Sold
Last Sold Price
8 beds5,500 sqft

20421 Front Beach Rd, Panama City Beach, FL 32413

Single FamilyProperty Type
0.09 acresLot Size
2022Year Built
$1,127/sq ftPrice per sq ft
$500/yrHOA Fees

Description

Welcome to ''5 O'clock Somewhere''. High-end quality at its finest. Construction completed. This 8 bedroom, 8 bathroom palace will have it all. Features include high end luxury furniture & decor package. Luxury appliances French oak wood flooring, and every shower is custom and individually designed. Ground floor features an elevator entrance, a recreational room that opens up to an outside area with a pool/spa and wet bar right on the beach. All bedrooms will feature en-suites, custom built bunks...Welcome to ''5 O'clock Somewhere''. High-end quality at its finest. Construction completed. This 8 bedroom, 8 bathroom palace will have it all. Features include high end luxury furniture & decor package. Luxury appliances French oak wood flooring, and every shower is custom and individually designed. Ground floor features an elevator entrance, a recreational room that opens up to an outside area with a pool/spa and wet bar right on the beach. All bedrooms will feature en-suites, custom built bunks for the kids, king sized beds, and to top it off, the fourth floor features a immaculate beachfront corner master bedroom and deck that will give you the best view for those incredible evening sunsets.
  • Listed by: Tyler Poole • Holiday Beach Real Estate Inc
Listing closed: 04/11/2023 12:00 AM • Source: CPAR, MLS#: 735358
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Recent comparable sales

Median sold price

$3,750,000

Avg days on market

131

Sale-to-list ratio

91.0%

Panama City Beach, FL

9 comparable properties found

$3,750,000 | 21308 Front Beach Road, Panama City Beach, FL 32413
1/90
1

$3,750,000

Sold 01/28/25

7
Bedrooms
4,500
Square Feet
0.28
Acres
a large white kitchen with kitchen island granite countertop a large counter top stainless steel appliances and a large window
1/78
2

$4,250,000

Sold 02/06/26

8
Bedrooms
4,497
Square Feet
0.17
Acres
$10,206,000 | 517 Beachside Gardens, Panama City Beach, FL 32413
1/19
3

$10,206,000

Sold 09/30/26

8
Bedrooms
6,096
Square Feet
0.85
Acres
$1,490,000 | 232 San Vincente Street, Unit A/B, Panama City Beach, FL 32413
1/81
4

$1,490,000

Sold 10/20/25

8
Bedrooms
4,735
Square Feet
0.15
Acres
$4,000,000 | 19006 Front Beach Road, Panama City Beach, FL 32413
1/48
5

$4,000,000

Sold 06/06/25

7
Bedrooms
5,992
Square Feet
0.17
Acres
a view of an outdoor sitting area with furniture and wooden floor
1/89
6

$5,000,000

Sold 11/26/24

7
Bedrooms
4,110
Square Feet
0.24
Acres
a car parked in front of a house
1/46
7

$2,350,000

Sold 12/19/25

8
Bedrooms
3,945
Square Feet
0.21
Acres
$1,325,000 | 127 16th Street, Panama City Beach, FL 32413
1/65
8

$1,325,000

Sold 09/18/25

9
Bedrooms
2,993
Square Feet
0.21
Acres
$737,000 | 119 Argonaut Street, Panama City Beach, FL 32413
1/59
9

$737,000

Sold 09/10/25

8
Bedrooms
4,560
Square Feet
0.38
Acres

Location

Listing Courtesy of Holiday Beach Real Estate Inc

Sold By Rosemary Beach Realty, LLC

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Payment Calculator

$33,656 per month

30 year fixed, 7.03% Interest

Principal and Interest

$33,099

Property Taxes

$515

HOA Dues

$42

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Property Information for 20421 Front Beach Road

Property Details

  • Taxes: $6,182 / year
  • MLS Type: Residential / Detached Single Family / Detached
  • County: Bay County
  • Architectural Style: Coastal
  • Waterfront: Yes
  • Waterfront Features: Gulf, Shoreline Sand
  • Parking Features: Covered, Driveway
  • Subdivision Name: No Named Subdivision
  • View: Gulf
  • Zoning: Resid Single Family
  • Zoning Description: County,Resid Single Family
  • View: Yes

Building Information

  • Stories: 4
  • Year Built: 2022
  • Lot Size: 0.09 AC / 3,920 SF

Summary

Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: From Hwy 79 go west on front beach road. House will be within a block west of Wisteria Street on left.
  • Road Surface Type: Paved
  • Postal Code: 32413
  • Latitude: 30.245126
  • Longitude: -85.937395
  • State Or Province: FL
  • Road Frontage Type: County Road
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0325 - Beach - West South
Taxes and HOA Information
  • Parcel Number: 36626-040-000
  • Association Fee: $500.00
  • Association Fee Frequency: Annually
  • Association Fee 2: $500.00
  • Association Fee Includes: Legal Accounting
  • Association: Yes
  • Tax Annual Amount: $6,182.00
  • Tax Legal Description: LAGUNA BEACH ESTS 13D2 PART OF LOT 3 BLK 1A COMM NELY COR OF SAID LOT 4 BLK 1-A SWLY ALG ELY LI 25.17 TH NW 33.78' SW .84' NW 37.42 SW 2' NW 15.5' NE 2' NW 14.25 SW 2' NW 11.58' FOR POB TH SW 55' NW 3.92' SW 12' NW 29.75 NE 67' SE 7.75' NE 2' SE 14.25' SW 2' SE 11.67' TO POB AKA UNIT 4 ORB 4385 P 1643
  • Tax Year: 2021
School Information
  • Elementary School: West Bay
  • High School: Arnold
  • Middle Or Junior School: Surfside
Parking
  • Attached Garage: No
  • Carport: Yes
  • Garage: No

Property

Lot Information
  • Building Area Source: Building Plan
  • Building Area Total: 5500.0
  • Lot Features: Bulkhead/Seawall, Flood Insurance Req, Survey Available, Within 1/2 Mile to Water
  • Lot Size Acres: 0.09
  • Lot Size Area: 0.09
  • Lot Size Dimensions: 38 X 105
  • Lot Size Units: Acres
  • Lot Size Square Feet: 3920.0
  • Living Area: 5500.0
  • Living Area Source: Plans
Property and Assessments
  • Year Built: 2022
  • New Construction: No
  • Property Attached: No
  • Property Condition: Construction Complete
  • Documents Available: Floorplan, Soil Test, Survey
  • Human Modified: No
Utilities
  • Electric: True
  • Sewer: Lift Station
  • Utilities: Water Connected

Interior and Exterior Features

Exterior Features
  • Exterior Features: Built In Barbecue, Balcony, Covered Patio, Sprinkler Irrigation, Outdoor Kitchen, Outdoor Shower
  • Pool Features: Gunite, Gas Heat, Indoor, In Ground
  • Community Features: Short Term Rental Allowed
  • Door Features: Insulated Doors
  • Construction Materials: Frame, Hardiplank Type, Wood Frame
  • Foundation Details: Pillar Post Pier
  • Patio And Porch Features: Balcony
  • Security Features: Fire Alarm, Fire Escape, Firewalls, Fire Sprinkler System
  • Roof: Metal
Interior Features
  • Stories: 4
  • Stories Total: 4
  • Bathrooms Full: 8
  • Bathrooms Half: 2
  • Bathrooms Total: 10
  • Bedrooms Total: 8
  • Rooms Total: 10
  • Cooling: Yes
  • Cooling: Central Air, Ceiling Fans, Electric
  • Heating: Yes
  • Heating: Central, Electric, Fireplaces
  • Furnished: Furnished
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Appliances: Double Oven, Dryer, Dishwasher, Electric Cooktop, Electric Range, Freezer, Disposal, Ice Maker, Microwave, Refrigerator, Range Hood, Tankless Water Heater, Washer
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Interior Features: Beamed Ceilings, Wet Bar, Breakfast Bar, Cathedral Ceilings, Fireplace, High Ceilings, Kitchen Island, Recessed Lighting, Storage, Smart Thermostat
  • Window Features: Double Pane Windows, Storm Windows, Tinted Windows

Room Information

Room 1
  • Room Area: 327.0
  • Room Dimensions: 15 x 21.8
  • Room Length: 15.0
  • Room Level: Third
  • Room Type: Recreation
  • Room Width: 21.8
Room 2
  • Room Area: 386.31
  • Room Dimensions: 23.7 x 16.3
  • Room Length: 23.7
  • Room Level: Second
  • Room Type: Living Room
  • Room Width: 16.3
Room 3
  • Room Area: 400.01
  • Room Dimensions: 18.1 x 22.1
  • Room Length: 18.1
  • Room Level: First
  • Room Type: Recreation
  • Room Width: 22.1
Room 4
  • Room Area: 201.63
  • Room Dimensions: 14.3 x 14.1
  • Room Length: 14.3
  • Room Level: Fourth
  • Room Type: Bedroom
  • Room Width: 14.1
Room 5
  • Room Area: 342.55
  • Room Dimensions: 22.1 x 15.5
  • Room Length: 22.1
  • Room Level: Fourth
  • Room Type: Master Bedroom
  • Room Width: 15.5
Room 6
  • Room Area: 148.83
  • Room Dimensions: 12.3 x 12.1
  • Room Length: 12.3
  • Room Level: Third
  • Room Type: Bedroom
  • Room Width: 12.1
Room 7
  • Room Area: 154.98
  • Room Dimensions: 12.3 x 12.6
  • Room Length: 12.3
  • Room Level: Third
  • Room Type: Bedroom
  • Room Width: 12.6
Room 8
  • Room Area: 172.8
  • Room Dimensions: 14.4 x 12
  • Room Length: 14.4
  • Room Level: Third
  • Room Type: Master Bedroom
  • Room Width: 12.0
Room 9
  • Room Area: 96.7
  • Room Dimensions: 15.11 x 6.4
  • Room Length: 15.11
  • Room Level: Second
  • Room Width: 6.4
Room 10
  • Room Area: 147.56
  • Room Dimensions: 12.4 x 11.9
  • Room Length: 12.4
  • Room Level: Second
  • Room Type: Bedroom
  • Room Width: 11.9

Rental

Rental Information
  • Occupant Type: Tenant

Property History for 20421 Front Beach Road

DateEvent & SourcePriceAppreciation
Apr 11, 2023

Sold (Public Record)

Public Record #1509636437

$6,200,000—
Apr 11, 2023

Sold

CPAR #735358

$6,200,000—
Apr 11, 2023

Sold

ECAR #914309

$6,200,000—
DateEvent & SourcePrice
04/11/2023

Sold (Public Record)

Public Record #1509636437

$6,200,000
04/11/2023

Sold

CPAR #735358

$6,200,000
04/11/2023

Sold

ECAR #914309

$6,200,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 20421 Front Beach Road

Taxable Value

Land

$887,400

Additions

$1,471,208
Total$2,358,608

Tax Record

2025

$28,996 ($2,416 / month)

Home Facts

Beds

7

Total Finished SqFt

7,365 SqFt

Above Grade Finished SqFt

7,365 SqFt

Stories

4

Lot Size

3,528 SqFt

Style

Single Family Residence

Year Built

2022

Zoning

BC23

County

BAY

APN

36626-040-000

Schools near 20421 Front Beach Road

This home is within Bay District Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - PK to 12
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
West Bay Elementary School
PublicPK to 5

Surfside Middle School
PublicPK to 12

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Holiday Beach Real Estate Inc

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.