Sold
Last Sold Price
3 beds1,708 sqft$659/sqft
20512 Front Beach Rd, Panama City Beach, FL 32413
Single FamilyProperty Type
6,534 sq ftLot Size
1999Year Built
$659/sq ftPrice per sq ft

Description

Laguna beach! Directly Across the Street from the Beach, Beach Access w/ Private Pool! The perfect location for a vacation rental or family retreat, this home is located in the heart of Laguna Beach. With 3 Bedrooms and 3 full Bathrooms, as well as a small bonus area for additional sleeping or office space, it comfortably accommodates a family of 8-10. One bedroom and full bath are located on the main level. The side entrance offers easy access to the mud room/laundry area from the pool & side yard....Laguna beach! Directly Across the Street from the Beach, Beach Access w/ Private Pool! The perfect location for a vacation rental or family retreat, this home is located in the heart of Laguna Beach. With 3 Bedrooms and 3 full Bathrooms, as well as a small bonus area for additional sleeping or office space, it comfortably accommodates a family of 8-10. One bedroom and full bath are located on the main level. The side entrance offers easy access to the mud room/laundry area from the pool & side yard. The 60' lot allows for a spacious private pool area with grassy area for lounging and game playing. With several porches to choose from for watching the Sunset over the World's most beautiful Beach. The current owner enjoys spending Winter & Spring here, and then the Summer rental income.
  • Listed by: David L Sample • RE/MAX by the Sea davidandlisasample@yahoo.com
Listing closed: 08/23/2024 12:00 AM • Source: ECAR, MLS#: 952771

Recent comparable sales

Median sold price

$865,000

Avg days on market

87

Sale-to-list ratio

88.9%

Panama City Beach, FL

9 comparable properties found

$920,000 | 20314 Front Beach Road, Panama City Beach, FL 32413
1/21
1

$920,000

Sold 06/03/25

3
Bedrooms
1,857
Square Feet
0.15
Acres
a front view of a house with a garden
1/37
2

$970,000

Sold 01/20/26

3
Bedrooms
1,964
Square Feet
0.14
Acres
a view of a house with swimming pool and furniture
1/61
3

$800,000

Sold 12/20/24

3
Bedrooms
1,814
Square Feet
0.13
Acres
$865,000 | 22412 Front Beach Road, Panama City Beach, FL 32413
1/30
4

$865,000

Sold 12/13/24

3
Bedrooms
1,656
Square Feet
0.04
Acres
$1,375,000 | 20504 Front Beach Road, Panama City Beach, FL 32413
1/36
5

$1,375,000

Sold 03/17/25

3
Bedrooms
2,076
Square Feet
0.13
Acres
$725,000 | 21604 Dolphin Avenue, Panama City Beach, FL 32413
1/44
6

$725,000

Sold 05/12/26

3
Bedrooms
1,528
Square Feet
0.11
Acres
$1,325,000 | 116 Sea Hill Avenue, Panama City Beach, FL 32413
1/83
7

$1,325,000

Sold 01/17/25

3
Bedrooms
1,716
Square Feet
0.11
Acres
$585,000 | 120 Christmas Tree Lane, Panama City Beach, FL 32413
1/67
8

$585,000

Sold 06/02/26

3
Bedrooms
1,470
Square Feet
0.23
Acres
a front view of house with yard and trees around
1/34
9

$775,000

Sold 08/27/25

3
Bedrooms
1,653
Square Feet
0.13
Acres

Location

Listing Courtesy of RE/MAX by the Sea

Sold By RE/MAX by the Sea

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$6,536 per month

30 year fixed, 6.71% Interest

Principal and Interest

$5,813

Property Taxes

$723

HOA Dues

$0

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Property Information for 20512 Front Beach Road

Property Details
  • Taxes: $8,676 / year
  • MLS Type: Residential / Detached Single Family / Single Family Residence
  • County: Bay County
  • View: Gulf
  • Zoning: Resid Single Family
  • Architectural Style: Beach House
  • Subdivision Name: LAGUNA BEACH
  • Waterfront YN: No
Building Information
  • Stories: 2
  • Year Built: 1999
  • Lot Size: 0.15 AC / 6,534 SF
Summary
Location and General Information
  • Community Features: BBQ Pit/Grill, Picnic Area, Pool
  • Directions: Laguna Beach~~On Front Beach Rd, just East of the intersection of Oleander Dr. Directly across from Beach Access #82
  • Road Frontage Type: State Road
  • MLS Area Minor: 0324 - Beach - West Central
  • MLS Area Major: 03 - Bay County - Beach
  • Latitude: 30.245971
  • Longitude: -85.937813
  • Location Tax and Legal:Sub Area: 2724 - Beach - West Central
  • Location Tax and Legal:Elementary School: West Bay
  • Location Tax and Legal:Middle School: Surfside
  • Location Tax and Legal:High School: Arnold
  • Location Tax and Legal:Legal Description: LAGUNA BEACH ESTATES 1ST ADD LOT 2 BLK 1B ORB 1797 P 48 ORB 2136 P 835
  • Project Facilities: BBQ PitGrill2, Picnic Area, Pool2
Taxes and HOA
  • Tax Legal Description: LAGUNA BEACH ESTATES 1ST ADD LOT 2 BLK 1B ORB 1797 P 48 ORB 2136 P 835
  • Parcel Number: 36639-010-000
  • Association Fee: $0
  • Association YN: No
  • Tax Annual Amount: $8,676
  • Listing Info Tax Legal:Last Taxes: $8,676
  • Listing Info Tax Legal:Last Tax Year: 2023.0
School Information
  • Elementary School: West Bay
  • Middle Or Junior School: Surfside
  • High School: Arnold
Parking
  • Carport YN: No
  • Attached Garage YN: No
  • Garage YN: No
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 60x110
  • Lot Size Acres: 0.15
  • Lot Size Area: 0.15
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Level, Within 1/2 Mile to Water
  • Building Area Total: 1708.0
  • Lot Size Square Feet: 6534.0
  • Living Area Source: Appraiser
  • General Property Info:SqFt Source: County PA Records
  • Waterview: Gulf2
  • LotParcel Access: State Highway
  • Lot Features: Level, Within 12 Mile to Water
Property and Assessments
  • Tax Year: 2023.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 1999.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Beach House
  • Construction Status: Construction Complete
  • Construction Siding: Frame, Stucco
  • Occupancy Status: Vacation Rental
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Electric: True
  • Utilities: Electric, Public Water, TV Cable
  • Energy: AC - Central Elect, Ceiling Fans
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony, BBQ Pit/Grill, Columns, Deck Open, Fenced Privacy, Patio Open, Pool - In-Ground, Porch, Porch Open
  • Construction Materials: Frame, Stucco
  • Stories: 2.0
  • Pool Features: Pool Type
  • Patio And Porch Features: Balcony, Deck, Patio, Covered, Porch
  • Fencing: Fenced, Privacy
  • Stories Total: 2.0
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Private
  • Exterior: Balcony, BBQ PitGrill, Columns, Deck Open, Fenced Privacy, Patio Open, Pool - In-Ground, Porch, Porch Open
Interior Features
  • Cooling: Ceiling Fan(s), Central Air
  • Interior Features: Breakfast Bar, Fireplace Gas, Floor Hardwood, Floor Tile, Floor WW Carpet, Furnished - All, Newly Painted, Owner's Closet, Split Bedroom, Washer/Dryer Hookup, Window Treatment All, Woodwork Painted
  • Room Type: Bedroom, Family Room, Dining Area
  • Rooms Total: 5.0
  • Bathrooms Total Integer: 3.0
  • Bathrooms Total Decimal: 3.0
  • Bathrooms Total Notational: 3.0
  • Cooling YN: Yes
  • Levels: Two
  • Bedrooms Total: 3.0
  • Bathrooms Full: 3.0
  • Bathrooms Half: 0.0
  • Interior: Breakfast Bar, Fireplace Gas, Floor Hardwood, Floor Tile, Floor WW Carpet, Furnished - All, Newly Painted, Owner's Closet, Split Bedroom, WasherDryer Hookup, Window Treatment All, Woodwork Painted
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator WIceMk, StoveOven Electric, Washer
Room Information
Room 1
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 10.0
  • Room Width: 11.0
  • Room Dimensions: 10 x 11
Room 2
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 12.0
  • Room Width: 12.0
  • Room Dimensions: 12 x 12
Room 3
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 17.0
  • Room Width: 14.0
  • Room Dimensions: 17 x 14
Room 4
  • Room Type: Family Room
  • Room Level: First
  • Room Length: 17.0
  • Room Width: 13.0
  • Room Dimensions: 17 x 13
Room 5
  • Room Type: Dining Area
  • Room Level: First
  • Room Length: 11.0
  • Room Width: 11.0
  • Room Dimensions: 11 x 11
Rental
Rent Information
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 20512 Front Beach Road

DateEvent & SourcePriceAppreciation
Aug 23, 2024

Sold (Public Record)

Public Record #1540361887

$1,125,000

+6.3% / yr

Aug 23, 2024

Sold

CPAR #757842

$1,125,000
Aug 23, 2024

Sold

ECAR #952771

$1,125,000
DateEvent & SourcePrice
08/23/2024

Sold (Public Record)

Public Record #1540361887

$1,125,000

+6.3% / yr

08/23/2024

Sold

CPAR #757842

$1,125,000
08/23/2024

Sold

ECAR #952771

$1,125,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 20512 Front Beach Road

Taxable ValueLand$794,165Additions$194,152Total$988,317
Tax Record2025$12,150 ($1,013 / month)
Home Facts
Beds3Total Finished SqFt1,708 SqFtAbove Grade Finished SqFt1,708 SqFtStories2Lot Size6,578 SqFtStyleSingle Family ResidenceYear Built1999Year Renovated2009ZoningBC04CountyBAYAPN36639-010-000Fireplace TypeHas Fireplace

Schools near 20512 Front Beach Road

This home is within Bay.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - PK to 12
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
West Bay Elementary School
PublicPK to 5

Surfside Middle School
PublicPK to 12

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of RE/MAX by the Sea

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.