Sold
Last Sold Price
5 beds2,701 sqft

20521 Front Beach Rd, Panama City Beach, FL 32413

Single FamilyProperty Type
0.08 acresLot Size
2000Year Built
$666/sq ftPrice per sq ft
4 carsParking Spaces

Description

Rare Custom built Beachfront House priced to sell quick! The best of the West end of Panama City Beach and is a Short Term Rental Goldmine! This spacious and stunning custom built beach home features both modern amenities and architectural character in a fantastic location. Everywhere you look, you'll find panoramic views of the water, multiple oversized balconies and endless summer days. 35 feet of privately owned beach sits at you fingertips and will have your family, friends and guests coming...Rare Custom built Beachfront House priced to sell quick! The best of the West end of Panama City Beach and is a Short Term Rental Goldmine! This spacious and stunning custom built beach home features both modern amenities and architectural character in a fantastic location. Everywhere you look, you'll find panoramic views of the water, multiple oversized balconies and endless summer days. 35 feet of privately owned beach sits at you fingertips and will have your family, friends and guests coming back year after year. This stunning 5 bedroom, 4 bath home boasts an open-style floor plan with a large kitchen and living space. The Gulf Front master bedroom is complete with a king bed, private bathroom, a sitting area with two couches, and private balcony access. Do NOT let this one slip by!
  • Listed by: Kyle V Hock • Realjoy Properties
Listing closed: 02/25/2021 12:00 AM • Source: ECAR, MLS#: 858816
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Location

Listing Courtesy of Realjoy Properties

Sold By Holiday Beach Real Estate Inc

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Payment Calculator

$10,231 per month

30 year fixed, 7.03% Interest

Principal and Interest

$9,609

Property Taxes

$621

HOA Dues

$0

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Property Information for 20521 Front Beach Road

Property Details

  • Taxes: $7,456 / year
  • MLS Type: Residential / Detached Single Family
  • County: Bay County
  • Subdivision: LAGUNA BEACH 2ND ADDN
  • MLS Sub Area: 2725 - Beach - West South
  • Waterfront Type: Gulf
  • Waterfront Footage: 35
  • Water View: Gulf
  • Zoning: City,Resid Single Family

Building Information

  • Stories: 2
  • Year Built: 2000
  • Lot Size: 0.08 AC / 3,484 SF

Summary

Location and General Information
  • Absolute Longitude: 85.938407
  • Directions: West on Front Beach Rd. from Hwy. 79 approx 3 miles.
  • Longitude: -85.938407
  • Latitude: 30.245565
Taxes and HOA Information
  • Assessment Fees: No
  • Last Tax Year: 2019
School Information
  • Elementary School: Hutchinson Beach
  • High School: Arnold
  • Middle School: Surfside
Utilities
  • Utilities: Electric,Public Water,TV Cable
Parking
  • Garage YN: Yes

Property

Parking
  • Carport YN: No
  • Driveway Spaces: 4.0
Lot Information
  • Stories: 2.00
  • Area: 27 - Bay County
  • Building Design: Beach House
  • Lot Dimensions: 35x105
  • Lot Features: Flood Insurance Req,Sidewalk,Within 1/2 Mile to Water
  • Lot Parcel Access: State Highway
Property and Assessments
  • Project Facilities: Beach,Waterfront
  • Property Type: Residential

Interior and Exterior Features

Exterior Features
  • Exterior: Balcony, Deck Covered, Deck Open, Hurricane Shutters, Patio Covered, Porch, Porch Open, Renovated
  • Pool: No
  • Pool Type: None
Interior Features
  • Appliances: Cooktop,Dishwasher,Disposal,Dryer,Freezer,Microwave,Oven Self Cleaning,Refrigerator,Refrigerator W/IceMk,Smoke Detector,Stove/Oven Electric
  • Energy: AC - 2 or More,AC - Central Elect,AC - High Efficiency,Ceiling Fans,Heat Cntrl Electric,Water Heater - Elect
  • Interior: Ceiling Raised, Fireplace, Floor Hardwood, Furnished - All, Kitchen Island, Owner's Closet, Pantry, Washer/Dryer Hookup, Wet Bar, Window Treatmnt Some

Room Information

Room Information
  • Bedroom: First,Second
  • Living Room: First
  • Master Bedroom: Second
  • Master Bedroom and Master Bathroom: MBath Double Vanity,MBath Separate Shwr,MBath Tile,MBath Walk-In Closet,MBed Balcony,MBed Waterfront
  • Rooms: Bedroom,Dining Area,Kitchen,Living Room,Master Bedroom,Other
Kitchen
  • Kitchen: First
Room 1
  • Dimensions: 26 x 16
  • Remarks: Gulf Front master bedroom w/ private balcony
  • Length: 26.0
  • Width: 16.0
  • Level: 2
  • Area: 416.0
Room 2
  • Dimensions: 15 x 15
  • Remarks: 1st floor bedroom
  • Length: 15.0
  • Width: 15.0
  • Level: 1
  • Area: 225.0
Room 3
  • Dimensions: 13.5 x 11
  • Remarks: 1st bedroom #2
  • Length: 13.5
  • Width: 11.0
  • Level: 1
  • Area: 148.5
Room 4
  • Dimensions: 11.5 x 11.5
  • Remarks: 2nd floor bedroom #3
  • Length: 11.5
  • Width: 11.5
  • Level: 2
  • Area: 132.25
Room 5
  • Dimensions: 15 x 13
  • Remarks: 2nd bedroom #4
  • Length: 15.0
  • Width: 13.0
  • Level: 2
  • Area: 195.0
Room 6
  • Dimensions: 26 x 9
  • Remarks: gulf front living room
  • Length: 26.0
  • Width: 9.0
  • Level: 1
  • Area: 234.0
Room 7
  • Dimensions: 10 x 13
  • Remarks: gulf front dining
  • Length: 10.0
  • Width: 13.0
  • Level: 1
  • Area: 130.0
Room 8
  • Dimensions: 10 x 11
  • Remarks: gulf front kitchen
  • Length: 10.0
  • Width: 11.0
  • Level: 1
  • Area: 110.0
Room 9
  • Dimensions: 8 x 11
  • Remarks: 1st floor wet bar area/lounge area
  • Length: 8.0
  • Width: 11.0
  • Level: 1
  • Area: 88.0

Rental

Rental Information
  • Is Subject Leased: No

Property History for 20521 Front Beach Road

DateEvent & SourcePriceAppreciation
Feb 25, 2021

Sold

CPAR #704476

$1,800,000—
Feb 25, 2021

Sold

ECAR #858816

$1,800,000—
Feb 22, 2021

Sold (Public Record)

Public Record #1453267485

$1,800,000—
DateEvent & SourcePrice
02/25/2021

Sold

CPAR #704476

$1,800,000
02/25/2021

Sold

ECAR #858816

$1,800,000
02/22/2021

Sold (Public Record)

Public Record #1453267485

$1,800,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 20521 Front Beach Road

Taxable Value

Land

$913,500

Additions

$461,273
Total$1,374,773

Tax Record

2025

$16,901 ($1,408 / month)

Home Facts

Beds

5

Total Finished SqFt

3,322 SqFt

Above Grade Finished SqFt

3,322 SqFt

Stories

2

Lot Size

3,659 SqFt

Style

Single Family Residence

Year Built

2000

Year Renovated

2015

Zoning

BC23

County

BAY

APN

36660-005-000

Fireplace Type

Has Fireplace

Schools near 20521 Front Beach Road

This home is within Bay District Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - PK to 12
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
West Bay Elementary School
PublicPK to 5

Surfside Middle School
PublicPK to 12

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Realjoy Properties

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.