21524 Front Beach Road

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Active
$4,495,000
9 beds6,493 sqft$692/sqft
21524 Front Beach Rd, Panama City Beach, FL 32413
Est: $23,770/moGet pre-approved
Single FamilyProperty Type
7,405 sq ftLot Size
2024Year Built
$692/sq ftPrice per sq ft

Description

'Colors are the smiles of nature' and this vibrant beach home brings that sentiment to life in every corner. A thoughtful blend of hues flows throughout the property, creating a warm, garden-like atmosphere where each room features its own unique palette designed to both energize and relax. This custom-designed residence maximizes every inch of space, transforming each nook into a functional and inviting area. With nine bedrooms and accommodations for up to 21 guests, the home offers exceptional...'Colors are the smiles of nature' and this vibrant beach home brings that sentiment to life in every corner. A thoughtful blend of hues flows throughout the property, creating a warm, garden-like atmosphere where each room features its own unique palette designed to both energize and relax. This custom-designed residence maximizes every inch of space, transforming each nook into a functional and inviting area. With nine bedrooms and accommodations for up to 21 guests, the home offers exceptional space and comfort, allowing everyone to spread out and enjoy their own retreat. All three floors feature bedrooms, full bathrooms, and inviting spaces for gathering or unwinding. The kitchen and main living areas are tucked toward the rear of the home, creating a central hub for connection and
8 days on Market
  • Listed by: Andrea W Farrell 850.259.1625 andrea@destinhomes.com Brokerage DRE #263366 • Realty Associates of Santa Rosa Inc
Last updated: 09/07/2026 02:00 PM • Source: ECAR, MLS#: 1011515

Location

Listing Courtesy of Realty Associates of Santa Rosa Inc
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$23,770 per month

30 year fixed, 6.71% Interest

Principal and Interest

$23,228

Property Taxes

$542

HOA Dues

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Property Information for 21524 Front Beach Road

Property Details
  • Taxes: $6,506 / year
  • MLS Type: Residential / Detached Single Family
  • County: Bay County
  • View: Gulf
  • Zoning: Resid Single Family
  • Architectural Style: Beach House
  • Subdivision Name: Lot 12 Riviera Beach
Building Information
  • Stories: 3
  • Year Built: 2024
  • Lot Size: 0.17 AC / 7,405 SF
Summary
Location and General Information
  • Community Features: Short Term Rental - Allowed, Beach
  • Directions: From Hwy 98, turn onto Kelly St., turn left on Front Beach and the house is 0.2 miles on the left.
  • MLS Area Minor: 2724 - Beach - West Central
  • MLS Area Major: 27 - Bay County
  • Latitude: 30.253059
  • Longitude: -85.95351
  • Location Tax and Legal:Sub Area: 2724 - Beach - West Central
  • Location Tax and Legal:Elementary School: West Bay
  • Location Tax and Legal:Middle School: Surfside
  • Location Tax and Legal:High School: Arnold
  • Location Tax and Legal:Legal Description: RIVIERA BEACH MAP-13B4-LOT 12ORB 4497 P 1554
  • Project Facilities: Beach, Short Term Rental - Allowed
  • Garage: true
Taxes and HOA
  • Tax Legal Description: RIVIERA BEACH MAP-13B4-LOT 12ORB 4497 P 1554
  • Parcel Number: 35414-000-000
  • Association Fee: $0
  • Listing Info Tax Legal:Last Taxes: $6,506
  • Listing Info Tax Legal:Last Tax Year: 2025.0
School Information
  • Elementary School: West Bay
  • Middle Or Junior School: Surfside
  • High School: Arnold
Parking
  • Carport YN: No
  • Attached Garage YN: Yes
  • Parking Features: Golf Cart Enclosed
  • Parking Features: Garage Attached, Golf Cart Enclosed
Property
Lot Information
  • Building Area Source: Building Plan
  • Lot Size Dimensions: 50 x 150
  • Lot Size Acres: 0.17
  • Lot Size Area: 0.17
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Cleared, Flood Insurance Req, Level, Within 1/2 Mile to Water
  • Building Area Total: 6493.0
  • Lot Size Square Feet: 7405.2
  • General Property Info:SqFt Source: Building Plan
  • Waterview: Gulf2
  • LotParcel Access: Paved Road
  • Lot Features: Cleared, Flood Insurance Req, Level, Within 12 Mile to Water
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2025.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 2024.0
  • Property Sub Type: Detached Single Family
  • Property Type Label: Residential
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Beach House
  • Construction Status: Construction Complete
  • Construction Siding: Roof Metal, Siding CmntFbrHrdBrd
  • Occupancy Status: Vacation Rental
Utilities
  • Sewer: Public Sewer
  • Utilities: Public Water
  • Utilities: Public Sewer, Public Water
  • Energy: AC - 2 or More, AC - High Efficiency, Ceiling Fans, Heat - Two or More
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony, Fenced Back Yard
  • Construction Materials: Siding CmntFbrHrdBrd
  • Stories: 3.0
  • Security Features: Fire Alarm/Sprinkler
  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • Patio And Porch Features: Deck Covered, Deck Enclosed, Patio Open
  • Fencing: Fenced Privacy
  • Roof: Roof Metal
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Private
  • Exterior: Balcony, Deck Covered, Deck Enclosed, Fenced Back Yard, Fenced Privacy, Fireplace2, Patio Open, Pool - Heated, Pool - In-Ground
Interior Features
  • Cooling: Ceiling Fans
  • Interior Features: Breakfast Bar, Ceiling Raised, Ceiling Tray/Cofferd, Elevator, Fireplace, Kitchen Island, Owner's Closet, Pantry, Washer/Dryer Hookup, Wet Bar
  • Fireplace Features: Fireplace Gas, Fireplace
  • Window Features: Window Treatment All, Window Treatmnt Some
  • Room Type: Bedroom, Master Bedroom, Kitchen, Media Room, Covered Porch, Terrace
  • Rooms Total: 11.0
  • Bathrooms Total Integer: 12.0
  • Bathrooms Total Decimal: 11.0
  • Bathrooms Total Notational: 10.2
  • Cooling YN: Yes
  • Fireplace YN: Yes
  • Kitchen Appliances: Cooktop, Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Oven Self Cleaning, Refrigerator, Security System, Smoke Detector, Washer, Wine Refrigerator
  • Interior: Breakfast Bar, Ceiling Raised, Ceiling TrayCofferd, Elevator, Fireplace, Fireplace Gas, Furnished - All, Kitchen Island, Owner's Closet, Pantry, WasherDryer Hookup, Wet Bar, Window Treatment All, Window Treatmnt Some
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Fire AlarmSprinkler, Ice Machine, Microwave, Oven Self Cleaning, Refrigerator, Security System, Smoke Detector, Washer, Wine Refrigerator
  • Furnished: Furnished - All
Room Information
Room 1
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 14.33
  • Room Width: 27.0
  • Room Dimensions: 14.33 x 27
Room 2
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 14.0
  • Room Width: 18.83
  • Room Dimensions: 14 x 18.83
Room 3
  • Room Type: Master Bedroom
  • Room Level: Second
  • Room Length: 16.58
  • Room Width: 18.58
  • Room Dimensions: 16.58 x 18.58
Room 4
  • Room Type: Bedroom
  • Room Level: Third
  • Room Length: 14.33
  • Room Width: 14.75
  • Room Dimensions: 14.33 x 14.75
Room 5
  • Room Type: Bedroom
  • Room Level: Third
  • Room Length: 14.33
  • Room Width: 14.25
  • Room Dimensions: 14.33 x 14.25
Room 6
  • Room Type: Bedroom
  • Room Level: Third
  • Room Length: 14.92
  • Room Width: 14.08
  • Room Dimensions: 14.92 x 14.08
Room 7
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 24.33
  • Room Dimensions: 24.33 x 16.83
Room 8
  • Room Type: Media Room
  • Room Level: Second
  • Room Length: 12.5
  • Room Width: 9.16
  • Room Dimensions: 12.5 x 9.16
Room 9
  • Room Type: Covered Porch
  • Room Level: First
  • Room Length: 10.0
  • Room Width: 20.0
  • Room Dimensions: 10 x 20
Room 10
  • Room Type: Terrace
  • Room Level: First
  • Room Length: 24.75
  • Room Width: 14.0
  • Room Dimensions: 24.75 x 14
Room 11
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 12.83
  • Room Width: 16.25
  • Room Dimensions: 12.83 x 16.25
Rental
Rent Information
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 21524 Front Beach Road

DateEvent & SourcePriceAppreciation
Sep 7, 2026

Listed (Active)

ECAR #1011515

$4,495,000—
Apr 13, 2026

Withdrawn

ECAR #998694

$4,795,000—
Mar 23, 2026

Listed (Active)

ECAR #998694

$4,795,000—
DateEvent & SourcePrice
09/07/2026

Listed (Active)

ECAR #1011515

$4,495,000
04/13/2026

Withdrawn

ECAR #998694

$4,795,000
03/23/2026

Listed (Active)

ECAR #998694

$4,795,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 21524 Front Beach Road

Taxable ValueLand$743,600Additions-Total$743,600
Tax Record2025$6,506 ($542 / month)
Home Facts
Beds2Total Finished SqFt1,659 SqFtAbove Grade Finished SqFt1,659 SqFtStories1Lot Size7,492 SqFtStyleResidentialYear Built1963ZoningBC15CountyBAYAPN35414-000-000

Schools near 21524 Front Beach Road

This home is within Bay.
Rating
School
Type
Grades
Distance
West Bay Elementary School
Public - PK to 5
Surfside Middle School
Public - PK to 12
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 5
Rating
School
Distance
West Bay Elementary School
PublicPK to 5

Surfside Middle School
PublicPK to 12

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 21524 Front Beach Road, Panama City Beach, FL 32413

21524 Front Beach Road is a single family home for sale in Panama City Beach, FL 32413. This property was listed for sale on September 7, 2026 by Realty Associates of Santa Rosa Inc, it's currently listed at $4,495,000. It has been on the market for a total of 8 days and was last sold on December 10, 2021. This listing's school district is Bay. Nearby schools include West Bay Elementary School, Surfside Middle School and J.R. Arnold High School. 21524 Front Beach Road is a 9-bed, 12-bath, 6,493 sqft single family home built in 2024.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Realty Associates of Santa Rosa Inc

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.