245 Fire Ln

Cato, NY 13033

$185,000
Last Sold Price
1
Bed
1,000 Sq. Ft.
$185 / Sq. Ft.
1,000
Sq. Ft.
$185
per Sq. Ft.
Closed 11/25/25
Closed 11/25/25

Description

This adorable Cross Lake cottage offers pleasant lake views and sits just 800 feet from Cross Lake Marina—perfect for boating enthusiasts with no flood insurance required! This remodeled home features a heated sunroom, deck, and open kitchen-family room combination. Extensive updates over the past decade include new roofing, siding, windows, doors, a modern kitchen with updated appliances, hardwood floors, renovated bathroom, master bedroom, plus a newer split unit HVAC system, washer, dryer, and...This adorable Cross Lake cottage offers pleasant lake views and sits just 800 feet from Cross Lake Marina—perfect for boating enthusiasts with no flood insurance required! This remodeled home features a heated sunroom, deck, and open kitchen-family room combination. Extensive updates over the past decade include new roofing, siding, windows, doors, a modern kitchen with updated appliances, hardwood floors, renovated bathroom, master bedroom, plus a newer split unit HVAC system, washer, dryer, and quality flooring throughout. The heated garage includes a finished second-floor space perfect for a recreation room or office, adding both comfort and functionality. Cross Lake connects to the historic Erie Canal system, offering access to both the Great Lakes and the Atlantic Ocean for adventurous boaters. Whether you're seeking a summer vacation retreat or year-round residence, this quiet lakeside property provides the ideal low-maintenance escape for relaxation in a peaceful setting—perfect for unwinding while enjoying lovely water views.
  1. Listed by Catherine Armijo • Howard Hanna Real Estate
    P: (315)-685-0111 C: (315)-685-0111 catherinearmijo@howardhanna.com

Property Details for 245 Fire Lane

Subdivision Comm Complex
Manchester-Kilmer
Styles Of Residence
Cottage, Ranch
Waterfront Description
Lake
On Waterfront
No
Parking Description
Detached, Electricity, Garage, Heated Garage, Storage, Workshop In Garage, Water Available
Nearest Cross Street
Jordan Road
LISTING UPDATED: 11/26/2025 07:42 AM

Property Details for 245 Fire Lane

StatusClosed
MLS #S1629647
Days on Market7
Taxes$1,610 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1968
Lot Size0.11 AC / 5,000 SF
CountyCayuga County

Location

Listing Courtesy of Howard Hanna Real Estate

Sold By Acropolis Realty Group LLC

Add your commute

Building Information for 245 Fire Lane

Stories1Year Built1968Building Size-Lot Size0.11 AC / 5,000 SF

Payment Calculator

$1,036 per month

30 year fixed, 6.15% Interest

Principal and Interest

$902

Property Taxes

$134

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 245 Fire Lane

Summary
Location and General Information
  • Accessibility: Accessibility Features, Accessible Bedroom, No Stairs, Other, Accessible Doors
  • Elementary School Name: Cato-Meridian Elementary
  • Elementary School District: Cato-Meridian
  • High School Name: Cato-Meridian Senior High
  • High School District: Cato-Meridian
  • Middle School Name: Cato-Meridian Middle
  • Middle Or Junior School District: Cato-Meridian
  • Village: Not Applicable
  • View: Water
  • View YN: Yes
  • Human YN: Yes
Parking
  • Attached Garage YN: No
  • Garage Spaces per Apt: 1.50
  • Garage YN: Yes
Taxes and HOA Information
  • Area NYSWIS Code: Cato-052489
  • Tax Annual Amount: $1,610.00
Property
Lot Information
  • Building Area Total: 1000.0
  • Land Features: Irregular Lot
  • Num Of Acres: 0.1148
  • Lot Size Area: 0.1148
  • Lot Size Square Feet: 5000.0
  • Lot Size Units: Acres
  • Parcel Number: 052489-053-014-0001-011-000-0000
  • Lot Number: 11
Property and Assessments
  • Property Condition: Resale
  • Senior Community YN: No
  • Assessed Value: $46,500
  • Year Built: 1968
  • Year Built Description: Existing
Utilities
  • Electric Service: Circuit Breakers
  • Sewer Description: Septic Tank
  • Utilities Available: Cable Available, Electricity Connected, High Speed Internet Available
  • Water Supply: Other, See Remarks
Interior and Exterior Features
Exterior Features
  • Construction Materials: Vinyl Siding, Pex Plumbing
  • Exterior Features: Deck, Gravel Driveway, Propane Tank Leased
  • Foundation Description: Block, Pillar Post Pier
  • Other Equipment: Satellite Dish
  • Patio And Porch Features: Deck
  • Roof Description: Asphalt, Metal
  • Waterfront Name: Cross Lake
Interior Features
  • Appliances: Dryer, Electric Water Heater, Gas Oven, Gas Range, Microwave, Refrigerator, Washer
  • Basement Description: Crawl Space
  • Num Of Possible Bedrooms: 1
  • HVAC Type: Ductless, Window Units
  • Cooling YN: Yes
  • Door Features: Sliding Doors
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Floor Description: Ceramic Tile, Hardwood, Laminate, Varies
  • Heating: Ductless, Propane, Wall Furnace
  • Heating YN: Yes
  • Interior Features: Ceiling Fans, Eat In Kitchen, Home Office, Kitchen Family Room Combo, Sliding Glass Doors, Natural Woodwork, Window Treatments, Bedroom On Main Level
  • Laundry Features: Accessible Utilities Or Laundry, Main Level
  • Levels: One
  • Sq Ft Total: 1000.0
  • Main Level Bathrooms: 1
  • Num Bedrooms 1 St Floor: 1
  • Num Of Rooms: 5
  • Window Features: Drapes, Thermal Windows
Multi Family
Multi-Family Information
  • Number Of Units Total: 0
  • Stories: 1
  • Stories Total: 1

Property History for 245 Fire Lane

DateEvent & SourcePriceAppreciation
Nov 25, 2025

Sold

WNYREIS #S1629647

$185,000—
Sep 4, 2025

Pending

WNYREIS #S1629647

—
Aug 28, 2025

Listed (Active)

WNYREIS #S1629647

$169,900—
DateEvent & SourcePrice
11/25/2025

Sold

WNYREIS #S1629647

$185,000
09/04/2025

Pending

WNYREIS #S1629647

—
08/28/2025

Listed (Active)

WNYREIS #S1629647

$169,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Schools near 245 Fire Lane

This home is within Cato-Meridian Central School District.
Rating
School
Type
Grades
Distance
Cato Meridian Elementary School
Public - PK to 6
Cato Meridian Junior Senior High School
Public - 7 to 12
Rating
School
Distance
Cato Meridian Elementary School
PublicPK to 6

Cato Meridian Junior Senior High School
Public7 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Howard Hanna Real Estate

Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.