Active
4 beds2,040 sqft$539/sqft
21518 Front Beach Rd, Panama City Beach, FL 32413
Est: $6,406/moGet pre-approved
TownhouseProperty Type
3,484 sq ftLot Size
2003Year Built
$539/sq ftPrice per sq ft
2 carsParking Spaces

Description

Coastal living meets investment potential at this spacious 4-bedroom, 4-bath beach home along Front Beach Road in Panama City Beach. Offering approximately 2,540 square feet across three levels, this property provides the space, location, and layout sought after by vacationers and short-term rental investors alike. Enjoy Gulf views and easy access to the sugar-white sand just across the street. Multiple balconies provide outdoor spaces to take in the coastal surroundings, while the interior offers...Coastal living meets investment potential at this spacious 4-bedroom, 4-bath beach home along Front Beach Road in Panama City Beach. Offering approximately 2,540 square feet across three levels, this property provides the space, location, and layout sought after by vacationers and short-term rental investors alike. Enjoy Gulf views and easy access to the sugar-white sand just across the street. Multiple balconies provide outdoor spaces to take in the coastal surroundings, while the interior offers generous accommodations for guests, including multiple living areas and well-appointed bedrooms. An elevator adds convenience between floors, and the two-car garage provides valuable parking and storage--an added benefit for a beach property. With short-term rentals allowed and no HOA, this property offers flexibility for investors looking to capitalize on Panama City Beach's strong vacation market or buyers searching for a second home with income-producing potential. Conveniently located near dining, shopping, entertainment, and everything the west end of PCB has to offer, this is an opportunity to own a versatile coastal property in a highly desirable location. Tons of room to add a pool in the backyard too
5 days on Market
  • Listed by: Joseph Rohne • EXP Realty LLC
Last updated: 08/26/2026 09:24 PM • Source: CPAR, MLS#: 794633

Location

Listing Courtesy of EXP Realty LLC
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Payment Calculator

$6,406 per month

30 year fixed, 6.55% Interest

Principal and Interest

$5,586

Property Taxes

$820

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 21518 Front Beach Road

Property Details
  • Taxes: $9,839 / year
  • MLS Type: Residential / Attached / Attached
  • County: Bay County
  • Architectural Style: Coastal
  • Waterfront: No
  • Subdivision Name: Riviera Beach 1st Add
  • View: Gulf
  • View: Yes
Building Information
  • Year Built: 2003
  • Lot Size: 0.08 AC / 3,484 SF
Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: From Highway 79, head west along Front Beach Road to the 21500 block, between Riviera and La Valencia. The property is located on the north side of the road, away from the Gulf, and is the eastern half of the attached residence.
  • State Region: FL
  • Postal Code: 32413
  • Latitude: 30.252991
  • Longitude: -85.953344
  • State Or Province: FL
  • Road Frontage Type: City Street
  • Road Responsibility: Public Maintained Road
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0324 - Beach - West Central
Taxes and HOA Information
  • Parcel Number: 35415-000-000
  • Association: No
  • Tax Annual Amount: $9,839.34
  • Tax Legal Description: RIVIERA BEACH (13.1) ELY 1/2 OF LOT 13 ORB 4430 P 448
  • Tax Year: 2025
School Information
  • Elementary School: Breakfast Point
  • High School: Arnold
  • Middle Or Junior School: Breakfast Point
Parking
  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
Property
Lot Information
  • Building Area Total: 2040.0
  • Lot Features: Sprinkler System
  • Lot Size Acres: 0.08
  • Lot Size Area: 0.08
  • Lot Size Dimensions: 25.0 ft x 150.0 ft
  • Lot Size Units: Acres
  • Lot Size Square Feet: 3485.0
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 2003
  • New Construction: No
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Available
Interior and Exterior Features
Exterior Features
  • Exterior Features: Covered Patio, Patio
  • Fencing: Fenced
  • Community Features: Short Term Rental Allowed
  • Construction Materials: Stucco, Vinyl Siding
  • Patio And Porch Features: Balcony, Deck, Patio, Covered, Porch
  • Roof: Metal
Interior Features
  • Bathrooms Full: 4
  • Bathrooms Total: 4
  • Bedrooms Total: 4
  • Rooms Total: 5
  • Cooling: Yes
  • Cooling: Central Air, Ceiling Fans
  • Heating: Yes
  • Heating: Central, Electric
  • Appliances: Electric Oven
  • Interior Features: Coffered Ceilings, Separate Shower
  • Window Features: Double Pane Windows
Room Information
Room 1
  • Room Dimensions: 11 x 11
  • Room Length: 11.0
  • Room Level: First
  • Room Type: Kitchen
  • Room Width: 11.0
Room 2
  • Room Dimensions: 13 x 12
  • Room Length: 13.0
  • Room Level: Third
  • Room Type: Bedroom
  • Room Width: 12.0
Room 3
  • Room Dimensions: 13 x 12
  • Room Length: 13.0
  • Room Level: Second
  • Room Type: Bedroom
  • Room Width: 12.0
Room 4
  • Room Dimensions: 14 x 12
  • Room Length: 14.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 12.0
Room 5
  • Room Dimensions: 19 x 15
  • Room Length: 19.0
  • Room Level: Third
  • Room Type: Primary Bedroom
  • Room Width: 15.0
Multi Family
Multi-Family Information
  • Units Furnished: All Units
Rental
Rental Information
  • Occupant Type: Tenant

Property History for 21518 Front Beach Road

DateEvent & SourcePriceAppreciation
Aug 26, 2026

Listed (Active)

CPAR #794633

$1,099,000
Jun 9, 2026

Withdrawn

CPAR #770412

$1,145,000
May 28, 2025

Price Change

CPAR #770412

$1,150,000
DateEvent & SourcePrice
08/26/2026

Listed (Active)

CPAR #794633

$1,099,000
06/09/2026

Withdrawn

CPAR #770412

$1,145,000
05/28/2025

Price Change

CPAR #770412

$1,150,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 21518 Front Beach Road

Taxable ValueLand$291,600Additions$505,489Total$797,089
Tax Record2025$9,799 ($817 / month)
Home Facts
Beds4Total Finished SqFt2,040 SqFtAbove Grade Finished SqFt2,040 SqFtStories2Lot Size3,746 SqFtStyleTownhouseYear Built2003Year Renovated2013CountyBAYAPN35415-000-000

Schools near 21518 Front Beach Road

This home is within Bay.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - PK to 12
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
West Bay Elementary School
PublicPK to 5

Surfside Middle School
PublicPK to 12

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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21518 Front Beach Road is a townhouse for sale in Panama City Beach, FL 32413. This property was listed for sale on August 27, 2026 by EXP Realty LLC, it's currently listed at $1,099,000. It has been on the market for a total of 5 days and was last sold on June 28, 2021. This listing's school district is Bay. Nearby schools include West Bay Elementary School, Surfside Middle School and J.R. Arnold High School. 21518 Front Beach Road is a 4-bed, 4-bath, 2,040 sqft townhouse built in 2003.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of EXP Realty LLC

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.