colonial Beach, VA 22443

a front view of a house with a garden and trees
1/2
4

$497,000

Sold 10/10/25

3
Bedrooms
2,900
Square Feet
0.29
Acres

449 Wakefield Drive, Colonial Beach, VA 22443

$899,000 | 257 Church Point Lane, Colonial Beach, VA 22443
1/41
5

$899,000

Sold 08/27/26

4
Bedrooms
3,850
Square Feet
2.93
Acres

257 Church Point Lane, Colonial Beach, VA 22443

a view of a lake with a house in the background
1/46
6

$875,000

Sold 09/27/24

4
Bedrooms
1,552
Square Feet
Unavailable
Acres

1017 Lee Street, Colonial Beach, VA 22443

a front view of a house with a yard and garage
1/38
7

$650,000

Sold 06/06/25

3
Bedrooms
1,968
Square Feet
0.12
Acres

606 Potomac River Avenue, Colonial Beach, VA 22443

$325,000 | 38 4th Street, Colonial Beach, VA 22443
1/30
8

$325,000

Sold 07/28/26

2
Bedrooms
2,916
Square Feet
0.25
Acres

38 4th Street, Colonial Beach, VA 22443

a front view of a house with a yard
1/3
9

$481,371

Sold 12/31/25

3
Bedrooms
1,632
Square Feet
0.29
Acres

203 Azalea Road, Colonial Beach, VA 22443

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Location

Listing Courtesy of Redfin Corporation

Sold By Coldwell Banker Elite

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$4,730 per month

30 year fixed, 6.55% Interest

Principal and Interest

$4,519

Property Taxes

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Property Information for 20345 Ridge Road

Property Details
  • Taxes: $2,536 / year
  • MLS Type: Residential / Fee Simple
  • County: Westmoreland County
  • Tax ID Number: 2 26A
  • Ownership: Fee Simple
  • Condo Coop Association: No
  • HOA: No
  • Structure Type: Detached
  • Style: Raised Ranch/Rambler
  • Levels/Stories: 2
  • Waterfront: Yes
  • Waterfront Features: Private Dock Site
  • Views: Creek/Stream, River
  • Garage: Yes
  • Expected On Market Date: 06-13-2025
  • Subdivision: NONE AVAILABLE
  • Subdivision: NONE AVAILABLE (WESTMORELAND VA)
  • Total Parking Spaces: 12
  • Central Air: Yes
  • Basement: Yes
  • Above Grade Finished SQFT: 1,965.00
  • Above Grade Fin SQFT Source: Estimated
  • Below Grade Finished SQFT: 1,481.00
  • Below Grade Fin SQFT Source: Estimated
  • Below Grade Unfinished SQFT: .00
  • Below Grade Unfin SQFT Source: Assessor
  • Total Below Grade SQFT: 1,481.00
  • Total Below Grade SQFT Source: Estimated
  • New Construction: No
  • Property Condition: Very Good
Building Information
  • Stories: 2
  • Year Built: 2005
  • Lot Size: 1.90 AC / 82,764 SF
Location
Location
  • In City Limits: No
  • School District Name: WESTMORELAND COUNTY PUBLIC SCHOOLS
  • School District County ID: 121137398432
  • SchoolDistrictSource: Listing Agent
  • Elementary School: WASHINGTON DISTRICT (WESTMORELAND VA)
  • ElementarySchoolSource: Listing Agent
  • Middle Or Junior School: MONTROSS (WESTMORELAND VA)
  • MiddleSchoolSource: Listing Agent
  • High School: WASHINGTON AND LEE (WESTMORELAND VA)
  • HighSchoolSource: Listing Agent
  • County: WESTMORELAND
Waterfront / Water Access
Waterfront / Water Access
  • Water View: Yes
  • Water Access: Yes
  • Water Access Features: Boat - Powered, Canoe/Kayak
  • Water Oriented: Yes
  • Navigable Water: Yes
  • Water Body Name: Rosier Creek
  • Water Body Type: Creek
  • Water Frontage In Feet: 152.0
  • Docks Count: 1
  • Dock Type and Features: Private
  • Dock/Slip Conveys Y/N: true
  • Dock/Slip Conveyance: Deeded
  • Slips Count: 1
Association / Community Info
Association / Community Info
  • Senior Community: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2017
  • Tax Assessed Value: $409,100
  • Year Assessed: 2017
  • County Tax: $2,536
  • Improvement Assessed Value: $252,400
  • Land Assessed Value: $156,700
  • Clean Green Assessed: No
  • Land Use Code: 006
  • Zoning: RESIDENTIAL
  • Automatically Update Tax Values Y/N: Yes
Rooms
Main
  • # Bedrooms Count Main Level: 2
  • # Bathrooms Count Main Level: 3
  • # Bathrooms Full Main Level: 2
  • # Bathrooms Half Main Level: 1
All Lower Levels
  • # Bedrooms All Lower Levels: 1
  • # Bathrooms All Lower Levels: 1
  • # Bathrooms Full All Lower Levels: 1
Lower Level 1
  • # Bedrooms Lower Level: 1
  • # Bathrooms Lower Level: 1
  • # Bathrooms Full Lower Level: 1
Rooms
  • Stories: Lower 1, Main
Financial Information
Expenses
  • Electric Avg Month: $164
  • Electric Prev 12 Months: $1,971
  • Gas Avg Month: $25
  • Gas Prev 12 Months: $300
Building Info
Building Info
  • Year Major Reno Remodel: 2014
  • Total Finished SQFT: 3,446.00
  • Total Finished SQFT Source: Estimated
  • Tax Total Finished SQFT: .00
  • Total SQFT: 3,446.00
  • Total SQFT Source: Estimated
  • Construction Materials: Stone, Other
  • Roof: Asphalt
  • Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8039/2246/8064/803922468064_512_384_WM_qa5guH2LD6nvsnyM.jpg
  • Flooring Type: Laminated, Tile/Brick
  • Basement Type: Daylight, Full, Fully Finished, Interior Access, Outside Entrance, Rear Entrance, Walkout Level
  • Foundation Details: Block
  • Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bathrooms Full-Main Level-1, Bathrooms Full-Main Level-2, Bathrooms Half-Main Level-1, Bedrooms-Lower Level 1-1, Bathrooms Full-Lower Level 1-1
  • # Bathrooms Full: 3
  • # Bathrooms Half: 1
  • Other Structure: Garage(s)
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Estimated
  • Road Surface Type: Stone, Paved
  • Parcel ID: 19755384
Parking
Parking
  • Type Of Parking: Detached Garage, Driveway
  • Num of Detached Garage Spaces: 2
  • Driveway - # of Spaces: 10
  • Total Garage Spaces: 2
  • Garage Features: Additional Storage Area, Garage - Front Entry
Interior Features
Interior Features
  • Interior Features: Built-Ins, Central Vacuum, Entry Level Bedroom, Floor Plan - Open, Kitchen - Island, Primary Bedroom - Bay Front, Spiral Staircase, Walk-in Closet(s), Ceiling Fan(s), Window Treatments, Stove - Wood
  • Fireplace: Yes
  • Fireplaces Count: 3
  • Fireplace Features: Gas/Propane
  • Appliances: Built-In Microwave, Dishwasher, Dryer, Washer, Stove, Refrigerator
  • Accessibility Features: None
  • Laundry Type: Lower Floor
Exterior Features
Exterior Features
  • Exterior Features: Exterior Lighting
  • Outdoor Living Structures: Deck(s), Porch(es), Patio(s), Wrap Around
  • Pool: No Pool
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Hot Water: Electric
  • Water Source: Private, Well
  • Sewer Septic: Septic = # of BR
Confidential Data
Listing Office
  • List Agent AOR: Fredericksburg Area Association of REALTORS

Property History for 20345 Ridge Road

DateEvent & SourcePriceAppreciation
Jul 21, 2025

Closed

BRIGHT #VAWE2009084

$889,000—
Jul 18, 2025

Closed (Public Record)

Public Record #1907889600

$889,000

+12.6% / yr

Jun 19, 2025

Pending

BRIGHT #VAWE2009084

—
DateEvent & SourcePrice
07/21/2025

Closed

BRIGHT #VAWE2009084

$889,000
07/18/2025

Closed (Public Record)

Public Record #1907889600

$889,000

+12.6% / yr

06/19/2025

Pending

BRIGHT #VAWE2009084

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 20345 Ridge Road

Taxable ValueLand$160,500Additions$323,500Total$484,000
Tax Record2025$3,291 ($274 / month)
Home Facts
Baths2Total Finished SqFt4,152 SqFtAbove Grade Finished SqFt2,650 SqFtFinished Basement SqFt1,502 SqFtUnfinished Basement SqFt1,502 SqFtStories1Lot Size82,764 SqFtStyleSingle Family ResidenceYear Built2005ZoningDBCountyWESTMORELANDAPN2 26AFireplace TypeHas Fireplace

Schools near 20345 Ridge Road

This home is within Westmoreland County Public Schools.
Rating
School
Type
Grades
Distance
Washington District Elementary School
Public - PK to 5
Montross Middle School
Public - 6 to 8
Washington & Lee High School
Public - 9 to 12
Cople Elementary School
Public - PK to 5
Rating
School
Distance
Washington District Elementary School
PublicPK to 5

Montross Middle School
Public6 to 8

Washington & Lee High School
Public9 to 12

Cople Elementary School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 20345 Ridge Road, Colonial Beach, VA 22443
$889,000
3
3,446
82,764
20307 Ridge Road, Colonial Beach, VA 22443
$530,000
3
–
37,462
20426 Ridge Road, Colonial Beach, VA 22443
–
–
3,261
62,944
20478 Ridge Road, Colonial Beach, VA 22443
–
–
2,820
59,372
147 Rosier Lane, Colonial Beach, VA 22443
$700,000
3
1,890
59,241
170 Rosier Lane, Colonial Beach, VA 22443
–
–
2
3,076
–

Explore Nearby Homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Redfin Corporation

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 07/22/2025 10:16 AM