205 S Harbor Dr

Key Largo, FL 33037

$6,250,000
Price
4
Beds
4,668 Sq. Ft.
$1,339 / Sq. Ft.
4,668
Sq. Ft.
$1,339
per Sq. Ft.
a front view of a house with a garden
a view of a balcony with furniture
a view of a chairs and table in the balcony
a view of a balcony with floor to ceiling windows with wooden floor
a outdoor living space with furniture and garden view
a bedroom with a large bed and a dresser
a bedroom with a bed and a dresser
a bathroom with a granite countertop sink toilet and shower
a bedroom with a bed couch and window
a living room with furniture and a window
a bedroom with a bed and a lamp on table
a bathroom with a granite countertop sink a large mirror a toilet and a shower
a living room with furniture and a rug
a living room with furniture and a flat screen tv
a living room with furniture and a window
a bedroom with two beds and a large window
a bathroom with a granite countertop sink a toilet and shower
a living room with furniture windows and wooden floor
a living room with furniture ceiling fan and a large window
a living room with furniture and painting on the wall
a living room with furniture and large windows
a bed room with a bed and a window
a bed sitting in a bedroom next to a window
a bathroom with a tub sink and mirror
a bathroom with a granite countertop sink a mirror and shower
a white toilet sitting next to a bathroom sink
a living room with furniture a rug and a window
a view of a dining room with furniture window and outside view
a view of a dining room with furniture a chandelier and wooden floor
a kitchen with a stove a sink and a refrigerator
a view of a dining room with furniture window and wooden floor
a kitchen with stainless steel appliances a sink a refrigerator and cabinets
a living room with furniture and a flat screen tv
a view of cabinets and wooden floor
a living room with furniture and a large window
a living room with furniture and a flat screen tv
a utility room with dryer and washer
a view of car garage
a view of a room with gym equipment
an aerial view of residential house with outdoor space and lake view
a aerial view of a house with a yard basket ball court and outdoor seating
a aerial view of a house with a garden
an aerial view of residential houses with outdoor space and lake view
an aerial view of residential houses with outdoor space and river
a view of lake
a view of a city with lake view
a view of a city with a lake view

Description

Mediterranean-style elegance meets Ocean Reef Club living in this 3-story lakefront residence offering 4,668 SF under A/C and an interior elevator for effortless access to all levels. The entry-level primary suite delivers everyday convenience with a private office and serene lake views. A chef’s kitchen with quartz countertops and a sunlit breakfast area overlooks the lake, while the upper level features dual living areas—perfect for family, guests, or a private retreat. Each bedroom is en-suite...Mediterranean-style elegance meets Ocean Reef Club living in this 3-story lakefront residence offering 4,668 SF under A/C and an interior elevator for effortless access to all levels. The entry-level primary suite delivers everyday convenience with a private office and serene lake views. A chef’s kitchen with quartz countertops and a sunlit breakfast area overlooks the lake, while the upper level features dual living areas—perfect for family, guests, or a private retreat. Each bedroom is en-suite with walk-in closets. Notable upgrades include a 2022 roof, full impact windows/doors, a two-car garage, and substantial lower-level storage. Enjoy the unmatched lifestyle of Ocean Reef Club: 2,500 tropical acres, a 175-slip marina, two championship golf courses, tennis & pickleball, dining and boutiques, cultural and art amenities, onsite medical services, and the K-8 Academy—plus a private 4,456' lighted runway for easy arrivals. A rare opportunity in The Hammock golf course neighborhood.
  1. Listed by Olga Grant • Swenson & Ecuyer Realty

Property Details for 205 South Harbor Drive

Subdivision
HARBOR COURSE SOUTH SEC
Style
WF/Pool/No Ocean Access
Waterfront
Yes
Waterfront Description
Lake Front
View
Lake, Pool Area View
Furnished
Furnished
Area
98 Florida Keys
Geographic Area
Other Geographic Area (Out Of Area Only)
LISTING UPDATED: 01/22/2026 04:34 PM

Property Details for 205 South Harbor Drive

StatusActive
MLS #A11949374
Days on Market9
Taxes$18,228 / year
HOA Fees$12,160 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeSingle Family / Single
Year Built2000
Lot Size0.41 AC / 17,950 SF
CountyMonroe County

Location

Listing Courtesy of Swenson & Ecuyer Realty
Add your commute

Building Information for 205 South Harbor Drive

Stories2Year Built2000Building Size-Lot Size0.41 AC / 17,950 SF

Payment Calculator

$32,994 per month

30 year fixed, 6.15% Interest

Principal and Interest

$30,461

Property Taxes

$1,519

HOA Dues

$1,013

The Payment Calculator is for illustrative purposes only.

Property Information for 205 South Harbor Drive

Location Information
Location Information
  • Parcel Number Free Text: 1711870
  • Parcel Number MLX: 0057
  • MLS Area: 98 Florida Keys
  • Municipal Code: 0
  • Township Range: 59
  • Section: 24
  • Subdivision Number: 2323
  • Subdivision Complex Bldg: HARBOR COURSE SOUTH SEC
  • Zoning Information: RE
  • Neighborhoods: Ocean Reef Club
General Information
Parking
  • Num Garage Spaces: 2
  • Garage Description: Attached
  • Parking Description: Driveway, Golf Cart Parking, Guest Parking
General Information
  • Front Exposure: East
  • Housing Older Persons Act: Unverified
  • Property Sq Ft: 17950
  • Lot Description: 3/4 To Less Than 1 Acre Lot
  • Waterfront Frontage: 0
  • Water Access: None
  • Pool: Yes
  • Pool Description: Above Ground Pool
  • Pool Dimensions: 0
  • Design: Detached
  • Design Description: Two Story, Mediterranean
  • Construction: CBS Construction
  • Construction Type: CBS Construction
  • Roof Description: Barrel Roof
  • Flooring: Tile Floors
  • Floor Description: Tile Floors
  • Directions: Use GPS to Ocean Reef Club over Card South Rd.
  • Virtual Tour: https://show.tours/TZDCsGZB
Room Information
Room Information
  • Rooms Description: Den/Library/Office, Family Room
  • Bedroom Description: Entry Level, Primary Bath Shower, Primary Bath Tub
  • Dining Description: Breakfast Area, Formal Dining
  • Accessibility Features: Elevator
Additional Property Information
Utilities
  • Heating Description: Electric Heat
  • Cooling Description: Central Cooling
  • Water Description: Municipal Water
  • Sewer Description: Municipal Sewer
  • Cable Available: Yes
Additional Property Information
  • Guest Accommodations: No
  • Room Count: 0
  • Furnished: Furnished
  • Interior Features: Second Floor Entry
  • Equipment Appliances: Dishwasher, Dryer, Elevator
  • Exterior Features: Deck, Exterior Lighting, High Impact Doors, Screened Porch
  • Subdivision Information: Boating, Clubhouse, Community Pool, Community Tennis Courts, Courtesy Bus, Gated Community, Golf Course Community, Golf Purchase Required, Maintained Community, Other Membership Available, Pickleball, Private Membership Available, Security Patrol, Sidewalks, Spa/Hot Tub, Subdivision Restrictions
Financial Information
Financial Information
  • Type of Association: Homeowners
  • Membership Purchase Fee: $365,000
  • Assoc Fee Paid Per: Yearly
  • Tax Year: 2025
  • Tax Information: Tax Reflects No Exemptions
  • Special Information: As Is, Survey Available

Property History for 205 South Harbor Drive

DateEvent & SourcePriceAppreciation
Jan 20, 2026

Price Change

MiamiRE #A11949374

$6,250,000—
Jan 19, 2026

Listed (Active)

MiamiRE #A11949374

$6,475,000—
Dec 14, 2017

Sold (Public Record)

Public Record #612315003

$2,375,000

+0.4% / yr

Jul 28, 2005

Sold (Public Record)

Public Record #163341958

$2,250,000—
DateEvent & SourcePrice
01/20/2026

Price Change

MiamiRE #A11949374

$6,250,000
01/19/2026

Listed (Active)

MiamiRE #A11949374

$6,475,000
12/14/2017

Sold (Public Record)

Public Record #612315003

$2,375,000

+0.4% / yr

07/28/2005

Sold (Public Record)

Public Record #163341958

$2,250,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 205 South Harbor Drive

Taxable ValueLand-Additions-Total-
Tax Record2024$18,305 ($1,525 / month)
Home Facts
Beds4Baths5Total Finished SqFt4,669 SqFtAbove Grade Finished SqFt4,669 SqFtStories3Lot Size17,955 SqFtStyleSingle Family ResidenceYear Built2000Year Renovated2010CountyMONROEAPN00573690-002000

Schools near 205 South Harbor Drive

This home is within Monroe.
Rating
School
Type
Grades
Distance
Key Largo School
Public - PK to 8
Coral Shores High School
Public - 9 to 12
Ocean Studies Charter
Charter - K to 8
Upper Keys Academic Connections for Excellence
Public - 6 to 12
Rating
School
Distance
Key Largo School
PublicPK to 8

Coral Shores High School
Public9 to 12

Ocean Studies Charter
CharterK to 8

Upper Keys Academic Connections for Excellence
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 205 South Harbor Drive, Key Largo, FL 33037

205 South Harbor Drive is a single family home for sale in Key Largo, FL 33037. This property was listed for sale on January 19, 2026 by Swenson & Ecuyer Realty, it's currently listed at $6,250,000. It has been on the market for a total of 9 days and was last sold on December 14, 2017. This listing's school district is Monroe. Nearby schools include Key Largo School, Coral Shores High School and Ocean Studies Charter. 205 South Harbor Drive is a 4-bed, 5-bath, 4,668 sqft single family home built in 2000.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Swenson & Ecuyer Realty

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.