245 N Elm St

Waterman, IL 60556

$343,500
Price
4
Beds
2,800 Sq. Ft.
$123 / Sq. Ft.
2,800
Sq. Ft.
$123
per Sq. Ft.

Description

Step into timeless elegance with this beautifully maintained Victorian home that blends classic charm with modern convenience. From the moment you enter the spacious foyer, you'll be captivated by the stunning original features - rich hardwood floors, intricate stained glass windows, and a grand turned staircase that sets the tone for the rest of the home. The main level offers an abundance of living space, including a generous living room, formal dining room, cozy family room, and a well-appointed...Step into timeless elegance with this beautifully maintained Victorian home that blends classic charm with modern convenience. From the moment you enter the spacious foyer, you'll be captivated by the stunning original features - rich hardwood floors, intricate stained glass windows, and a grand turned staircase that sets the tone for the rest of the home. The main level offers an abundance of living space, including a generous living room, formal dining room, cozy family room, and a well-appointed kitchen - perfect for everyday living and entertaining. There's also a versatile room on the first floor that could serve as an office or guest bedroom, along with a full bathroom and convenient first-floor laundry. Upstairs, you'll find three oversized bedrooms, each with excellent closet space, and a second full bathroom. Need more space? The expansive third-floor attic is full of potential - ideal for additional bedrooms, a playroom, studio, or whatever you can dream up. Enjoy your mornings and evenings on the classic wrap-around porch, adding to the home's curb appeal and inviting ambiance. Out back, the private yard features a charming two-story carriage house with room for two cars and a spacious loft above - perfect for storage, a workshop, or creative space. If you love the character of historic homes with thoughtful updates, this is one you won't want to miss! Property is being sold AS IS. Seller is offering a home warranty to new buyer.
  1. Listed by Tara Eberly • Swanson Real Estate
    P: (630)-742-6569 C: (630)-742-6569 teberly18@gmail.com

Property Details for 245 North Elm Street

Area
Waterman
Township
Clinton
Ownership
Fee Simple
Num Of Garage Spaces
2.5
Num Of Parking Spaces
4.5
Parking Included in Price
Yes
Air Conditioning Type
Central Air
Num of Interior Fireplaces
1
LISTING UPDATED: 02/19/2026 08:13 AM

Property Details for 245 North Elm Street

StatusPrice Change
MLS #12482969
Days on Market143
Taxes$6,936 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeDetached Single / 2 Stories
Year Built1901
Lot Size0.22 AC / 9,768 SF
CountyDeKalb County

Location

Listing Courtesy of Swanson Real Estate
Add your commute

Building Information for 245 North Elm Street

Stories-Year Built1901Building Size-Lot Size0.22 AC / 9,768 SF

Payment Calculator

$2,252 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,674

Property Taxes

$578

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 245 North Elm Street

General Information
School Information
  • Elementary School District: 425
  • High School District: 425
  • Middle Or Junior School District: 425
Addtl Parking Information
  • Parking Details: Garage Door Opener, Yes, Garage Owned, Detached, Off Street, Owned, Garage
Taxes and HOA Information
  • Association Fee Frequency: Not Applicable
  • Association Fee Includes: None
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Additional Parcels: No
Property Information
Interior Features
  • Interior Property Features: 1st Floor Full Bath
  • Num Of Rooms: 9
  • Bedrooms Total: 4
  • Bedrooms (Below Grade): 0
  • Community Features: Sidewalks, Street Lights
  • Fireplace Features: Wood Burning
  • Basement Type: Unfinished, Full
  • Bedrooms Possible: 4
  • Air Conditioning: Central Air
  • Flooring: Hardwood
  • Dining Room: Separate
  • Basement Bathrooms: No
  • Fireplace Location: Living Room
  • Room Type: Foyer, Walk In Closet, Office
  • Num of Baths: 2.0
Exterior Features
  • Patio And Porch Features: Patio
  • Type: 2 Stories
Utilities / Equipment
  • Sewer: Sewer-Public
  • Water: Public
  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, All Stainless Steel Kitchen Appliances
Property/Lot Information
  • New Construction YN: No
  • Rebuilt: No
  • Rehabilitated: No
  • Built Before 1978: Yes
  • Age: 100+ Years
  • Type Detached: 2 Stories
  • Total Sq Ft: 0
  • Aprox Total Finished Sq Ft: 0
  • Total Finished and Unfin Sq Ft: 0
  • Lot Description: Corner Lot
  • Lot Size: Less Than .25 Acre
  • Lot Dimensions: 66X148
  • Waterfront: No
  • Disability Access and/or Equipped: No
  • Construction: Frame
  • Roof Type: Asphalt
  • Foundation Details: Concrete Perimeter
  • General Information: School Bus Service
  • Living Area Source: Landlord/Tenant/Seller
Property and Assessments
  • Public Document Count: 1
  • Document Date: 2025-09-30T14:31:07
  • Photos Count: 36
  • OpenHouse Count: 0
Virtual Tour/Additional Media
  • Virtual Tour: None
  • Virtual Tour YN: No
Room Information
Master Bedroom Information
  • Master Bedroom Level: Second
  • Room Type: Master Bedroom
  • Master Bedroom Bath: None
  • Master Bedroom Dimensions: 13X15
Bedroom #2 Information
  • 2nd Bedroom Level: Second
  • Room Type: Bedroom 2
  • Bedroom #2 Room Dimensions: 15X13
Bedroom #3 Information
  • 3rd Bedroom Level: Second
  • Room Type: Bedroom 3
  • Bedroom #3 Room Dimensions: 13X11
Bedroom #4 Information
  • 4th Bedroom Level: Second
  • Room Type: Bedroom 4
  • Bedroom #4 Room Dimensions: 10X12
Dining Room Information
  • Dining Room Level: Main
  • RoomType_DR: Dining Room
  • Dining Room Dimensions: 14X13
Family Room Information
  • Family Room Level: Main
  • RoomType_FR: Family Room
  • Family Room Dimensions: 15X15
Kitchen Information
  • Kitchen Level: Main
  • RoomType_KT: Kitchen
  • Kitchen Dimensions: 14X11
Laundry Information
  • Laundry Level: Main
  • Room Type: Laundry
  • Laundry Dimensions: 8X4
Living Room Information
  • Living Room Level: Main
  • Room Type: Living Room
  • Living Room Dimensions: 15X16
Walk In Closet 1 Information
  • Room Level: Second
  • Room Type: Walk In Closet
  • Dimensions: 9X10
Foyer Information
  • Room Level: Main
  • Room Type: Foyer
  • Dimensions: 9X17
Office Information
  • Room Level: Main
  • Room Type: Office
  • Dimensions: 10X12

Property History for 245 North Elm Street

DateEvent & SourcePriceAppreciation
Feb 19, 2026

Price Change

MRED #12482969

$343,500—
Oct 28, 2025

Price Change

MRED #12482969

$349,500—
Oct 17, 2025

Price Change

MRED #12482969

$359,500—
Sep 30, 2025

Listed (Active)

MRED #12482969

$365,000—
Dec 20, 2017

Sold (Public Record)

Public Record #613478727

$230,000

-0.9% / yr

Dec 20, 2017

Sold

MRED #09770559

$230,000—
Dec 2, 2017

Pending

MRED #09770559

—
Oct 3, 2017

Listed (Active)

MRED #09770559

$239,000—
Oct 1, 2017

Cancelled

MRED #09588035

$245,000—
Aug 24, 2017

Listed (Active)

MRED #09588035

$279,000—
Jan 31, 2005

Sold (Public Record)

Public Record #151758735

$260,000—
DateEvent & SourcePrice
02/19/2026

Price Change

MRED #12482969

$343,500
10/28/2025

Price Change

MRED #12482969

$349,500
10/17/2025

Price Change

MRED #12482969

$359,500
09/30/2025

Listed (Active)

MRED #12482969

$365,000
12/20/2017

Sold (Public Record)

Public Record #613478727

$230,000

-0.9% / yr

12/20/2017

Sold

MRED #09770559

$230,000
12/02/2017

Pending

MRED #09770559

—
10/03/2017

Listed (Active)

MRED #09770559

$239,000
10/01/2017

Cancelled

MRED #09588035

$245,000
08/24/2017

Listed (Active)

MRED #09588035

$279,000
01/31/2005

Sold (Public Record)

Public Record #151758735

$260,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 245 North Elm Street

Taxable ValueLand$10,547Additions$90,808Total$101,355
Tax Record2024$6,936 ($578 / month)
Home Facts
Beds0Lot Size9,768 SqFtStyleSingle Family ResidenceCountyDEKALBAPN14-16-279-005

Schools near 245 North Elm Street

This home is within Indian Creek Community Unit School District 425.
Rating
School
Type
Grades
Distance
Shabbona Elementary School
Public - PK to 4
Indian Creek Middle School
Public - 5 to 8
Indian Creek High School
Public - 9 to 12
Rating
School
Distance
Shabbona Elementary School
PublicPK to 4

Indian Creek Middle School
Public5 to 8

Indian Creek High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 245 North Elm Street, Waterman, IL 60556

245 North Elm Street is a single family home for sale in Waterman, IL 60556. This property was listed for sale on September 30, 2025 by Swanson Real Estate, it's currently listed at $343,500. It has been on the market for a total of 143 days and was last sold on December 20, 2017. This listing's school district is Indian Creek Community Unit School District 425. Nearby schools include Shabbona Elementary School, Indian Creek Middle School and Indian Creek High School. 245 North Elm Street is a 4-bed, 2-bath, 2,800 sqft single family home built in 1901.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Swanson Real Estate

Based on information from one of the following Multiple Listing Services: Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 02/19/2026 08:13 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.