227 Bay St

Port St. Joe, FL 32456

$499,900
Price
5
Beds
2,040 Sq. Ft.
$245 / Sq. Ft.
2,040
Sq. Ft.
$245
per Sq. Ft.
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Description

Seller says SELL, SELL, SELL so HUGE price improvement it is. Where else can you own a 5 bedroom detached single family home UNDER $500,000 with NO HOA this CLOSE to the BEACH? Well, look no more...you've found your needle in the haystack. Welcome to your coastal retreat in beautiful Port St. Joe Beach! This brand-new, never-occupied 5-bedroom, 2-bath modular home perfectly blends modern comfort with beachside charm. Located just a block and a half from the pristine Gulf waters, this property is...Seller says SELL, SELL, SELL so HUGE price improvement it is. Where else can you own a 5 bedroom detached single family home UNDER $500,000 with NO HOA this CLOSE to the BEACH? Well, look no more...you've found your needle in the haystack. Welcome to your coastal retreat in beautiful Port St. Joe Beach! This brand-new, never-occupied 5-bedroom, 2-bath modular home perfectly blends modern comfort with beachside charm. Located just a block and a half from the pristine Gulf waters, this property is ideal for a full-time residence, vacation getaway, or lucrative short-term rental investment. Step inside to an inviting open floor plan with durable and stylish LVP flooring throughout. The bright, airy living area leads seamlessly into a stunning kitchen featuring a gorgeous exposed wood ceiling beam, quartz countertops, a butcher block island with seating, stainless steel LG appliances, and a tasteful tile backsplash -- all designed for both beauty and functionality. The spacious master suite offers a relaxing private escape, complete with a large walk-in closet, makeup vanity, double sink vanity, luxurious soaker tub, and separate shower. Outdoor living is equally appealing with a welcoming front porch, side deck, and a private enclosed outdoor shower with hot water -- perfect after a day at the beach. The gravel driveway adds convenience and low maintenance, rounding out this thoughtfully designed coastal home. Don't miss this opportunity to own a stunning, move-in ready property just steps from the sand. Whether you're looking for your dream beach home or an investment with excellent rental potential, this one checks all the boxes!
  1. Listed by Summer King • Coastal Choice Realty LLC

Property Details for 227 Bay Street

Architectural Style
Florida
Waterfront
No
Subdivision Name
Port St. Joe Beach
LISTING UPDATED: 05/06/2026 02:19 PM

Property Details for 227 Bay Street

StatusActive
MLS #785397
Days on Market84
Taxes$1,945 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence / Single Family Residence
Year Built2024
Lot Size0.26 AC / 11,325 SF
CountyGulf County
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Location

Listing Courtesy of Coastal Choice Realty LLC
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Building Information for 227 Bay Street

Stories1Year Built2024Building Size-Lot Size0.26 AC / 11,325 SF

Payment Calculator

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$2,679 per month

30 year fixed, 6.46% Interest

Principal and Interest

$2,517

Property Taxes

$162

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 227 Bay Street

Summary
Location and General Information
  • City: Port St Joe
  • County Or Parish: Gulf
  • Directions: From US 98 in St. Joe Beach turn North on Bay St. Travel a block and a half. House will be on the left.
  • State Region: FL
  • Postal Code: 32456
  • Latitude: 29.896843
  • Longitude: -85.358242
  • State Or Province: FL
  • MLS Area Major: 07 - Gulf County
  • MLS Area Minor: 0702 - Gulf County - St. Joe Beach
Taxes and HOA Information
  • Parcel Number: 04026-000R
  • Association: No
  • Tax Annual Amount: $1,945.00
  • Tax Legal Description: PORT ST JOE BEACH UNIT 1 LOT 10 BLK 8 ORB 821/396 WD FR SEAY MAP 17A
  • Tax Year: 2025
School Information
  • Elementary School: Port St. Joe
  • High School: Port St. Joe
  • Middle Or Junior School: Port St. Joe
Parking
  • Garage: No
Property
Lot Information
  • Building Area Total: 2040.0
  • Lot Size Acres: 0.26
  • Lot Size Area: 0.26
  • Lot Size Dimensions: 75x150
  • Lot Size Units: Acres
  • Lot Size Square Feet: 11326.0
  • Living Area Source: Plans
Property and Assessments
  • Year Built: 2024
  • Human Modified: No
Utilities
  • Utilities: Electricity Available
Interior and Exterior Features
Exterior Features
  • Exterior Features: Deck, Outdoor Shower
  • Community Features: Short Term Rental Allowed
  • Construction Materials: Modular Prefab, Vinyl Siding
  • Patio And Porch Features: Deck, Covered, Porch
  • Roof: Composition, Shingle
Interior Features
  • Levels: One
  • Stories: 1
  • Stories Total: 1
  • Bathrooms Full: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 5
  • Rooms Total: 8
  • Cooling: Yes
  • Cooling: Central Air, Ceiling Fans, Energy Star Qualified Equipment
  • Heating: Yes
  • Heating: Central, Electric, Energy Star Qualified Equipment
  • Appliances: Electric Range
Room Information
Room 1
  • Room Dimensions: 10.6 x 13.2
  • Room Length: 10.6
  • Room Type: Dining Room
  • Room Width: 13.2
Room 2
  • Room Dimensions: 18.3 x 13.2
  • Room Length: 18.3
  • Room Type: Living Room
  • Room Width: 13.2
Room 3
  • Room Dimensions: 14 x 13.2
  • Room Length: 14.0
  • Room Type: Kitchen
  • Room Width: 13.2
Room 4
  • Room Dimensions: 10 x 10
  • Room Length: 10.0
  • Room Type: Bedroom
  • Room Width: 10.0
Room 5
  • Room Dimensions: 13 x 10
  • Room Length: 13.0
  • Room Type: Bedroom
  • Room Width: 10.0
Room 6
  • Room Dimensions: 12.1 x 12
  • Room Length: 12.1
  • Room Type: Bedroom
  • Room Width: 12.0
Room 7
  • Room Dimensions: 12.1 x 12
  • Room Length: 12.1
  • Room Type: Bedroom
  • Room Width: 12.0
Room 8
  • Room Dimensions: 18 x 13.2
  • Room Length: 18.0
  • Room Type: Primary Bedroom
  • Room Width: 13.2
Multi Family
Multi-Family Information
  • Units Furnished: None
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Vacant

Property History for 227 Bay Street

DateEvent & SourcePriceAppreciation
May 6, 2026

Price Change

Forgotten Coast REALTOR Association #326592

$499,900—
May 6, 2026

Price Change

CPAR #785397

$499,900—
Apr 13, 2026

Price Change

Forgotten Coast REALTOR Association #326592

$525,000—
DateEvent & SourcePrice
05/06/2026

Price Change

Forgotten Coast REALTOR Association #326592

$499,900
05/06/2026

Price Change

CPAR #785397

$499,900
04/13/2026

Price Change

Forgotten Coast REALTOR Association #326592

$525,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 227 Bay Street

Taxable ValueLand$170,000Additions-Total$170,000
Tax Record2025$1,945 ($162 / month)
Home Facts
Beds0Total Finished SqFt1,068 SqFtAbove Grade Finished SqFt1,068 SqFtLot Size11,325 SqFtStyleMiscellaneous Vacant LandYear Built1900ZoningR1CountyGULFAPN04026-000R

Schools near 227 Bay Street

This home is within Gulf.
Rating
School
Type
Grades
Distance
Port St. Joe Elementary School
Public - PK to 5
Port St. Joe High School
Public - 6 to 12
Gulf Virtual Franchise
Public - 9 to 12
Gulf Apex
Public - 7 to 12
Rating
School
Distance
Port St. Joe Elementary School
PublicPK to 5

Port St. Joe High School
Public6 to 12

Gulf Virtual Franchise
Public9 to 12

Gulf Apex
Public7 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 227 Bay Street, Port St. Joe, FL 32456

227 Bay Street is a single family home for sale in Port St. Joe, FL 32456. This property was listed for sale on February 17, 2026 by Coastal Choice Realty LLC, it's currently listed at $499,900. It has been on the market for a total of 84 days and was last sold on March 18, 2024. This listing's school district is Gulf. Nearby schools include Port St. Joe Elementary School, Port St. Joe High School and Gulf Virtual Franchise. 227 Bay Street is a 5-bed, 2-bath, 2,040 sqft single family home built in 2024.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Coastal Choice Realty LLC

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.