20765 Bank Way

Sterling, VA 20165

$860,000
Price
4
Beds
3,728 Sq. Ft.
$231 / Sq. Ft.
3,728
Sq. Ft.
$231
per Sq. Ft.
Main elevation
Main elevation
Main elevation
Main elevation
Main elevation
Main elevation
foyer
foyer
formal living-room
formal living-room
formal living-room
Kitchen with brand-new quartz counter tops
Kitchen
Kitchen
Kitchen
Kitchen
family room
family room
family room
Private reading space with elegant window
formal dining room
formal dining room
half-bath mainlevel
laundry room with garden view.
staircase with loft space in upper-level
master bedroom
master bedroom
master bedroom
master bath
master bath
master bed walk-in closet-1
master bed walk-in closet-2
bedroom-2
bedroom-2
bedroom-3
bedroom-3
2nd full-bath upper-level
2nd full-bath upper-level
bedroom-4
bedroom-4
Staircase to basement
rec-room in basement
bar counter in rec-room
rec-room in basement
rec-room in basement
rec-room in basement
den in basement
den in basement
study-room in basement
study-room in basement
full-bath in basement
brick patio
brick patio
back-yard
back-yard
back-yard
aerial view -roof
backdrop pic.
2 car wide garage
floor_plan1 (estimated dimensions)
floor_plan2 (estimated dimensions)

Description

Well maintained and beautiful NV Homes Madison model, 3-level home with brick front located right across the street from Lowes Island elementary. Your children can walk to school! Total 3728 sq. ft finished living space on 3 levels. Fully finished basement with office room and den. 2-car garage with freshly painted garage floor and improved driveway. Great Location and Neighborhood in sought after Lowe’s Island. Main Level: Two story-foyer with two columns. Living room with crown molding and library...Well maintained and beautiful NV Homes Madison model, 3-level home with brick front located right across the street from Lowes Island elementary. Your children can walk to school! Total 3728 sq. ft finished living space on 3 levels. Fully finished basement with office room and den. 2-car garage with freshly painted garage floor and improved driveway. Great Location and Neighborhood in sought after Lowe’s Island. Main Level: Two story-foyer with two columns. Living room with crown molding and library area with window sitting. Separate formal dining room with crown, chair & chandelier moldings. Vaulted-ceiling family room off of kitchen with brick fireplace and French doors opening to brick patio. Kitchen with 42 inch cabinets, pantry and recessed lighting. Brand new SS cooking range, SS French door refrigerator with two freezer drawers. Powder room with tile floors and laundry room with window. Upper level: Four bedrooms with two full baths. Main bedroom suite with vaulted ceiling, two nooks with windows, two walk-in-closets, stand up shower, soaking tub, double sink and separate toilet. Lower Level: Recreation and media rooms with recessed lighting & built-in speakers, full bath, big office room with French doors and custom built-in book shelves, extra room with closet, wet bar with built-in wine rack & stone tiling, and ample storage. Brand new upgraded carpet throughout upper level and basement. Hardwood flooring in main level. Freshly painted whole house. New lights. Brand new quartz counter tops in kitchen. New kitchen faucet & disposer. New SS cooking range, New roof 02/2024(CertainTeed Land-mark Lifetime shingles). Entire siding replaced in 11/2019. HVAC/Heating furnace 12/2023 and AC 09/2019. Water heater 75 gallons capacity. Radon mitigation, Security system. Motivated Sellers. Price reduced . This one will not last long.
  1. Listed by Narsing Rao Panagari • Quick Sell Realty LLC
    P: (571)-205-8272 narsing1030@gmail.com

Property Details for 20765 Bank Way

Tax ID Number
006199924000
Ownership
Fee Simple
Condo Coop Association
No
HOA
Yes
Structure Type
Detached
Style
Colonial
Levels/Stories
3
Waterfront
No
LISTING UPDATED: 02/12/2026 06:11 PM

Property Details for 20765 Bank Way

StatusActive
MLS #VALO2106842
Days on Market79
Taxes$7,177 / year
HOA Fees$296 / quarter
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built1994
Lot Size0.12 AC / 5,227 SF
CountyLoudoun County

Location

Listing Courtesy of Quick Sell Realty LLC
Add your commute

Building Information for 20765 Bank Way

Stories3Year Built1994Building Size-Lot Size0.12 AC / 5,227 SF

Payment Calculator

$4,888 per month

30 year fixed, 6.15% Interest

Principal and Interest

$4,191

Property Taxes

$598

HOA Dues

$99

The Payment Calculator is for illustrative purposes only.

Property Information for 20765 Bank Way

Location
Location
  • In City Limits: No
  • School District Name: LOUDOUN COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139189813
  • County: LOUDOUN
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • HOA Name: CASCADES COMMUNITY ASSOCIATION
  • HOA Phone: 7034060820
  • HOA Condo Coop Fee Includes: Pool(s), Trash
  • HOA Condo Coop Amenities: Basketball Courts, Bike Trail, Common Grounds, Exercise Room, Jog/Walk Path, Party Room, Pool - Outdoor, Pool Mem Avail, Tennis Courts, Tot Lots/Playground
  • Property Manager Y/N: Yes
  • Senior Community: No
  • Association Recreation Fee Y/N: No
  • Type of Condo: Home Owner Association
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $891,590
  • Year Assessed: 2025
  • County Tax: $7,177
  • Improvement Assessed Value: $637,890
  • Land Assessed Value: $253,700
  • Section: 3C
  • Agricultural District: 00
  • Zoning: PDH4
  • Tax Lot: 190
  • School Tax: $0
  • Tax Page Number: 96637
  • Automatically Update Tax Values Y/N: Yes
Lease Information
Lease Information
  • Pets Allowed: Yes
  • Pet Restrictions: Case by Case Basis
Rooms
Main
  • # Bedrooms Count Main Level: 0
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Half Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 4
  • # Bathrooms Count All Upper Levels: 2
  • # Bathrooms Full All Upper Levels: 2
  • # Bathrooms Half All Upper Levels: 0
Upper Level 1
  • # Bedrooms Count Upper Level: 4
  • # Bathrooms Count Upper Level: 2
  • # Bathrooms Full Upper Level: 2
  • # Bathrooms Half Upper Level: 0
All Lower Levels
  • # Bathrooms All Lower Levels: 1
  • # Bathrooms Full All Lower Levels: 1
Lower Level 1
  • # Bathrooms Lower Level: 1
  • # Bathrooms Full Lower Level: 1
Rooms
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Family Room, Den, Study, Recreation Room
  • Stories: Lower 1, Main, Upper 1
Rooms Information
Room 1
  • Room Type: Dining Room
  • Room Level: Main
  • Room Exists: Yes
Room 2
  • Room Type: Family Room
  • Room Level: Main
  • Room Exists: Yes
Room 3
  • Room Type: Living Room
  • Room Level: Main
  • Room Exists: Yes
Room 4
  • Room Type: Recreation Room
  • Room Level: Lower 1
  • Room Exists: Yes
Room 5
  • Room Type: Study
  • Room Level: Lower 1
  • Room Exists: Yes
Room 6
  • Room Type: Den
  • Room Level: Lower 1
  • Room Exists: Yes
Room 7
  • Room Type: Primary Bedroom
  • Room Level: Upper 1
  • Room Exists: Yes
Room 8
  • Room Type: Bedroom 2
  • Room Level: Upper 1
  • Room Exists: Yes
Room 9
  • Room Type: Bedroom 3
  • Room Level: Upper 1
  • Room Exists: Yes
Room 10
  • Room Type: Bedroom 4
  • Room Level: Upper 1
  • Room Exists: Yes
Building Info
Building Info
  • Builder Name: NV HOMES
  • Building Level Count: 3
  • Total Finished SQFT: 3,728.00
  • Total Finished SQFT Source: Estimated
  • Tax Total Finished SQFT: 3,728.00
  • Total SQFT: 3,728.00
  • Total SQFT Source: Estimated
  • Construction Materials: Brick, Brick Front, Combination, Vinyl Siding
  • Roof: Shingle
  • Ext Main Mid-res: http://bright-media01.prd.brightmls.com/bright/images/0000/8041/6307/3886/804163073886_512_384_WM_DOFnBLwB2B0gSlwQ.jpg
  • Wall and Ceiling Types: 2 Story Ceilings, 9'+ Ceilings, Beamed Ceilings, Cathedral Ceilings, Vaulted Ceilings
  • Flooring Type: Carpet, Hardwood
  • Basement Type: Full, Fully Finished, Improved, Sump Pump
  • Basement Finished Percent: 100.00
  • Foundation Details: Concrete Perimeter
  • Room and Floor: Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bedrooms-Upper Level 1-4, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Upper Level 1-2, Bathrooms Full-Lower Level 1-1
  • # Bathrooms Full: 3
  • # Bathrooms Half: 1
  • Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Estimated
  • Road Surface Type: Black Top
  • Parcel ID: 16532514
  • Ground Rent Exists: No
Parking
Parking
  • Type Of Parking: Attached Garage, Driveway, On Street
  • Num of Attached Garage Spaces: 2
  • Total Garage Spaces: 2
  • Parking Features: Asphalt Driveway, Paved Driveway
  • Garage Features: Garage - Front Entry, Garage Door Opener
Interior Features
Interior Features
  • Interior Features: Built-Ins, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Country, Primary Bath(s), Wood Floors
  • Fireplace: Yes
  • Fireplaces Count: 1
  • Appliances: Dishwasher, Disposal, Dryer, Icemaker, Microwave, Oven/Range - Gas, Refrigerator, Washer
  • Accessibility Features: Level Entry - Main
Exterior Features
Exterior Features
  • Spa: No
  • Exterior Features: Sidewalks
  • Outdoor Living Structures: Patio(s)
  • Pool: Yes - Community
Utilities
Utilities
  • Utilities: Cable TV Available
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas
  • Hot Water: Natural Gas
  • Water Source: Public
  • Sewer Septic: Public Sewer
  • Internet Services: Fiber Optic
Confidential Data
Listing Office
  • List Agent AOR: Northern Virginia Association of REALTORS

Property History for 20765 Bank Way

DateEvent & SourcePriceAppreciation
Feb 12, 2026

Listed (Active)

BRIGHT #VALO2106842

—
Feb 12, 2026

Price Change

BRIGHT #VALO2106842

$860,000—
Dec 5, 2025

Temp Off Market

BRIGHT #VALO2106842

—
Oct 3, 2025

Price Change

BRIGHT #VALO2106842

$892,900—
Sep 19, 2025

Listed (Active)

BRIGHT #VALO2106842

$932,900—
Sep 9, 2004

Closed (Public Record)

Public Record #147685662

$550,000—
Sep 8, 2004

Closed

BRIGHT #VALO143986

$550,000—
Aug 10, 2004

Pending

BRIGHT #VALO143986

—
Jul 16, 2004

Listed (Active)

BRIGHT #VALO143986

$595,000—
DateEvent & SourcePrice
02/12/2026

Listed (Active)

BRIGHT #VALO2106842

—
02/12/2026

Price Change

BRIGHT #VALO2106842

$860,000
12/05/2025

Temp Off Market

BRIGHT #VALO2106842

—
10/03/2025

Price Change

BRIGHT #VALO2106842

$892,900
09/19/2025

Listed (Active)

BRIGHT #VALO2106842

$932,900
09/09/2004

Closed (Public Record)

Public Record #147685662

$550,000
09/08/2004

Closed

BRIGHT #VALO143986

$550,000
08/10/2004

Pending

BRIGHT #VALO143986

—
07/16/2004

Listed (Active)

BRIGHT #VALO143986

$595,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 20765 Bank Way

Taxable ValueLand$253,700Additions$637,890Total$891,590
Tax Record2025$7,177 ($598 / month)
Home Facts
Beds4Baths3.5Total Finished SqFt3,728 SqFtAbove Grade Finished SqFt2,490 SqFtFinished Basement SqFt1,238 SqFtStories2Lot Size5,227 SqFtStyleSingle Family ResidenceYear Built1994Year Renovated2005ZoningPDH4CountyLOUDOUNAPN006-19-9924-000Fireplace TypeHas Fireplace

Schools near 20765 Bank Way

This home is within Loudoun County Public Schools.
Rating
School
Type
Grades
Distance
Lowes Island Elementary School
Public - PK to 5
Dominion High School
Public - PK to 12
Seneca Ridge Middle School
Public - 6 to 8
W.O. Robey High
Public - 9 to 12
Rating
School
Distance
Lowes Island Elementary School
PublicPK to 5

Dominion High School
PublicPK to 12

Seneca Ridge Middle School
Public6 to 8

W.O. Robey High
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 20765 Bank Way, Sterling, VA 20165

20765 Bank Way is a single family home for sale in Sterling, VA 20165. This property was listed for sale on September 19, 2025 by Quick Sell Realty LLC, it's currently listed at $860,000. It has been on the market for a total of 79 days and was last sold on September 9, 2004. This listing's school district is Loudoun County Public Schools. Nearby schools include Lowes Island Elementary School, Dominion High School and Seneca Ridge Middle School. 20765 Bank Way is a 4-bed, 4-bath, 3,728 sqft single family home built in 1994.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Quick Sell Realty LLC

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 02/12/2026 06:11 PM