2447 Merchant Street

Closed 6/30/26

Finished Lower Level Rec Room with Full Bath

Backyard Oasis - Perfect for Entertaining

Worman's Mill - The Perfect Place to Call Home

Sold

Last Sold Price

$638,500

3 beds4 baths2,406 sqft

2447 Merchant St, Frederick, MD 21701

Single FamilyProperty Type

0.12 acresLot Size

1995Year Built

$265/sq ftPrice per sq ft

$101/moHOA Fees

2 carsParking Spaces

Description

Welcome home to 2447 Merchant Street! This stunning move-in ready 3 bedroom 3 1/2 bathroom home offers optional one-level living with incredible designer renovations that will have you wanting to call this house, home! Stepping in off of your inviting covered front porch you have your main level featuring your formal living room and dining room, incredible fully renovated kitchen (2023), breakfast area, family room with a cozy gas burning fireplace, convenient laundry and guest half bath. The main...Welcome home to 2447 Merchant Street! This stunning move-in ready 3 bedroom 3 1/2 bathroom home offers optional one-level living with incredible designer renovations that will have you wanting to call this house, home! Stepping in off of your inviting covered front porch you have your main level featuring your formal living room and dining room, incredible fully renovated kitchen (2023), breakfast area, family room with a cozy gas burning fireplace, convenient laundry and guest half bath. The main level also features your primary suite with a spacious walk-in closet and an amazing spa-inspired private full bath (2024). Making your way to the upper level you will find two generous-sized bedrooms and full hall bath. Next, we travel to your lower level which offers a large finished rec room, additional full bath, and an enormous storage and utility room. Last but not least you'll step outside to your private haven with a covered rear porch, patio with hot tub, and fenced garden alongside your spacious detached two-car garage. Beyond all of the wonderful renovations you can see, the home also offers a newer roof, gutters with leaf guards, HVAC system, humidifier, sump pump and water heater. The only thing left for you to do is move in! Once you're here you can enjoy the amazing amenities Wormans Mill has to offer which include restaurants, shopping, live music, a clubhouse with a fitness room and library, swimming pool, tennis/pickleball courts, a putting green, miles of walking trails and so much more! Don't miss your chance to call this amazing house your very own!

Listed by: James Bass 301.644.2607 sellerteam@jbreg.com • Real Estate Teams, LLC

Listing closed: 06/30/2026 12:00 AM • Source: BRIGHT, MLS#: MDFR2081294

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Location

Listing Courtesy of Real Estate Teams, LLC

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$4,118 per month

30 year fixed, 6.71% Interest

Principal and Interest

$3,299

Property Taxes

$718

HOA Dues

$101

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Property Information for 2447 Merchant Street

Property Details

Taxes: $8,612 / year
MLS Type: Residential / Fee Simple
County: Frederick County, MD
Tax ID Number: 1102196751
Ownership: Fee Simple
Condo Coop Association: No
HOA: Yes
Structure Type: Detached
Style: Colonial
Levels/Stories: 3
Waterfront: No
Garage: Yes
Expected On Market Date: 05-29-2026
Subdivision: WORMANS MILL
Subdivision: WORMANS MILL (FREDERICK MD)
Building Name: WORMANS MILL (FREDERICK MD)
Municipality: Frederick City
Total Parking Spaces: 2
Central Air: Yes
Basement: Yes
Above Grade Finished SQFT: 2,106.00
Above Grade Fin SQFT Source: Assessor
Below Grade Finished SQFT: 300.00
Below Grade Fin SQFT Source: Assessor
Below Grade Unfinished SQFT: 1,198.00
Below Grade Unfin SQFT Source: Assessor
Total Below Grade SQFT: 1,498.00
Total Below Grade SQFT Source: Assessor
New Construction: No

Building Information

Stories: 3
Year Built: 1995
Lot Size: 0.12 AC / 5,100 SF

Location

In City Limits: Yes
School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

School District County ID: 121139693024
SchoolDistrictSource: 3rd Party
Elementary School: WALKERSVILLE (FREDERICK MD)
ElementarySchoolSource: 3rd Party
Middle Or Junior School: WALKERSVILLE (FREDERICK MD)
MiddleSchoolSource: 3rd Party
High School: WALKERSVILLE (FREDERICK MD)
HighSchoolSource: 3rd Party
County: FREDERICK

Waterfront / Water Access

Water View: No
Water Access: No

Water Oriented: No
Navigable Water: No
Tidal Water: No
Riparian Rights Y/N: No

Association / Community Info

HOA Name: WORMANS MILL CONSERVANCY
HOA Phone: 301-696-9476

HOA Condo Coop Fee Includes: Common Area Maintenance, Management, Pool(s), Recreation Facility, Trash
HOA Condo Coop Amenities: Basketball Courts, Billiard Room, Club House, Community Center, Exercise Room, Game Room, Jog/Walk Path, Swimming Pool, Tennis Courts, Tot Lots/Playground
Senior Community: No
Type of Condo: Home Owner Association

Taxes and Assessment

Tax Year: 2025
Tax Assessed Value: $486,767

Year Assessed: 2026
County Tax: $5,284
Improvement Assessed Value: $363,600
City Town Tax: $3,328
Land Assessed Value: $153,100
Clean Green Assessed: No
Land Use Code: R
Section: 2
Zoning: PND
Tax Lot: 17
School Tax: $0
Automatically Update Tax Values Y/N: Yes

Rooms

Main

# Bedrooms Count Main Level: 1
# Bathrooms Count Main Level: 2

# Bathrooms Full Main Level: 1
# Bathrooms Half Main Level: 1

All Upper Levels

# Bedrooms Count All Upper Levels: 2
# Bathrooms Count All Upper Levels: 1

# Bathrooms Full All Upper Levels: 1

Upper Level 1

# Bedrooms Count Upper Level: 2
# Bathrooms Count Upper Level: 1

# Bathrooms Full Upper Level: 1

All Lower Levels

# Bathrooms All Lower Levels: 1
# Bathrooms Full All Lower Levels: 1

Lower Level 1

# Bathrooms Lower Level: 1
# Bathrooms Full Lower Level: 1

Rooms

Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Laundry, Recreation Room, Storage Room, Utility Room, Bathroom 2, Bathroom 3, Primary Bathroom, Half Bath
Stories: Lower 1, Main, Upper 1

Rooms Information

Room 1

Room Type: Bedroom 3
Room Level: Upper 1

Room Exists: Yes

Room 2

Room Type: Bathroom 2
Room Level: Upper 1

Room Exists: Yes

Room 3

Room Type: Living Room
Room Level: Main

Room Exists: Yes

Room 4

Room Type: Dining Room
Room Level: Main

Room Exists: Yes

Room 5

Room Type: Kitchen
Room Level: Main

Room Exists: Yes

Room 6

Room Type: Family Room
Room Level: Main

Room Exists: Yes

Room 7

Room Type: Half Bath
Room Level: Main

Room Exists: Yes

Room 8

Room Type: Primary Bedroom
Room Level: Main

Room Exists: Yes

Room 9

Room Type: Primary Bathroom
Room Level: Main

Room Exists: Yes

Room 10

Room Type: Laundry
Room Level: Main

Room Exists: Yes

Room 11

Room Type: Recreation Room
Room Level: Lower 1

Room Exists: Yes

Room 12

Room Type: Bathroom 3
Room Level: Lower 1

Room Exists: Yes

Room 13

Room Type: Storage Room
Room Level: Lower 1

Room Exists: Yes

Room 14

Room Type: Utility Room
Room Level: Lower 1

Room Exists: Yes

Room 15

Room Type: Bedroom 2
Room Level: Upper 1

Room Exists: Yes

Building Info

Total Finished SQFT: 2,406.00
Total Finished SQFT Source: Assessor

Tax Total Finished SQFT: 2,406.00
Total SQFT: 3,604.00
Total SQFT Source: Assessor
Construction Materials: Vinyl Siding
Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8049/7490/0476/804974900476_512_384_WM_uzCDcUD7nDL13gCe.jpg
Basement Type: Connecting Stairway, Interior Access, Partially Finished, Windows
Foundation Details: Other
Room and Floor: Bedrooms-Main Level-1, Bathrooms Full-Main Level-1, Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Lower Level 1-1
# Bathrooms Full: 3
# Bathrooms Half: 1
Other Structure: Above Grade, Below Grade

Lot / Land Information

Lot Size Source: Assessor
Fencing: Rear

Parcel ID: 11523381

Parking

Type Of Parking: Detached Garage, On Street
Num of Detached Garage Spaces: 2

Total Garage Spaces: 2
Garage Features: Additional Storage Area, Garage - Front Entry, Garage Door Opener

Interior Features

Interior Features: Bathroom - Walk-In Shower, Breakfast Area, Carpet, Ceiling Fan(s), Crown Moldings, Entry Level Bedroom, Family Room Off Kitchen, Formal/Separate Dining Room, Kitchen - Table Space, Primary Bath(s), Upgraded Countertops, Walk-in Closet(s)
Fireplace: Yes

Fireplaces Count: 1
Fireplace Features: Gas/Propane, Mantel(s)
Appliances: Dishwasher, Disposal, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Dryer, Water Heater
Accessibility Features: None
Laundry Type: Washer In Unit, Dryer In Unit, Main Floor
Virtual Tour URL Unbranded: https://www.homes.com/property/2447-merchant-st-frederick-md/977rt0fsx5b3t/?dk=2d08kj5c4eb55

Exterior Features

Exterior Features: Hot Tub
Outdoor Living Structures: Porch(es), Roof, Patio(s)

Pool: Yes - Community

Utilities

Heating: Yes
Cooling Type: Central A/C

Cooling Fuel: Electric
Heating Type: Forced Air
Heating Fuel: Natural Gas
Hot Water: Electric
Water Source: Public
Sewer Septic: Public Sewer

Confidential Data

Listing Office

List Agent AOR: Frederick County Association of REALTORS
List Agent URL: www.jbreg.com

Property History for 2447 Merchant Street

Date	Event & Source	Price	Appreciation
Jun 30, 2026	Closed (Public Record) Public Record #1944401497	$638,500	+5.9% / yr
Jun 30, 2026	Closed BRIGHT #MDFR2081294	$638,500	—
May 30, 2026	Pending BRIGHT #MDFR2081294		—
May 28, 2026	Listed (Active) BRIGHT #MDFR2081294	$630,000	—
Jul 21, 2015	Closed (Public Record) Public Record #559698435	$342,500	—
Jul 21, 2015	Closed BRIGHT #1001187859	$342,500	—
Jun 5, 2015	Pending BRIGHT #1001187859		—
Jun 4, 2015	Listed (Active) BRIGHT #1001187859	$335,900	—

Date	Event & Source	Price
06/30/2026	Closed (Public Record) Public Record #1944401497	$638,500 +5.9% / yr
06/30/2026	Closed BRIGHT #MDFR2081294	$638,500
05/30/2026	Pending BRIGHT #MDFR2081294	—
05/28/2026	Listed (Active) BRIGHT #MDFR2081294	$630,000
07/21/2015	Closed (Public Record) Public Record #559698435	$342,500
07/21/2015	Closed BRIGHT #1001187859	$342,500
06/05/2015	Pending BRIGHT #1001187859	—
06/04/2015	Listed (Active) BRIGHT #1001187859	$335,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 2447 Merchant Street

Taxable ValueLand-Additions-Total-

Tax Record2025$7,791 ($649 / month)

Home Facts

Beds0Baths3.5Total Finished SqFt2,706 SqFtAbove Grade Finished SqFt2,406 SqFtFinished Basement SqFt300 SqFtStories2Lot Size5,100 SqFtStyleSingle Family ResidenceYear Built1995Year Renovated1995ZoningPNDCountyFREDERICKAPN02-196751

Schools near 2447 Merchant Street

This home is within Frederick County Public Schools.


Rating	School	Type	Grades	Distance
6/10	Walkersville Elementary School	Public - Serves this home	PK to 5	1.9 mi
9/10	Walkersville Middle School	Public - Serves this home	6 to 8	2.5 mi
6/10	Walkersville High School	Public - Serves this home	9 to 12	2.0 mi
9/10	Frederick Classical Charter School	Charter - Choice school	K to 8	1.4 mi
NR	Frederick County Career & Technology Center	Public - Choice school	10 to 12	1.6 mi
2/10	Heather Ridge High School	Public - Choice school	6 to 12	1.8 mi


Rating	School	Distance
6/10	Walkersville Elementary School PublicPK to 5 Serves this home	1.9 mi
9/10	Walkersville Middle School Public6 to 8 Serves this home	2.5 mi
6/10	Walkersville High School Public9 to 12 Serves this home	2.0 mi
9/10	Frederick Classical Charter School CharterK to 8 Choice school	1.4 mi
NR	Frederick County Career & Technology Center Public10 to 12 Choice school	1.6 mi
2/10	Heather Ridge High School Public6 to 12 Choice school	1.8 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

Address	Sold price	Beds	Baths	Sqft	Lot (Sqft)
This home: 2447 Merchant Street, Frederick, MD 21701	$638,500	3	4	2,406	5,100
2443 Merchant Street, Frederick, MD 21701	$559,000	3	4	2,976	5,659
2451 Merchant Street, Frederick, MD 21701	$391,000	3	3	2,420	5,100
2455 Merchant Street, Frederick, MD 21701	$349,900	3	3	–	5,100
2442-5 Five Shillings Road, Frederick, MD 21701	$493,000	3	3	2,089	5,279
2442 Five Shillings Road, Frederick, MD 21701	$493,000	–	3.5	3,089	5,279
2446 Merchant Street, Frederick, MD 21701	$475,000	–	3.5	3,366	5,000
2452 Merchant Street, Frederick, MD 21701	$380,000	4	4	2,904	5,000
2446 Five Shillings Road, Frederick, MD 21701	$333,000	3	3	–	5,100
2459 Merchant Street, Frederick, MD 21701	$375,000	2	4	2,431	5,100
2442 Merchant Street, Frederick, MD 21701	$577,000	3	3	1,998	5,629
2450 Five Shillings Road, Frederick, MD 21701	$300,000	–	3.5	2,128	5,100
2381 Bear Den Road, Frederick, MD 21701	$360,000	3	2	1,607	3,676
2454 Five Shillings Road, Frederick, MD 21701	$420,000	–	3.5	3,584	5,100
2454-5 Five Shillings Road, Frederick, MD 21701	$420,000	4	4	3,784	5,100
2379 Bear Den Road, Frederick, MD 21701	$600,000	5	4	3,123	4,486

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Listing Courtesy of Real Estate Teams, LLC

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 07/01/2026 09:33 AM

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