Sold
Last Sold Price
6 beds3,388 sqft$325/sqft
20650 Front Beach Rd, Panama City Beach, FL 32413
Single FamilyProperty Type
4,356 sq ftLot Size
2016Year Built
$325/sq ftPrice per sq ft
3 carsParking Spaces

Description

Just reduced by 100,000.00 Owner/developer said it is time to move it. New beach house with great gulf views. dedicated beach and beach access right across the street. Rental machine that sleeps 20 comes completely furnished and on rental program with Holiday Beach Rentals. Unit has private pool, outdoor kitchen and plenty of decks and outdoor entertainment area. Coastal Charm is the designer. Great established rental income that is approved by several banks for commercial financing and or residential...Just reduced by 100,000.00 Owner/developer said it is time to move it. New beach house with great gulf views. dedicated beach and beach access right across the street. Rental machine that sleeps 20 comes completely furnished and on rental program with Holiday Beach Rentals. Unit has private pool, outdoor kitchen and plenty of decks and outdoor entertainment area. Coastal Charm is the designer. Great established rental income that is approved by several banks for commercial financing and or residential financing.
  • Listed by: Bill Thomas • Beach Time Realty, Inc
Listing closed: 09/16/2019 12:00 AM • Source: CPAR, MLS#: 651940

Recent comparable sales

Median sold price

$1,325,000

Avg days on market

168

Sale-to-list ratio

88.6%

Panama City Beach, FL

9 comparable properties found

$2,850,000 | 20317 Front Beach Road, Panama City Beach, FL 32413
1/93
1

$2,850,000

Sold 12/01/25

6
Bedrooms
3,576
Square Feet
0.09
Acres
$3,600,000 | 22343 Front Beach Road, Panama City Beach, FL 32413
1/2
2

$3,600,000

Sold 03/30/26

6
Bedrooms
3,487
Square Feet
0.4
Acres
a front view of a house with a yard
1/75
3

$2,750,000

Sold 07/18/25

6
Bedrooms
3,416
Square Feet
Unavailable
Acres
$1,325,000 | 127 16th Street, Panama City Beach, FL 32413
1/65
4

$1,325,000

Sold 09/18/25

9
Bedrooms
2,993
Square Feet
0.21
Acres
$1,295,000 | 21403 Sunset Avenue, Panama City Beach, FL 32413
1/76
5

$1,295,000

Sold 07/17/26

6
Bedrooms
2,700
Square Feet
0.13
Acres
$1,590,000 | 119 Southfields Road, Unit 119 & 121, Panama City Beach, FL 32413
1/68
6

$1,590,000

Sold 05/08/26

7
Bedrooms
3,864
Square Feet
0.09
Acres
$1,125,000 | 301 South Vestavia Street, Panama City Beach, FL 32413
1/25
7

$1,125,000

Sold 05/22/26

6
Bedrooms
2,682
Square Feet
0.14
Acres
$1,100,000 | 303 South Vestavia Street, Panama City Beach, FL 32413
1/39
8

$1,100,000

Sold 06/04/26

6
Bedrooms
2,682
Square Feet
0.14
Acres
$850,000 | 205 South Wells Street, Panama City Beach, FL 32413
1/29
9

$850,000

Sold 03/28/25

5
Bedrooms
3,042
Square Feet
0.17
Acres

Location

Listing Courtesy of Beach Time Realty, Inc

Sold By Smith & Assoc Property Mngt; Beach Time Realty, Inc

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Payment Calculator

$6,087 per month

30 year fixed, 6.55% Interest

Principal and Interest

$5,591

Property Taxes

$496

HOA Dues

$0

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Property Information for 20650 Front Beach Road

Property Details
  • Taxes: $5,953 / year
  • MLS Type: Residential / Detached Single Family / Single Family Residence
  • County: Bay County
  • Architectural Style: Coastal
  • Waterfront: Yes
  • Waterfront Features: Other
  • Parking Features: Carport
  • Subdivision Name: Laguna Beach Estates 5th Add
  • View: Gulf
  • Zoning: Resid Single Family
  • Zoning Description: Commercial, Resid Single Family
  • View: Yes
Building Information
  • Year Built: 2016
  • Lot Size: 0.10 AC / 4,356 SF
Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: Travel west from Hwy 79 to Wisteria. Turn south on wisteria and when it dead ends on Front Beach, turn right. travel approximately 1/4 mile. unit is on right at corner of Front Beach and twin lakes.
  • Road Surface Type: Paved
  • State Region: FL
  • Postal Code: 32413
  • Latitude: 30.246721
  • Longitude: -85.940321
  • State Or Province: FL
  • Road Frontage Type: County Road
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0324 - Beach - West Central
Taxes and HOA Information
  • Parcel Number: 36721-010-000
  • Association: No
  • Tax Annual Amount: $5,953.00
  • Tax Legal Description: LAGUNA BCH EST 5TH ADD (1.82) LOT 1 & PCL JOINING ON S EXT 50' TO HWY 98 FROM SW COR OF LOT 1 BLK 12 & EXT ELY ALG HWY 150' BLK 12 ORB 3773 P 460
  • Tax Year: 2017
School Information
  • Elementary School: West Bay
  • High School: Arnold
  • Middle Or Junior School: Surfside
Parking
  • Attached Garage: No
  • Carport Spaces: 3.0
  • Carport: Yes
Property
Lot Information
  • Building Area Source: Agent-Measured
  • Building Area Total: 3388.0
  • Lot Features: Sprinkler System
  • Lot Size Acres: 0.1
  • Lot Size Area: 0.1
  • Lot Size Dimensions: 79X57
  • Lot Size Units: Acres
  • Lot Size Square Feet: 4503.0
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 2016
  • New Construction: No
  • Property Condition: Construction Complete
  • Human Modified: No
Green Features
  • Green Energy Efficient: Doors
Utilities
  • Electric: True
  • Sewer: Public Sewer
  • Utilities: Water Connected
Interior and Exterior Features
Exterior Features
  • Exterior Features: Barbecue, Covered Patio, Deck, Patio, Outdoor Kitchen
  • Fencing: Fenced
  • Pool Features: Gunite, In Ground, Pool
  • Community Features: Barbecue, Home Owners Association
  • Construction Materials: Cedar, Hardiplank Type, Concrete, Shake Siding
  • Foundation Details: Slab
  • Patio And Porch Features: Balcony, Deck, Patio
  • Security Features: Smoke Detectors
  • Roof: Metal
Interior Features
  • Stories: 3
  • Bathrooms Full: 6
  • Bathrooms Half: 1
  • Bathrooms Total: 7
  • Bedrooms Total: 6
  • Rooms Total: 18
  • Cooling: Yes
  • Cooling: Ceiling Fans, Heat Pump, Multi Units
  • Heating: Yes
  • Heating: Central, Electric, Energy Star Qualified Equipment
  • Appliances: Electric Range, Electric Water Heater, Tankless Water Heater
  • Interior Features: Floor Tile, Furnished - All, Kitchen Island
  • Window Features: Tinted Windows
Room Information
Room 1
  • Room Dimensions: 11 x 8
  • Room Length: 11.0
  • Room Level: Third
  • Room Type: Primary Bathroom
  • Room Width: 8.0
Room 2
  • Room Dimensions: 15 x 13
  • Room Length: 15.0
  • Room Level: Third
  • Room Type: Bedroom
  • Room Width: 13.0
Room 3
  • Room Dimensions: 11 x 8
  • Room Length: 11.0
  • Room Level: Second
  • Room Type: Full Bath
  • Room Width: 8.0
Room 4
  • Room Dimensions: 12 x 10
  • Room Length: 12.0
  • Room Level: First
  • Room Type: Den
  • Room Width: 10.0
Room 5
  • Room Dimensions: 17 x 12
  • Room Length: 17.0
  • Room Level: Third
  • Room Type: Primary Bathroom
  • Room Width: 12.0
Room 6
  • Room Dimensions: 7 x 5
  • Room Length: 7.0
  • Room Level: Second
  • Room Type: Half Bath
  • Room Width: 5.0
Room 7
  • Room Dimensions: 11 x 8
  • Room Length: 11.0
  • Room Level: Third
  • Room Type: Primary Bathroom
  • Room Width: 8.0
Room 8
  • Room Dimensions: 14 x 12
  • Room Length: 14.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 12.0
Room 9
  • Room Dimensions: 15 x 11.6
  • Room Length: 15.0
  • Room Level: Third
  • Room Type: Bedroom
  • Room Width: 11.6
Room 10
  • Room Dimensions: 10 x 8
  • Room Length: 10.0
  • Room Level: First
  • Room Type: Full Bath
  • Room Width: 8.0
Room 11
  • Room Dimensions: 45 x 15
  • Room Length: 45.0
  • Room Level: First
  • Room Width: 15.0
Room 12
  • Room Dimensions: 8 x 7
  • Room Length: 8.0
  • Room Level: Second
  • Room Type: Laundry
  • Room Width: 7.0
Room 13
  • Room Dimensions: 17 x 12
  • Room Length: 17.0
  • Room Level: Third
  • Room Type: Primary Bedroom
  • Room Width: 12.0
Room 14
  • Room Dimensions: 15 x 12
  • Room Length: 15.0
  • Room Level: Second
  • Room Type: Bedroom
  • Room Width: 12.0
Room 15
  • Room Dimensions: 11 x 8
  • Room Length: 11.0
  • Room Level: Third
  • Room Type: Full Bath
  • Room Width: 8.0
Room 16
  • Room Dimensions: 24 x 15
  • Room Length: 24.0
  • Room Level: Second
  • Room Type: Great Room
  • Room Width: 15.0
Room 17
  • Room Dimensions: 8 x 7
  • Room Length: 8.0
  • Room Level: Third
  • Room Type: Full Bath
  • Room Width: 7.0
Room 18
  • Room Description: Dining/Kitchen Combo
  • Room Dimensions: 28 x 15
  • Room Length: 28.0
  • Room Level: Second
  • Room Type: Dining Room
  • Room Width: 15.0
Multi Family
Multi-Family Information
  • Units Furnished: All Units
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet

Property History for 20650 Front Beach Road

DateEvent & SourcePriceAppreciation
Sep 16, 2019

Sold

ECAR #816507

$1,100,000
Sep 12, 2019

Sold (Public Record)

Public Record #654476876

$1,100,000
Sep 12, 2019

Sold

CPAR #651940

$1,100,000
DateEvent & SourcePrice
09/16/2019

Sold

ECAR #816507

$1,100,000
09/12/2019

Sold (Public Record)

Public Record #654476876

$1,100,000
09/12/2019

Sold

CPAR #651940

$1,100,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 20650 Front Beach Road

Taxable ValueLand$856,627Additions$784,598Total$1,641,225
Tax Record2025$19,791 ($1,649 / month)
Home Facts
Beds6Total Finished SqFt3,388 SqFtAbove Grade Finished SqFt3,388 SqFtStories3Lot Size5,401 SqFtStyleSingle Family ResidenceYear Built2017ZoningBC04CountyBAYAPN36721-010-000

Schools near 20650 Front Beach Road

This home is within Bay.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - PK to 12
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
West Bay Elementary School
PublicPK to 5

Surfside Middle School
PublicPK to 12

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Beach Time Realty, Inc

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.