20695 Riptide Square
Sterling, VA 20165

$750,000

Last Sold Price

Beds

Baths

2,488 Sq. Ft.

$301 / Sq. Ft.

2,488

Sq. Ft.

$301

per Sq. Ft.

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Closed 6/2/26Virtual Tour

Two Independant Garage Doors for extra space

Description

Some homes check boxes. This one stops you in your tracks. Nestled among the treetops of one of Loudoun County's most sought after communities - Lowes Island, this stunning 3-bedroom, 3.5-bath townhouse delivers the rare combination of thoughtful updates, flexible living space, and effortless style — all in a move-in ready package that's been meticulously cared for. From the moment you step inside, the home feels different. Natural light pours through every level, bouncing off fresh paint. The main...Some homes check boxes. This one stops you in your tracks. Nestled among the treetops of one of Loudoun County's most sought after communities - Lowes Island, this stunning 3-bedroom, 3.5-bath townhouse delivers the rare combination of thoughtful updates, flexible living space, and effortless style — all in a move-in ready package that's been meticulously cared for. From the moment you step inside, the home feels different. Natural light pours through every level, bouncing off fresh paint. The main level flows the way a home should — open, airy, and made for both lazy Sunday mornings and lively dinner parties. At its heart, a beautifully renovated kitchen commands attention: granite countertops, stainless steel appliances, a center island, and finishes that feel curated rather than cookie-cutter. Step through to your private deck and suddenly you're surrounded by the treetops — coffee in hand, the day barely started, and already exactly where you want to be. Upstairs, the primary suite is your escape. Soaring vaulted ceilings set the tone before you even reach the completely transformed en-suite bath — a spa-caliber renovation finished in 2024 that turns an ordinary evening into something worth looking forward to. Secondary bedrooms are generously proportioned, and a tastefully updated second bath means everyone in the home gets a refined experience. Downstairs, the fully finished basement recreation room opens directly to a fenced backyard and private patio — a seamless indoor-outdoor flow that's as perfect for a game night crowd as it is for a quiet fire pit evening. Whether it becomes a gym, media room, home office, or guest suite, the space adapts to your life. The 2-car garage is a bonus that Lowes Island buyers know not to take for granted. And the updates? Comprehensive and documented — roof (2019), HVAC (2018), full kitchen renovation (2020), primary and secondary baths (2024), deck (2020), water heater (2025), flooring, recessed lighting, and more. This is not a home you inherit problems from. It's one you simply move into and enjoy. Moments from top-rated shopping, dining, and major commuter routes, with trails, parks, and community amenities just outside your door — the location is as dialed-in as the home itself. Homes like this don't wait. And neither should you.

Listed by Catherine Reidy • Keller Williams Realty
P: (703)-587-9230 catherine.reidy@kw.com

Property Details for 20695 Riptide Square

Tax ID Number

006299101000

Ownership

Fee Simple

Condo Coop Association

HOA

Yes

Structure Type

Interior Row/Townhouse

Style

Traditional

Levels/Stories

Waterfront

LISTING UPDATED: 06/03/2026 12:01 AM

Property Details for 20695 Riptide Square

Status	Closed
MLS #	VALO2122282
Days on Market	5
Taxes	$5,351 / year
HOA Fees	$344 / quarter
Condo/Co-op Fees	-
Property Type	Townhouse
MLS Type	Residential / Fee Simple
Year Built	1995
Lot Size	0.04 AC / 1,742 SF
County	Loudoun County

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Location

Listing Courtesy of Keller Williams Realty

Sold By Long & Foster Real Estate, Inc.

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Building Information for 20695 Riptide Square

Stories3Residences-Year Built1995Lot Size0.04 AC / 1,742 SF

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$4,298 per month

30 year fixed, 6.36% Interest

Principal and Interest

$3,737

Property Taxes

$446

HOA Dues

$115

The Payment Calculator is for illustrative purposes only.

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Property Information for 20695 Riptide Square

Location

In City Limits: No
School District Name: LOUDOUN COUNTY PUBLIC SCHOOLS

School District County ID: 121139189813
Elementary School: LOWES ISLAND (LOUDOUN VA)
ElementarySchoolSource: Listing Agent
Middle Or Junior School: SENECA RIDGE (LOUDOUN VA)
MiddleSchoolSource: Listing Agent
High School: DOMINION (LOUDOUN VA)
HighSchoolSource: Listing Agent
County: LOUDOUN

Waterfront / Water Access

Water View: No
Water Access: No

Water Oriented: No
Navigable Water: No
Tidal Water: No
Riparian Rights Y/N: No

Association / Community Info

HOA Name: CASCADES ASSOCIATION
HOA Condo Coop Fee Includes: Common Area Maintenance, Trash, Management, Snow Removal

HOA Condo Coop Amenities: Basketball Courts, Bike Trail, Club House, Community Center, Fitness Center, Jog/Walk Path, Pool - Outdoor, Shuffleboard, Swimming Pool, Tennis Courts, Tot Lots/Playground
Property Manager Y/N: Yes
Other Fees: $50
Other Fees Frequency: One Time
Senior Community: No
Association Recreation Fee Y/N: No
Capital Contribution Amount: $500
Type of Condo: Home Owner Association

Taxes and Assessment

Tax Year: 2026
Tax Assessed Value: $670,980

Year Assessed: 2026
County Tax: $5,351
Improvement Assessed Value: $445,980
Land Assessed Value: $225,000
Zoning: PDH4
Tax Lot: 450
School Tax: $0
Automatically Update Tax Values Y/N: Yes

Rooms

Main

# Bedrooms Count Main Level: 0
# Bathrooms Count Main Level: 1

# Bathrooms Full Main Level: 0
# Bathrooms Half Main Level: 1

All Upper Levels

# Bedrooms Count All Upper Levels: 3
# Bathrooms Count All Upper Levels: 2

# Bathrooms Full All Upper Levels: 2

Upper Level 1

# Bedrooms Count Upper Level: 3
# Bathrooms Count Upper Level: 2

# Bathrooms Full Upper Level: 2

All Lower Levels

# Bathrooms All Lower Levels: 1
# Bathrooms Full All Lower Levels: 1

Lower Level 1

# Bathrooms Lower Level: 1
# Bathrooms Full Lower Level: 1

Rooms

Room List: Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Laundry, Recreation Room, Utility Room, Bathroom 2, Bathroom 3, Primary Bathroom
Stories: Lower 1, Main, Upper 1

Rooms Information

Room 1

Room Type: Kitchen
Room Level: Main

Room Exists: Yes
Room Features: Breakfast Bar, Countertop(s) - Granite, Dining Area, Flooring - HardWood, Ceiling Fan(s), Kitchen - Eat-in, Kitchen - Gas Cooking, Lighting - Pendants, Lighting - Recessed, Pantry, Window Treatments

Room 2

Room Type: Recreation Room
Room Level: Lower 1

Room Exists: Yes
Room Features: Basement - Finished, Fireplace - Gas, Flooring - Carpet, Lighting - Recessed, Window Treatments

Room 3

Room Type: Bathroom 3
Room Level: Lower 1

Room Exists: Yes

Room 4

Room Type: Laundry
Room Level: Lower 1

Room Exists: Yes

Room 5

Room Type: Utility Room
Room Level: Lower 1

Room Exists: Yes

Room 6

Room Type: Primary Bedroom
Room Level: Upper 1

Room Exists: Yes
Room Features: Cathedral/Vaulted Ceiling, Ceiling Fan(s), Flooring - Carpet, Walk-In Closet(s)

Room 7

Room Type: Primary Bathroom
Room Level: Upper 1

Room Exists: Yes
Room Features: Bathroom - Walk-In Shower, Countertop(s) - Quartz, Double Sink, Flooring - Ceramic Tile, Lighting - Ceiling, Lighting - Wall sconces

Room 8

Room Type: Bathroom 2
Room Level: Upper 1

Room Exists: Yes
Room Features: Bathroom - Tub Shower, Countertop(s) - Quartz, Flooring - Ceramic Tile, Lighting - Ceiling, Lighting - Wall sconces

Room 9

Room Type: Bedroom 2
Room Level: Upper 1

Room Exists: Yes
Room Features: Flooring - Carpet

Room 10

Room Type: Bedroom 3
Room Level: Upper 1

Room Exists: Yes
Room Features: Flooring - Carpet

Room 11

Room Type: Family Room
Room Level: Main

Room Exists: Yes
Room Features: Chair Rail, Crown Molding, Flooring - Carpet, Lighting - Ceiling, Window Treatments

Building Info

Total Finished SQFT: 2,488.00
Total Finished SQFT Source: Assessor

Tax Total Finished SQFT: 2,488.00
Total SQFT: 2,488.00
Total SQFT Source: Assessor
Construction Materials: Brick Front
Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8048/4885/7182/804848857182_512_384_WM_e8FFW2CeFIGhoSqo.jpg
Basement Type: Connecting Stairway, Fully Finished, Walkout Level
Foundation Details: Slab
Room and Floor: Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Upper Level 1-2, Bathrooms Full-Lower Level 1-1
# Bathrooms Full: 3
# Bathrooms Half: 1
Other Structure: Above Grade, Below Grade

Lot / Land Information

Lot Size Source: Estimated
Parcel ID: 16532561

Parking

Type Of Parking: Attached Garage, Driveway, Off Street
Num of Attached Garage Spaces: 2

Total Garage Spaces: 2
Garage Features: Garage - Front Entry, Garage Door Opener

Interior Features

Interior Features: Bathroom - Walk-In Shower, Bathroom - Tub Shower, Breakfast Area, Carpet, Ceiling Fan(s), Chair Railings, Combination Dining/Living, Crown Moldings, Kitchen - Eat-In, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Window Treatments, Wood Floors
Fireplace: Yes

Fireplaces Count: 1
Fireplace Features: Gas/Propane
Appliances: Stainless Steel Appliances
Accessibility Features: None
Virtual Tour URL Unbranded: https://listings.housefli.com/videos/019dd9ed-7589-71a5-97ee-b6b46ad584e3

Exterior Features

Pool: Yes - Community

Utilities

Heating: Yes
Cooling Type: Central A/C

Cooling Fuel: Electric
Heating Type: Forced Air
Heating Fuel: Natural Gas
Hot Water: Natural Gas
Water Source: Public
Sewer Septic: Public Sewer

Confidential Data

Listing Office

List Agent AOR: Northern Virginia Association of REALTORS

Property History for 20695 Riptide Square

Date	Event & Source	Price	Appreciation
Jun 2, 2026	Closed BRIGHT #VALO2122282	$750,000	—
May 4, 2026	Pending BRIGHT #VALO2122282		—
May 4, 2026	Active Under Contract BRIGHT #VALO2122282		—
Apr 30, 2026	Listed (Active) BRIGHT #VALO2122282	$737,000	—
Jul 13, 2012	Closed (Public Record) Public Record #337142951	$419,000	—
Jul 13, 2012	Closed BRIGHT #1003920316	$419,000	—
May 17, 2012	Pending BRIGHT #1003920316		—
Mar 31, 2012	Withdrawn BRIGHT #1009561446		—
Mar 30, 2012	Listed (Active) BRIGHT #1009561446	$428,500	—
Mar 30, 2012	Listed (Active) BRIGHT #1003920316	$428,500	—

Date	Event & Source	Price
06/02/2026	Closed BRIGHT #VALO2122282	$750,000
05/04/2026	Pending BRIGHT #VALO2122282	—
05/04/2026	Active Under Contract BRIGHT #VALO2122282	—
04/30/2026	Listed (Active) BRIGHT #VALO2122282	$737,000
07/13/2012	Closed (Public Record) Public Record #337142951	$419,000
07/13/2012	Closed BRIGHT #1003920316	$419,000
05/17/2012	Pending BRIGHT #1003920316	—
03/31/2012	Withdrawn BRIGHT #1009561446	—
03/30/2012	Listed (Active) BRIGHT #1009561446	$428,500
03/30/2012	Listed (Active) BRIGHT #1003920316	$428,500

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 20695 Riptide Square

Taxable ValueLand$220,000Additions$444,730Total$664,730

Tax Record2025$5,351 ($446 / month)

Home Facts

Beds3Baths3.5Total Finished SqFt2,488 SqFtAbove Grade Finished SqFt2,488 SqFtStories3Lot Size1,742 SqFtStyleTownhouseYear Built1995Year Renovated2007ZoningPDH4CountyLOUDOUNAPN006-29-9101-000Fireplace TypeHas Fireplace

Schools near 20695 Riptide Square

This home is within Loudoun County Public Schools.


Rating	School	Type	Grades	Distance
7/10	Lowes Island Elementary School	Public - Serves this home	PK to 5	0.1 mi
5/10	Dominion High School	Public - Serves this home	PK to 12	1.7 mi
7/10	Seneca Ridge Middle School	Public - Serves this home	6 to 8	1.6 mi
2/10	W.O. Robey High	Public - Nearby school	9 to 12	1.7 mi
6/10	Middleburg Community Charter School	Charter - Choice school	K to 5	21.3 mi
7/10	Hillsboro Charter Academy	Charter - Choice school	K to 5	22.6 mi


Rating	School	Distance
7/10	Lowes Island Elementary School PublicPK to 5 Serves this home	0.1 mi
5/10	Dominion High School PublicPK to 12 Serves this home	1.7 mi
7/10	Seneca Ridge Middle School Public6 to 8 Serves this home	1.6 mi
2/10	W.O. Robey High Public9 to 12 Nearby school	1.7 mi
6/10	Middleburg Community Charter School CharterK to 5 Choice school	21.3 mi
7/10	Hillsboro Charter Academy CharterK to 5 Choice school	22.6 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Keller Williams Realty

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 06/03/2026 12:01 AM

20695 Riptide SquareSterling, VA 20165

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20695 Riptide Square
Sterling, VA 20165