20521 Front Beach Road
Description
- Listed by: Kyle V Hock • Realjoy Properties
Recent comparable sales
Median sold price
$1,550,000
Avg days on market
116
Sale-to-list ratio
87.3%
Panama City Beach, FL
9 comparable properties found
$1,610,000
Sold 09/01/26
- 5
- Bedrooms
- 5
- Bathrooms
- 2,572
- Square Feet
- 0.13
- Acres
$1,550,000
Sold 02/14/25
- 5
- Bedrooms
- 5
- Bathrooms
- 2,853
- Square Feet
- 0.12
- Acres
$1,750,000
Sold 08/24/26
- 5
- Bedrooms
- 5
- Bathrooms
- 2,865
- Square Feet
- 0.12
- Acres
$1,500,000
Sold 08/29/25
- 5
- Bedrooms
- 4
- Bathrooms
- 2,524
- Square Feet
- 0.22
- Acres
$1,642,500
Sold 12/05/25
- 5
- Bedrooms
- 5
- Bathrooms
- 3,121
- Square Feet
- 0.16
- Acres
$740,000
Sold 12/23/25
- 5
- Bedrooms
- 4
- Bathrooms
- 2,669
- Square Feet
- 0.03
- Acres
$1,530,000
Sold 06/03/26
- 4
- Bedrooms
- 4
- Bathrooms
- 2,758
- Square Feet
- 0.19
- Acres
$1,300,000
Sold 09/11/25
- 5
- Bedrooms
- 5
- Bathrooms
- 3,137
- Square Feet
- 0.17
- Acres
$1,675,000
Sold 06/13/25
- 4
- Bedrooms
- 4
- Bathrooms
- 2,541
- Square Feet
- 1,100.2
- Acres
Location
Sold By Holiday Beach Real Estate Inc
Payment Calculator
$9,923 per month
30 year fixed, 6.71% Interest
$9,302
$621
$0
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1Property Information for 20521 Front Beach Road
- Taxes: $7,456 / year
- MLS Type: Residential / Detached Single Family
- County: Bay County
- Subdivision: LAGUNA BEACH 2ND ADDN
- MLS Sub Area: 2725 - Beach - West South
- Waterfront Type: Gulf
- Waterfront Footage: 35
- Water View: Gulf
- Zoning: City,Resid Single Family
- Stories: 2
- Year Built: 2000
- Lot Size: 0.08 AC / 3,484 SF
- Absolute Longitude: 85.938407
- Directions: West on Front Beach Rd. from Hwy. 79 approx 3 miles.
- Longitude: -85.938407
- Latitude: 30.245565
- Assessment Fees: No
- Last Tax Year: 2019
- Elementary School: Hutchinson Beach
- High School: Arnold
- Middle School: Surfside
- Utilities: Electric,Public Water,TV Cable
- Garage YN: Yes
- Carport YN: No
- Driveway Spaces: 4.0
- Stories: 2.00
- Area: 27 - Bay County
- Building Design: Beach House
- Lot Dimensions: 35x105
- Lot Features: Flood Insurance Req,Sidewalk,Within 1/2 Mile to Water
- Lot Parcel Access: State Highway
- Project Facilities: Beach,Waterfront
- Property Type: Residential
- Exterior: Balcony, Deck Covered, Deck Open, Hurricane Shutters, Patio Covered, Porch, Porch Open, Renovated
- Pool: No
- Pool Type: None
- Appliances: Cooktop,Dishwasher,Disposal,Dryer,Freezer,Microwave,Oven Self Cleaning,Refrigerator,Refrigerator W/IceMk,Smoke Detector,Stove/Oven Electric
- Energy: AC - 2 or More,AC - Central Elect,AC - High Efficiency,Ceiling Fans,Heat Cntrl Electric,Water Heater - Elect
- Interior: Ceiling Raised, Fireplace, Floor Hardwood, Furnished - All, Kitchen Island, Owner's Closet, Pantry, Washer/Dryer Hookup, Wet Bar, Window Treatmnt Some
- Bedroom: First,Second
- Living Room: First
- Master Bedroom: Second
- Master Bedroom and Master Bathroom: MBath Double Vanity,MBath Separate Shwr,MBath Tile,MBath Walk-In Closet,MBed Balcony,MBed Waterfront
- Rooms: Bedroom,Dining Area,Kitchen,Living Room,Master Bedroom,Other
- Kitchen: First
- Dimensions: 26 x 16
- Remarks: Gulf Front master bedroom w/ private balcony
- Length: 26.0
- Width: 16.0
- Level: 2
- Area: 416.0
- Dimensions: 15 x 15
- Remarks: 1st floor bedroom
- Length: 15.0
- Width: 15.0
- Level: 1
- Area: 225.0
- Dimensions: 13.5 x 11
- Remarks: 1st bedroom #2
- Length: 13.5
- Width: 11.0
- Level: 1
- Area: 148.5
- Dimensions: 11.5 x 11.5
- Remarks: 2nd floor bedroom #3
- Length: 11.5
- Width: 11.5
- Level: 2
- Area: 132.25
- Dimensions: 15 x 13
- Remarks: 2nd bedroom #4
- Length: 15.0
- Width: 13.0
- Level: 2
- Area: 195.0
- Dimensions: 26 x 9
- Remarks: gulf front living room
- Length: 26.0
- Width: 9.0
- Level: 1
- Area: 234.0
- Dimensions: 10 x 13
- Remarks: gulf front dining
- Length: 10.0
- Width: 13.0
- Level: 1
- Area: 130.0
- Dimensions: 10 x 11
- Remarks: gulf front kitchen
- Length: 10.0
- Width: 11.0
- Level: 1
- Area: 110.0
- Dimensions: 8 x 11
- Remarks: 1st floor wet bar area/lounge area
- Length: 8.0
- Width: 11.0
- Level: 1
- Area: 88.0
- Is Subject Leased: No
Property History for 20521 Front Beach Road
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Feb 25, 2021 | Sold CPAR #704476 | $1,800,000 | — |
| Feb 25, 2021 | Sold ECAR #858816 | $1,800,000 | — |
| Feb 22, 2021 | Sold (Public Record) Public Record #1453267485 | $1,800,000 | — |
| Feb 22, 2021 | Sold (Public Record) Public Record #1453267485 | $1,800,000 | — |
| Feb 3, 2021 | Pending CPAR #704476 | — | |
| Feb 2, 2021 | Pending ECAR #858816 | — | |
| Nov 12, 2020 | Listed (Active) CPAR #704476 | $1,890,000 | — |
| Nov 6, 2020 | Listed (Active) ECAR #858816 | $1,890,000 | — |
| Nov 10, 2011 | Expired CPAR #359755 | $2,299,000 | — |
| Nov 13, 2006 | Listed (Active) CPAR #359755 | $2,999,500 | — |
| Nov 10, 2006 | Expired CPAR #332175 | $2,999,500 | — |
| May 9, 2005 | Listed (Active) CPAR #332175 | $3,200,000 | — |
| Date | Event & Source | Price |
|---|---|---|
| 02/25/2021 | Sold CPAR #704476 | $1,800,000 |
| 02/25/2021 | Sold ECAR #858816 | $1,800,000 |
| 02/22/2021 | Sold (Public Record) Public Record #1453267485 | $1,800,000 |
| 02/22/2021 | Sold (Public Record) Public Record #1453267485 | $1,800,000 |
| 02/03/2021 | Pending CPAR #704476 | — |
| 02/02/2021 | Pending ECAR #858816 | — |
| 11/12/2020 | Listed (Active) CPAR #704476 | $1,890,000 |
| 11/06/2020 | Listed (Active) ECAR #858816 | $1,890,000 |
| 11/10/2011 | Expired CPAR #359755 | $2,299,000 |
| 11/13/2006 | Listed (Active) CPAR #359755 | $2,999,500 |
| 11/10/2006 | Expired CPAR #332175 | $2,999,500 |
| 05/09/2005 | Listed (Active) CPAR #332175 | $3,200,000 |
For completeness, we often displays two records for one sale: the MLS record and the public record.
Public Records for 20521 Front Beach Road
Schools near 20521 Front Beach Road
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 5 | |||
| Public - | PK to 12 | |||
| Public - | 9 to 12 | |||
| Public - | PK to 5 |
Rating | School | Distance |
|---|---|---|
West Bay Elementary School PublicPK to 5 | ||
Surfside Middle School PublicPK to 12 | ||
J.R. Arnold High School Public9 to 12 | ||
A. Gary Walsingham Academy PublicPK to 5 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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Nearby home values
| Address | Sold price | Beds | Baths | Sqft | Lot (Sqft) |
|---|---|---|---|---|---|
This home: 20521 Front Beach Road, Panama City Beach, FL 32413 | $1,800,000 | 5 | 4 | 2,701 | 3,484 |
– | 4 | 4 | 4,847 | 3,136 | |
– | 4 | 4 | 3,374 | 4,182 | |
– | – | – | – | 3,877 | |
$2,750,000 | 4 | 3 | 2,466 | 4,356 | |
– | 3 | 4 | 4,012 | 6,273 | |
$215,500 | – | 2 | 1,341 | 5,968 | |
$1,250,000 | 4 | 3 | 2,466 | – | |
$358,000 | 6 | 5 | 2,700 | – | |
$179,000 | – | 4 | 1,016 | 5,968 | |
$550,000 | 3 | 3 | 1,682 | 6,600 | |
$174,500 | 4 | 2 | 1,700 | – | |
$1,125,000 | 3 | 3 | 1,708 | 6,534 | |
$2,224,752 | 6 | 5 | 3,805 | – |
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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.
Listing Courtesy of Realjoy Properties
The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.