21518 Front Beach Rd

Panama City Beach, FL 32413

$1,145,000
Price
4
Beds
2,540 Sq. Ft.
$451 / Sq. Ft.
2,540
Sq. Ft.
$451
per Sq. Ft.
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Description

Wake to breathtaking Gulf sunrises from the private primary suite balcony and enjoy effortless sunset beach walks just across the street. This upscale coastal residence offers 4 bedrooms and 4 bathrooms, each enhanced with custom plantation shutters. Designed for refined living and exceptional flexibility, the home features a private guest quarters with approximately 500 sq ft of living space, elevator access to all three levels, dual washer/dryer hookups, granite countertops, stainless steel appliances,...Wake to breathtaking Gulf sunrises from the private primary suite balcony and enjoy effortless sunset beach walks just across the street. This upscale coastal residence offers 4 bedrooms and 4 bathrooms, each enhanced with custom plantation shutters. Designed for refined living and exceptional flexibility, the home features a private guest quarters with approximately 500 sq ft of living space, elevator access to all three levels, dual washer/dryer hookups, granite countertops, stainless steel appliances, crown molding, and elegant finishes throughout. The primary suite is a serene retreat showcasing tray ceilings, a spa-inspired bath with double vanity, and a luxurious jacuzzi tub. Short-term rentals are permitted with no HOA restrictions, presenting a rare opportunity for luxury coastal ownership or investment.
  1. Listed by Brandie Allon • Coastal Palms Real Estate
  2. Listed by Jennifer L Braden • Coastal Palms Real Estate

Property Details for 21518 Front Beach Road

Architectural Style
Duplex
Waterfront
No
Subdivision Name
Riviera Beach
View
Gulf
View
Yes
LISTING UPDATED: 03/25/2026 03:52 PM

Property Details for 21518 Front Beach Road

StatusActive
MLS #770412
Days on Market403
Taxes$9,909 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeMulti Family
MLS TypeResidential / Duplex / Duplex
Year Built2003
Lot Size0.09 AC / 3,920 SF
CountyBay County
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Location

Listing Courtesy of Coastal Palms Real Estate
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Building Information for 21518 Front Beach Road

Stories-Residences-Year Built2003Building Size-Lot Size0.09 AC / 3,920 SF

Payment Calculator

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$6,591 per month

30 year fixed, 6.46% Interest

Principal and Interest

$5,766

Property Taxes

$826

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 21518 Front Beach Road

Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: Heading West on Front Beach Rd. from HWY 79, go to the 21500 block between Riviera and La Valencia, and you will see the property on the N side of Front Beach Rd (opposite of Gulf side); it is the right half (East) of the attached home.
  • State Region: FL
  • Postal Code: 32413
  • Latitude: 30.252986
  • Longitude: -85.953354
  • State Or Province: FL
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0324 - Beach - West Central
Taxes and HOA Information
  • Parcel Number: 35415-000-000
  • Association: No
  • Tax Annual Amount: $9,909.00
  • Tax Legal Description: RIVIERA BEACH (13.1) ELY 1/2 OF LOT 13 ORB 4430 P 448
  • Tax Year: 2024
School Information
  • Elementary School: West Bay
  • High School: Arnold
  • Middle Or Junior School: Surfside
Parking
  • Attached Garage: No
  • Garage Spaces: 1.0
  • Garage: Yes
Property
Lot Information
  • Building Area Total: 2540.0
  • Lot Features: Sprinkler System
  • Lot Size Acres: 0.09
  • Lot Size Area: 0.09
  • Lot Size Dimensions: 25x150
  • Lot Size Units: Acres
  • Lot Size Square Feet: 3746.0
  • Living Area Source: Appraiser
  • Structure Type: Duplex
Property and Assessments
  • Year Built: 2003
  • New Construction: No
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Connected
Interior and Exterior Features
Exterior Features
  • Exterior Features: Covered Patio, Patio
  • Fencing: Fenced
  • Community Features: Short Term Rental Allowed
  • Construction Materials: Stucco, Vinyl Siding
  • Patio And Porch Features: Balcony, Deck, Patio, Covered, Porch
  • Roof: Metal
Interior Features
  • Bathrooms Full: 4
  • Bathrooms Total: 4
  • Bedrooms Total: 4
  • Rooms Total: 4
  • Cooling: Yes
  • Cooling: Central Air, Ceiling Fans
  • Heating: Yes
  • Heating: Electric
  • Appliances: Electric Oven
  • Interior Features: Coffered Ceilings
  • Window Features: Double Pane Windows
Room Information
Room 1
  • Room Description: Please check yourself if important!
  • Room Dimensions: 14 x 12
  • Room Length: 14.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 12.0
Room 2
  • Room Description: Please check yourself if important!
  • Room Dimensions: 13 x 12
  • Room Length: 13.0
  • Room Level: Second
  • Room Type: Bedroom
  • Room Width: 12.0
Room 3
  • Room Description: Please check yourself if important!
  • Room Dimensions: 13 x 12
  • Room Length: 13.0
  • Room Level: Third
  • Room Type: Bedroom
  • Room Width: 12.0
Room 4
  • Room Description: Please check yourself if important!
  • Room Dimensions: 19 x 15
  • Room Length: 19.0
  • Room Level: Third
  • Room Type: Primary Bedroom
  • Room Width: 15.0
Multi Family
Multi-Family Information
  • Units Furnished: All Units
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Tenant

Property History for 21518 Front Beach Road

DateEvent & SourcePriceAppreciation
Jan 1, 2026

Price Change

CPAR #770412

$1,145,000—
May 28, 2025

Price Change

CPAR #770412

$1,150,000—
Mar 15, 2025

Listed (Active)

CPAR #770412

$1,250,000—
DateEvent & SourcePrice
01/01/2026

Price Change

CPAR #770412

$1,145,000
05/28/2025

Price Change

CPAR #770412

$1,150,000
03/15/2025

Listed (Active)

CPAR #770412

$1,250,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 21518 Front Beach Road

Taxable ValueLand$291,600Additions$505,489Total$797,089
Tax Record2025$9,799 ($817 / month)
Home Facts
Beds4Total Finished SqFt2,040 SqFtAbove Grade Finished SqFt2,040 SqFtStories2Lot Size3,746 SqFtStyleTownhouseYear Built2003Year Renovated2013CountyBAYAPN35415-000-000

Schools near 21518 Front Beach Road

This home is within Bay.
Rating
School
Type
Grades
Distance
West Bay Elementary School
Public - PK to 5
Surfside Middle School
Public - PK to 12
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 5
Rating
School
Distance
West Bay Elementary School
PublicPK to 5

Surfside Middle School
PublicPK to 12

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 21518 Front Beach Road, Panama City Beach, FL 32413

21518 Front Beach Road is a multi-family home for sale in Panama City Beach, FL 32413. This property was listed for sale on March 15, 2025 by Coastal Palms Real Estate, it's currently listed at $1,145,000. It has been on the market for a total of 403 days and was last sold on June 28, 2021. This listing's school district is Bay. Nearby schools include West Bay Elementary School, Surfside Middle School and J.R. Arnold High School. 21518 Front Beach Road is a 4-bed, 4-bath, 2,540 sqft multi-family home built in 2003.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Coastal Palms Real Estate

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.