2103 McCulloh St

Baltimore, MD 21217

$427,742
Price
5
Beds
2,145 Sq. Ft.
$199 / Sq. Ft.
2,145
Sq. Ft.
$199
per Sq. Ft.
Open: 2/22 12:00PM - 02:00PM
Open: 2/22 12:00PM - 02:00PM
Your home should lower stress, not add it.
Rent pays bills. Ownership builds leverage
Buy smart. Let the house help you pay.
Equity beats comfort every time.
Ownership creates options. Renting doesn’t.
A mortgage with strategy wins.
Your first home isn’t forever. It’s forward.
Homes can house people and build wealth.
Pay yourself with every mortgage payment.
The goal is control, not perfection.
A smart buy changes your timeline.
A deed feels different than a lease.
Wealth starts with one good decision.
Buying early buys you time.
Your house can fund your next move.
Rent ends. Equity stays.
Let the house work while you sleep.
Ownership is the quiet flex.
Strategy makes homes affordable.
Buy what fits your life now.

Description

$37,000 in built-in savings through Baltimore City Grants. Before we even talk about the house. This home stacks Vacant to Value, CHAP, Live Near Your Work, Buy Back the Block, and First-Time Homebuyer Incentive Program Grants. That’s real money working in your favor from day one, not wishful thinking. Now let’s talk about why 2103 McCulloh St actually makes sense for real life. This is a fully renovated 5-bedroom, 4.5-bath home designed for flexibility. It works if you’re a first-time buyer who...$37,000 in built-in savings through Baltimore City Grants. Before we even talk about the house. This home stacks Vacant to Value, CHAP, Live Near Your Work, Buy Back the Block, and First-Time Homebuyer Incentive Program Grants. That’s real money working in your favor from day one, not wishful thinking. Now let’s talk about why 2103 McCulloh St actually makes sense for real life. This is a fully renovated 5-bedroom, 4.5-bath home designed for flexibility. It works if you’re a first-time buyer who wants help with the payment. It works if you’re house hacking. It works if you have a large family. It works if you’re single and want space without wasting money. The layout allows you to live in the top wing while renting the other bedrooms, or to co-live comfortably with privacy intact. Two bedrooms have private bathrooms and can rent for about $1,000 per month each. The other two bedrooms can rent for about $850 per month. That’s income that offsets your mortgage and builds equity while you sleep. If you don’t want roommates, this home still delivers. Five bedrooms give large families room to breathe, work from home, host guests, or co-live across generations without stepping on each other. Everything is brand new, move-in ready, and thoughtfully designed with open living spaces, natural light, and a modern kitchen that actually functions for daily life. This is not a one-size-fits-one-buyer property. It’s a smart buy for anyone who wants options. Live alone in a big, beautiful home. Share it intentionally. House hack aggressively. Grow into it over time. The grants lower your cost. The layout gives you control. The income potential creates breathing room. If you want a home that adapts to your life instead of boxing you in, this is it. Schedule a tour before someone else uses these programs.
  1. Listed by Lauren Melissa DiMartino • EXP Realty, LLC
    P: (850)-381-3888 laurendimartinorealty@gmail.com

Property Details for 2103 McCulloh Street

Tax ID Number
0314040310 025
Ownership
Ground Rent
Condo Coop Association
No
HOA
No
Structure Type
Twin/Semi-Detached
Style
Traditional
Levels/Stories
4
Furnished
Partially

Open Houses

Sunday, Feb 22nd

12:00 PM - 2:00 PM

Public

LISTING UPDATED: 02/11/2026 02:01 PM

Property Details for 2103 McCulloh Street

StatusActive
MLS #MDBA2191846
Days on Market83
Taxes$382 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeTownhouse
MLS TypeResidential / Ground Rent
Year Built1920
Lot Size0.05 AC / 2,227 SF
CountyBaltimore Independent City

Location

Listing Courtesy of EXP Realty, LLC
Add your commute

Building Information for 2103 McCulloh Street

Stories4Residences-Year Built1920Lot Size0.05 AC / 2,227 SF

Payment Calculator

$2,117 per month

30 year fixed, 6.15% Interest

Principal and Interest

$2,085

Property Taxes

$32

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 2103 McCulloh Street

Location
Location
  • In City Limits: Yes
  • Transportation: Bus Stop less than 1 mile, Metro/Subway Station less than 1 mile, Commuter Lots less than 5 miles
  • School District Name: BALTIMORE CITY PUBLIC SCHOOLS
  • School District County ID: 121137830454
  • SchoolDistrictSource: Listing Agent
  • County: BALTIMORE CITY
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • Senior Community: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $16,200
  • Year Assessed: 2025
  • County Tax: $18
  • Improvement Assessed Value: $13,200
  • City Town Tax: $364
  • Land Assessed Value: $3,000
  • Clean Green Assessed: No
  • Land Use Code: R
  • Section: 04
  • Zoning: R-8
  • Tax Lot: 025
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Lease Information
Lease Information
  • Pets Allowed: Yes
  • Pet Restrictions: No Pet Restrictions
Rooms
Main
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Half Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 4
  • # Bathrooms Count All Upper Levels: 3
  • # Bathrooms Full All Upper Levels: 3
Upper Level 1
  • # Bedrooms Count Upper Level: 3
  • # Bathrooms Count Upper Level: 2
  • # Bathrooms Full Upper Level: 2
Upper Level 2
  • # Bedrooms Count Upper Level: 1
  • # Bathrooms Count Upper Level: 1
  • # Bathrooms Full Upper Level: 1
All Lower Levels
  • # Bedrooms All Lower Levels: 1
  • # Bathrooms All Lower Levels: 1
  • # Bathrooms Full All Lower Levels: 1
Lower Level 1
  • # Bedrooms Lower Level: 1
  • # Bathrooms Lower Level: 1
  • # Bathrooms Full Lower Level: 1
Rooms
  • Room List: Living Room, Dining Room, Kitchen, Family Room
  • Stories: Lower 1, Main, Upper 1, Upper 2
Rooms Information
Room 1
  • Room Type: Living Room
  • Room Level: Main
  • Room Exists: Yes
Room 2
  • Room Type: Kitchen
  • Room Level: Main
  • Room Exists: Yes
Room 3
  • Room Type: Dining Room
  • Room Level: Main
  • Room Exists: Yes
Room 4
  • Room Type: Family Room
  • Room Level: Lower 1
  • Room Exists: Yes
Financial Information
Expenses
  • Income Expense List: Annual Ground Rent
Building Info
Building Info
  • Building Level Count: 4
  • Total Finished SQFT: 2,145.00
  • Total Finished SQFT Source: Assessor
  • Tax Total Finished SQFT: 2,145.00
  • Total SQFT: 2,860.00
  • Total SQFT Source: Assessor
  • Construction Materials: Concrete
  • Roof: Unknown
  • Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8043/2556/2242/804325562242_512_384_WM_38fIQlz9omLned1l.jpg
  • Wall and Ceiling Types: High
  • Flooring Type: Carpet, Hardwood
  • Basement Type: Fully Finished
  • Basement Footprint Percent: 100.00
  • Foundation Details: Concrete Perimeter
  • Room and Floor: Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bedrooms-Lower Level 1-1, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Upper Level 1-2, Bathrooms Full-Lower Level 1-1, Bedrooms-Upper Level 2-1, Bathrooms Full-Upper Level 2-1
  • # Bathrooms Full: 4
  • # Bathrooms Half: 1
  • Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Estimated
  • Parcel ID: 12967811
  • Ground Rent Exists: Yes
  • Ground Rent Amount: $104
  • Ground Rent Payment Frequency: Annually
  • Capitalized Value-Ground Rent: $1,179
Parking
Parking
  • Type Of Parking: On Street
  • Parking Features: Public, Unassigned
Interior Features
Interior Features
  • Interior Features: Bathroom - Stall Shower, Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Kitchen - Island, Recessed Lighting, Walk-in Closet(s), Wood Floors
  • Fireplace: No
  • Appliances: Built-In Microwave, Built-In Range, Dishwasher, Disposal, Exhaust Fan, Refrigerator, Oven/Range - Electric, Stainless Steel Appliances, Stove
  • Accessibility Features: Other
  • Security Features: Exterior Cameras
  • Door Features: Six Panel
  • Window Features: Energy Efficient
  • Laundry Type: Hookup, Has Laundry, Basement
Exterior Features
Exterior Features
  • Exterior Features: Exterior Lighting, Sidewalks, Street Lights
  • Outdoor Living Structures: Deck(s)
  • Pool: No Pool
  • Horse: No
Utilities
Utilities
  • Utilities: Electric Available, Sewer Available, Under Ground, Water Available
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Forced Air
  • Heating Fuel: None
  • Hot Water: Electric
  • Water Source: Public
  • Sewer Septic: Public Sewer
  • Electric Service: 200+ Amp Service
  • Internet Services: Fixed Wireless, Broadband
Confidential Data
Listing Office

Property History for 2103 McCulloh Street

DateEvent & SourcePriceAppreciation
Feb 11, 2026

Price Change

BRIGHT #MDBA2191846

$427,742—
Jan 9, 2026

Price Change

BRIGHT #MDBA2191846

$438,979—
Jan 7, 2026

Price Change

BRIGHT #MDBA2191846

$448,979—
Nov 24, 2025

Price Change

BRIGHT #MDBA2191846

$449,999—
Nov 21, 2025

Price Change

BRIGHT #MDBA2191846

$450,000—
Nov 21, 2025

Price Change

BRIGHT #MDBA2191846

$448,979—
Nov 21, 2025

Listed (Active)

BRIGHT #MDBA2191846

$438,979—
May 7, 2010

Closed (Public Record)

Public Record #289801142

$19,000—
May 5, 2010

Closed

BRIGHT #1004797496

$19,000—
May 2, 2010

Pending

BRIGHT #1004797496

—
Apr 6, 2010

Listed (Active)

BRIGHT #1004797496

$36,000—
DateEvent & SourcePrice
02/11/2026

Price Change

BRIGHT #MDBA2191846

$427,742
01/09/2026

Price Change

BRIGHT #MDBA2191846

$438,979
01/07/2026

Price Change

BRIGHT #MDBA2191846

$448,979
11/24/2025

Price Change

BRIGHT #MDBA2191846

$449,999
11/21/2025

Price Change

BRIGHT #MDBA2191846

$450,000
11/21/2025

Price Change

BRIGHT #MDBA2191846

$448,979
11/21/2025

Listed (Active)

BRIGHT #MDBA2191846

$438,979
05/07/2010

Closed (Public Record)

Public Record #289801142

$19,000
05/05/2010

Closed

BRIGHT #1004797496

$19,000
05/02/2010

Pending

BRIGHT #1004797496

—
04/06/2010

Listed (Active)

BRIGHT #1004797496

$36,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 2103 McCulloh Street

Taxable ValueLand$3,000Additions$13,200Total$16,200
Tax Record2023$300 ($25 / month)
Home Facts
Total Finished SqFt2,145 SqFtAbove Grade Finished SqFt2,145 SqFtStories3Lot Size1,131 SqFtStyleMulti-Family Dwelling (2-4)Year Built1920ZoningR-8CountyBALTIMORE CITYAPN14-04-0310 -025Fireplace TypeHas Fireplace

Schools near 2103 McCulloh Street

This home is within Baltimore City Public Schools.
Rating
School
Type
Grades
Distance
John Eager Howard Elementary School
Public - PK to 5
Mount Royal Elementary/Middle School
Public - PK to 8
Booker T. Washington Middle School
Public - 6 to 8
Frederick Douglass High School
Public - 9 to 12
Rating
School
Distance
John Eager Howard Elementary School
PublicPK to 5

Mount Royal Elementary/Middle School
PublicPK to 8

Booker T. Washington Middle School
Public6 to 8

Frederick Douglass High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 2103 McCulloh Street, Baltimore, MD 21217

2103 McCulloh Street is a townhouse for sale in Baltimore, MD 21217. This property was listed for sale on November 21, 2025 by EXP Realty, LLC, it's currently listed at $427,742. It has been on the market for a total of 83 days and was last sold on May 7, 2010. This listing's school district is Baltimore City Public Schools. Nearby schools include John Eager Howard Elementary School, Mount Royal Elementary/Middle School and Booker T. Washington Middle School. 2103 McCulloh Street is a 5-bed, 5-bath, 2,145 sqft townhouse built in 1920.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of EXP Realty, LLC

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 02/11/2026 02:01 PM